SeedTime with Bob and Linda Lotich - TopPodcast.com

View Top 200 Chart

Back to Rankings Page

SeedTime with Bob and Linda Lotich — Business
SeedTime with Bob and Linda Lotich

Success as a Christian. Success in Marriage. Success as a manager of the money God’s entrusted to you. That’s what we’re after. If you want that too, then you’ll love the show.

Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.

Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

We help you spend less time thinking about money while getting better results.

The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

– paying off $400k of debt
– eliminating all guilt and shame with money
– building multiple streams of passive income
– honoring God with our finances
– learning how to save & invest wisely
– having financial unity in our marriage
– giving $1 million by age 40

Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.

And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop ‘True Financial Freedom’.

Find out more at https://seedtime.com/

Copyright: © SeedTime (SeedTime.com)

Latest Episodes:

If you aren't 'blessed' financially, are you doing something wrong? Jun 30, 2023

Show notes

Are You Doing Something Wrong if You Aren't Financially Blessed? That's the question we are tackling today and I promise you, this topic is just the tip of the iceberg of what we're about to unfold.

Here's a little of what we are discussing today:

Redefining Blessed: We tackle the big question - what does being "blessed" really mean? Is it just about the dollars in your bank account, or is there more? This episode might just change how you look at the world.
Social Media Mirage: We're spilling the beans on social media's "highlight reels" and how they mess with our minds. You might think everybody's killing it except you. But, is that really true?
Count Your Blessings: No, seriously, count them. We chat about gratitude, the importance of cherishing the little things, and keeping your focus on what truly matters. Sometimes, it's about re-centering your heart.
Seed Time & Harvest: We explore the powerful concept of sowing and reaping. Sometimes you're planting seeds and it doesn't seem like much is happening. But stay patient, my friends. There's a time to reap what you sow.
Asking the Right Questions: Are you asking, "What am I getting out of this?" Instead, let's pivot to "What can I give or put into this experience?" We're flipping the script!
Is It You, or Is It Timing?: We talk about those seasons when you feel like you're in a rut. Is it because you're doing something wrong, or is it just not the right time? Hang tight, breakthroughs are real!
Wise Counsel vs. The Noise: It's important to surround yourself with people who can provide honest feedback and encouragement. Learn how to discern between genuine counsel and the noise.
Embracing the Ups and Downs: Life is full of cycles. We discuss embracing the seasons of life, both the challenges and the triumphs. There's wisdom and growth in every season.

Whether you're looking to build wealth, find contentment, or understand the season you're in, this is an episode you don't want to miss. Let's embark on this journey together and remember - we're all in this crazy thing called life together. Hit play and let's get this party started! 🚀

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/uvsXXLhX6bk)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

7 Things I know about money now that I wish I knew in my 20s (& 30s) Jun 13, 2023

Show notes

In this must-listen episode, we delve into seven crucial financial truths that we wish we'd known in our twenties. By sharing these gems, we aim to provide a shortcut to financial wisdom, enabling you to make well-informed financial decisions that will set you up for a prosperous future.

Here's what you can expect:

1️⃣ Becoming a Money Scholar: We'll talk about why becoming a student of money is the first step towards financial freedom. You'll learn about available resources and how knowledge acquisition sets the stage for better decision-making in your financial life.

2️⃣ Discipline over Motivation: We'll reveal why discipline is your most valuable asset and how having a budget - and sticking to it - is the secret sauce for achieving your financial goals.

3️⃣ Demystifying Debt: We'll cover the dual nature of debt, both as a potential tool for achieving financial goals and as a burdensome pitfall when misused.

4️⃣ The Long Game of Investing: Discover why the stock market, despite its volatility, can be a profitable long-term game. We'll discuss the benefits of starting your investment journey early and riding the ups and downs to accumulate wealth.

5️⃣ Living Below Your Means: We'll provide practical tips on how to save money by cutting back on expenses and living a lifestyle that costs less than your earnings.

6️⃣ The Power of Seeking Help: We'll talk about how no one is an island in the journey of financial management.

The best time to start planning for your financial future is now. So, tune in to get inspired, informed, and put these lessons into action for a better financial future.

Not only does this episode arm you with valuable insights into money management, but it also fosters a mindset that encourages you to start planning for your financial future immediately.

Whether you are in your twenties or beyond, this episode is a game-changer. If you're ready to transform your relationship with money, grab your headphones and let's dive in! 🎧🚀

Links:

@IanBuildsWealth on Instagram - instagram.com/p/ClQ5xxQOWsl/

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/4uvB3eQn1gg)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

SeedTime NEVER should have happened...this is how it all began 16 years ago Jun 11, 2023

Show notes

Guess what? SeedTime just turned sweet 16 today! 🎉 (Psst… we've got some cool gifts and bonuses for you today!)

It's been a crazy ride these past 16 years, hasn't it?

