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    Business

    The Clark Howard Podcast

    Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    Advertise

    Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    04.21.22 F-150 Lightning Strikes the Car Market / New Money Saving Cell Phone Plans Apr 21, 2022
    Show notes

    Monday’s launch of the F-150 Lightning marks an inflection point in the evolving vehicle market. Clark gives an overview of the market now, and where we’re headed. Also, new cell phone offerings can save you big bucks! There’s a new low price leader for family plans well worth checking out. Google Fi Price Drops: Unlimited for As Low as $20 per Line

    • F-150 Lightning Launch-Auto Overview: Segment 1
    • Ask Clark: Segment 2
    • New $ Saving Cell Phone Plans: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • A Cheaper Netflix Subscription May Be on the Horizon
    • Clark.com Streaming TV Guide
    • The 5 Best Health Insurance for College Students in 2022
    • GOOGLE FI - Choose the right plan for you
    • Clark.com Review: Google Fi Review: Things To Know Before You Sign Up
    • Clark.com Cell Phone Guide Updated Every Month!
    • The Best Ways To Protect Yourself Against Airline Cancellations
    • File a Consumer Complaint | US Department of Transportation
    • What Is a Financial Advisor and Do I Need One?

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.20.22 Investing: Real Estate vs. Stocks / Work From Home Expenses Apr 20, 2022
    Show notes

    Clark weighs in on an old debate: Which is the better investment - rental property or stocks? Learn the pros and cons of each. Also, a WFH question is brewing: Should employers pay work from home expenses? Should you expect your employer to foot the bill for any of your costs?

    • Real Estate vs. Stocks: Segment 1
    • Ask Clark: Segment 2
    • WFH Expenses: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • Pet owners, stores facing canned food shortage
    • Baby-Formula Shortage Prompts Rationing at Target, Kroger, Walgreens and CVS
    • What Are Index Funds?
    • A strong password isn’t enough | Here’s the best way to protect your online accounts
    • Best Mattress Buying Guide 2022 - Consumer Reports
    • Novaform 14" Comfort Grande Plus Gel Memory Foam Mattress Medium


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.19.22 Company Training Programs / A Cash App Data Breach Warning Apr 19, 2022
    Show notes

    An upside to the labor shortage: taking your pay rate higher. Walmart’s truck driving program is just one example. But there’s something you should know about company training programs touted as “free” in various industries. Also, the CashApp data breach is huge. What information the criminals have is disturbing but there’s a Clark smart way to protect yourself.

    • Company Training Programs: Segment 1
    • Ask Clark: Segment 2
    • Cash App Warning: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?
    • Fraud Is Flourishing on Zelle. The Banks Say It’s Not Their Problem.
    • Alaska Airlines - Flight Pass

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.18.22 Gadget Management: Selling Electronics / Back To Basics: Your Inflation Budget Apr 18, 2022
    Show notes

    We tend to cycle through electronic devices too fast. Do you have old phones & other devices sitting in a drawer? Clark has advice for selling them, a subscription warning - and a general rule on how long to keep electronics. Also - High inflation doesn’t necessarily make you a sitting duck. We’re getting squeezed from all sides. Clark offers 5 steps to better budgeting & this rule to live by: It’s what you DON’T spend that counts over time.

    • Gadget Management: Segment 1
    • Ask Clark: Segment 2
    • Your Inflation Budget: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • Clark.com The Best Places To Sell Your Cell Phone
    • When Will Gas Prices Go Down?
    • BBB-File a Complaint
    • 3 Free or Cheap Medical Alert Systems for Seniors
    • Latest Investing & Retirement
    • Free Budget Worksheet: The CLARK Method to Create a Monthly Budget
    • How to Budget With a Cash Envelope System
    • Google Sheets: The Free Budgeting Tool You Probably Haven't Tried
    • 6 of the Best Budgeting Apps in 2022
    • Budgeting Basics: What You Need to Know to Get Started
    • 5 Ways To Start Living Below Your Means
    • Ask Clark: What Is a Backdoor Roth IRA?
    • How to Set Up a Backdoor Roth IRA - Investopedia
    • When Will Car Prices Go Down?


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.15.22 Clark Answers His Critics on Clark Stinks / New Debt Collection Tactics & Your Rights Apr 15, 2022
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, debt collectors may soon be sliding into your texts, emails & direct messages on social media. Clark lets you know what your rights are.

