Radical Personal Finance

Latest Episodes:

216-Pay Attention to Your Little Habits; They Can Make or Break You Jul 02, 2015

Show notes

Much of our life is lived on autopilot. We generally handle most things by habit.

One powerful way to improve the likelihood of achieving your goals is to focus on establishing some simple little habits that will automatically help them to happen!

Enjoy.

Joshua

Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

215-Are You Confusing Your Goals With the Means of Their Achievement? Jul 01, 2015

Show notes

I spend a lot of time talking to people about their goals. But I notice that many times people confuse their goals and the means to the goals.

This could be a serious setback to your plans. You might spend years chasing a goal that really isn't the true goal.

Get clear!

Joshua

Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

214-Radical Strategies for Dealing with Student Loans: Interview With Jay Fleischman, Attorney and Host of The Student Loan Show Jun 30, 2015

Show notes

Student loans are a way of life for much of the US American population. Often considered to be "good debt" because the college degree can lead to higher earnings, they are, nevertheless, still debt.

And they're debt that must be dealt with!

My guest today is Jay Fleischman. Jay is a bankruptcy attorney who specializes in handling student loan issues. He's a world-class expert in this space.

You're going to love listening to this show. I took pages of notes during our conversation and I recommend you do to.

We cover:

Strategies for dealing with loans that will give you total flexibility with your repayment plans.
What to do if you're in default on a loan.
Whether it's possible to get out of a student loan with bankruptcy.
And more!

Enjoy!

Joshua

Jay's student loan podcast: http://www.studentloanshow.com/
Jay's law firm website: http://www.consumerhelpcentral.com/
If you're interested in refinancing your student loans, use this referral link to support RPF:https://www.sofi.com/refer/4/35193
Check out http://radicalpersonalfinance.com/studentloans for a discussion of refinancing options
Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

213-Overcoming Financial Ignorance: Interview with Lauren Bowling from LBee And The Money Tree Jun 29, 2015

Show notes

Today I'm pleased to share with you an interview with Lauren Bowling from LBeeAndTheMoneyTree.com!

Lauren has a really interesting story surrounding personal finance: After getting her degree in theater, and racking up thousands of dollars in credit card debt in college, she moved to New York City with $300 in her pocket. While there she landed a sweet job on Wall Street which sparked her interest in personal finance and helped her kick her bad money habits for good.

Three years, three cities, one home purchase, and nearly 2,000 blog posts later, Bowling is an expert at mastering tricky post-college finances. In addition to blogging on L Bee and the Money Tree (LBMT), Bowling is the host of the award-winning internet talk show, Awkward Money Chat. Bowling’s writing has been seen on Business Insider, Forbes.com, Learnvest, Yahoo! Finance, and The Huffington Post. As a source, Lauren’s expertise has also been featured in such notable publications as Redbook Magazine, HGTV Frontdoor.com, and Daily Worth (See here for the full list.)

She spends her free time renovating her first home, enjoying good wine while avoiding the kitchen, and “killing it” at karaoke. She’s even been known to act in a musical or two. By day Bowling works full time in marketing and resides in Atlanta, Georgia.

Enjoy the show!

Joshua

Lauren's website: http://www.lbeeandthemoneytree.com/
If you'd like to attend FinCon and meet Lauren in person, please buy your tickets here: http://radicalpersonalfinance.com/fincon
Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

212-We Had a Baby Girl! Comments on Preparing for Child Birth with Mrs. RPF herself! Jun 26, 2015

Show notes

Hey Radicals!

Just a quick announcement show for you--our little baby girl was born early Friday morning. Baby and momma are both doing great and we are enjoying transitioning to our larger family!

We're super thankful and beyond excited that she is here.

I also thought it would be fun to invite my wife to chat a little bit about her childbirth experience. This isn't related to personal finance--it's just related to the RPF life!

If you'd like to hear some of her comments on how we prepared for childbirth, check out the show!

Rejoice with us!

Joshua & Tiffany

p.s., if you'd like to see pictures, please feel free to connect with me on Facebook: https://www.facebook.com/joshuasheats

211-How to Effectively Use New Media To Promote Your Financial Planning Practice (Or Any Type of Business): Interview With Bill Winterberg from www.FPPad.com Jun 25, 2015

Show notes

One of the most fundamental transformations of our modern time is taking place in the field of communication. Although it might feel like we're far into this change, we're really not. It's only just begun

One of the most important effects of this change is that very small businesses--like financial advisors--can effectively market to the broader market at a very low cost.

