Business

Our Family Invests Podcast

Real estate investor and former Maui firefighter Mike Neubauer and top-producing Maui realtor Caroline Neubauer talk with guests who’ve actually built the life they teach, not the ones who just talk about it. Every conversation runs through one of four pillars: Wealth, Growth, Mindset, and Family, because money without the rest of it isn’t the win most people think it is.

No theory. No hype. Just what worked, and what it cost to get there.

Build intentionally. Let it Compound.

New episodes every Tuesday.

Latest Episodes:

The Real Numbers Behind Converting a House Into an Assisted Living Facility | Our Family Invests Oct 20, 2026

Show notes

Isabelle Guarino runs the Residential Assisted Living Academy, the company her father Gene started, and she's turned converting single family homes into senior housing into a real, repeatable business.

In this episode, she opens the books on one of her own properties: a six-bedroom home converted into a 10-bed residential assisted living facility, generating $60,000 a month in revenue against $40,000 in operating costs and a $10,000 mortgage, for a real $10,000 a month in profit. She walks through exactly where that money comes from and where it goes.

Isabelle explains what the team behind one of these homes actually looks like, why undercapitalization is the mistake that kills most new operators, and how SBA 7(a) and 504 loans can lower the capital required to get started, especially for medical professionals. She also shares what families should actually look for when evaluating care for a loved one: caregiver ratios, call response times, and the questions most people are too rushed or too scared to ask.

Highlights:

How a six-bedroom home became a 10-bed facility generating $10,000 a month in profit
Why undercapitalization, not bad real estate, is the most common reason new operators fail
What a licensed administrator does and why it's the most important hire in the business
How SBA financing can reduce the capital required to get started
What families should ask when evaluating a care facility for a loved one

Want more free tools and articles on wealth, growth, mindset, and family? Head to OurFamilyInvests.com.
Build intentionally. Let it compound.

The One Number That Tells You If a Deal Is Good | Our Family Invests Oct 13, 2026

Show notes

Kirby Atwell flipped over 100 properties in his twenties and came out the other side at the exact same net worth he started with. That experience led him to build his own filter for a good rental deal: the 1% net rule, a stricter version of the classic 1% rule that measures what's actually left in his pocket after expenses, not gross rent.

In this episode, Kirby breaks down how that one number keeps him from overpaying for a property that looks good but won't cash flow, why he's watched high income earners feel completely trapped despite big paychecks, and how he sources off-market deals by calling listing agents directly. He also shares how he and his wife self-manage 43 vacation rentals, including one built into the barn on their 45-acre Indiana farm, on about 90 minutes of his own time a week. And yes, he tells the story of living through the 2011 Fukushima disaster in Japan too.

What You'll Learn:

How the 1% net rule works and why it's different from the standard 1% rule
Why gross rent is the wrong number to chase if your goal is actual freedom
How to spot a deal that looks good on paper but won't cash flow
A simple way to source off-market deals without a buyer's agent
What it actually takes to self-manage 43 vacation rentals on a few hours a week

Want more free tools and articles on wealth, growth, mindset, and family? Head to OurFamilyInvests.com.

Build intentionally. Let it compound.

How Paul Moore Was Able To Give His Way Out of $2.5M In Debt | Our Family Invests Oct 07, 2026

Show notes

Paul Moore sold his first company in his early thirties and thought that made him an investor. It didn't. A decade of speculating cost him everything, sliding from $1.5 million in savings to $2.5 million in debt.

Facing bankruptcy, Paul and his wife did the opposite of what everyone expected. They committed to giving away a painful, set amount every week, starting January 1st, 2008, in the worst months of the financial crisis. Thirteen months later they were completely debt free, house included.

From there Paul rebuilt into Wellings Capital, a private equity firm managing over $500 million across 1,100+ investors. He's a recovering "Shiny Object Chaser" turned "The Boring Investor," and he explains why his firm turned down 1,136 of 1,137 deals it reviewed last year.

What You'll Learn:

Why speculating and investing aren't the same thing
The decision Paul made instead of declaring bankruptcy
How a real estate structuring move helped pay off $2.5 million in debt during the 2008 crisis
Why "circle of competence" and saying no are a real edge
How preferred equity and JV equity protect investor principal

Paul didn't get out of debt by finding a better deal. He got out by deciding what actually mattered before the money came back.

