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    Business

    Radical Personal Finance

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

    Advertise

    Copyright: © Joshua Sheats

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Short Book Review: How To Make People Like You In 90 Seconds Or Less by Nicholas Boothman Jul 24, 2015
    Show notes

    (audio from a video book review)Nicholas Boothman’s book “How to Make People Like You in 90 Seconds or Less” is a great introduction to the skill of intentionally establishing rapport with new acquaintances. This book is a broad, useful introduction to the topic.

    All else being equal, people would rather spend time with, work with, buy from, and help those that they like. The skill of being likeable and helping people to like you is thus a very useful life skill and can be an important component of your success toolbox.

    Boothman establishes two beautiful aspects to being likeable:

    1. It’s a learned skill. This means that no matter who you are and where you’re starting from, you can improve and develop your skills so that others like you more and more quickly.

    2. It’s an honest and ethical practice. Even though the title has the typical “self-help schmarminess,” there is nothing tricky or conniving about the tools and tactics in the book. You would want everyone in your life to understand the concepts of this book and to practice them continually in their relationship with you. Ultimately, likeability largely boils down to active listening and we all crave friends who are careful, active listeners.

    This book is not deep. Boothman doesn’t dig into science research or discuss a lot of history. Rather, it’s useful and practical. You can immediately learn and apply the content. I appreciate that!

    I listened to the audiobook version and I enjoyed listening to it in the author’s own voice. He does an excellent job conveying the emotion and tone of his work.

    However, I purchased the written version so that I would be able to access the outline and notes for reference and so that I could do some of the exercises contained within it.

    The book was published in 2000, so there are plenty of used copies available for $0.01. Also, the Kindle version is a downright bargain at $2.51! http://amzn.to/1LW3D2z

    Enjoy the book!

    Joshua

    • Get the audiobook version for free! http://radicalaudiobooks.com

    225-Rich Habits and Raising Rich Kids-The Daily Success Habits of Wealthy Individuals: Interview With Tom Corley Jul 24, 2015
    Show notes

    I've got a very special interview for you today with Tom Corley. Tom is an accountant and financial planner by trade. He began interviewing his wealthy clients to try to understand what they do differently than other people.

    Over time, his research expanded to additional interviews with poor people in an attempt to understand their lifestyles and habits.

    This research formed the foundation for his first book, "Rich Habits: The Daily Success Habits of Wealthy Individuals." After a slow start, the book gained traction and attention and he followed it with his next book, "Rich Kids: How to Raise Our Children to be Happy and Successful in Life."His work is excellent. The books are pithy and worth reading.

    But what I found most interesting was Tom's personal story. Through the course of the interview, you'll hear me draw out the parallels between Tom's personal life and his books. I'll also draw out how his life has changed as he began to implement the rich habits that he learned from his wealthy interviewees.

    Enjoy!

    Joshua

    • Tom's site: http://richhabits.net/
    • Rich Habits: The Daily Success Habits of Wealthy Individuals http://amzn.to/1MMl9og
    • Rich Kids: How to Raise Our Children To Be Happy and Successful in Life http://amzn.to/1LHooyH
    • Get a free audiobook copy of "The Richest Man in Babylon" http://radicalaudiobooks.com
    • Support Radical Personal Finance on Patreon: http://radicalpersonalfinance.com/patron

    224-Frugal Tips for Fashionable Financial Independence: Interview with Steve from Steveonomics.com Jul 21, 2015
    Show notes

    My guest today is Steve from Steveonomics.com. Steve is a long-time listener to the show and he and his wife are aggressively pursuing their own plan for financial independence by 40.

    I invited Steve on the show because he is also a lover of fine mens' fashion. He's able to integrate the principles of wise and careful shopping to build a luxurious wardrobe for himself without damaging his prospects for wealth accumulation.

    Steve shares:

    • The story of his $1,000 wedding
    • His tips and strategies for building a functional and fashionable wardrobe
    • When to shop at thrift stores
    • How to apply the Alpha Strategy to a wardrobe

    Enjoy the show!

    Joshua

    • Gentleman: A Timeless Guide to Fashion by Bernhard Roetzel http://amzn.to/1MlR8NO
    • Put This On on YouTube https://www.youtube.com/user/pthiso/videos
    • An Affordable Wardrobe blog http://anaffordablewardrobe.blogspot.com/
    • Articles of Style http://articlesofstyle.com/
    • See what makes WPEngine different! (My hosting provider of choice.) http://bit.ly/1ejID8e
    • Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

    223-1-Year Anniversary Show and Changes to the Show Format Going Forward Jul 20, 2015
    Show notes

    We've hit a huge milestone in Radical Personal Finance history! We've reached 201 patrons and $2,001.50 of monthly support for Radical Personal Finance!

    This is super, super thrilling and I thank each and every one of you for your support.

    I'm going to be changing the format of the show a bit going forward. I'll be doing fewer long-format shows so that the long-format shows I do release are much deeper and more comprehensive.

