Radical Personal Finance

Latest Episodes:

426-Friday Q&A: Should I Get Rid of my 3rd Car, What is a Modified Endowment Contract and How Does it Work, What Should We Do With All This Extra Money our Church Just Received Feb 10, 2017

Show notes

It's Friday! That means a live Q&A show. Today we tackle:

Should I Get Rid of my 3rd Car?
What is a Modified Endowment Contract and How Does it Work?
What Should We Do With All This Extra Money our Church Just Received?

If you'd like to join a show like this and ask your question, sign up to become a Patron! www.radicalpersonalfinance.com/patron

Joshua

Support RPF on Patreon! www.radicalpersonalfinance.com/patron
Connect with us on the Facebook page https://www.facebook.com/RadicalPersonalFinance or in the Facebook Community Group! https://www.facebook.com/groups/RadicalPersonalFinance/

425-Interview with Mr. Money Mustache! Memorable Moments, Current Projects, Impact on the PF Community Feb 07, 2017

Show notes

Today, I bring you an interview with the #1 most requested guest! Mr. Money Mustache himself.

I connected with him while up in Gainesville for Camp Mustache a couple of weeks ago.

This interview isn't about the nuts and bolts of Mustachian philosophy or on how to become financially independent in a few short years; those topics have been well covered elsewhere.

This interview is about his current life, current projects, and things he's excited about at the moment.

Enjoy!

Joshua

Try Hello Fresh! Get $35 off your first order at www.HelloFresh.com with promo code RPF.
Support RPF on Patreon! www.radicalpersonalfinance.com/patron

424-Financial Freedom in Just a Few Years with AirBnB Property Management! Interview with Zeona McIntyre Feb 02, 2017

Show notes

Every day I mention that little slogan, "financial freedom in 10 years or less" in my intro. It's an aggressive, spicy little slogan. But I probably don't do a good enough job of highlighting what that phrase actually means and how many different ways it can be achieved.

Today I have a really fun profile of someone who has successfully achieved financial freedom in less than 10 years by capitalizing on AirBnB. And doing it with properties that she didn't even own! Enjoy hearing Zeona McIntyre's story of financial freedom!

Joshua

Zeona's website: https://www.zeonamcintyre.com/
Start your search for a financial advisor here: www.radicalpersonalfinance.com/paladin
Try a free 34-day trial of the YNAB budgeting software! www.radicalpersonalfinance.com/YNAB
Support me directly on Patreon! www.radicalpersonalfinance.com/patron

423-Financial Planning for Your Refugee Status: How to Plan Ahead So You're Not Caught Unprepared as a Refugee Jan 31, 2017

Show notes

Perhaps you've noticed that the topic of refugees has been in the news. The recent news sparked this question in the Radical Personal Finance Facebook group. If I were unexpectedly detained/deported while I was traveling, with the uncertainty of my job or my possessions (or even my bank accounts) being accessible to me or even available to me if I were to somehow return, what would I do, and how would I manage? How might I create a plan to restart my life from scratch if I had to begin again in a different country?

I think it's a fantastic question!

Today I answer this question in 3 parts:

What can you do to prepare for detainment by foreign border guards?
What should you do if you're caught up in the mess created by the detainment of other people?
What can you do to set yourself up to start a new life in another country if you have to flee in the middle of the night?

Enjoy!

Joshua

Support Radical Personal Finance as a Patron! www.radicalpersonalfinance.com/patron
Ideas from the survivalist world on what you can carry with you in an airport carry-on.
Witness.org has some great resources on filming protest and human rights violations.

Out & About: My Interview On the Nomad Together Podcast "A Radical Approach to Finance" Jan 27, 2017

Show notes

I'm traveling today (appropriately enough), so I'm not able to serve you with a Q&A show today.

Instead, enjoy this recording of my appearance on the Nomad Together Podcast!

This show originally appeared on September 8, 2016 right here: https://nomadtogether.com/financial/

Joshua

422-Former CEO of Lehman Brothers Opines On Careers, Banking, Money, and Retirement: Interview with Andy Sage Jan 26, 2017

Show notes

I have a special treat for you today.

If you had the chance to sit down with the former President and CEO of Lehman Brothers and talk about his career and money, would you take that chance?

Well, I did.

And today I share it with you!

