Talking Real Money - Investing Talk

Latest Episodes:

Ep. 1006: A Better Way to Q&A Aug 26, 2022

Show notes

Don spends another day answering listeners questions:
What to we think about market timing?
How can he add small and emerging markets with a mediocre 401k?
What is the worst case scenarion for an I-Bond buyer?
What is a basis point and is Tom caffeinated?
Can a retored spouse have a Roth IRA and Personal Capital's new savings account?
What should be done with next year's Roth contributions?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1005: Are There No Fiduciaries? Aug 25, 2022

Show notes

We explore one of those lists of the "best" financial "advisors." What makes this list of commissioned brokers the "best" wealth managers? We ask and answer that question.
Plus, listeners want to know what to do with a bunch of Microsoft stocks and what is the difference between Dimensional and Avantis?
Also, check out the video version at YouTube.com/talkingrealmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1004: Are There No Rules? Aug 24, 2022

Show notes

Tom is back. First, we discover that active mutual funds can pick their own securities benchmarks against which they are compared. Now, it appeard that insitutional fund managers are setting their own performance targets to increase performance bonuses.
A listener wonders if Social Security can be considered part of a fixed-income portfolio?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1003: Just Change the Rules Aug 23, 2022

Show notes

Don't like the way your active mutual fund compares to the competition? No problem. Just pick a better benchmark. It's perfectly legal and very effective at misdirecting investors. Don also considers the arguments that index funds are un-American. Yet, only a tiny percentage of active funds beat the indexes.
A caller wonders if annuities are guaranteed and what to do with them?
What's the best way to fund retirement accounts for young children?
How could Wellington and Wellesley be recreated with index funds?
In which accounts should bonds be held?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1002: The Great Ed and Med Ruse Aug 22, 2022

Show notes

Don dives into one of his biggest issues with the financial services industry. Many insurance companies are lying their way into the retirement plans of educators, medical workers, and public employees and sucking out HUGE fees. That's not conjecture, it's fact. Even worse the teachers unions are more than complicit. They actively promote expensive annuities to their members.
Then onto the questions:
Where can the most recent IRS mortality tables ne found?
Does al all value portfolio make sense?
What should be done with an old fixed annuity?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1001: Chock Full O' Qs Aug 19, 2022

Show notes

Thanks for all the great questions. Here's what Don answers in this episode:
How should bonds be added to a portfolio?
Is it time to abandon the sinking ARKK?
Does Crowdstreet look like a good investment?
Will a 70-year old employee face any emergency 401k penalties?
Are these advisors always fiduciaries?
Any apparent problems with this 60/40 portfolio?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 1000: Paying Too Much Aug 18, 2022

Show notes

Today Don dives into Morgan Stanley's form ADV and a sample crokerage statement to try and help you understand how much you might be paying for investing advice.
Be sure to watch the video to get the visual details at youtube.com/talkingrealmoney
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 999: Who Shot Crypto? Aug 17, 2022

Show notes

Who was responsible for Crypto's recent collapse?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 998: Famously Bad Advice Aug 16, 2022

Show notes

Famous people are notoriously bad investors.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments? Click!

Ep. 997: Reacting to News Aug 15, 2022

Show notes

Don't react to the markets.
Learn more about your ad choices. Visit megaphone.fm/adchoices