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    Business

    The Clark Howard Podcast

    Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    Advertise

    Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    06.03.22 Clark Answers His Critics on Clark Stinks / A New Era of World Trade Jun 03, 2022
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses the impact of world trade on our finances here. The cost of doing business for our national security - we are entering a new era of world trade alliances and strategic imports. Initially the movement of goods will be less efficient - necessary due to the geopolitical risks we face. There will be more supply chain creation here and abroad as we adapt.

    • Clark Stinks: Segments 1 & 2
    • World Trade & Strategic Imports: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Fidelity Rewards Credit Card Review: Invest with 2% Cash Back
    • 12 ways to save at Target
    • Target vs. Walmart price comparison: Which store is cheaper?
    • The Best Credit Cards With No Foreign Transaction Fees
    • Report: 5 Things Most Americans Don’t Understand About Social Security
    • 23 Ways To Save Money on Gas


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    06.02.22 Your Safety and Dietary Supplements / Car Market Update Jun 02, 2022
    Show notes

    Dietary supplements, vitamins and herbal remedies are unregulated. Clark clarifies which labels to trust. Learn about labels that lie vs NSF & USP supplements. Also, Clark explains how the vehicle market is progressing, including good news on the used car front.

    • The Safety of Supplements: Segment 1
    • Ask Clark: Segment 2
    • Car Market Update: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Supplement and Vitamin Certification | NSF
    • USP Verification Services
    • How to Buy a Used Car in 7 Steps
    • Why Are My Credit Scores Different?
    • Health Insurance Guide
    • Free COBRA Health Insurance: 3 Things To Know


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    06.01.22 Payroll Advances: Perils & Alternatives / Update: Robocalls & Messaging Scams Jun 01, 2022
    Show notes

    Employers have outsourced companies to handle pay advances, many of which charge junk fees. Dave is a payroll advance company that asks for voluntary tips, equivalent to paying interest. These advances can lead to a deficit spending habit. Clark offers a better way. Also, the fight to limit robocalls is showing signs of working, so scammers are moving to messaging to get at your money. What to look out for.

    • Perils of Payroll Advances: Segment 1
    • Ask Clark: Segment 2
    • Robocalls & Messaging Scams: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • How to Find and Claim Missing Money in Your Name
    • 23 Ways To Save Money on Gas
    • A Simple Way To Help Your Kid Build Credit
    • How Does Afterpay Work?
    • Why 'Buy Now, Pay Later' Worries Clark Howard


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    05.31.22 Our Power Grid & Portable Generators / FREE Online Books, TV & Movies May 31, 2022
    Show notes

    It could be a rocky summer for power blackouts and we’ve got some vulnerabilities with our energy grid around the county.. What could go wrong and ways to be prepared, including battery powered generators. Also, free stuff! How to get books, music, TV & movies LEGALLY online for nothing! See our guides listed below.

    • Power Outages & Generators: Segment 1
    • Ask Clark: Segment 2
    • FREE Entertainment Content: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • The 12 Best Free Movie Websites for Online Streaming
    • 11 of the Best Places To Watch TV Shows Online Free
    • 15 of the Best Places To Find Free E-Books
    • 11 of the Best Places To Find Free Audiobooks
    • 15 Places To Listen to Free Music Online
    • Kanopy Review: How Your Library Card Provides Free Streaming
    • Great cancellation spreads beyond Netflix
    • JustWatch Review: 5 Things To Know About the Streaming App
    • Best Homeowners Insurance Companies and Ones To Avoid
    • How To Find and Choose a Financial Advisor
    • Ask Clark: What Is a Backdoor Roth IRA?
    • 5 Things To Know About Series I Savings Bonds
    • Is There a Safe Way To Invest in Real Estate?

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    05.27.22 Clark Answers His Critics on Clark Stinks / Where The Deals Are! May 27, 2022
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Plus, there are deals to be had right now on several items we use in our lives, including mattresses. Inflation nation, Clark’s calling out the deal categories!

    • Clark Stinks: Segments 1 & 2
    • Current Deal Categories: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • 2022 Top Public Colleges & Universities | US News Rankings
    • Vocational Training Programs by State
    • The Top 25 Two-Year Trade Schools: Colleges That Can Solve The Skills Gap
    • Florida College System
    • Children - Overview - Delta
    • Clark Deals - Mattresses
    • Do Not Give Your Social Security Number at These Places
    • Should You Buy Out Your Leased Car?
    • How to Save Money on Car Insurance
    • How to Shop for Car Insurance


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    05.26.22 Money & The Happiness Quotient / Concert Ticket Pricing May 26, 2022
    Show notes

    A perpetual debate: Can money buy happiness? Clark discusses survey findings on the matter and the role of money in personal freedom and happiness. Also, with concerts and events back in full swing, many aiming to get out aren’t happy with ticket prices, but understanding how the industry operates can help you save. Hear how bucket system pricing in the concert industry is based on dynamic demand - and what that means to ticket buyers.

