Smart Money Happy Hour with Rachel Cruze and George Kamel

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Will This “New” Shopping Tactic Actually Save You Money? Aug 22, 2024

Show notes

We all love a good BOGO, but can you really spend your way into saving more? In this episode, Rachel and George help you identify common “spaving” tricks you may be falling for and how to break the cycle!

Next Steps

· Never heard of EntreLeadership before? Check out our podcast for business leaders, EntreLeadership.

· 🎥 Check out our video on Girl Math: Smart Financial Strategy or Huge Money Mistake?

· Invest and plan for your future with a SmartVestor Pro. Get connected for free!

· 📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Offer From Today’s Sponsor

· This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🥃 The Chestnut Cup

Recipe: Cocktails Distilled

Ingredients:

· 1 ounce gin

· 1 ounce Campari

· 1 ounce lemon juice

· 3/4 ounce orgeat

Instructions: Combine all the ingredients in a shaker and add a single ice cube. Shake to combine, then strain into a glass filled three-quarters with ice cubes. Top with crushed ice and garnish with an orange wheel. Enjoy!

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Sharing Our Dumbest Money Mistakes (and Reacting to Yours!) Aug 15, 2024

Show notes

We’ve all been guilty of some “stupid tax” moments, like that time you spent $75 on a velvet cat pillow (that you didn’t even use). In this episode, Rachel and George confess a few of their own epic money fails and react to some of yours!

Next Steps

· 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Offers From Today’s Sponsors

· This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🍸 Palermo

Recipe: Difford’s Guide

Ingredients:

· 1 1/2 ounces vanilla rum

· 1 ounce sauvignon blanc wine

· 1 1/4 ounces pineapple juice

· 1/4 ounce sugar syrup

· Ice

· 1 pineapple wedge, for garnish

Instructions: Shake all ingredients with ice and fine strain into a chilled coupe glass. Add a pineapple wedge on the rim to garnish. Enjoy!

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🎙️ The Ramsey Show

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The #1 Budget Buster That No One Can Avoid Aug 08, 2024

Show notes

💵 Start your free budget today. Download the EveryDollar app!

Did you know there’s one expense that no one on the planet can avoid? And what if we told you the cost of that thing has risen by 26% in the last two years alone? If you’re starting to spiral, don’t panic! Today we’re talking grocery shopping pet peeves, takeout tips and other money and life hacks that can help.

Next Steps

🛒 Use Rachel’s Meal Planner & Grocery Savings Guide to get organized and save money at the store.

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Offers From Today’s Sponsors

This episode is sponsored by DeleteMe. 🔓 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.

Today’s Happy Hour Special:🍹 Sparkling Rosemary Peach Mocktail

Recipe courtesy of Cake n Knife

· 5 sprigs rosemary

· 1/2 cup sugar

· 1/2 cup water

· 1/2 chopped peach

· 4 ounces lemon juice

· 1 cup ice

· club soda

Instructions: Boil rosemary, sugar and water. Cover and let steep for 15-30 minutes. Strain and let simple syrup cool completely. Muddle peaches with lemon juice and rosemary simple syrup. Fill glass with ice. Strain mixture into a separate glass, top with club soda, and enjoy!

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Life (and Money) Tips We Wish We Knew in Our 20s Aug 01, 2024

Show notes

Are there things in life you wish you’d known sooner? Well, you’re in luck! Rachel and George are here with important life and finance lessons, revealing things they wish they’d known in their 20s.

Next Steps

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Watch our video where we break down the realities of adulting!

Offers From Today’s Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney

Today’s Happy Hour Special: 🍾 Bourbon Hugo Spritz

Recipe: @kristiwithatwist

• 1 ounce bourbon

• 1 ounce elderflower liqueur

• 3 ounces prosecco

• 2 ounces soda water

Instructions: Fill a glass with ice and add bourbon and elderflower liqueur. Top with prosecco and soda water, then stir. Garnish with an optional lime wheel and mint sprig and enjoy!

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Challenge: Explaining Investing “Like I’m 5 Years Old” Jul 25, 2024

Show notes

Consider this episode your crash course in investing! We get it—investing can be confusing. But don’t worry, Rachel and George are here to break it all down for you in a way that’s so simple even a five-year-old could understand.

Next Steps

📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Check out our video where we explain our most hated financial advice.

💰 Use the Ramsey Investment Calculator to find out your earning potential!

💸 Find an investing pro today!

Offers From Today's Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🍋‍🟩 Moscow Mule

Recipe: Difford’s Guide

Ingredients:

• 2 ounces vodka

• 1/2 ounce lime juice

• 1/3 ounce sugar syrup

• 3 ounces ginger beer

• Ice

Instructions: In a copper mug, stir together vodka, freshly squeezed lime juice, and sugar syrup. Then, add ice so it fills the mug two-thirds of the way and top with ginger beer. For added flair, serve with an optional lime slice and mint sprig.

