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    Business

    The Clark Howard Podcast

    Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    Advertise

    Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    11.07.23 Couples’ Retirement Savings / Teen Driver Safety Measures Nov 07, 2023
    Show notes

    Are you unintentionally giving yourself a pay cut? 25% of American couples are. How couples can make sure they are balancing retirement savings. Also, good news around teen driving safety, and good advice for adult drivers.

    • Retirement Savings For Couples: Segment 1
    • Ask Clark: Segment 2
    • Teen Driver Safety: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings -USA TODAY
    • What Is a Spousal IRA and What Are the Rules?
    • Should I Buy an AirTag for My Checked Airport Luggage?
    • 4 Things You Should Always Pack in Your Carry-On
    • Turo: 5 Things To Know About the Cheap Car Rental Service
    • Report: Young driver fatality rates have fallen sharply in the US, helped by education, technology
    • 5 Major Bills You Can Lower This Month
    • Costco Car Buying Program: 4 Things To Know Before You Sign Up
    • The Best Car-Buying Services in 2023
    • Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Sponsor Link: Raisin

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    11.06.23 Grocery Prices Now & How To SAVE MORE / Beware “Free” Food Delivery Nov 06, 2023
    Show notes

    Feasting season is upon us. New data on food prices brings good news for smart shoppers. Clark has some great advice on saving more at the grocery store. Also - restaurant food can be more expensive when ordering on apps or with food delivery. How to get more for your restaurant dollars.

    • Grocery Savings: Segment 1
    • Ask Clark: Segment 2
    • Food Delivery Upcharges: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Food Is on Sale Again. You Might Still Have Sticker Shock. - The Wall Street Journal.
    • Walmart, Aldi lowering Thanksgiving dinner prices for holiday season - USA TODAY
    • 4 Insurance Policies You Actually Need (and 6 You Don't)
    • Chick-fil-A reportedly agrees to $4.4 million settlement over delivery price upcharges -USA TODAY
    • Do I Need Travel Insurance for Flights? And Should I Buy Separate Insurance for Each Part of My Trip?
    • Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It?
    • Elliott Report: Home
    • Wills & Funerals Archives - Clark Howard


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Sponsor Link: Raisin

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    11.03.23 Clark Answers His Critics on Clark Stinks / Deals And Scam Alerts For Veterans Nov 03, 2023
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, approaching Veteran’s Day, Clark has valuable info for those who serve or have served in our military about scams aimed at veterans, and deals available to veterans.

    • Clark Stinks: Segments 1 & 2
    • Deals For Veterans + Scam Alerts: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • What Clark Howard Thinks of 'Crypto Winter' After Big Crash
    • 10 Ways To Save Money on Car Insurance
    • 5 Credit Card Mistakes To Avoid
    • How to Buy a Used Car in 7 Steps
    • CarMax Review: 5 Things To Know Before You Buy or Sell
    • Veterans Should Look Out for These Scams
    • Clark.com Military guide
    • Clark.com 25+ places that offer discounts for veterans
    • Best Cash Back Credit Cards With No Annual Fee
    • The Business Model of Reinsurance Companies


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    11.02.23 Two Money Saving Household Tips / Tipping Is Out Of Control Nov 02, 2023
    Show notes

    Clark tells you why it may save you money to rethink how you use your dishwasher and washing machine. Also in this episode, we’re getting hit with tip requests from all new places. What are the rules now? Clark shares his ideas about this and some general guidelines.

    • Saving Water & Energy: Segment 1
    • Ask Clark: Segment 2
    • Tipping: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • [The Washington Post] Experts say don’t pre-rinse your dishes. We put that advice to the test.
    • Best Cash Back Credit Cards With No Annual Fee
    • Best Travel Credit Cards: Top Rewards Picks for 2023
    • Best Airline Credit Cards for 2023: Are They Right For You?
    • A Modern Day Guide to Tipping
    • Holiday Tipping: Who To Tip and How Much
    • How to Freeze Your Child's Credit
    • Submit a complaint | Consumer Financial Protection Bureau
    • What is a Passport Card? - Travel.gov


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    11.01.23 Vetting Charities / High Quality Furniture - Low Prices Nov 01, 2023
    Show notes

    The Season of Giving means donation requests coming from all sides. Clark helps you tell the legit charities from the crooks. Also, you may have noticed that affordable furniture often is not made to last these days. Some items are basically disposable. Get Clark’s take on how to find quality furniture for low prices.

