More Than $$

Latest Episodes:

Faith and Values- Based Investing with ICCR- Interfaith Center for Corporate Responsibility Dec 08, 2017

Show notes

Dawn Carpenter, your host of More Than Money, welcomes you to the final episode of Season 2 to discuss the moral compass that the faith and values based investment community offers the corporate community , in a conversation with Josh Zinner, CEO of Interfaith Center on Corporate Responsibility (ICCR). This episode builds upon previous conversations in Season 1 about impact investing as an alternative and/or a complementary approach to asset management. In this episode, listeners are introduced the approached of the work of the faith-based investment community, which is not simply and passively screening for values, but actively taking a role and pushing a responsible corporate behavior on a global scale.

Key Takeaways:

[1:50] Josh Zinner career briefing.

[2:54] How ICCR started and why?

[4:12] Members of ICCR.

[5:32] Connection between faith and investing according to ICCR.

[8:30] Maximizing value for investors.

[8:56] Prioritizing community impact over companies.

[9:41] Role of shareholder advocacy as a pillar of responsible investing.

[11:40] Shareholders resolution.

[13:13] ICCR No Fees Campaign.

[16:45] ICCR Guide for Ethical Recruitment.

[18:17] Real challenges for the coalition.

[23:20] Legacy of ICCR and current campaigns to inspire listeners to action.

[25:31] In the food area, dialogs about antibiotic use in our meat supply chain.

[26:23] Pharma industry and transparency pricing.

[28:23] Investors for human rights.

Mentioned in this episode:

Interfaith Center on Corporate Responsibility

The No Fees Initiative.

Follow More Than Money

Check More than Money Website

Finding Work After Incarceration, with the Urban Institute and Robert Egger of LA Kitchen Dec 08, 2017

Show notes

In this episode of More Than Money, Dawn Carpenter draws your attention to a sobering reality: more people are incarcerated per capita in United States than in any other country on Earth. Over 2.3 million are incarcerated and approximately 600,000 of them will transition back into society each year, the biggest challenge being to find a job. In this episode, we delve into this topic with Nancy La Vigne of the Urban Institute, a nonpartisan research institute and a leading authority on justice policy. Later in this episode Dawn introduces listeners to Robert Egger, the legendary social entrepreneur who founded DC Kitchen a generation ago and has gone on to bring his energy and expertise to Los Angeles to found and lead LA Kitchen. Robert shares his passion for finding innovative, supportive, and inspiring ways to ease the transition back into the world of work by giving people another chance to have a productive life. Listen to this episode and be inspired to start the change in your community.

Key Takeaways:

[1:48] Nancy G. La Vigne career briefing.

[2:37] The Justice Policy Center at the Urban Institute — what is it? What are its functions?

[4:05] The problem of finding work after incarceration.

[4:58] The stigma of being incarcerated.

[7:05] Background checks and their implications.

[9:50] What does the research say about what employers can do to promote the hiring of returning citizens or not discriminating?

[12:20] Robert Egger, founder and CEO of LA Kitchen and previously DC Kitchen.

[12:40] How LA kitchen started and what is about?

[14:30] How did Robert Egger start in this field?

[16:43] Empower LA Program that helps ex-offenders to find their way back into the community.

[19:15] Healthy and nutritious food made out of donations.

[20:40] Senior poverty.

[22:32] Participants in LA Program.

[23:24] Intergenerational approach.

[25:03] How participants transition into the world of work?

Mentioned in this episode:

Urban Institute

LA Kitchen

DC Kitchen

Follow More Than Money

Check More than Money Website

Consumer Perspective on CSR with Ralph Nader Dec 08, 2017

Show notes

Dawn Carpenter welcomes you to a new episode of More Than Money where she continues the conversation on corporate social responsibility started on Season 1, but this time focusing on the consumer perspective. Unfortunately, we live in a time when we take for granted that the products we consume should be and are safe, but this has not always been the case. In this episode, Dawn engages in a deep conversation with Ralph Nader, the man that is known for doing more than any single person to advance our cry for the production of safe products and good responsible business practice. Listen to this episode, get inspired, and remember that we all have within us the power to change and make change.

Key takeaways:

[2:15] Ralph Nader career briefing.

[3:20] How Ralph Nader started his involvement in consumer safety activism?

[7:23] Organization first built for consumers safety.

[8:24] Role of the courts in enforcing and mandating corporations to be responsible.

[10:15] Why corporations didn't do the right thing from the beginning?

[12:23] Consumer advocacy role that had the most impact.

[14:05] The Museum of Tort Law.

[14:54] Challenges for future activists.

[15:21] Medical malpractice in the U.S.

[16:38] Legacy that Ralph Nader wants to leave.

[18:44] How companies can be inspired to do better?

