Risk Parity Radio

Latest Episodes:

Episode 40: Answering A Question About Big ERN's Gold Analysis From Joseph K. Dec 15, 2020

Show notes

In this episode we address a listener question from Joseph K. about Part 34 of Big ERN's SWR Series ("Using Gold as a Hedge against Sequence Risk"), which you can find here:
https://earlyretirementnow.com/2020/01/08/gold-hedge-against-sequence-risk-swr-series-part-34/
Additional Links:
RPR Episode 12: Podcast | Risk Parity Radio
Big ERN's Option Writing Portfolio Strategy (Part 3): https://earlyretirementnow.com/2019/03/27/passive-income-through-option-writing-part-3/
Homestake Mining in the Great Depression: https://www.caseyresearch.com/daily-dispatch/gold-stocks-depression/

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Episode 39: Portfolio Reviews As Of December 11, 2020, And A Comparative Analysis Of The Risk Parity Ultimate Against A Rick Ferri Core Four Portfolio Dec 12, 2020

Show notes

This is our weekly portfolio review of the portfolios you can find at: https://www.riskparityradio.com/portfolios
Additional links:
Choose FI Episode 275: https://www.choosefi.com/board-games-and-war-games-ep-275/
Choose FI Episode 277: https://www.choosefi.com/gauging-the-weight-of-your-portfolio-ep-277/
Choose FI Episode 194: https://www.choosefi.com/the-role-of-bonds-in-a-portfolio/
Risk Parity Radio Bonds Part 1: Podcast | Risk Parity Radio
Risk Parity Radio Bonds Part 2: Podcast | Risk Parity Radio
Comparative Analysis of the Risk Parity Ultimate Portfolio Against A Rick Ferri Core Four: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2020&lastMonth=12&calendarAligned=true&includeYTD=true&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=0.0&showYield=true&reinvestDividends=true&portfolioNames=true&portfolioName1=Risk+Parity+Ultimate&portfolioName2=Rick+Ferri+Core+Four&portfolioName3=Portfolio+3&allocation1_1=0&allocation1_3=0&symbol2=VUG&allocation2_1=12.5&allocation2_3=0&symbol3=VIOV&allocation3_1=12.5&allocation3_3=0&symbol4=VOO&allocation4_1=12.5&allocation4_3=0&symbol5=EDV&allocation5_1=5&symbol6=TLT&allocation6_1=15&allocation6_3=0&symbol7=GLD&allocation7_1=10&symbol8=VNQ&allocation8_1=5&allocation8_2=8&allocation8_3=0&symbol9=VNQI&allocation9_1=5&allocation9_3=0&symbol10=VIXY&allocation10_1=2.5&symbol11=PFF&allocation11_1=12.5&symbol12=UPRO&allocation12_1=2.5&symbol13=CASHX&allocation13_1=0&symbol14=TMF&allocation14_1=5&symbol15=VTI&allocation15_2=48&symbol16=VXUS&allocation16_2=24&symbol17=IEF&allocation17_2=20

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Episode 38: Portfolio Reviews As Of December 4, 2020, And A Comparison Between The Golden Ratio And A Rick Ferri Core Four Portfolio Dec 05, 2020

Show notes

This is our weekly and monthly portfolio reviews of the portfolios you can find at: https://www.riskparityradio.com/portfolios
Additional Links:
RPR Episode 6 -- About The Golden Ratio Portfolio: Podcast | Risk Parity Radio
Rick Ferri Core Four Portfolio Reference: https://portfoliocharts.com/portfolio/rick-ferri-core-four/
Comparison Analysis of GolderRatio vs. Rick Ferri Core Four: https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&mode=1&timePeriod=2&startYear=1972&firstMonth=1&endYear=2020&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=0.2&relativeDeviation=20.0&portfolioNames=true&portfolioName1=Rick+Ferri+Core+Four&portfolioName2=Golden+Ratio&asset1=TotalStockMarket&allocation1_1=48&allocation1_2=14&asset2=LargeCapGrowth&allocation2_2=14&asset3=SmallCapValue&allocation3_2=14&asset4=LongTreasury&allocation4_2=26&asset5=Gold&allocation5_2=16&asset6=REIT&allocation6_1=8&allocation6_2=10&asset7=IntermediateTreasury&allocation7_1=20&allocation7_2=0&asset8=ShortTreasury&asset9=IntlStockMarket&allocation9_1=24&allocation9_2=0&asset10=TreasuryBills&allocation10_2=6

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Episode 37: A Back-to-Basics Discussion Of Our Three Principles and the Monthly RANT About Financial Mis-wisdom Dec 02, 2020

Show notes

This episode is a follow-up to Episode 7 about our basic principles of risk-parity portfolio construction, which are: (1) the Holy Grail Principle; (2) the Macro-Allocation Principle; and (3) the Simplicity Principle. Links:
Episode 7: Risk Parity Radio Episode 7
Optimal Finance Daily Episode 1361: https://oldpodcast.com/1361-annualized-returns-by-asset-class-from-1999-2018-by-sam-of-financial-samurai-on-reits-gold-investments/
Bigger Pockets Money Episode 153: https://www.biggerpockets.com/blog/biggerpockets-money-podcast-153-bill-bengen
Earn & Invest Podcast November 30, 2020: https://www.earnandinvest.com/episodes-2/supercharge-your-retirement-and-make-millions-more

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Episode 36: Portfolio Reviews As Of November 27, 2020 And A Comparison Of The Golden Butterfly vs. a Rick Ferri Core Four Portfolio Nov 28, 2020

