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SeedTime with Bob and Linda Lotich — Business
SeedTime with Bob and Linda Lotich

Success as a Christian. Success in Marriage. Success as a manager of the money God’s entrusted to you. That’s what we’re after. If you want that too, then you’ll love the show.

Learn to simplify, automate, multiply & get full control of the money God’s entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose.

Oh and we have a different take on money than most financial experts. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

We help you spend less time thinking about money while getting better results.

The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

– paying off $400k of debt
– eliminating all guilt and shame with money
– building multiple streams of passive income
– honoring God with our finances
– learning how to save & invest wisely
– having financial unity in our marriage
– giving $1 million by age 40

Occasionally, we interview guests like John Mark Comer, Mark Batterson, Levi Lusko, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our real lives.

And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop ‘True Financial Freedom’.

Find out more at https://seedtime.com/

Copyright: © SeedTime (SeedTime.com)

Latest Episodes:

Biblically responsible investing: should Christians invest in morally questionable companies? Sep 09, 2023

Show notes

One of our 10x investing students asked a question that I get asked quite often: Should we invest in companies that we disagree with morally? This is a question that many Christians wrestle with, and we're diving deep into it. We explore two different approaches:

Biblically Responsible Investing: Avoiding companies that don't align with our values.
Infiltration Approach: Buying stock in those companies to influence change.

What else we are talking about:

Prayerful Investing: We emphasize the importance of praying about our investments and recognizing that there's no one-size-fits-all answer. It's about what God has called you to do.

Consumer Responsibility: We also discuss the impact of our spending habits and how being mindful of where we shop can make a difference.

10x Investing Course: If you're interested in learning more about investing and our approach, check out our 10x investing course at https://seedtime.com/10x.

God's Work in the SeedTime Family: We share a wonderful review from a listener who found freedom from a scarcity mentality through our Real Money budgeting course.

Join the Conversation:We love connecting with you! Tag us on Instagram with a screenshot of the episode, and let's become friends.

Whether you're a seasoned investor or just starting to think about your finances, this episode is packed with insights, laughter, and real talk. See you inside!

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/q0oMTyWCIb8)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

How disciplined Christians steward technology in their lives (one of the most pressing issues for believers today) Sep 02, 2023

Show notes

In this episode, we dive deep into the essential aspects of living a life that's present, intentional, and aligned with our true purpose. Today we are chatting with Mason King, the author of "A short guide to Spiritual Disciplines" about how we can steward tech in our daily lives (because it isn't going away) to have a healthier walk with God.

Here's what you'll discover:

Dethroning the Digital Savior: How technology can become an addiction, and why it's essential to recognize our attention as our most precious commodity. Learn how to regain control over your digital life and break free from the dopamine loops that keep you hooked.
The Journey with Technology: Personal struggles with technology and how they led to a profound realization about the importance of focus, presence, and intentionality in our lives.
Strategies for Presence: From using apps like Freedom to block distractions to setting specific times for email and social media, discover practical ways to be more present with your family and in your life.
Praying the Hours: A unique approach to prayer that helps you stay connected with God throughout the day, processing emotions and aligning your actions with your faith.
Reading the Bible with Joy: Moving beyond the "check-off-the-box" mentality to a more intimate, face-to-face time with God through Scripture. Learn about techniques like Lectio Divina and how poetry can enrich your spiritual life.
Remembering Mortality: The concept of "Memento Mori" and how keeping death in mind can lead to a more intentional and fulfilling life.
Balancing Work and Family: How to set limits and boundaries to ensure that work doesn't overtake your personal life, allowing you to be fully present with your loved ones.
And much more...

If you're feeling overwhelmed by the digital world, struggling to find balance in your life, or seeking a deeper connection with God, this episode is for you. Join us as we explore practical strategies, spiritual insights, and personal experiences that will inspire you to live a life of purpose and presence.

Whether you're looking for ways to enhance your prayer life or seeking practical tips to reclaim your attention from the digital world, this episode has something for you.

Links and Resources Mentioned:

Note: This episode is perfect for those who want to honor God with their attention, be more generous with their time, and find authentic and real ways to connect with their faith and loved ones. If you're looking to make huge improvements in these areas without feeling talked down to this episode is for you.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/YAvL0g2zMhE)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Our 14 point checklist we used to give $1 million (Part 2) Aug 27, 2023

Show notes

Today, we dive into the 2nd part of looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals.

So, see you on the inside!

Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to bob@seedtime.com and request your free PDF copy!

Links:

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/cqRrs9_GFf4)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Our 14 point checklist we used to give $1 million (Part 1) Aug 24, 2023

Show notes

Today we are looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals.

So, see you on the inside!

Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to bob@seedtime.com and request your free PDF copy!

Links:

Our book: Simple Money, Rich Life- https://seedtime.com/smrl/
True Financial Freedom Class- https://seedtime.com/true/
Real Money Method- https://seedtime.com/realmoney/
10x Investing Course- https://seedtime.com/10x/
How to find your REAL hourly wage in 10 minuteshttps://directory.libsyn.com/episode/index/id/25268184

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/cqRrs9_GFf4)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

10 things only our closest friends know about us... Aug 21, 2023

Show notes

We recently took a road trip and recorded this episode from our phone at a rest-stop.