    • Wise Charitable Giving: Segment 1
    • Ask Clark: Segment 2
    • On Furniture: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • How to make sure your donations count when weather disasters strike
    • Clark.com How To Choose the Best Charities for Your Donations
    • Clark.com - Car Rentals
    • Best Investment Companies for Investors in 2023
    • [The Washington Post] Why furniture got so bad
    • How To Freeze Your Credit With Experian, Equifax and TransUnion


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Sponsor Link: Raisin

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10.31.23 Travel Booking Nightmares / Save On Medical Procedures Oct 31, 2023
    Show notes

    There’s an industry wide problem in the travel industry. Clark explains the danger you face when searching for travel deals online. Also today, Clark discusses how hospital systems drive up costs and how to save money on medical procedures.

    • Bogus Travel Sites: Segment 1
    • Ask Clark: Segment 2
    • Save On Medical Procedures: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Hotel deals harder to find as third-party travel sites mirror each others' rates
    • Is Amazon Prime Worth It?
    • 12 Common Amazon Scams To Avoid
    • Clark Deals - Today's Best Deals of the Day
    • Are Your Hospital Outpatient Department Costs Too High? A Doctor's Office May Help
    • How To Open a Roth IRA
    • How Many Credit Cards Should I Have?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10.30.23 Passwords And Your Financial Safety / The Truth About Timeshares Oct 30, 2023
    Show notes

    Clark explains what can happen when you use the same password on multiple websites. Also today - Reportedly timeshares are making a comeback among younger travelers. Clark drivers the truth about timeshares

    • Password Safety: Segment 1
    • Ask Clark: Segment 2
    • Timeshares: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • [The Washington Post] Worried about the 23andMe hack? Here’s what you can do.
    • Car Insurance Archives - Clark Howard
    • Homeowners Insurance Archives - Clark Howard
    • Target Date Funds: Clark's Favorite Retirement Investment
    • How To Sell, Cancel or Get Rid of Your Timeshare
    • Timeshares - Clark.com
    • TRICARE Young Adult


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Sponsor Link: Raisin

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10.27.23 Clark Answers His Critics on Clark Stinks / What To Know About Credit Unions Oct 27, 2023
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - New reporting indicates that some credit unions are not behaving in the way that represents their members. Clark explains what you need to know about the superior choice for banking: credit unions.

    • Clark Stinks: Segments 1 & 2
    • Credit Unions: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Why You Should Never Mail a Check
    • Top Travel Deals - Clark Howard
    • Clark's National Travel Deals - Clark Howard
    • How much does real estate agent experience matter? Here’s what the data says.
    • Credit Unions Are Making Money Off People Living Paycheck to Paycheck
    • Credit Union vs. Bank: What's the Difference?
    • Virtual Credit Cards: An Online Security Measure Worth Taking?
    • Elliott Report


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10.26.23 Retail Mind Games / In A Brutal Housing Market - Strategies For Homebuyers Oct 26, 2023
    Show notes

    Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they’re getting deals & how to tell a real bargain from a fake one. Also today - It’s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs.

    • Retail Mind Games: Segment 1
    • Ask Clark: Segment 2
    • Home Buying Strategies: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Retailers are using a simple mind trick on you to make their discounts seem bigger than they are
    • Disney World and Disneyland raise prices for passes and tickets
    • Google Play - Property Assistant by Flyreel
    • The Real Reason Why Your Insurer May Not Renew Your Policy
    • Axios:Charted: Homebuyers' call to ARMs
    • Tiny Homes Are the Hot New Homeowners’ Accessory - WSJ
    • How To Buy a House in 9 Steps / Is It Safe To Buy a Home Out of Foreclosure?
    • Best 529 College Savings Plans By State
    • Simple Interest vs. Compound Interest: The Main Differences
    • How to Buy a Used Car in 7 Steps


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10.25.23 New Resources For Finding A Financial Advisor / Walmart Health Centers Oct 25, 2023
    Show notes

    Finding a financial advisor who won’t rip you off is tricky business. Clark shares some new ways to find your true fiduciary. Also, get the update on Walmart’s innovative in-store healthcare facilities.

    • Financial Advisors: Segment 1
    • Ask Clark: Segment 2
    • Walmart Health Centers: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • What Is a Financial Advisor and Do I Need One?
    • Advice-Only Network / Flat Fee Advisors
    • Should I Purchase Mortgage Life Insurance?
    • What Is Mortgage Protection Insurance and Do You Need It?
    • How To Buy Term Life Insurance in 7 Easy Steps
    • Walmart expands online healthcare benefits for US employees
    • Senior Care: Planning for the Future
    • What Brokerage Do You Recommend for First-Time Investors or Kids?
    • How To Open a Roth IRA
    • When Do You Need a Travel Agent?


    Clark.com resources

    • Episode transcripts
    • Community.Clark.com
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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