I sat down with my friend Andy Sage here at his home in Palm Beach with the microphones fired up for a discussion about his career in the business world, retirement, banking, and much more.

Enjoy!

Joshua

Find a great financial advisor with Paladin: www.radicalpersonalfinance.com/paladin
Get a free 34-day trial of the awesome YNAB budgeting software: www.radicalpersonalfinance.com/YNAB
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron
Book a consulting phone call with me: www.radicalpersonalfinance.com/phonecall

421-Success --> Failure --> Success, the Hard Way! What You Can Learn About Money and Investing From This Woman Who Lost It All Jan 25, 2017

Show notes

I love to learn from people who have experienced great success in their lives. But sometimes, you can learn more from failure than success! Today, I've invited a new friend of mine on the show to learn what she learned from her massive failures in the past! She and her husband were on the fast track toward wealth and financial freedom; they owned a ton of real estate and a thriving business. And then they lost it all. Listen to the episode for the gripping account of what that was really like! Joshua

Support RPF on Patreon! www.RadicalPersonalFinance.com/patron
Build Your Budget Right with YNAB! www.radicalpersonalfinance.com/YNAB
Use Personal Capital as your financial dashboard! www.radicalpersonalfinance.com/PersonalCapital

420-Radical Lifestyle Stories: How This Young Couple Increased Their Savings Rate From 8% to 80% of Their Income Jan 24, 2017

Show notes

My guests today are Joel and Alexis. I met them while hanging out at Camp Mustache SE in Gainesville and was intrigued by their story!

They went from being a fairly typical young couple with a small savings rate to being radical Mustachians, on track to retire in the next few years!

Enjoy learning how they worked through the problems and challenges to make this change!

Joshua

Find a great financial advisor at www.radicalpersonalfinance.com/paladin
Refinance your loans with SoFi and save on the interest! www.radicalpersonalfinance.com/sofi
Please support me on Patreon! www.radicalpersonalfinance.com/patron
PLEASE TAKE MY QUICK SURVEY! www.radicalpersonalfinance.com/SURVEY
Joel and Alexis's brand new website! http://fi180.com/

419-Why Car Leasing is Simultaneously Crazy Expensive and Crazy Cheap (and How to Get Out of Your Existing Lease!) Jan 24, 2017

Show notes

Car leasing is the most expensive way to operate a vehicle. Car leasing is the cheapest way to operate a new vehicle.

Both of those statements are true.

In today's show I explain why!

And I explain how to get out of a lease if you have one.

Joshua

Time stamps (courtesy of a listener): 0:00 Intro 1:50 Sponsors 4:55 Auto leasing is the cheapest AND most expensive 7:42 "Depreciation" explained 13:38 How does leasing a car work? 16:58 The major problem with leasing, and who leasing is great for 24:26 How to get out of a lease

Book a consulting call with me: www.radicalpersonalfinance.com/phonecall
Support me on Patreon: www.radicalpersonalfinance.com/patron
https://www.edmunds.com/car-buying/how-fast-does-my-new-car-lose-value-infographic.html
http://www.clark.com/new-car-leasing-101
http://www.swapalease.com/
http://www.leasetrader.com/

418-Saturday Q&A: Your Comments, Suggestions, and Questions Jan 22, 2017

Show notes

Quick on-the-road show today to share listeners' suggestions, additional information, feedback, and questions.

Joshua Timestamps: (thanks to the hard work of a listener!)

0:00 Intro 6:00 Joe recommends a "relationships" budget category, separate from "giving". (Episode 408) 12:08 Rio asks how to separate personal and business budgets. (Episode 408) 14:36 Guy asks about budgeting for taxes. Should one start the budget using gross or net income? (Episode 408) 18:13 Artem comments about donating a body to science as being different from organ donation. (Episode 409) 20:03 Ross comments that funerals should also be considered a means of closure for the living. (Episode 409) 21:34 Hannah offers insight into the credit score that CreditKarma.com utilizes in its calculations. (Episode 411) 24:35 Guy asks if freezing you credit negates the need for ID protection/insurance services. (Episode 411) 26:38 Kevin offers up a tip of the day. (Episode 411) 27:13 James has concerns about the Personal Capital sponsorship. (Episode 413) 44:24 Advice to podcasters regarding ads, specifically CPA (cost-per-aquisition) vs. CPM (cost-per-thousand).

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