Radical Personal Finance

Latest Episodes:

444-Yes, You Can Afford For Your Wife to Stay At Home...Here's How! Mar 29, 2017

Show notes

Today's show comes by inspiration of this listener question: "Joshua, will you please send me a link to the best show on your website for a woman wanting to convince her husband that they can make it financially if she stays home?"

Well, I didn't have such a show. But now I do.

Here it is!

Joshua

Don't have good data on your income and expenses? Start tracking it with YNAB! Get a free 34-day trial at www.radicalpersonalfinance.com/YNAB

DATA:

Working (Conservative) Staying at Home Difference Husband $60,000 $60,000 Wife $60,000 $- Total $120,000 $60,000 $60,000 Employment Taxes (7.65% -- 6.2% SS + 1.45% Medicare) $9,180 $4,590 $4,590 Income Taxes (Turbo Tax Estimate, 30 years old - 2 kids, no deductions) $12,849 $1,756 $11,093 $22,029 $6,346 $15,683 Income, net of tax $97,971 $53,654 $44,317 Cost of Childcare ($7k x 2) $14,000 $- $14,000 Income, net of childcare $83,971 $53,654 $30,317 Commuting Costs Saved ($200/mo) $2,400 $- Work Lunches Saved (100 lunches @ $15) $1,500 $- Work Clothing Saved ($50/mo x 12) $600 $- Dinners Out Saved ($60 x 50) $3,000 $- Household Savings due to frugality ($200/mo x 12) $2,400 $9,900 $- $9,900 Income, net of working costs $74,071 $53,654 $20,417

443-1 Year, 50 States, 3 Children, $1,000,000, and the Launch of A Brand-New Business: Interview with Anthony Amos from Bathe to Save Mar 28, 2017

Show notes

I've really got a great show for you today. It's one that brings together so many things that I love talking about! Travel with Family, Entrepreneurship, Marketing, Financial Independence, and more!

My guest is Anthony Amos.

He's an Australian entrepreneur who started out with a tiny little backyard dog-washing business. He grew it, franchised it across Australia, and then sold it and decided he was rich enough to go into property development.

His timing was not so great (right before the real estate crash) but he suffered through.

Later, he wound up buying the company back and he's in the process of expanding across the United States!

At the moment, he and his family are in the middle of a 50+-state RV trip all across the USA with a goal of raising $1,000,000 for dog rescue. Along the way, they're enjoying an incredible family adventure and publicizing their dog washing business!

This one is well worth your time!

Joshua

Anthony's website: https://bathetosave.com/
Please support RPF on Patreon! www.radicalpersonalfinance.com/patron

442-How to Do Your Own Taxes The Easy Way (And Should You Hire an Accountant?) Mar 27, 2017

Show notes

It's tax-time! That means that you face a problem: how should you do your taxes? Should you print off the 1040 form from the internet and fill it in by hand? Should you use tax software? Should you hire an accountant?

Here are my thoughts on the matter!

Joshua

Great records will make doing your taxes an absolute breeze. Why not try YNAB for your budgeting and recordkeeping? Get a free 34-day trial at www.radicalpersonalfinance.com/YNAB
Please support RPF on Patreon. Currently 267 people of the ~18,000 daily listeners support the show on Patreon for a total of $1,659 per month. I'd be thrilled if you'd join them! www.radicalpersonalfinance.com/patron

441-Friday Q&A (Live): How Can a 13-Year-Old Young Man Get His Start as a Financial Advisor; How Can an Early Retiree Calculate If He Has Enough Money Mar 24, 2017

Show notes

It's Friday! That means it's time for a live Q&A show.

Today we handle two questions:

How Can a 13-Year-Old Young Man Get His Start as a Financial Advisor?
How Can an Early Retiree Calculate If He Has Enough Money

Enjoy the show!

Joshua

440-How to Grow Your Podcast Audience with Effective Marketing Mar 23, 2017

Show notes

Today's show is dedicated to marketing. I focus on answering a specific question about podcast marketing, but I do share a number of tips that are applicable on a broader basis.

