Optimal Finance Daily - Financial Independence and Money Advice

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387: 15 Reasons You're Broke and Can't Save Money - Part 2 by Michelle Schroeder-Gardner of Making Sense of Cents Aug 22, 2017

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Michelle Schroeder-Gardner of Making Sense of Cents shares 15 reasons you struggle to save money (Part 2 of 2).

Episode 387: 15 Reasons You're Broke and Can't Save Money - Part 2 by Michelle Schroeder-Gardner of Making Sense of Cents (Splurge).

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: http://www.makingsenseofcents.com/2017/02/reasons-you-have-no-money-cant-save.html

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386: 15 Reasons You're Broke and Can't Save Money - Part 1 by Michelle Schroeder-Gardner of Making Sense of Cents Aug 21, 2017

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Michelle Schroeder-Gardner of Making Sense of Cents shares 15 reasons you struggle to save money (Part 1 of 2).

Episode 386: 15 Reasons You're Broke and Can't Save Money - Part 1 by Michelle Schroeder-Gardner of Making Sense of Cents (Debt).

The original post is located here: http://www.makingsenseofcents.com/2017/02/reasons-you-have-no-money-cant-save.html

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385: Is My House a Bad Investment by Chris Reining Aug 18, 2017

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Chris Reining answers a reader's question about whether or not his house is a bad investment.

Episode 385: Is My House a Bad Investment by Chris Reining (Mortgage & Pay off House Early).

Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.

The original post is located here: https://chrisreining.com/is-my-house-a-bad-investment

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384: Celebrate Small Wins to Keep Financial Motivation Alive by Sam of Financial Samurai Aug 17, 2017

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Sam of Financial Samurai shares how to keep financial motivation alive.

Episode 384: Celebrate Small Wins to Keep Financial Motivation Alive by Sam of Financial Samurai (FIRE).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/reward-yourself-to-keep-motivation-up

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383: Gaming the System with Rewards Credit Cards - Part 2 by Mr. Money Mustache Aug 16, 2017

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Mr. Money Mustache shares his experience with rewards credit cards (Part 2 of 2).

Episode 383: Gaming the System with Rewards Credit Cards - Part 2 by Mr. Money Mustache (Hack Your Finances).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: https://www.mrmoneymustache.com/2012/01/23/gaming-the-system-with-rewards-credit-cards

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382: Gaming the System with Rewards Credit Cards - Part 1 by Mr. Money Mustache Aug 15, 2017

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Mr. Money Mustache shares his experience with rewards credit cards (Part 1 of 2).

Episode 382: Gaming the System with Rewards Credit Cards - Part 1 by Mr. Money Mustache (Side Hustle).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

The original post is located here: https://www.mrmoneymustache.com/2012/01/23/gaming-the-system-with-rewards-credit-cards

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381: Financial Confessional: I've Spent Over $40,000 on Amazon by Mrs. BITA with Budgets Are Sexy Aug 14, 2017

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Guest author Mrs. BITA with Budgets Are Sexy shares her massive Amazon bill and how she changed her ways.

Episode 381: Financial Confessional: I've Spent Over $40,000 on Amazon by Mrs. BITA with Budgets Are Sexy (Addicted to Shopping).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.

He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/financial-confessional-amazon-shopaholic

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380: 6 Take-Action Steps to Get Out of Debt by Kalen Bruce of Money Mini Blog Aug 11, 2017

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Kalen Bruce of Money Mini Blog shares 6 take-action steps to get out of credit card debt.

Episode 380: 6 Take-Action Steps to Get Out of Debt by Kalen Bruce of Money Mini Blog (Financial Freedom - Retire Early).

Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

The original post is located here: http://moneyminiblog.com/debt-relief/credit-card-debt

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379: 5 Unconventional Truths About Money by Ramit Sethi of IWTYTBR Aug 10, 2017

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Ramit Sethi of I Will Teach You To Be Rich shares 5 unconventional truths about money.

Episode 379: 5 Unconventional Truths About Money by Ramit Sethi of IWTYTBR (Financial Advice).

Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.

Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.

He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: https://www.iwillteachyoutoberich.com/blog/5-unconventional-truths-about-money

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378: How to Stay On Top of Home Improvement by J.D. Roth of Money Boss Aug 09, 2017

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J.D. Roth of Money Boss shares how to stay on top of home improvement, for both homeowners and renters.

Episode 378: How to Stay On Top of Home Improvement by J.D. Roth of Money Boss (Costs of Home Ownership).

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: http://moneyboss.com/home-improvement

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