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🎙️ The Ramsey Show

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Generational Money Trends: Who’s Got It Right? Jul 18, 2024

Show notes

Rachel and George have a hot topic on the agenda for this episode: Are Gen Zers just millennials . . . rebranded? Trends, tech, money habits—they’re comparing it all to find out if there really is a clear divide or if it’s just one big generational blur.

Next Steps

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Check out this episode to find out what today’s teens are spending their money on.

Offers From Today’s Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to www.joindeleteme.com/smartmoney.

Today’s Happy Hour Special: Juicy Julep Mocktail

Recipe: Completely Delicious

· 1 ounce pineapple juice

· 1 ounce orange juice

· 1 ounce lime juice

· 1 teaspoon fresh mint

· Ginger ale (to top off)

· Ice

Instructions: Add ice, pineapple juice, orange juice and lime juice to a glass. Top with ginger ale and mint leaves, and stir to combine. Serve right away, garnished with fresh mint.

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Financial Realities You Learn as an Adult Jul 11, 2024

Show notes

In this episode, Rachel and George explore the realities of adulting. Spoiler alert: It’s not all fun and games, especially when it comes to those sneaky, money-related expenses. But, before you get too down, stick around because they’re sharing a special tip to instantly make adulthood less depressing!

Next Steps

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Go to our video on Did You Get “The (Money) Talk” as a Kid?

🗞️ Read George’s article, “Why Do I Owe Taxes This Year? 6 Common Reasons”

💛 Pick up a copy of Rachel’s new children’s book, I’m Glad for Where I Am.

🛳️ Book your cabin! Join Dave and the Ramsey Personalities for a luxurious celebration of financial freedom aboard the Live Like No One Else Cruise!

👩🏽‍💻 Are you protected with the right insurance? Find out with our online Coverage Checkup.

🚑 Get covered! Find a RamseyTrusted insurance pro at Zander Insurance.

🖋️ Create your legally binding will using our online will-maker, powered by Mama Bear Legal Forms.

Offers From Today’s Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🍋‍🟩 Reddish Rita

Recipe courtesy of our Smart Money Happy Hour mixologist

1 ounce of reposado tequila

1 ounce of blanco tequila

3-4 ounces of orange liqueur

1 ounce of lime juice

1/2 ounce of agave nectar

Instructions: In a cocktail shaker, combine reposado tequila, blanco tequila, orange liqueur, lime juice and agave nectar. Add ice and shake vigorously until well chilled. Strain the mixture into a salt-rimmed glass and enjoy!

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Is Chasing “Financial Freedom” Really Worth It? Jul 04, 2024

Show notes

It's Independence Day and Rachel and George are celebrating in true Smart Money Happy Hour style—with patriotic cocktails and a little chat about financial independence. Is it a realistic goal, or should you aim for financial peace instead? They'll answer these questions on financial dependencies and more.

Next Steps

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Go check out our video on navigating awkward money conversations.

Offers From Today's Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🇺🇸 American Collins

Recipe: The Spruce Eats

1 1/2 ounces of gin

3/4 ounce of simple syrup

3–4 ounces of club soda

1/2 ounce of lemon juice

8 blueberries

4 cherries

Instructions: In a collins glass, muddle blueberries, cherries, simple syrup and lemon juice. Then, add the gin and fill the glass with ice. Stir briefly and top with club soda. Garnish with a cherry and a lemon wheel and enjoy!

Listen to More From Ramsey Network

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership

💵 Start your free budget today. Download the EveryDollar app!

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Are You Guilty of Telling These White (Money) Lies? Jun 27, 2024

Show notes

We’re all guilty of the occasional little white lie, but are they as harmless as they seem? Today, Rachel and George discuss how these fibs could actually be dipping into your wallet without you even noticing. Join them for a look at the financial impact of our everyday words.

Next Steps

📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

🎥 Check out George’s video where he breaks down investing for beginners.

💰 Navigate your investments with expert guidance from a SmartVestor Pro.

Offers From Today's Sponsors

This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🍋 Creamy Lemonade

Recipe: Every Little Crumb

Servings: 6

Ingredients:

• 1/2 can sweetened condensed milk

• 1 cup lemon juice

• 3 cups cold water

• 2 cups ice

Instructions: In a pitcher, whisk together the lemon juice and sweetened condensed milk. Add the cold water and stir, and then add the ice. For added flair, serve with extra lemon slices and optional mint leaves and enjoy!

Listen to More From Ramsey Network

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

💼 The Ken Coleman Show

📈 EntreLeadership