    • Money & Happiness: Segment 1
    • Ask Clark: Segment 2
    • Concert Ticket Pricing : Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Thrift Savings Plan: Home
    • Can Credit Repair Companies Really Raise Your Score?
    • 6 Things To Know Before Contacting the National Foundation for Credit Counseling
    • Have you joined Clark's 'Ditch Your Debt' Facebook group yet?
    • How To Open a Roth IRA
    • Best Investment Companies for Investors in 2022
    • Checking monthly statements key defense against credit card hacks


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    05.25.22 Summer Air Travel Saving Strategies / Cooling You Home This Summer May 25, 2022
    Show notes

    Memorial Day and the summer travel season is upon us. Airfares have gone way up due to pent up demand and pilot shortages forcing airlines to cut back schedules during peak season - perfect storm for your wallet. Learn essential strategies for saving more on air travel based on when and where flexibility. Another summer expense: cooling your home. With energy prices also up, Clark talks about thermostat settings, and the value of smart thermostats.

    • Summer Airfare Savings: Segment 1
    • Ask Clark: Segment 2
    • Home Cooling: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • The Best Way To Get a Flight Deal to Europe Right Now
    • Where You Should (and Should Not) Book Your Next Vacation
    • How To Find Cheap Flights in 3 Easy Steps
    • Hopper - Book Flights & Hotels on Mobile
    • Norway’s Norse Atlantic To Launch From 4 U.S. Airports, Fares From $129
    • CLEAR Identity Verification: 6 Things to Know Before You Sign Up / Clearme.com
    • What's the Best Setting for Your Thermostat During the Summer?
    • What Is a 403(b) and How Does It Work?
    • How To Open a Roth IRA


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    05.24.22 Turbulent Crypto Currents / Prostate Cancer Update and Self-Advocacy May 24, 2022
    Show notes

    Learn Clark’s position on crypto and why it’s not yet ready for prime time. Most people who’ve put money into crypto have lost money, either through fraud or lost value. Ultimately digital money will become part of our lives. This is the pioneering phase of crooks, con artists, speculators and believers. Also, Clark was diagnosed with prostate cancer 14 years ago. Why this can be a complicated diagnosis, new research into genetic markers, Clark’s update and how to approach a diagnosis as an advocate for yourself.

    • Crypto Currents: Segment 1
    • Ask Clark: Segment 2
    • Prostate Cancer Update: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • How to avoid ‘rug pulls,’ the latest cryptocurrency scam
    • Clark Howard and the Prostate Cancer Foundation
    • Deposit Insurance - FDIC
    • Mint Review: 5 Things To Know About the Free Budgeting Tool
    • Welcome to the Clark.com Community


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    05.23.22 A New AMEX Travel Benefit / Save More on Weddings May 23, 2022
    Show notes

    Clark discusses how travel insurance and cancellations generally work, and a void in the market that AMEX is filling. Then, the discussion turns to weddings, a recent low cost nuptial ceremony that went viral and cash wedding gifts.

    • AMEX Travel Benefit: Segment 1
    • Ask Clark: Segment 2
    • Budget Weddings: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • The Points Guy: American Express adds new ‘cancel for any reason’ coverage option on flights
    • The Points Guy: Why are airfare and hotel rooms so expensive right now?
    • U.S. summer travelers can expect long lines, higher prices as COVID restrictions ease
    • #1 Reason You May Not Need ‘Cancel for Any Reason’ Travel Insurance
    • The Best Credit Cards With No Foreign Transaction Fees
    • How to handle money when you’re traveling overseas
    • How to Plan a Trip: Clark’s Best Travel Tips to Save Money
    • Clark Howard's Guide to Saving Money on Your Wedding
    • Make Money Origami to Personalize Cash Gifts - YouTube
    • Clark Howard: Books - Clark Howard
    • Life Insurance Archives - Clark Howard
    • Wedding & Event Flowers - Costco Wholesale

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    05.20.22 Clark Answers His Critics on Clark Stinks / Summer Jobs Galore for Teens May 20, 2022
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, jobs are abundant right now for all but the summer employment outlook has never been better for teens. There are jobs aplenty for decent pay. Plus, an important professional courtesy tip from Clark.

    • Clark Stinks: Segments 1 & 2
    • Summer Jobs for Teens: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    • AAA IDP International Driving Permit
    • Public Service Loan Forgiveness (PSLF) - Federal Student Aid
    • CURRENT - Put your savings to work with 4.00% APY¹
    • 6 Best Ways To Send Money Online
    • Warning: Never Get Roadside Assistance From Your Insurance Provider
    • What Is a Roth 401(k) and How Does It Work?
    • Should I Get an Umbrella Insurance Policy?

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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