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    Business

    The Clark Howard Podcast

    Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    Advertise

    Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    09.26.23 Professor Clark: Credit Scores 101 / Smart Borrowing For Small Business Sep 26, 2023
    Show notes

    September 26 Professor Clark: Credit Scores 101 / Smart Borrowing For Small Business

    Clark provides a 101 refresher on credit scores. Even if you don’t need to borrow, there are valid reasons to pay attention to your score. Hear about the variety of score models and how to keep your overall score healthy. Also, changes in the banking sector have made it hard for small businesses & entrepreneurs to obtain working capital. Clark shares the best approaches, from local banks and credit unions, to credit cards - plus a warning about fintech instant loans.

    • Credit Score Reset: Segment 1
    • Ask Clark: Segment 2
    • Small Business Cash Flow Needs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • Why You Don't Need an 800 Credit Score / How To Monitor Your Credit
    • Credit Karma Review: Free Credit Score and More at Your Fingertips
    • Credit Score Guide / 4 Ways To Get Your Free Credit Score
    • Credit Score Tips: Expert Helps Take Your Score From Good to Great
    • Is Apple Card Worth It? 5 Things To Know in 2023
    • Small-business owners say it’s hard to get a loan and fear more challenges ahead
    • The Basics of Forming a Limited Liability Company (LLC)
    • Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit
    • Petal Card Review: A Good Option for First Credit Card?


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.25.23 The UAW Strike - Vehicle Market Update / Points Taken: The Devaluation Of Frequent Flyer Programs Sep 25, 2023
    Show notes

    The vehicle market is going through a slow, steady healing process. Inventory is up. In light of the UAW strike, Clark discusses pricing for both new & used automobiles. Also today, Clark explains how Delta, United and American airlines actively devaluing their frequent flyer programs - is actually good for travel consumers.

    • Vehicle Market Update: Segment 1
    • Ask Clark: Segment 2
    • Devalued Miles: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • Buying a car? What the UAW strike means – and doesn’t mean – for auto sales
    • Wall Street Bet Big on Used-Car Loans for Years. Now a Crisis May Be Looming.
    • I Don’t Like My Car but I’d Be Upside Down if I Traded It In. Is There Anything I Can Do?
    • 7 Cheapest Cities To Buy a Used Car
    • How Do I Find a Mechanic To Inspect the Car if I Find a Used Vehicle Hundreds of Miles Away?
    • Student Loan Payments Are Restarting: 4 Things To Know
    • SAVE Repayment Plan Offers Lower Monthly Loan Payments
    • 9 Ways To Pay for College Without Student Loans
    • [The Washington Post] A golden era of airline status is ending
    • Points Guy - Delta SkyMiles changes: Airline overhauls how you earn Medallion status in biggest change yet
    • Why You Might Want To Dump Your Delta Credit Card Now (Clark.com)


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.22.23 Clark Answers His Critics on Clark Stinks / New Online Privacy Choices Sep 22, 2023
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - your privacy online. Europe's Digital Service Act is changing the online experience. Many of us are ignoring new privacy reminders. Clark explains why we’re seeing these, and why you should respond.

    • Clark Stinks: Segments 1 & 2
    • Enhanced Online Privacy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • 8 Tips for Staying Cool Without Heating Up Your Energy Bill
    • Travel Insurance? What You Need To Know Before You Buy
    • InsureMyTrip Review: Why We Like It and How to Use It
    • Apple Recycling Programs
    • [The Washington Post] What the E.U.’s sweeping rules for Big Tech mean for your life online
    • Privacy Archives - Clark Howard
    • Who Should Consider Setting Up a Trust?
    • Reasons To Consolidate Retirement Accounts


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.21.23 SAVE With New Prepaid Cell Plans / Dental Care Overseas Sep 21, 2023
    Show notes

    Clark.com provides in-depth coverage of cell phone plans, including pre-paid options. While the big 3 push higher bills at a time of marginal growth, 1 in 4 customers have gone to discounters. There are so many new cell phone plans out there - consider switching to save big bucks. Something else that can save big money is to travel to a foreign country for dental care. This potential alternative is an important, individual, research based choice.