[22:10] Ralph Nader Radio show

Mentioned in this episode:

The Museum of Tort Law

The Ralph Nader Radio Hour Podcast

Free Ralph Nader weekly column

Follow More Than Money

Check More than Money Website

Banking on Values with GABV and Sunrise Bank Dec 08, 2017

Show notes

In this episode, from their headquarters in Netherlands, Dawn Carpenter talks with David Korslund with The Global Alliance for Banking on Values (GABV) about using finance to deliver sustainable, economic, social and environmental development throughout the world. As a member bank in the GABV alliance, Sunrise Bank CEO, David Reiling, explains how compassion is the bank's motivation. The financial institutions discussed in this episode are institutions with some of the most sophisticated and innovative capital stacks in the business. Listen to this episode and be inspired by bankers who are using their talent for social good.

Key takeaways:

[2:16] How and why the GABV was developed.

[3:48] How did banks from multiple countries find a common ground?

[4:48] Six principles underlying these various models.

[7:52] What are some of the challenges that these banks face?

[8:57] Financial and human capital.

[9:27] Changes seen since the founding of the Alliance.

[11:28] Leadership Academy.

[12:51] Future of the Alliance.

[17:20] How Sunrise Bank got started.

[19:13] Two branches of Sunrise Bank.

[19:53] Unique organization structure.

[21:15] The meaning of BCorp certification.

[22:05] Sunrise Bank employees.

[25:21] What is "Caring Cultural Achievement"?

[27:53] Specific impact products.

[30:44] Innovative projects in the New Market Tax Credit area.

Mentioned in this episode:

Global Alliance for Banking on Values.

Sunrise Bank

David Reiling on LinkedIn

David Reiling on Twitter

Follow More Than Money

Check the More than Money Website

The Ethical Side of Tech with Sustainable Economies Law Center's Janelle Orsi and Twitter activist Maira Sutton Dec 08, 2017

Show notes

Dawn Carpenter welcomes Janelle Orsico funder and executive director of The Sustainable Economies Law Center and #buytwitter activist, Maira Sutton to a new episode of More Than Money, where technology is approached from an ethical perspective, zooming in our most popular tech platforms that look less like a business, per se, and more like public infrastructure. Are we transiting a digital revolution? What is certain is that what we do with technology and about it will dictate the kind of civilization that comes after us. Listen to this episode and explore innovative business models.

Key takeaways: [1:45] Janelle Orsi's career briefing. [2:43] Are we in a digital revolution? [4:10] Role of the 'commons.' [4:54] Idea of inequality addressed by Tech platforms. [7:15] Examples of Tech platforms structured as cooperatives. [8:53] How can innovation be motivated? [10:31] Work of the Sustainable Economy Law Center.

[12:31] Idea of cooperatives managing Tech platforms.

[14:30] Maira Sutton's career briefing.

[14:51] Background about a solidarity economy writer and an activist.

[16:01] What is #buytwitter campaign"?

[25:32] Example of Cooperatively owned ISP.

Mentioned in this episode: Book by Nathan Schneider Ours to Hack and to Own: The Rise of Platform Cooperativism, a New Vision for the Future of Work and a Fairer Internet

Internet of ownership

Shareable

Social.coop

The Sustainable Economies Law Center

Follow More Than Money

Check the More than Money Website

Ethical Tourism with Tourism Concern UK and Kasbahdu Toubkal Dec 08, 2017

Show notes

In this episode, Dawn Carpenter will discuss the significance of thinking about tourism and its business from an ethical perspective. Tourism challenges the very core of ethics, our sense of the difference between what is right and what is wrong. This episode guests, Mark Watson of Tourism Concern UK and Michael McHugo owner of the Kasbah du Toubkal in Morocco , will motivate the audience to reflect about how our consumer and travel choices can have real consequences, with the potential of injury and harm as well as the ability to booster and enrich communities. Be mindful and aware of the impact that your travel choices make.

Key takeaways:

[2:01] How did Tourism Concern start?

[3:13] Sustainability in tourism.

[4:08] Concern about some eco-tourism labels.

[5:06] Ethical Travel Guide.

[10:13] Campaigns about indigenous communities.

[12:18] Cruise ships' poor workers conditions and few benefits for the destinations.

[17:20]Tourism concern.

[20:54] Digital campaigns.

[25:30] Michael McHugo career briefing.

[26:13] How did Michael McHugo end up in Morocco?

[26:56] Moroccan history.

[28:01] First vision document created for the Kasbah project.

[30:40] Village association.

[33:16] Designated by National Geographic as one of the unique lodges of the world.

[33:54] The Kasbah and ethical tourism.

Mentioned in this episode:

Ethical Travel Guide

Tourism Concern

Tourism Concern on Facebook

Tourism Concern on Instagram

Kasbah du Toubkal

National Geographic: Unique Lodges of the World

Follow More Than Money

Check More than Money Website

The Anti-Sweatshop with John Kline and Alta Gracia Dec 08, 2017

Show notes

In this episode Dawn Carpenter talks about the idea of an anti-sweatshop, the experience of an inspiring apparel factory in the Dominican Republic that shows the world that is possible and actually good business practice for an apparel factory in the developing world to pay, not only a living wage, but a dignity wage in a work environment that is honorable. John Kline, co-author with Sarah Adler Milstein of Sewing Hope and a leading authority on international business ethics and Adriana Vaez, manager of the Alta Gracia apparel factory, share the amazing opportunity that is given to this Dominican Republic community while creating a profitable business. Listen to this episode and be inspired to become a mindful consumer.

