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    Business

    The Clark Howard Podcast

    Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    Advertise

    Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    04.25.25 Clark Answers His Critics on Clark Stinks / Fidelity Warning Apr 25, 2025
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark puts favorite child Fidelity in time-out due to a current practice they’re engaged in that account holders need to be well aware of.


    Clark Stinks: Segments 1 & 2

    Fidelity Warning: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    • This Simple Maintenance Schedule Will Make Your Car Last Longer
    • Walmart Tire Center / Clark.com - TIRES
    • Walmart+ Membership Program: 4 Things To Know
    • 23andMe Bankruptcy: Why You Should Erase Your Data Now
    • Raisin Review: Can You Trust This Online Savings Marketplace?
    • Apply for an electronic travel authorisation (ETA)
    • “Guaranteed” Not to Lose Money in the Stock Market? What’s the Catch? — FinancialFreedomforWomen.Org
    • What Is an Annuity, and Why Does Clark Think They Stink?
    • The Only Two Exceptions to Clark Howard's Annuity Rule
    • What’s the Best Way To Exchange Dollars for Foreign Currency?
    • Best Credit Cards With No Foreign Transaction Fees in 2025


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.23.25 Clark Saves On Travel To Italy / Understanding BONDS Apr 23, 2025
    Show notes

    Today, Clark looks at how the cost of summer travel is trending, and shares money saving advice from a recent trip abroad. Also in this episode, Clark explains the significance of bond funds to the market and to your investments.

    Latest Travel Tips: Segment 1

    Ask Clark: Segment 2

    A Briefing On BOND FUNDS: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    • Cheapest Way to Rent a Car: Expert Tips
    • 3 Reasons You Should Never Book a Nonrefundable Hotel Room
    • 5 Steps To Getting a Good Deal on a Hotel Room
    • Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly?
    • Scams & Rip-Offs Archives - Clark Howard
    • Travel Insurance Checklist: 5 Types of Coverage To Consider
    • Inverse Relation Between Interest Rates and Bond Prices
    • Best 0% Intro APR Credit Cards: Top Picks for 2025
    • Clark Howard's 2025 Credit Card Debt Elimination Strategy


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Advertisers: Policygenius.com

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.22.25 Ask An Advisor With Wes Moss Apr 22, 2025
    Show notes

    Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark

    Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising investment benchmark everyone is really watching (and why it might be misleading you!).


    Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 22, 2025, Ask an Advisor episode of the Clark Howard podcast.

    Submit your questions at clark.com/ask.


    We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


    Learn more about Wes: Wes Moss, CFP®


    Learn more about your ad choices: megaphone.fm/adchoices


    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.21.25 GOLD As An Asset / The Best Cell Phone Plan For You Apr 21, 2025
    Show notes

    Today, Clark talks GOLD! Should you be buying gold to help offset the uncertainty of the stock market? Clark discusses the nature of gold as an asset, and, should you decide to buy it, the best way to do so. Also - you may have seen lots of ads lately from the big cell phone carriers. Is it time to switch?


    Gold As An Asset: Segment 1

    Ask Clark: Segment 2

    Cell Phone Plan Update: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    • Should I Buy Gold? Is It a Good Investment?
    • Should You Buy Gold at Costco?
    • Warning: How You Should NOT Buy Gold
    • Trump Says Tariffs Are Reciprocal. They Aren’t.
    • The trade deficit isn’t an emergency – it’s a sign of America’s strength
    • WSJ: Verizon Offers 3-Year Price Lock for Wireless Customers
    • Best Verizon MVNOs: Cell Phone Companies That Use Verizon’s Towers
    • Verizon Wireless Deal: Get Four Unlimited Lines for $100
    • 13 New Cell Phone Deals in April - Google Fi Review
    • The Best Phone Plan For You – Compare Phone Plans
    • Best Phone Plans: Get Exactly What You Want at the Cheapest Price
    • Xfinity Mobile Review: Verizon’s Network Starting at $20 a Month
    • Spectrum Mobile Review: 7 Things To Know Before You Sign Up
    • Automatic Bill Pay: How It Works and How To Do It Safely
    • Charles Schwab Review: Pros & Cons
    • 5 Money Tips To Know Before You Travel Abroad
    • What Is an HSA Account and How Does It Work?


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.18.25 Clark Answers His Critics on Clark Stinks / Guide: Appeal Insurance Denial Apr 18, 2025
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, when it comes to medical insurance denials, companies count on people just paying up. But those who appeal are often successful. Clark shares a new guide that makes the appeal process easier.


    Clark Stinks: Segments 1 & 2

    Appeal Health Insurance Denial: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    • Certificate of Deposit (CD): What Is It, Best Places To Open One
    • Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account
    • 23andMe Bankruptcy: Why You Should Erase Your Data Now
    • What Is a Solo 401(k) and How Does It Work?
    • When Is the Best Time To Collect Social Security?
    • What Is an ABLE Account?
    • Find Out Why Health Insurance Denied Your Claim
    • What Should You Do if Your Insurance Claim Is Denied?
    • Can a Patient Advocate Help With Your Medical Bills?
    • What's the Best Way To Send Money Overseas?