    • Prepaid Phone Plans: Segment 1
    • Ask Clark: Segment 2
    • Dental Tourism: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need
    • Why You Should Consider a Prepaid Phone Plan
    • Fierce Wireless - AT&T launches new prepaid plan at Walmart, Target
    • Cricket Wireless: New Multi-Month Unlimited Plans From $30/Month
    • Cricket Wireless Review: 5 Things To Know Before You Sign Up
    • Clark Howard's Guide to Saving Money on Your Wedding
    • How a Tiny Mexican Border City Built a Budget Dental Empire - Bloomberg
    • Clark.com - Is Medical Tourism Right for You?
    • Best 529 College Savings Plans By State
    • Families can make a tax-free rollover from 529 plans to Roth IRAs in 2024


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.20.23 Food Delivery And Your Wallet / Bus Travel Is Back! Sep 20, 2023
    Show notes

    There’s a brewing war between food delivery services and restaurants and it’s costing customers. Clark discusses the big price difference between food delivery vs pickup or dining in, and the embedded cost of using food apps. Also, due to the unreliability of flight schedules, more people are driving to destinations they can reach in 8 hours or less. As an alternative, there are more discounted bus service options today to consider. A look at regional bus radial routes may save you money on travel

    • Food Delivery Costs: Segment 1
    • Ask Clark: Segment 2
    • Bus Travel: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • WSJ: Who Should Eat the Cost of Pricier Delivery Menus?
    • Food Delivery - DoorDash UberEats etc - Clark Howard Community
    • What Is a Spousal IRA and What Are the Rules?
    • 5 Things to Know About the Costco Car Rental Program
    • Credit Card Car Rental Insurance: What You Need To Know
    • Traveling by Bus Is No Longer a Plan B for Many Americans - The Wall Street Journal.
    • Skiplagging: How it works and why the airlines can't stand it
    • Amazon Clinic


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.19.23 Retail Theft Is A Plague / Ask Clark Sep 19, 2023
    Show notes

    Thanks to the sheer magnitude of retail theft, until solutions are found, we’ll continue to see more items under lock & key in many retail stores.

    Mentioned on the show

    • Dollar Tree said theft is such a problem it will start locking up items or stop selling them altogether
    • The Best International Phone Plans
    • Google Fi Wireless Review: Things To Know Before You Sign Up
    • Google Fi Wireless: Free Trial and New Plan Perks
    • How To Freeze Your Credit With Experian, Equifax and TransUnion
    • How Do You Decide if You Should Buy a Leased Vehicle When the Lease Ends?
    • What Are Index Funds?
    • Best Financial Advisors in 2023
    • Wills & Funerals Archives - Clark Howard


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.18.23 A Reset On Auto Insurance / Longevity Insurance Sep 18, 2023
    Show notes

    The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance.

    • Auto Insurance Bill Shock: Segment 1
    • Ask Clark: Segment 2
    • Longevity Insurance: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • Clark Howard: Habitat for Humanity - Clark Howard
    • Car Insurance Archives - Clark Howard
    • What Is Umbrella Insurance and Do You Need It?
    • Best Travel Credit Cards: Top Rewards Picks for 2023
    • Marketwatch - Can you answer this crucial retirement-planning question? Most people can’t.
    • Want to live to 100? "Blue Zones" expert shares longevity lessons in new Netflix series
    • Clark.com: Longevity Insurance: What Is It and Do You Need It?
    • How To Open a Roth IRA
    • Clark.com - Best High-Yield Online Savings Accounts
    • Target Date Funds: Clark's Favorite Retirement Investment


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.15.23 Clark Answers His Critics on Clark Stinks / The Credit Card Competition Act Sep 15, 2023
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the U.S. has the highest credit card processing merchant fees in the world - the system that feeds credit card rewards. Clark explains the industry battle surrounding the proposed Credit Card Competition act of 2023, which would allow free market competition for merchant processing. Learn what’s at stake and where Clark stands on getting U.S. fees aligned with the world standard.

