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The Clark Howard Podcast — Business
The Clark Howard Podcast

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

Latest Episodes:

02.11.26 Tax Refunds & Withholding / Clarksplainer: Trump Accounts Feb 11, 2026

Show notes

It’s tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today, more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not.

Tax Refunds & Withholding: Segment 1
Ask Clark: Segment 2
Trump Accounts: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

02.10.26 Ask An Advisor With Wes Moss Feb 10, 2026

Show notes

Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best?

Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can’t afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio?

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!
Learn more about Wes:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

02.09.26 Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power Feb 09, 2026

Show notes

Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you. Also - As fierce winter storms ravage regions of the country with lengthy power outages, new tech is ushering in the rise of affordable home battery backups.

Got Restaurant Gift Cards?: Segment 1
Ask Clark: Segment 2
Home Battery Backup Power: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

02.06.26 Clark Answers His Critics on Clark Stinks / Housing Market Predictions Feb 06, 2026

Show notes

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark shares housing market predictions through the rest of 2026 and why he considers this a “transition year” in housing.

Clark Stinks: Segments 1 & 2
Housing Market Update: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

02.04.26 Love & Money / Which Documents Should You Keep Feb 04, 2026

Show notes

Valentine’s Day approaches. What can spoil the romance in any relationship? Fighting over money. Clark emphasizes the importance of ongoing "low-voltage" conversations around financial goals. Also - What paperwork should you hang onto and for how long? Clark’s guide provides a clear strategy for organizing your financial life and protecting your assets.

Couples & Money: Segment 1
Ask Clark: Segment 2
Record Keeping: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoice

Learn more about your ad choices. Visit megaphone.fm/adchoices

02.03.2026 Ask An Advisor With Wes Moss Feb 03, 2026

Show notes

Dollar vs. Gold: Why You Don’t Need To Panic & #1 Retirement Fear (and Ways To Let It Go)

While recent headlines might suggest the dollar is "plunging" as gold and silver prices soar, Wes Moss provides a grounded perspective on why the decline, while significant, is still well within historical ranges, and why he believes our economy is still strong. Also, Wes dives into the top fear facing Americans: the fear of running out of money in retirement. As humans, we are wired to prioritize protection and survival, but letting this fear dictate your financial strategy can be counterproductive. Wes breaks down the research behind this common anxiety and introduces five actionable steps designed to eliminate financial dread and help you regain confidence in your long-term plan.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

02.02.26 Going Mobile: Relocation For Jobs And Homeownership Feb 02, 2026

Show notes

If you’re feeling stuck in your career and/or housing situation, Clark shares something important to consider. With housing inventory rising in nearly 20 states and more affordable markets opening up in the American heartland, being open and flexible to moving your zip code might be the key to unlocking both homeownership and professional opportunity. Also, using the latest data, Clark breaks down the fastest-growing occupations for the next decade.

Homeownership & Relocation: Segment 1
Ask Clark: Segment 2
Fastest Growing Jobs: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

01.30.26 Best Cheap Cars / Secret To An Affordable Vacation Jan 30, 2026

Show notes

Friday normally brings a ripe episode of Clark Stinks but today Clark has an update for potential car buyers. While the cost of automobiles has been soaring, Clark reveals a surprising counterpoint: a selection of reliable, more affordable vehicles. Also in the interest of affordability, travel can easily be too costly. But there’s an often overlooked option that could help you save on spring break or a summer getaway.

(Note: Clark Stinks will be back next week!).

Affordable Vehicles: Segment 1
Ask Clark: Segment 2
Affordable Vacations: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

01.28.26 Bypass Finfluencers / Can You Spot A Scam? Jan 28, 2026

Show notes

Many young adults recognize the value of early saving and investing long-term. But with 61% of this age group now trusting social media "finfluencers" for investing tips, it’s more important than ever to distinguish between sound financial advice and sales pitches pushing “get rich” ripoffs and worse - conflating gambling with real investing. Also today - Clark shares a recent story of a retired lawyer who lost $85,000 to scammers posing as Microsoft security, only to have his bank deny a refund. Con artists continue their rampant looting unabated, with ever increasing sophistication, and no one is immune. BUT, there are tells. Learn their method of operation, how to verify account activity on your own terms, and how to protect your "keys to the kingdom" from the criminals leveraging your data against you.

Finfluencers Vs The Real Thing: Segment 1
Ask Clark: Segment 2
Block The Con Job: Segment 3
Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

01.27.26 Ask An Advisor With Wes Moss Jan 27, 2026

Show notes

Is the Middle Class Shrinking? & the Quiet Power of Dividend Growth

The middle class is shrinking — but perhaps not for the reason you’ve been told. While headlines often paint a bleak picture of economic decline, the underlying data reveals a much more complex and surprising transformation. Wes Moss dives into the "missing" middle class, using recent data to uncover where those families have actually gone since 1979. Also, Wes pulls back the curtain on a hidden force in the stock market: the math of dividend durability. While many investors are distracted by flashy price targets, they are overlooking a component that has historically accounted for over a third of the market's total return. Wes breaks down why a company’s dividend policy is one of the most reliable signals of financial strength and how the "quiet persistence" of dividend growth has consistently outpaced inflation for over sixty years.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 27, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!

Learn more about Wes:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

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