Connect with Paul Moore:
Website: https://www.wellingscapital.com
Instagram: https://www.instagram.com/paulmooreinvest/

Want more free tools and articles on wealth, growth, mindset, and family? Head to https://www.OurFamilyInvests.com.

Build intentionally. Let it compound.

#paulmoore

Why High Performers Miss Their Own Burnout | Our Family Invests Sep 29, 2026

Show notes

Sports medicine physician Dr. Annie Purcell spent 13 years running her own private practice before a COVID shutdown gave her something she hadn't had in over a decade: time to sit still. What she found wasn't clarity, it was insomnia, spiraling anxiety, and a body that had been sending warning signs for years while she stayed too competent to notice.

Annie tells Mike and Caroline what it actually looked like when her body forced the stop her mind refused to make, including the moment her own doctor told her flatly it wasn't her thyroid, and the line she wrote that stopped us cold: you can be highly competent and completely disconnected from yourself, and sometimes the competence is how the disconnection survives.

What you'll learn:

Why high achievers are often the last to recognize their own burnout
The physical warning signs that show up before the mental ones do
How Annie used a CARES Act 401k withdrawal to fund her first rental property
How real estate professional status combined with a W2 can work for a two income household
What it actually costs to keep performing instead of pausing to ask why

Want more free tools and articles on wealth, growth, mindset, and family? Head to OurFamilyInvests.com.

Build intentionally. Let it compound.

I Wasn't Who I Said I Was, with Stephen Scoggins | Our Family Invests Sep 22, 2026

Show notes

Stephen Scoggins built and exited multiple companies, one approaching nine figures, and hosts the BUILD podcast with over 48 million views. But this episode isn't about that climb. It's about what happened after he got everything he thought he wanted and felt nothing.

Stephen opens up about the season after his exit, when a comment from his son Tyler at a taco shop cracked open just how absent he'd been while being present. He walks through the Five Constraints that quietly derail founders and families (arrogance, ignorance, impatience, fear, insecurity), why his dyslexia became an operational advantage instead of a source of shame, and the jet boat moment in New Zealand that gave his upcoming book its title. Fair warning: figuring out you're not who you said you are is a lot less fun with a life jacket on.

What you'll learn:

Why Stephen calls his homeless-to-nine-figures story the least useful part of his journey
The five internal constraints that quietly sabotage founders and families
How to build a daily rhythm that protects presence without relying on willpower
Why dyslexia became one of Stephen's sharpest operational tools
What a stranger on a jet boat in New Zealand told him that reshaped his next chapter

Subscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: https://OurFamilyInvests.com/newsletter

The Debt Fund Strategy Behind Whitney Elkins-Hutten's $800M Portfolio | Our Family Invests Sep 15, 2026

Show notes

Whitney Elkins-Hutten is a partner in over $800 million of real estate and her team just crossed $560 million in loans originated through their debt fund. She breaks down the risk-tiering system she uses to sort a portfolio into cash, debt, and equity, so market volatility doesn't take her by surprise.

She explains why she's valuing cash flow more than ever, how uninterrupted compounding at 9% can quietly outperform a "perfectly executed" real estate deal, and a tax mechanic on debt funds that almost nobody talks about. She also names the specific red flags to watch for in private credit right now: leverage stacking, high loan-to-value funds, and operators who cherry pick their best loans out from under investors.

And apparently an $800M portfolio still leaves room for high-altitude half marathons, which might explain the discipline.

How to sort a portfolio into risk tiers before the market forces you to
Why uninterrupted compounding can beat a "perfect" equity deal over time
The tax structure that lets debt fund income offset passive losses
Red flags in private credit and debt fund deals
What her $560M debt fund targets and how it's structured
Why she's leaning into cash flow over growth right now

Connect with Whitney Elkins-Hutten: passiveinvestingwithwhitney.com, ashwealth.com, or her book Money for Tomorrow, available on Amazon.

Subscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: https://OurFamilyInvests.com/newsletter

The Asset Class That's Too Small For Wall Street - Katie Neason | Our Family Invests Sep 08, 2026

Show notes

Redevelopment sits in a strange gap. It's too small for institutional developers and too complex for passive investors, which is exactly why Katie Neason has built a career inside it. Katie is a fourth generation Bryan, Texas native who left corporate banking after missing her son's first steps, and turned that decision into a decade of flipping houses, then over ten years redeveloping her own downtown.In this episode, Katie breaks down her real first deal, a townhome project that nearly died over a five foot zoning gap, and how one blunt comment to the city ended up saving the whole thing. She also covers financing redevelopment deals, working with local governments, and why she calls this asset class "one investment, two returns."HIGHLIGHTS:

Why deals between $1M and $5M are too small for institutions, too big for passive investors
How to get past the gatekeeper and into a real meeting with your city planner
The questions that reveal if a city actually supports your project
How to de-risk your first redevelopment deal
Why local investors build healthier communities than outside developers

Connect with us!