Show notes

This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios
The Portfolio of the Week is the Golden Butterfly, which you can learn more about here:
https://portfoliocharts.com/2015/09/22/catching-a-golden-butterfly/
We compare the Golden Butterfly Portfolio with the Rick Ferri Core Four at Portfolio Visualizer. Link to analysis:
https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&mode=1&timePeriod=2&startYear=1972&firstMonth=1&endYear=2020&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=0.2&relativeDeviation=20.0&portfolioNames=true&portfolioName1=Golden+Butterfly&portfolioName2=Rick+Ferri+Core+Four&portfolioName3=Portfolio+3&asset1=TotalStockMarket&allocation1_1=20&allocation1_2=48&asset2=LargeCapGrowth&asset3=SmallCapValue&allocation3_1=20&asset4=LongTreasury&allocation4_1=20&asset5=Gold&allocation5_1=20&asset6=REIT&allocation6_1=0&allocation6_2=8&asset7=IntermediateTreasury&allocation7_1=0&allocation7_2=20&asset8=ShortTreasury&allocation8_1=20&asset9=IntlStockMarket&allocation9_2=24&asset10=TreasuryBills

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Episode 35: My Peer-to-Peer Lending Odyssey Nov 26, 2020

Show notes

On today's episode I relate my experiences with peer-to-peer lending as an alternative investment to see if it is something you may wish to consider. As always, we use David Stein's Ten Questions to Master Investing as the basis for our review:
1. What is it?
2. Is it an investment, a speculation, or a gamble?
3. What is the upside?
4. What is the downside?
5. Who is on the other side of the trade?
6. What is the investment vehicle?
7. What does it take to be successful?
8. Who is getting a cut?
9. How does it impact your portfolio?
10. Should you invest?
Here is the Money Life podcast regarding my winning gold-price prognostication. Skip to 5:20 for just that section (but the rest is good too): https://moneylifeshow.libsyn.com/oakmarks-mcgregor-you-cant-and-wont-generate-income-like-you-used-to

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Episode 34: Questions From Listeners Alan And Tommy And Portfolio Reviews As Of November 20, 2020 Nov 22, 2020

Show notes

We begin this episode with some nice questions about perpetual withdrawal rates and correlation metrics. Then we proceed with our portfolio reviews of the sample portfolios at https://www.riskparityradio.com/portfolios
Additional links:
Morningstar/Swedroe podcast: https://overcast.fm/+R6uKzooqI/30:25
Risk Parity Radio Bond Episodes:
Part One: https://www.riskparityradio.com/podcast/episode/4965a5d2/episode-14-which-bonds-are-right-for-your-risk-parity-style-portfolio-a-comprehensive-analysis-part-i
Part Two: https://www.riskparityradio.com/podcast/episode/4c25df5c/episode-16-which-bonds-are-right-for-your-risk-parity-style-portfolio-a-comprehensive-analysis-part-2

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Episode 33: What Can Dirty Harry Teach Us About Investing In Art? Nov 18, 2020

Show notes

I believe its all in the title.
Here are David Stein's Ten Questions to Master Investing for reference:
1. What is it?
2. Is it an investment, a speculation, or a gamble?
3. What is the upside?
4. What is the downside?
5. Who is on the other side of the trade?
6. What is the investment vehicle?
7. What does it take to be successful?
8. Who is getting a cut?
9. How does it impact your portfolio?
10. Should you invest?
And here is the Masterworks website: https://www.masterworks.io/about/how-it-works

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Episode 32: Portfolio Reviews As Of November 13, 2020 And A Discussion About REBALANCING! Nov 15, 2020

Show notes

This is our weekly portfolio review of the portfolios you can find at https://www.riskparityradio.com/portfolios
One of our portfolios, the Aggressive Fifty-Fifty, triggered a rebalancing band this week and so we also have a detailed discussion of rebalancing.
Link to referenced Kitces article: https://www.kitces.com/blog/best-opportunistic-rebalancing-frequency-time-horizons-vs-tolerance-band-thresholds/

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Episode 31: What About The New Risk-Parity ETF, RPAR? A Summary And Analysis Nov 11, 2020

Show notes

In this episode we answer a listener question and provide a summary and analysis of RPAR, the Risk Parity ETF. Links:
RPAR Third Quarter Review Slide Deck: https://rparetf.com/quarterly-reviews/Review--1602725674-RPAR-Risk-Parity-ETF-Quarterly-Review-3Q20.pdf
RPAR Quarterly Reviews Page, Including Webcast: https://rparetf.com/quarterlyreviews
Marketwatch List of RPAR Components: https://www.marketwatch.com/investing/fund/rpar/holdings?mod=mw_quote_tab
Portfolio Visualizer Analysis of RPAR-like Portfolio vs. Golden Ratio Portfolio:
https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2020&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&showYield=false&reinvestDividends=true&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=VTI&allocation1_1=10&allocation1_2=42&symbol2=VTMGX&allocation2_1=6&symbol3=VEIEX&allocation3_1=6&symbol4=XLE&allocation4_1=4&symbol5=XLI&allocation5_1=4&symbol6=XLB&allocation6_1=4&symbol7=TLT&allocation7_1=29&allocation7_2=26&symbol8=TIP&allocation8_1=29&symbol9=GLD&allocation9_1=8&allocation9_2=16&symbol10=VNQ&allocation10_2=10&symbol11=CASHX&allocation11_2=6

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