    • Clark Stinks: Segments 1 & 2
    • The Credit Card Competition Act: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • Home Equity Loan vs. HELOC: What's the Difference?
    • Aven HELOC Card: 5 Things To Know About the Home Equity Credit Card
    • Credit Card Car Rental Insurance: What You Need To Know
    • Target Date Funds: Clark's Favorite Retirement Investment
    • Equifax - Can Creditors Go After My Retirement Accounts?
    • 3 Strategies for Building a Core Portfolio
    • Should I Buy an AirTag for My Checked Airport Luggage?
    • 4 Things To Know Before You Buy a Digital TV Antenna
    • WSJ - Visa, Mastercard Prepare to Raise Credit-Card Fees
    • Congress.gov - S.1838 - Credit Card Competition Act of 2023
    • Clark.com -Are Credit Card Rewards Going Away?
    • The Best Places To Buy Unlocked Phones
    • 6 Things To Know Before You Buy Gas at Costco Wholesale
    • TOP TIER™ Gasoline Brands


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.14.23 Employment Flexibility & Ageism Trends / The Financial Decision To Relocate Sep 14, 2023
    Show notes

    Clark shares new information about the job market including what workers want most, and opportunity for over 50 workers. Also today, an uncertain economy has bred many finance stories about the cheapest places to live. But moving for financial reasons is a big decision with multiple factors to consider. How to figure out if you should move for money.

    • Employment Trends: Segment 1
    • Ask Clark: Segment 2
    • Financial Relocation: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • Over 50? You’re a Hot Ticket in Today’s Labor Market
    • What 89% of Workers Are Willing To Give Up Their Job For
    • This Company Created a Return-to-Office Plan That Employees Actually Like
    • What Is Deferred Compensation? - Investopedia
    • Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023
    • How Does Booking Travel Through a Credit Card Rewards Program Compare?
    • Charging an EV? Get Cash Back from Your Credit Card
    • Should You Move for Financial Reasons? What to Know
    • What Is a Fiduciary Financial Advisor and Do I Need One?
    • How To Find and Choose a Financial Advisor
    • How to Sell Your Car in 5 Steps
    • What's the Best Place To Sell a Car in 2023?


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.13.23 Travel Research Warning / Employment: The Rise Of The Independents Sep 13, 2023
    Show notes

    Clark has an important warning about what to look out for when doing travel research online. Also in this episode, Clark discusses why this is the sweetest era to be an entrepreneur and how gig, contract & freelance work is reshaping the economy

    • FAKE Travel Guides: Segment 1
    • Ask Clark: Segment 2
    • The Gig Work Effect: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    • SOUTHWEST - Fall sale to high-tail it outta town.
    • NYTimes.com: A New Frontier for Travel Scammers: A.I.-Generated Guidebooks
    • Use this free tool to spot fake Amazon and Yelp reviews
    • Going™ | Formerly Scott's Cheap Flights / KAYAK Explore
    • Priceline - Find Cheap Hotel Rooms & Discount Hotels
    • Top Travel Deals - Clark Howard / Clark Deals - TRAVEL
    • How To Find Cheap Flights in 3 Easy Steps
    • The rise of gig workers is changing the face of the US economy
    • How To Save Money on Gas: 23 Ways
    • 7 Money Mistakes You Might Be Making at the Gas Station
    • T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up
    • Verizon Home Internet: Things To Know Before You Sign Up
    • Why Clark Howard Wants You to Set Up a 'Financial Chromebook'


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Previous 1 68 69 70 71 72 237 Next

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