Instagram | OurFamilyInvests.com

Loving Conflict: How to Fight Better in Marriage, Business, and Parenting | Our Family Invests Sep 01, 2026

Show notes

Anna Lecat moved to China alone at 17 with no idea where the country even was, then built her first manufacturing company there at 19 in rooms with no other women. That same skill, building trust across difference, is what she teaches now as a conflict and intimacy consultant and author of Loving Conflict.

Anna joins Mike and Caroline to break down how to fight better in marriage, business, and parenting without losing the relationship along the way. She walks through how to spot conflict before it surfaces, why calming yourself comes before calming anyone else, and how her weekly family meetings (with her own three kids holding her accountable too) turned conflict into a skill instead of a threat.

What you'll learn:

How to notice conflict building before it boils over
Why self-regulation comes first, every time
How Anna earned trust with Chinese business partners at 19
The family meeting structure that teaches kids to handle conflict for life
Why "loving conflict" only sounds like a contradiction
What the best leaders learn from practicing how to follow

Anna's line from this one is worth sitting with: every conversation you don't have still sends a bill.

Subscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: https://OurFamilyInvests.com/newsletter

Rich Dad, Napoleon Hill and Their Next Chapter: Sharon + Michael Lechter | Our Family Invests Aug 25, 2026

Show notes

Sharon Lechter co-authored Rich Dad Poor Dad, the personal finance book that sold over 27 million copies in 51 languages. But it started as a brochure written to help sell a $200 board game, the one her husband Michael first saw scrawled on a roll of butcher paper in his law office.In this episode, Sharon and Michael trace the full arc: a 1992 credit card scare that turned into Sharon's lifelong financial literacy mission, the chance meeting with Robert Kiyosaki that built the Rich Dad empire, and what came next when Sharon walked away after ten years and the Napoleon Hill Foundation came calling. She revived Think and Grow Rich for a new generation and personally rescued Outwitting the Devil, a manuscript that sat in a drawer for nearly 75 years. Michael also breaks down what builders need to know about protecting their ideas, whether that's a board game, a book, or something still in beta.What You'll Learn:- Why "stop digging" is the real first step out of debt- The difference between exchanging time for money and investing it- What "Henrys" are and why high earners stay broke- How a brochure became a 27 million copy franchise- What to know before talking to an IP attorney- Why Outwitting the Devil almost never got publishedSubscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: https://OurFamilyInvests.com/newsletter

He Built, Scaled and Sold Multi Million Dollar Businesses. Then He Built a Tribe - Chaz Wolfe | Our Family Invests Aug 18, 2026

Show notes

Chaz Wolfe sold the things most entrepreneurs spend a lifetime building. By 29, he was a multi millionaire who had scaled an Edible Arrangements franchise from one location to seven across three states. Then his wife pulled him aside and said she was still there. That conversation changed how he ran every business after it.

On this episode of Our Family Invests, Chaz walks Mike and Caroline through what it actually took to step out of the operator seat in seven locations at once, the daily phone reminder he uses to send his wife a specific appreciation text, and why he bought his 12 and 10 year old kids a vending machine business instead of waiting until they were older. He also talks openly about not meeting his own father until he was 23, raised instead by his mom, his sister, and a houseful of women, and how that absence shaped the kind of husband and dad he decided to become.

Chaz now runs Gathering The Kings, a mastermind for family driven entrepreneurs built on one idea: most high performers isolate when they don't have to, and a room full of people who actually understand the weight changes everything.

What You'll Learn:

The system he used to get out of day to day operations across seven locations
How a daily phone reminder changed the way he shows up for his wife
Why most entrepreneurs isolate, and what changes when they don't
What it looks like to build a business with your kids before they're teenagers
The three layers of freedom Chaz works toward with his coaching clients

Subscribe to The Weekly Compass, our free weekly newsletter with short practical tips for building wealth, aligning your family, and living intentionally: https://OurFamilyInvests.com/

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