Here's the question:

Hi Joshua, I was inspired to start my own podcast six months ago when I listened to your episode 300 entitled "30 podcasting lessons learned from 300 episodes". Your words of encouragement were invaluable for me and really made me believe I could do this. Your suggestion to focus on content and not the technical aspect of podcasting was the most significant takeaway for me. The podcast is only 30 episodes in and we consistently publish an episode every single week but wondered if you could provide some suggestions on how to grow your audience. Background information: Candian based personal finance podcast, host/co-host format, with the occasional guest Thanks so much, Trevor Simple Money Solutions podcast

Go listen to Trevor's show! http://livelifesimple.ca/
Please use the coupon code "Radical" to get your first month of podcast hosting for free at www.libsyn.com
Please support Radical Personal Finance on Patreon: www.radicalpersonalfinance.com/patron

439-Book Review: Unshakeable - Your Financial Freedom Playbook by Tony Robbins Mar 22, 2017

Show notes

I wasn't quite sure how I should approach today's book review of Tony Robbins new money book, so I asked the Radical Personal Finance Facebook group.

I wrote: "I'm about to record my review of Tony Robbins' new book, Unshakeable. Should I do it in my current mood as ticked-off, angry Joshua and rip it to shreds or should I do it in my calm, collected and intellectually neutral voice, carefully presenting the good, the bad, and the ugly? Whadya want?"

Well, most people seemed to want option A, so I turned the mic on and let it rip.

Enjoy my review of Tony Robbins' latest book: Unshakeable: Your Financial Freedom Playbook: Creating Peace of Mind in a World of Volatility.

Joshua

p.s., If you missed it, here's my 3-hour review and critique of his first personal finance book, Money: Master the Game: 7 Simple Steps to Financial Freedom.

Get a free 34-day trial of the personal budgeting software that I use every day: www.radicalpersonalfinance.com/YNAB
Please support Radical Personal Finance on Patreon: www.radicalpersonalfinance.com/Patron

438-The Audience Demographics of Radical Personal Finance (And What Surprised Me the Most!) Mar 21, 2017

Show notes

I recently completed a brief demographic survey of the Radical Personal Finance audience. I learned a ton about who you are! I thought it would be fun for me to share it with you and share how it impacted me. Enjoy! Joshua Do you need a website? Reach out to my own personal web team at www.sillygrasshopper.com and see if they can help you!

Radical Personal Finance Audience Demographics Gender Male 78.9% Female 21.1% Age 13-17 0.2% 18-20 0.6% 21-24 6.9% 25-34 48.5% 35-44 29.8% 45-54 9.9% 55+ 4.2% Marital Status Single 27.4% Married 70.1% Divorced 2.4% Widowed 0.1% Race Asian 4.5% Black 3.9% Caucasian 82.1% Hispanic 4.5% Native American 0.1% Pacific Islander 0.7% Other 4.2% Education Less than high school graduate 0.4% Graduated high school / GED 1.7% Trade / Technical school - no degree 1.5% Attended college but did not graduate 5.4% Two year college degree 5.3% Four-year college degree 50.1% Masters degree 26.6% Doctoral degree 9% Income 25k-49k 7.6% 50k-74k 14.7% 75k-99k 16.5% 100k-199k 40.8% 200k+ 17.6%

437-Mustachianism 101: The Philosophy of Mr. Money Mustache Mar 20, 2017

Show notes

On episode 425 of the podcast I interviewed Mr. Money Mustache. That episode was not intended to be an introduction to his teaching or his philosophy; rather, it was a human interest discussion with the man himself.

Today, I introduce you to the philosophy and teaching: the message.

What is mustachianism? What is the plan for financial independence espoused by Mr. Money Mustache?

Enjoy!

Joshua

Start your search for a great financial advisor here: www.radicalpersonalfinance.com/patron
Please support the show directly as a Patron: www.radicalpersonalfinance.com/patron

Special Request: Please Send me a Voicemail and a Picture Mar 18, 2017

Show notes

Hey Radicals!

We're quickly coming up on Episode 500 of the show. To celebrate, I'd like to do a special show, exclusively featuring your stories. 1. Will you please record a quick 2- or 3-minute audio message telling us about the changes you've made in your life and how you've made financial progress in your life?

I think hearing your story will be so encouraging to all of us. Also,

2. Will you please send me a picture of you and/or your family for me to post on my screensaver?

I'd like to create a picture gallery of who my listeners are so that I can picture you and record better information for you!

Email those two things to: joshua@radicalpersonalfinance.com

Thank you!

Joshua

Out & About: My Interview on the Richer Soul Podast with Rocky Lalvani Mar 15, 2017

Show notes

I'm traveling today and unable to record. Enjoy my recent interview on the Richer Soul podcast!

http://richersoul.com/2017/03/07/ep-0010-richer-soul-joshua-sheats-radical-personal-finance/

Joshua

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