Key takeaways:

[1:35] John Kline career briefing.

[2:20] What is a sweatshop?

[3.05] Where do we find sweatshops?

[4:05] How does supply chain responsibility work?

[5:23] What is oligopsony?

[6:47] Story about a factory in Alta Gracia, Dominican Republic.

[10:05] How has Alta Gracia been successful?

[10:54] How does the company market itself?

[15:25] Adriana Vaez career briefing.

[16:46] A little more about Alta Gracia employees.

[17:55] How is working in Alta Gracia compared to working in other apparel factories?

[18:57] Impact that the factory has on the local community.

[20:25] Where can these products be found?

Mentioned in this episode:

The Book: Sewing Hope: How one Factory Challenges the Apparel Industry´s Sweatshops, By John M. Kline and Sarah Adler-Milstein.

Alta Gracia Apparel

Alta Gracia products on Amazon.

Alta Gracia at Barnes and Noble

Follow More Than Money

Check More than Money Website

Big Data and Impact Investment with the Case Foundation, Acumen, and Bridges Fund Management Dec 08, 2017

Show notes

Dawn Carpenter welcomes Rehana Nathoo, from The Case Foundation, Tom Adams a Director from Acumen, a UK social venture and private equity firm, and Amanda Feldman from Bridges Fund Management UK. They enter a thoughtful discussion about impact investment, exploring how "big data" can help impact investors and social entrepreneurs make better and smarter decisions about resource allocation and the assessment of impact. Listen to this episode and learn how data is being effectively collected to improve the performance of social enterprises business around the world.

Key takeaways:

[1:45] Rehana Nathoo career briefing

[2:30] How Big Data affects impact investing.

[3:46] Why is impact investing so important?

[5:01] Transparency

[6:25] The Case Foundation Network Map

[9:21] Example of what a search might look like.

[11:39] What is the next step for this work?

[15:07] Tom Adams career briefing.

[15:40] Amanda Feldman career briefing.

[16:33] Adam talks about types of data.

[21:11] How do you go collecting and using data to improve Social Investing?

[25:11] The Impact Management Project.

[27:26] Feldman explains how customers' answers are categorized into five dimensions of impact.

[29:11] Lessons learned from the Global Impact Management Project.

[30:31] How will this tool be used in the future?

Mentioned in this episode:

The Case Foundation

The Case Foundation on Twitter

+ Acumen

Impact Management Project

Lean Data

Bridges Fund Management

Follow More Than Money

Check More than Money Website

Pay for Success and Social Impact Bonds with Third Sector Capital and Cuyahoga County Ohio Dec 08, 2017

Show notes

In this episode, Dawn Carpenter talks with Caroline Whistler, CEO of Third Sector Capital, David Merriman, Assistant Director of Health and Human Services for Cuyahoga County Ohio (Cleveland and Marcia Egbert from the George Gund Foundation, about cutting-edge innovation in the field of financing social service. Listen to this episode to be inspires by the innovative way financing tools are being used to promote social good.

Key takeaways:

[1:33] Caroline Whistler career briefing.

[2:05] What does it mean "Pay for Success"?

[3:02] Differences between Pay for Success and performance-based contracting.

[6:03] How did Third Sector Capital start?

[8:46] Five elements playing a role in the Pay for Success model.

[9:45] Example of a typical Pay for Success contract.

[14:09] Role of the evaluator in this process.

[14:50] In which areas this type of model tends to be successful.

[16:31] Which are the challenges?

[19:24] Vision for the future.

[23:41] How did David find out about Pay for Success?

[27:01] How and why the George Gund foundation joined the government in this new way of delivering social services?

[28:46] Integrated data systems in the social services.

[29:21] How did the Cuyahoga County team (public private partnership) put the program together to solve the community problem?

[32:28] How do they see the measures of success?

Mentioned in this episode:

Third Sector Capital

The George Gund Foundation

Pay for Success

Nonprofit Finance Fund

Follow More Than Money

Check More than Money Website

Bitcoin and Blockchain for Social Good Dec 08, 2017

Show notes

In this episode, Dawn Carpenter, along with Marti Tirinnanzi and Bill Ulivieri, explore the idea about how cryptocurrency and Blockchain are revolutionizing the world of finance, opening the possibility for anyone, anywhere to have the possibility of transferring money, buying and selling only needing a cell phone and internet service. Listen to this episode and learn about this universal form of money which is expanding around the globe, creating opportunities where there weren't any, from social enterprises to traditional philanthropy; the future of money transfer is here.

Key takeaways:

[1:33] Marti Tirinnanzi career briefing.

[2:02] What is Bitcoin?

[2:53] How can regular people get access to Bitcoin?

[4:07] What is Blockchain?

[6:01] What are miners?

[6:28] How Bitcoin got started.

[7:29] What are the challenges Bitcoin is facing?

[9:07] How do you see the projection of Bitcoin and Blockchain?

[11:01] Bill Ulivieri career briefing.

[11:30] How Bitcoin and blockchain are disruptors of the financial ecosystem.

[13:03] How do you use Bitcoin?