Smart Money Happy Hour with Rachel Cruze and George Kamel

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Are These Money Fears Rational? Oct 31, 2024

Show notes

Today we’re setting the chrometophobes who haven’t been on a vacation since 2004 free! In this episode, Rachel and George are calling out the irrational money fears keeping you stuck—plus how you can overcome them.

Next Steps:

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Today’s Happy Hour Special: 🍺 Butterbeer Old Fashioned

Recipe: The G&M Kitchen

Ingredients:

1 12-ounce bottle cream soda
1/4 cup butterscotch topping
1 1/2 ounces bourbon
1 dash black walnut bitters
1 ounce heavy whipping cream
Ice

Instructions: Heat the cream soda in a small pot for 5–10 minutes. Remove from heat and stir in the butterscotch topping. Let cool. Add the bourbon, 1 ounce of the cream soda mixture, and a dash of walnut bitters to a rocks glass with ice. Stir to combine. Add whipping cream to a cocktail shaker and shake until thickened. Pour the cream on top of the cocktail and enjoy!

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Do We Have It Harder Financially Than Our Parents? Oct 24, 2024

Show notes

We all love the ‘80s (minus the shoulder pads and neon). But were ‘80s babies better off financially? Find out how your favorite decade stacks up against today when it comes to money.

Next Steps:

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📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

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Today’s Happy Hour Special: 🎃 Pumpkin Spice Espresso Martini

Recipe: The G&M Kitchen

Ingredients:

1 1/2 ounces bourbon
1/2 ounce Baileys Irish Cream
1 1/2 ounces espresso
2 teaspoons pumpkin butter

Instructions: Brew 1 shot of espresso. Add ice, bourbon and pumpkin butter to a cocktail shaker. Top with Irish cream and the shot of espresso. Shake for 30 seconds and pour into a coupe glass. Enjoy!

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Save a Dime or Save Your Time: How Far Is Too Far? Oct 17, 2024

Show notes

On a scale of “water only at restaurants” to “extreme couponing,” how far would you go to save? Rachel and George weigh in on what savings hacks are really worth your time.

Next Steps:

🎥 Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

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Today’s Happy Hour Special: 🥧Caramel Apple Pie Mocktail

Recipe: Merry About Town

Ingredients:

6 cups apple cider
1/2 cup caramel syrup
3 cups sparkling water
2 tsp cinnamon
2 apples
6 rosemary sprigs
Brown sugar (for rim)

Instructions: Mix apple cider and caramel syrup in a pitcher and add cinnamon. Add thinly sliced apples and rosemary sprigs and let sit for 20 minutes. Pour sparkling water into the pitcher and mix. Rim a glass with brown sugar, pour mocktail, and enjoy!

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Throwback to Junior High: Financial “Would You Rather” Oct 10, 2024

Show notes

Would you rather retire in style or broke? (All right, that’s an easy one.) In this episode, Rachel and George are putting you to the test with a financial twist on “Would You Rather.”

Next Steps:

📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

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Today’s Happy Hour Special: 🍸 Casino

Recipe: Jean-félix Desfossés on Instagram

2 ounces Bombay Sapphire gin
1/2 ounce Luxardo maraschino liqueur
3/4 ounce lemon juice
1/4 ounce simple syrup
2 dashes orange bitters

Instructions: Fill a shaker with ice and all ingredients, and shake for 10–15 seconds. Strain and pour into a coupe glass. Enjoy!

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 Revisiting Our Most Viral Financial Advice  Oct 03, 2024

Show notes

Remember Horsegate? When George broke a girl’s heart with just three words: “Sell the horse”? Well in this episode, Rachel and George react to seven of their viral money moments like that one that got your attention.

Next Steps:

🎥Watch our video Explaining Our Most Hated Financial Advice.
📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Follow Rachel and George on Instagram for more financial tips: @rachelcruze, @georgekamel

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Today’s Happy Hour Special: 🍹French Blonde

Recipe: Today

Ingredients:

1 ounce Bombay Sapphire gin
1/2 ounce Lillet Blanc
1 1/2 ounces freshly strained grapefruit juice
3/4 ounce St.-Germain
1 dash lemon bitters
Grapefruit twist (optional)

Instructions: Add all ingredients to a cocktail shaker filled with ice. Shake and strain into a coupe. Garnish with a grapefruit twist if desired and enjoy!

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 Savvy or Sketchy: Reacting to Crazy Cost-of-Living Hacks Sep 26, 2024

Show notes

Would you park a mile away to avoid pricey parking? Or let your home become a sauna to keep AC costs low? Just how far are you willing to go to save on cost of living? Stick around to hear some of the most extreme money-saving hacks out there.

Next Steps:

🎥 Check out our video Girl Math: Smart Financial Strategy or Huge Money Mistake?
📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

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Today’s Happy Hour Special: 🍸Tequila Manhattan

Recipe: Food & Wine

Ingredients:

2 ounces añejo tequila
1 ounce sweet vermouth
2 dashes mole bitters

Instructions: Combine all ingredients in a mixing glass with ice and stir until thoroughly chilled. Strain into a chilled coupe or over a large whiskey cube. Garnish with a maraschino cherry and/or an orange twist. Enjoy!

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We Debunk Your Top Excuses for Not Budgeting Sep 19, 2024

Show notes

If you’d rather do literally anything else besides sit down and make a budget (including watching Frozen with your kids for the 10th time), then this one’s for you. In this episode, George and Rachel are responding to the most common excuses for not budgeting.

Next Steps:

📗 Order George Kamel’s new book, Breaking Free From Broke.
📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:

🔒 This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🥃 Blackberry Lime Mule Mocktail

Recipe: Paige Bakes

4 blackberries
Lime juice (1 lime)
2 cups crushed ice
6.8 ounces (1 bottle) ginger beer

Instructions: Pour lime juice and muddle blackberries in a glass. Fill the glass with ice and strain blackberry lime juice into a separate glass. Top with ginger beer. Enjoy!

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Surprising Money and Pop Culture Facts You Would Never Guess Sep 12, 2024

Show notes

If you’ve ever dreamed of being a contestant on your favorite game show (and yelling “good

answer!” at the top of your lungs), then today’s episode is the next best thing! Rachel and

George are going head-to-head in our Financial and Fun game, so play along for some money-

saving tips.

Next Steps:

• 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:

• 🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: Dark and Stormy

Recipe: Food and Wine

Ingredients:

• 2 ounces dark rum

• 1/2 ounce lime juice

• Ice

• 3 ounces ginger beer

• 1 candied ginger slice

• 1 lime wheel

Instructions: Fill a cocktail shaker with ice, add rum and lime juice, and shake well. Strain into an ice-filled collins glass and stir in the ginger beer. Skewer the ginger slice and lime wheel and

garnish. Enjoy!

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Responding to Your Complicated Money Situations (Our Two Cents) Sep 05, 2024

Show notes

In this episode, we’re switching things up with a little help from our friends (that means you, #SMHHNation)! Rachel and George are here to weigh in on actual money questions submitted by YOU.

Next Steps:

· 🎥Check out our video Explaining Our Most Hated Financial Advice.

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

Connect With Our Sponsors:

· 🔒This episode is sponsored by DeleteMe. Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.

Today’s Happy Hour Special: 🍸Fireman’s Daiquiri

Recipe: The Cocktail Bible

Ingredients:

· 2 ounces rum

· 1 ounce lime juice

· 3/4 ounce grenadine

Instructions: To a shaker, add rum, lime juice, grenadine and ice. Shake, strain into your favorite glass, and enjoy!

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