I mean, by God's remarkable grace, we've had the chance to connect with over 55 million folks through our website, the SeedTime Money Podcast, and our YouTube channels.

Can you believe that!?

And then we've seen more than 9,200 students pass through our courses https://seedtime.com/u and nearly 20k copies of Simple Money, Rich Life https://seedtime.com/smrl have found new homes.

But even though I am admittedly a numbers nerd, the numbers aren't even close to the best part...

From day one I have been collecting stories from people like you who have shared with me the things God has done in their financial lives.

And over 16 years I now have thousands of those stories that I treasure. Every story, every success, is another reminder of the great things God can do. Looking back, it's pretty amazing seeing what God has done the last 16 years.

But, it never should have happened…

The unlikely story of SeedTime

On June 1st, 2007, SeedTime (or originally ChristianPF.com) was born.

It was just a little blog where I shared the personal finance lessons I was learning along with what I was finding in the Bible about money.

At the time I was stuck in a dead-end job and felt hopeless about my career and my ability to make any sort of impact in the world.

And I had this pipe-dream that one day we could earn enough from the blog to eat and live indoors.

But the odds were terrible.

At the time earning money from a blog was incredibly difficult. In fact, in 2007 I literally was only aware of 2 bloggers in the entire world that were earning anything close to a full-time income from blogging.

And my millionaire mentor, who had taught me so much about money, told me going full-time as a blogger was a terrible idea.

And He was right.

But here's the thing. The Bible is full of "terrible ideas" that just happened to be exactly what God wanted.

Here's one: "Hey, I have a military strategy for you. Just march around the city 7 times and then yell real loud. Oh and if it doesn't work, you'll probably die."

God seems to love to use "terrible ideas" because no one can take credit for it when it works out.

Today Linda and I are going into the full story of how SeedTime began.

How we went from being the financial messes that we were to following God into the unknown
How we overcame our fears and insecurities and nay-sayers
How we handled "stepping out of the boat" after I got laid off and became a "full-time blogger".
One critical mistake I made that should have sunk us
And the most important thing we did to keep SeedTime alive and well 16 years later.
And a lot more of the ins and outs of how God took 2 broke kids from Missouri and did something only He could do

Links:

Enter the $2k giveaway: https://seedtime.com/2k-giveaway

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/op3YbkB69j0)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The highest earning (& safe) place to save money for large purchases right now Jun 10, 2023

Show notes

In today's episode of the SeedTime Money podcast, we dive into a fundamental question many listeners are curious about - where to put your money when saving for significant purchases like a car or a home renovation. It's a loaded question with a multitude of possible answers, so today, we're aiming to bring clarity to the subject.

Links:

Get 4.6% on your savings with CIT's Savings Connect account here: https://seedtime.com/cit
The $2k giveaway - https://seedtime.com/2k-giveaway

(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)

Key Questions & Topics we cover:

3 places you definitely should not be putting your money.
Learn about the dangers of putting all your eggs in one basket, especially when it comes to financial institutions and their surprising limits.
Discover the alarming truth about the misleading returns on investment that most people don't realize until it's too late.
Thinking of investing your savings in the stock market or crypto? We're sharing why this could be a gamble you don't want to take.
Find out why we are adamant about not putting our money into individual stocks or index funds for short-term goals.
We'll break down why CDs could be your golden ticket when saving for a large purchase in the near future.
Stumped about where to put your savings? We're revealing the high-interest savings accounts we're personally using and why.
Discover why choosing the right bank matters and how it could make the difference between earning peanuts and striking gold with your savings.
The shocking tactics big banks are using to profit off us

If you're saving up for a big purchase, or even if you're just curious about how to make your money work harder for you in a safe and secure way, then this episode is for you. We'll debunk some common misconceptions and equip you with the knowledge you need to make smart, informed decisions about your money.

We even dig a little bit into the banking world and explore how traditional big banks like Bank of America and Wells Fargo compare with newer, online banking options like CIT Bank when it comes to savings accounts.

So if you're interested in making your savings work for you, growing your money in safe places, or just getting a better understanding of the banking world, then this is an episode you don't want to miss!

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/JC2WxkiK6JI)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich's results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

A Biblical formula for paying off debt miraculously fast Jun 08, 2023

Show notes

Today we discuss a biblical formula for paying off debt miraculously fast. While the idea of a biblical formula may seem odd, we explore a passage from 2 Kings 4 that reveals the key to unlocking supernatural financial miracles.

What we are covering today:

Discover the "Biblical Formula" for paying off debt miraculously fast
Uncover the secret behind leveraging what's already in your house to make a dent in your debt
Learn how a simple question from the Bible can transform your financial situation – what do you have that God can bless and multiply?
Explore the power of surrounding yourself with the right people in your debt-free journey and why shutting the door to naysayers is crucial
Get inspired by real-life examples of ordinary people turning their seemingly insignificant skills into extraordinary opportunities
How to unlock the potential of your faith and open the door to supernatural miracles in your finances

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/BfQFEQ5SPPA)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The "wealthy" mindset vs the "middle class" mindset (and God's system for multiplication) Jun 06, 2023

Show notes

Lot's of great stuff in today's episode, friend! We are going to be talking about the difference between the wealthy mindset vs the middle-class mindset and why it has nothing to do with how much you earn. We are also going to explore God's design for multiplication and how it directly applies to our financial lives.

