Talking Real Money - Investing Talk

Latest Episodes:

Ep. 1026: More Insurance Misdeeds Oct 11, 2022

Show notes

Numerous investigations point to rampant Medicare fraud by the companies that run some of the largest Medicare Advantage plans. When they cheat the system they hurt all of us.
Then we take your questions:
What should be done with an indexed annuity in a qualified retirement plan?
Does it makes sense to join a class action suit against a mutual fund?
How do you convert a percentage to basis points?
From which investment should RMD money be taken?
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Ep. 1025: So, What Now? Oct 10, 2022

Show notes

Don looks at his investment portfolio for the first time in months. Yes, stocks and bonds have been down. Should you be doing something? We discuss how to build the right portfolio for any market. We also spend some time discussing the problems with celebrity endorsements for financial products. Also, should the SEC regulate crypto? Then we take some questions:
Why do so many start taking Social Security before age 70?
We clarify spousal beneficiary benefits from Social Security?
How can you buy Treasury securities?
Where should parents go for financial help later in life?
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Ep. 1024: All About You Day Oct 07, 2022

Show notes

It's Friday and Don is answering your questions again:
What is our opinion of Personal Capital and AVUV?
What is the cost basis and what are the fees to buy and sell ETFs?
A listener is disappointed with Tom's opinion of I-Bonds.
Is this a good time to buy farm land?
Is it better to be in a tax-free bonds fund?
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Ep. 1023: House of Trades Oct 05, 2022

Show notes

Congress came close, but at the last minute greed prevailed and the powers that be, in the House, refused to bring a bill to a vote that would have banned stock trading. What, funds and ETFs aren't good enough for them?
Then off to listeners questions:
What do we think of the Washington state employee annuity?
Should you have different asset classes in your 401k and IRA?
Why does the amount of a security sale differ from the cash available to trade?
Does no state income tax influence the the purchase of CDs or bonds?
With an advisor retiring, how do you choose a new fiduciary advisor?
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Ep. 1022: The Power of Cash Oct 03, 2022

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We start with Don's update on Hurricane Ian, the we consider the many imroved opportunities for investing you short term cash.
After that, we are innundated with questions:
How can a 401k be slowly liquidated when an employer requires the whole account be closed?
What should be done with some old American fund shares in IRAs?
My advisor forgot to send some paperwork.
Is there a cure for a bad case of 'hodgepodgitis?"
How should a TSP portfolio be allocated?
Plus, Tom feels compelled to talk sports again and would you pay 200% interest for that cute "doggy in the window?"
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Ep. 1021: Back Answering Your Questions Sep 30, 2022

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Don is taking your questions again to wrap up the week:
Which comes first, your HSA or 401k?
When is interest taxed in "at maturity" CDs?
The best way to create a balanced investment at Fidelity?
What do we make of an obscure, institutional only fund for retirement plan?
What should parents do with $150,000 sitting in the bank?
Before considering an annuity, with whom should she talk?
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Ep. 1020: Sinking Home Values Sep 28, 2022

Show notes

Real estate prices can fall. That truth is becoming obvious as we learn that the Seattle area is falling fastest. Plus, we talk about all of the misleading advice from idustries with commissioned salespeople. Do you have to withdraw from a Roth 401k. Tom asks Don about the latest Florida Hurricane. We share JPMorganChase CEO's Jamie Dimon's thoughts about cryptocurrency. We follow that with the story of Michael Saylor's multi-billion dollar BitCoin bet.
We also hear from listeners:
What are the tax consequences of realizing capital gains in an IRA product?
Thanking us for what we do.
Can you choose with type of 401k account from which you take withdrawals at age 72?
Looking for more information about Series I bonds.
Does it make sense to get a HELOC to buy stocks?
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Ep. 1019: How to Bear Another Bear Sep 26, 2022

Show notes

For the second time in a row, investors have faced a second 20%+ decline in 2022. What happened and what does it mean to you? With stocks down and bonds down, at least that bear market protecting, inflation hedging asset class, gold, must have bailed you out? Right? Think again.
So, how are those complaex hedging type mutual funds done? Find out. Plus, we talk about both hurrican and market panic.
Then, we take your calls:
What happened to your podcasts in mid-September?
How to buy treasury securities on their initial offering?
How does the "wash sale rule" work and how to define a "substantially identical" security.
Is AVUV worth the higher fees compared with a pure small cap value index?
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Ep. 1018: Old & Poor in America Sep 23, 2022

Show notes

Don is slowly mending as the podcast maintains a shortened schedule of three to four episodes a week. There will be no videos for the nest few weeks.
Today, is the American retirement system broken and what can you do to avoid poverty in your final years?
PlUs, a reformed stockbroker wonders about using actively managed funds to create an income portfolio?
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Ep. 1017: Time to Retire? Sep 20, 2022

Show notes

Don and Tom consider the question that plagues many during times after markets have lost money: Is it a bad idea to retire from work in a bear market? Should you go after a "guaranteed" 9% return?
Then, on to your questions:
What do we think of an "advisors" advice to use American Funds in lieu of Vanguard funds?
How much can a working teenager contribute to a Roth?
How can money be given to grandkids and yet protected being used too early?
Is her bank advisor actually a fiduciary and how do they make money?
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