My guest today is an expert in this field.

Bill Winterberg is the founder of FPPad.com. Bill founded FPPad in 2008 to be a leading source of news, insight, and thought leadership in financial planning technology.

Bill has successfully leveraged his experience in the financial industry and his applied knowledge in medial creation to build a neat consulting and speaking business for himself.

Pay special attention to the content of this interview if you're involved in the financial services industry. But also pay careful attention to this interview if you are involved in any business or industry! These trends are affecting you.

Enjoy!

Joshua

Links:

Bill's website: http://fppad.com/
Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

210-An Intelligent Person's Guide to Self-Education Jun 24, 2015

Show notes

Our value and contribution in this world will be directly impacted by the level of our education. It's impossible to create more value without more education.

(Yes, there are many kinds of education. I'm using the word inclusively.)

But, under what system and whose goals have we been educated?

Unfortunately, many of us have been educated under a system that promotes someone else's goals over our own. Too few of us know how to sit down and design an educational path that will take us closer to our goals.

In today's show, I share with you a number of important ideas including:

The centrality of your goals in an educational plan.
The connection between goals, study, and action.
The costs of education in both money and time.
The continuum of education from personal to impersonal and from sychronous to asynchronous.
Benefits and drawbacks of different ways of acquiring education.
About somoene has written 16.8 books per year over the course of a 60-year career!

Enjoy the show!

Joshua

If you enjoy today's show, please:

Share the show with a friend.
Leave a review and rating in the podcast directory where you find the show.
Support the show on Patreon: http://radicalpersonalfinance.com/patron

209-The Insider Secrets of Angel Investing! (Or What Angel Investing is Really Like): Interview with Doug Nordman (And, Should I Rent or Buy?) Jun 23, 2015

Show notes

Today, I welcome Doug Nordman back to the show! Doug is an early retiree (he retired at 41) and his hobby is helping other military personnel improve their financial lives.

One of the more interesting aspects of Doug's financial life is his involvement in private business as an angel investor. He's not only involved with the community of investors near him in Hawaii, he's also committed a substantial amount of his savings toward his investments.

In this interview you'll learn:

Why Doug invests his money in private companies even though the majority of his investments are held in mutual funds.
How much money he has made and how many of his investments have gone bust!
How to get involved as an angel investor yourself!

You'll also learn how to make the decision of rent vs. buy when considering where to live.

Enjoy!

Joshua

Links:

Doug's finance website: http://the-military-guide.com/
Doug's book recommendations:
Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron
Support Radical Personal Finance by using our Amazon affiliate link: http://radicalpersonalfinance.com/amazon

208-Three Ways To Increase Your Income At Your Job Jun 22, 2015

Show notes

Many people would like to earn more money. But, few people know how to actually look at their situation to assess their opportunities to actually do so.

In today's show I share with you the framework that I use to think about money. It's simple but effective.

And, most importantly, it's exclusively focused on the things you can actually do and change. It's practical and immediately actionable.

Listen to the show to hear:

The only three variables that affect how much money you earn in a free market economy.
Which variables have the most impact in the short term and which have the most impact in the long term.
How to assess your personal situation to decide where to focus your efforts.

Enjoy!

Joshua

Links:

Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron
Consider attending FinCon15! Buy your tickets here! http://radicalpersonalfinance.com/fincon

207-Joshua's 30th Birthday Message To You (via the Voice of Jim Rohn!) Jun 18, 2015

Show notes

Hey amigos!

Today is my 30th birthday! I'm having an incredible day celebrating with my family and friends.30 is a big milestone for me. I've been reflecting deeply on the last decade and looking forward to the next decade.I thought about creating a "30 Lessons Learned from 30 Years of Living" for you, but I decided to simply share one of my favorite messages with you instead.

This audio is a short clip from a Jim Rohn speech. I keep it on my desktop and listen to it at least a couple of times per week.

This is the succinct message that I would like to share with you to celebrate my birthday.

I hope you enjoy it as much as I do.

Talk soon,

Joshua