Uncover the crucial differences between the middle-class and wealthy mindsets
Unlock the power of long-term thinking for exponential financial growth
Learn the secret to creating a sustainable and ever-growing cycle of wealth
Find out how shifting your mindset can lead to true financial freedom
and a lot more!

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/lXP0YYf8-gs)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

10 reasons you're not sticking with your budget Jun 04, 2023

Show notes

In this episode of the SeedTime Money podcast, we dive into 10 reasons why you might not be sticking to your budget and discuss how you can overcome these obstacles. Inspired by @IanBuildsWealth on Instagram, we share insights on how to create a realistic and effective budget that works for you.

Here's what we cover in this episode:

✅ The common budgeting myth that's sabotaging your financial goals - and how to fix it for good

✅ Why your budget might be failing you, even if you think it's working well - and the steps to supercharge your progress

✅ The surprising reason your budget is "janky" and difficult to stick to - and the simple mindset shift to make it work like a well-oiled machine

✅ The one thing you absolutely need to include in your budget for it to be successful

✅ How to use a zero-based budget to take control of your money and finally stop wondering where it went

✅ The budgeting method that works like nothing else, allowing you to use real money without cash or envelopes

✅ The importance of having realistic numbers in your budget and how it can make or break your financial success

✅ How to make your budget work for your unique lifestyle and personal financial goals, no matter where you live or what you do

Links:

Our Real Money Method Budgeting Course - https://seedtime.com/realmoney/
Ian Builds Wealth - https://www.instagram.com/ianbuildswealth
Empower (spending tracker) - https://seedtime.com/smrl-cashflow/
Instacart (grocery delivery) - https://www.instacart.com/
Rover (pet sitting) - https://www.rover.com/

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/zMsHlxghysc)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

7 ways to bless someone with your wallet May 31, 2023

Show notes

In this episode we are exploring 7 of our favorite ways to bless someone financially. So if you need some gift ideas or other ideas of how you can use your wallet to be a blessing to someone in your life, we think you'll like this episode.

Here are the ideas/links mentioned:

(01:18) Pray about who you can be a blessing to today
(01:40) Our True Financial Freedom Class- https://seedtime.com/tff
(02:34) Send money on Venmo- https://venmo.com
(03:56) Spoonful of Comfort- https://spoonfulofcomfort.com
(06:11) Alabaster Co- https://alabasterco.com
(07:11) But God (book)- https://butgodbook.co
(08:03) Buy from an artist or small business
(13:39) Buy a spa treatment
(15:34) Buy a book for someone
(16:07) A Gift from the Sea (book)- https://amazon.com/Gift-50th-Anniversary-Anne-Morrow-Lindbergh/dp/0679732411/
(16:14) I'm so Glad You Were Born (book)- https://amazon.com/Glad-You-Were-Born-Celebrating/dp/031077702X/
(18:31) Pay for a couple to go on a date and/or a babysitter for their kids
DM us on Instagram @seedtime - https://instagram.com/seedtime

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/h8O-mdC0w7M)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Do this when you are getting ripped off and/or being treated unfairly May 27, 2023

Show notes

A friend recently shared how she is being unfairly paid at her job and a lot of good came out of the conversation we had. You don't want to miss this episode if you're looking to transform your mindset around money, generosity, and faith. Get ready for some incredible insights, as we explore:

🔸 The power of reframing an unfair situation

🔸 The importance of tracking your giving

🔸 How generosity can impact your financial success

🔸 Trusting God in your financial journey

🔸 A surprising mindset shift to embrace in your giving process

🔸 The art of turning unexpected expenses into acts of generosity

🔸 Learning to trust God as our provider in all circumstances

Join us in this uplifting conversation and discover how you can unlock the joy of giving, even in the most challenging situations. This episode will give you the tools to not only change your financial mindset but also strengthen your faith in the process. And share with a friend who needs to hear it!

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/mli0NtAxHK4)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The money secret I have been hiding from Bob May 24, 2023

Show notes

This ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting?

But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate…

🔑 Key Topics Covered:

We've tested out several budgeting methods
Previous budgeting methods just didn't work for us and it would lead to confusion and overspending
Linda found a "crack" in our budget that would allow uncontrolled spending
We created a budgeting system that works for us, Our Real Money Method!
We now maintain financial accountability with ease

Links:

Our Real Money Method Budgeting Course- https://seedtime.com/rmm

Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/k3Pb95Gyjc4)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Related Podcasts