But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are!

Enjoy!

Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtube.com/live/bh3Qnv5LO1c)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The 'Chaos Loop' and the 'Freedom Loop' Aug 07, 2023

Show notes

Inside, I'm going to show you the 4-step process that can stop negative, reactive spending habits in their tracks and get you on the path to saving, giving, and enjoying more of your money:

**Identifying** the biggest (and messiest) money opportunities with the 'RFC' matrix.
**Managing** your biggest opportunity with the 80/20 Budget.
**Redirecting** the surplus where you want it to go (practicing JOMO instead of FOMO).
**Enjoying** the margin you create from decluttering (how to spend more on what brings you joy).

Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/b__yWggOU5s )!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If you're doing well financially (make sure to do these 2 things) Jul 29, 2023

Show notes

Today we are taking a listener question and discussing some of the keys to handling money and our hearts when things are going well, as well as when they aren't.

A little of what we are covering:

Ever noticed how pride sneaks up on us during financial highs and evaporates during lows? Let's decode this emotional rollercoaster and the unseen challenges of financial success.
The two tests I believe God throws our way to measure our real success.
Hear personal stories from my life's highs and lows, revealing how gratitude and pride can change shades in different circumstances.
Two practical actions and daily practices to infuse gratitude in your life and keep financial pride at bay.

This episode is not just about handling your financial blessings. It's about transforming how you perceive these blessings and what you do with them. Prepare to change your perspective on financial success, learn how to guard your heart against pride, and embrace gratitude with practical actions.

If you've ever felt challenged by the delicate dance of success and humility, this episode will provide a new rhythm to your journey. It's time to redefine your relationship with money, balance your heart's pride and gratitude, and be a more mindful steward of the resources you have.

Remember, building wealth isn't just about numbers—it's about nurturing your character and grace too. See you on the inside. God bless!

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/VTeHaiqN15s)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The problem with "the sound of freedom" that we need to be talking about... Jul 21, 2023

Show notes

Have you seen "the Sound of Freedom" yet? Well, we just saw it and there is something we all need to be talking about with it.

🔑 Key Topics Covered:

Awareness of human trafficking
Impact of "The Sound of Freedom" movie
The spiritual aspect of money management
Motivation to "earn all I can" for giving
What you do matters on the earth
Taking action with A21 and Our Rescue

Links:

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/yKyZbIGeNoo)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I quit social media for 365 days. These are the 4 life-changing lessons I learned Jul 16, 2023

Show notes

This is a bit of a personal episode where I am sharing my story of stepping away from social media for a year and the massive impact it had on my life.

Trust me, this episode is gonna make you rethink your relationship with social media and might even inspire you to take a break yourself.

What To Expect:

The Art of Presence: Ever wondered what being more present could do to your relationships and spirituality?

Redefining Social Interactions: Are you afraid that losing touch with social media means losing connections? I was terrified! Join me as I share the unexpected turn my personal connections took during my social media fast.

A Pathway to Contentment: Discover how stepping away from social media led me to an unforeseen wellspring of contentment. I talk about how breaking free from the unending stream of comparisons and achievements on social media paved the way to more contentment.

The Continuum of Life: What happens when you go off the grid? I share a humble yet eye-opening realization.

Whether or not you decide to take a social media fast, this episode is an invitation to reflect on where your time and focus are channeled. Together, let's weigh the eternal impact and the higher calling beyond the quickly fading thrills of likes and shares.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/0qDAED8KoOY)!

If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

10 money books that changed my life... Jul 06, 2023

Show notes

On our 10x Live investing workshop (https://seedtime.com/replays) we hosted last week we gave away a couple stacks of books that deeply impacted how I handle money.

And a bunch of you kept asking for the list, so here we are.

Now at this point I have read about 100 money books over the last 15 years. And this list is the 10 or so that have made a significant impact on my thinking or behaving with money.

Some are written by Christians and some are not. I don't agree with everything anyone says or writes regardless of whether or not they are a Christian, so I chew the meat and spit out the bones and encourage you to do the same thing!

#1 https://amzn.to/3Py7JWn

#2 https://amzn.to/46n9Q5v

#3 https://amzn.to/3JA15Lt

#4 https://amzn.to/3Psn3ny

#5 https://amzn.to/42XHJa1

#6 https://amzn.to/3CNeoV1

#7 https://amzn.to/3JWbilV

#8 https://amzn.to/42XHJa1

#9 https://amzn.to/46jI6yN

#10 https://amzn.to/3XzVgDF

#11 https://amzn.to/3qZTqzH

Additionally, there are some other fantastic money books out there that are NOT on this list. But these just happen to be the ones that spoke to me most at the time I read them.

And as a little shameless plug to possibly save you a little time, part of why I wrote Simple Money, Rich Life was to be able to distill everything I learned in these 100 books into 1.

So if you want the best nuggets from most of these books you will find it all rolled up in our book Simple Money, Rich Life which you can get with free shipping here: https://seedtime.com/smrl

It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as "a money book for people who don't read money books."

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/fh2VLluLHQE)!

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