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices


    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.16.25 AI Can Cost You / Waste Not When Dining Out Apr 16, 2025
    Show notes

    AI is spreading fast - too fast. Can you trust the answers you get? Clark relates how trusting AI can cost you time and money. Also, consumers are leaving money on the table when eating out. Asking for a doggy bag? No shame in that game! What’s RIGHT about leftovers.


    AI Warning: Segment 1

    Ask Clark: Segment 2

    To Go Box: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    • Gen AI's Accuracy Problems Aren't Going Away Anytime Soon, Researchers Say
    • Elliott Report: Home
    • Should You Respond to Class-Action Lawsuits?
    • Best Rewards Credit Cards: Top Picks for 2025
    • NYTimes: Is the Doggy Bag Dead?
    • Should I Be Concerned That I’m Receiving Mail at Home With Someone Else’s Name?
    • How To Save on Travel With Google Flights
    • What Condo Owners Need To Know About Insurance


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices


    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.15.25 Ask An Advisor With Wes Moss Apr 15, 2025
    Show notes

    Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness


    The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, Wes shares fascinating data about the top five activities that help make us the happiest – and the worst.


    Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 15, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:

    clark.com/ask.


    Why Timing the Tariff Market Could Cost You Big


    We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


    Learn more about Wes: Wes Moss, CFP®


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.14.25 Clarkonomics: What Is Stagflation / Pay In 4 Gets Worse Apr 14, 2025
    Show notes

    Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare. Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later.


    Clarkonomics - Stagflation: Segment 1

    Ask Clark: Segment 2

    BNPL Spells TROUBLE: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    • Certificate of Deposit (CD): What Is It, Best Places To Open One
    • 18 of the Best High-Yield Online Savings Accounts in April 2025
    • Are Money Market Funds a Safe Place To Stash My Savings?
    • Why Big Banks Are a Bad Place for Your Cash
    • Social Security Fairness Act: Windfall Elimination Provision
    • File a Consumer Complaint / Air Travel Service Complaint | secure.dot.gov
    • Axios: BNPL is everywhere / Why 'Buy Now, Pay Later' Worries Clark Howard
    • How To Improve Your Credit Score in 5 Key Areas
    • What Is a Secured Credit Card and How Does It Work?
    • Why Clark Howard Wants You to Set Up a 'Financial Chromebook'


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.11.25 Clark Answers His Critics on Clark Stinks / Job Market Update Apr 11, 2025
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - we now find ourselves in a frozen job market. Clark explains how this compares to conditions in 2009, and where laid off workers and others seeking employment, are most likely to find work.


    Clark Stinks: Segments 1 & 2

    Direction For Job Seekers: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    

    • 6 Credit Card Sign-Up Bonuses Worth at Least $500
    • How To Save Money on Utilities
    • Do Not Give Your Social Security Number at These Places
    • 401(k) limit increases to $23,500 for 2025, IRA limit remains $7,000
    • States rush to hire federal workers out of work after DOGE cuts
    • Booking a Cruise? Here Are 5 Ways To Do It for Less
    • The Only Way You Should Pay for a Cruise
    • How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
    • Should I Freeze My Credit With the Other Credit Bureaus?
    • How To Monitor Your Credit
    • Credit Karma Review: Free Credit Score and More at Your Fingertips


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.09.25 Dollar Tree Adaptations / Summer Travel - Gas Prices Apr 09, 2025
    Show notes

    In today’s episode - We may need a new name for Dollar Tree, because things there are changing again as the retailer adapts to inflation pressures. Also, the gasoline industry is going “bottom bucket - top bucket”. Clark explains what this means for motorists, and how to save more on quality gas.


    Dollar Tree Changes: Segment 1

    Ask Clark: Segment 2

    Spend Less On Gas: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    • What Can I Do if My HOA Is Doing a Poor Job?
    • A Secret Mortgage Blacklist Is Leaving Homeowners Stuck With Unsellable Condos - WSJ
    • What Condo Owners Need To Know About Insurance
    • Polybutylene for Inspectors
    • What Does a Home Warranty Cover and Is It Worth The Money?
    • Does the Brand of Gasoline Really Matter?
    • Buying Gas From a Station on This List Is Better for Your Car
    • 6 Things To Know Before You Buy Gas at Costco Wholesale
    • 7 Money Mistakes You Might Be Making at the Gas Station
    • How To Save Money on Gas: 23 Ways
    • How To Plan a Trip: Clark's Best Travel Tips To Save Money


    Clark.com resources


    Episode transcripts

    Community.Clark.com / Ask Clark

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Previous 1 29 30 31 32 33 237 Next

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