Optimal Finance Daily - Financial Independence and Money Advice

Latest Episodes:

377: 6 Steps to Help Stop the Cycle of Debt by Carrie Smith with PT Money Aug 08, 2017

Show notes

Carrie Smith with PTMoney shares 6 steps to help stop the cycle of debt.

Episode 377: 6 Steps to Help Stop the Cycle of Debt by Carrie Smith with PT Money (Personal Finance Habits).

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/stop-the-cycle-of-debt

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376: You Don't Need Everything - Do You Know the Difference Between Wants & Needs from Making Sense of Cents Aug 07, 2017

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Michelle Schroeder-Gardner shares the difference between wants and needs and why it's important.

Episode 376: You Don't Need Everything - Do You Know the Difference Between Wants & Needs from Making Sense of Cents (Spending).

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: http://www.makingsenseofcents.com/2017/06/wants-and-needs.html

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375: The Secret to Financial Independence in One Sentence by Chris Reining Aug 04, 2017

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Chris Reining shares one sentence that sums up how to reach financial independence.

Episode 375: The Secret to Financial Independence in One Sentence by Chris Reining (Financial Freedom).

Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.

The original post is located here: https://chrisreining.com/one-sentence

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374: Why Do the Rich Hoard So Much Cash by Sam Dogen of Financial Samurai Aug 03, 2017

Show notes

Sam of Financial Samurai shares 5 reasons why the rich tend to hoard so much cash.

Episode 374: Why Do the Rich Hoard So Much Cash by Sam Dogen of Financial Samurai (FIRE & Investing Success).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/why-the-rich-hoard-so-much-cash

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373: Great News: There's Another Recession Coming - Mr. Money Mustache Aug 02, 2017

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Mr. Money Mustache explains why another recession is likely coming soon and what to do about it.

Episode 373: Great News: There's Another Recession Coming - Mr. Money Mustache (Portfolio Investing).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2017/06/20/next-recession

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372: How I Budget with a Variable Income by Kristin Wong of The Wild Wong Aug 01, 2017

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Kristin Wong shares how she budgets with a variable income.

Episode 372: How I Budget with a Variable Income by Kristin Wong of The Wild Wong (Self Employed Income).

Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior.

Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done.

Kristin is a self-professed money geek and is slated to publish a book about personal finance in March of 2018.

The original post is located here: http://www.thewildwong.com/how-to-budget-variable-income

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371: All The Things I Want to Say About Money But Never Do And Own Higher Quality Things from Becoming Minimalist Jul 31, 2017

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2 posts from Joshua Becker of Becoming Minimalist, talking about minimalism and money.

Episode 371: All The Things I Want to Say About Money But Never Do And Own Higher Quality Things from Becoming Minimalist.

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.

Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.

BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original posts are located here:

https://www.becomingminimalist.com/advice-money

https://www.becomingminimalist.com/benefit-own-quality

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370: What Stealth Wealth Are You Hiding by J. Money of Budgets Are Sexy Jul 28, 2017

Show notes

J. Money of Budgets Are Sexy shares what stealth wealth is and if you should take it into consideration.

Episode 370: What Stealth Wealth Are You Hiding by J. Money of Budgets Are Sexy (Financial Advice).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.

He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/stealth-wealth-hiding-net-worth

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369: 9 Fuel-Saving Tips to Save You Money Each Month (And 5 Myths) by David Walker with Money Mini Blog Jul 27, 2017

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Guest author David Walker on Money Mini Blog shares 9 fuel-saving tips and 5 myths about cars.

Episode 369: 9 Fuel-Saving Tips to Save You Money Each Month (And 5 Myths) by David Walker with Money Mini Blog (FIRE).

Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

The original post is located here: http://moneyminiblog.com/save-money/fuel-saving-tips-and-myths

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368: Tip #30: How I'm Saving $25,000+ by Ramit Sethi of I Will Teach You to be Rich Jul 26, 2017

Show notes

Ramit Sethi of I Will Teach You To Be Rich shares a few strategies he uses to save over $25,000 a year.

Episode 368: Tip #30: How I'm Saving $25,000+ by Ramit Sethi of I Will Teach You to be Rich (Retire Early).

Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.

Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.

He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: https://www.iwillteachyoutoberich.com/blog/tip-30-how-im-saving-25000-in-2009

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