    In their place, I'll be releasing more short-format content into the podcast feed including audio from the YouTube channel.

    Here's what you can do:

    • Sign up for the email newsletter so you can stay informed of all of the content that I release.
    • Follow me on Twitter and Periscope: @JoshuaSheats
    • Use the hashtag #AskRPF to ask me questions for my Q&A videos and podcasts.

    Enjoy the episode!

    Joshua

    • Support Radical Personal Finance on Patreon: chttp://radicalpersonalfinance.com/patron

    222-Why You Should Commit Yourself Wholeheartedly To Getting Out of Debt: Interview With Steve Stewart From MoneyPlan SOS Jul 16, 2015
    Show notes

    My guest today is Steve Stewart. Steve's story to me is very interesting because in many ways he was the archetypal American financial story. A normal guy with a normal financial life.

    However, inspired by Dave Ramsey's influence, he decided to get serious about getting out of debt. Tune in to the interview to hear the incredible impact of that decision on his life!

    What most intrigues me about Steve's story is how his decisions to get out of debt have had a massive impact on the rest of his life and his ability to pursue entrepreneurship and build a life he loves enough not to retire from.

    Enjoy the show!

    Joshua

    • Steve's finance podcast: http://www.moneyplansos.com/
    • Steve's podcast resource: http://www.yesyoucanpodcasttoo.com/
    • Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

    221-How to Budget When You're Behind On Your Bills and Stuck in the Middle of a Financial Emergency Jul 15, 2015
    Show notes

    There are many ways to budget. All of us need to find a solution that is effective for us. And that solution will probably change as our situation changes.Today, I want to share some advice on budgeting for people who are in a financial emergency.

    Here is a very simple method of budgeting. It requires only:

    • a checkbook register
    • a notebook and pencil
    • a stack of all your bills
    • a calculator

    Details are in the show!

    Joshua

    • Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

    220-The Intersection of Relationships, Health, Energy, and Money: Interview with Joan Sotkin, Author of Build Your Money Muscles Jul 14, 2015
    Show notes

    My guest today is Joan Sotkin. Joan has a fascinating story of avoiding money, then embracing business and earning massively, then losing it all, then rebuilding again.In today's interview she shares her perspective and insights on:

    • The meaning of money
    • Rich vs. poor
    • The development of the money coaching industry
    • Life satisfaction

    Enjoy the show!

    Joshua

    • Joan's website: http://www.joansotkin.com/
    • Joan's podcast: http://prosperityplace.com/category/podcast/
    • Joan's book: Build Your Money Muscles: Nine Simple Exercises For Improving Your Relationship With Money http://amzn.to/1e1ghzn
    • Support Radical Personal Finance on Patreon http://radicalpersonalfinance.com/patron

    219-Hacking Audiobooks and the Audiobook Marketplace: Pro Tips for Advanced Learners Jul 13, 2015
    Show notes

    I love audiobooks. I find them to be an incredibly efficient way to learn and an incredibly productive way to use my time.

    In today's show I share with you my pro-tips for how to effectively integrate audiobooks into your educational plan.

    I also share with you my analysis of the audiobook marketplace and how you can get the best deals for yourself.

    I analyze:

    • Your library
    • YouTube
    • Overdrive
    • Hoopla
    • AllYouCanBooks.com
    • Downpour
    • Scribd
    • Audiobooks.com
    • Audible

    Enjoy!

    Joshua

    • Get a free audiobook! http://audibletrial.com/radicalpersonalfinance
    • Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

    218-The Morning Coach's Guide to Success: Interview with JB Glossinger, Host of the Top-Ranked Morning Coach Podcast Jul 07, 2015
    Show notes

    I'm thrilled to share with you an interview with JB Glossinger, the Morning Coach. I met JB at a Podcast South Florida meetup event and immediately invited him on the show.

    JB has a really unique background. After building a career in the corporate world and finishing his MBA and PhD he realized that he was in the wrong field to fulfill his personal happiness.

    He pivoted and established MorningCoach.com, a top-ranked personal development community. With Morning Coach as his foundational platform, he's gone on to build a tremendous business that provides him with the time and money for his dream lifestyle.

    Topics include:

    • The role and value of education
    • Being yourself vs being what the market says it wants
    • The imipact that one person can have on another

    Enjoy!

    Joshua

    • JB's Morning Coach Community: http://www.morningcoach.com/
    • JB's personal site: http://glossinger.com/
    • JB's Lifestyle Design Summit: http://www.lifestyledesignsummit.com/
    • Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

    217-A Simple Decision Framework: Costs vs Benefits and the Ben Franklin Close Jul 06, 2015
    Show notes

    I used to think that everyone knew how to make decisions. Since starting Radical Personal Finance I've come to learn that some people don't have a clear decision-making framework.

    Today, I share with you a dirt-simple framework of costs vs. benefits, plusses and minusses. In sales, it's called the Ben Franklin close.

    Use it.

    Write it down.

    Joshua

    • Support Radical Personal Finance on Patreon! http://radicalpersonalfinance.com/patron

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