    • Clark Stinks: Segments 1 & 2
    • Debt Collection & Your Rights: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • FIDELITY Security Overview
    • Use these security keys to lock down your computer and protect your personal info
    • SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know
    • The Points Guy - Maximize your travel.
    • Your rights when dealing with debt collectors
    • The Statutes of Limitations on Debt Collection by State
    • What to Do When You're Being Harassed About an Old "Zombie Debt"
    • How To Send a 'Drop Dead' Letter to a Collection Agency
    • Term Life vs. Whole Life Insurance: Understanding the Difference
    • Fidelity Investments Review 2021: Pros & Cons


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.14.22 Housing Market Decisions / Energy Outlook & Strategy Apr 14, 2022
    Show notes

    Clark lends perspective on today’s surging housing prices and mortgage rates and offers clear guidelines for making a homebuying decision in this difficult market. And for home buyers considering an ARM - a Clark warning. Also, as war in Ukraine affects the global energy market, the U.S remains the world’s largest energy producer. The expected economic impact at home, our energy future, and what we can control right now to save more.

    • Housing Decisions: Segment 1
    • Ask Clark: Segment 2
    • Energy Outlook & Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Should I Buy a House in This Crazy Real Estate Market?
    • How To Save for a House
    • The #1 thing you can do right now to save on energy bills
    • How To Save Money on Utilities
    • Clark Howard's 5-Step Guide To Lowering Your Monthly Bills
    • How To Save Money: 35 Ways To Reduce Expenses
    • How to Book the Best and Safest Airbnb

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.13.22 Order Up: Behold The RoboBurger / Millions Lost in Heinous Gift Card Scams Apr 13, 2022
    Show notes

    RoboBurger is here! The restaurant industry must adapt to labor shortage conditions. Clark discusses how part of the solution is robotics offering machine made food and convenience. Also, props to Walmart on developing scam busting software, ultimately recovering $4 million in gift card fraud targeting the elderly. That’s a fraction of the losses caused by this long running scam and its mutations. Heed Clark’s special warning for you and your loved ones.

    • Order Up: The RoboBurger: Segment 1
    • Ask Clark: Segment 2
    • Elder Fraud: Gift Card Scams: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Best Travel Credit Cards: Top Rewards Picks for 2022
    • Best Rewards Credit Cards: Top Picks for 2022
    • Clark.com - CREDIT CARDS
    • The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report
    • 5 Sneaky Ways To Improve Your Credit Score
    • Business & Entrepreneurs Archives - Clark Howard - SCORE: Homepage


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.12.22 Special Guest: MARK CUBAN on his new CostPlus Drug Company Apr 12, 2022
    Show notes

    Mark Cuban has taken on the pharmaceutical industry. Clark discusses what he hopes to accomplish with the Mark Cuban Cost Plus Drug Company and how it can help consumers save more. Will Mark Cuban’s New Prescription Company Really Save You Money?

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.11.22 Navigating Airline Chaos / Wanted: Your Spare Change Apr 11, 2022
    Show notes

    As people return to travel, the airlines are caught with staff shortages in all positions, canceling thousands of flights in the past few weeks. Clark has several strategies to help get you where you’re going. Plus - got coins laying around? You can help yourself and businesses at the same time. Coin Shortage: What To Do With Your Old Coins

    • Flight Plan Strategies: Segment 1
    • Ask Clark: Segment 2
    • Wanted: Your Spare Change: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Follow These Tips if an Airline Reschedules Your Flight
    • 5 Things To Do if You Need To Book a Trip This Summer
    • Auto Europe: Europe Car Rentals $6/day! Best Rate Guarantee
    • Looking for Coinstar Alternatives? Check Your Local Credit Union
    • How Much Should You Have Saved for Retirement by Now?


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    04.08.22 Clark Answers His Critics on Clark Stinks / Housing Solutions: ADUs Apr 08, 2022
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, 20% of Americans now live in multi-generational households. A real opportunity that deals with the extreme housing shortage: Accessory dwellings or ADUs. Clark explains the multiple benefits this kind of dwelling can provide.

    • Clark Stinks: Segments 1 & 2
    • Housing: ADUs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Accessory dwellings get another look in tight housing market
    • 5 Steps To Getting a Good Deal on a Hotel Room
    • International Travel Tips: 26 Things to Know Before Going Overseas
    • Is an extended warranty ever worth it?

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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