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    Business

    Money For Couples with Ramit Sethi

    Get Ramit’s new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…

    Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.

    Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.

    Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.

    In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit’s finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.

    Whether you’re wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn’t just about numbers—it’s about values, trust, and working together toward a Rich Life that’s unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit’s finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.

    Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you’re a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.

    Ramit’s unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples’ stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.

    Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit’s philosophy of “spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t” empowers listeners to make financial choices that enhance their relationship.

    Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit’s finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you’re a long-time listener of Ramit’s work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.

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    Copyright: © Copyright 2021-2024 I Will Teach You To Be Rich

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    Latest Episodes:
    62. “Why are we waiting for payday if we make $140k?” Sep 27, 2022
    Show notes

    Amy and Andre are 42 and 34 respectively. They make $140k a year, but they admit they’re often waiting for payday. They’re buried in debt and can’t seem to make any progress, which is bringing serious anxiety and stress into their lives.

    Their biggest issue? Their fixed costs sit at 92% of their total income. We uncover all kinds of solutions as to how they might address this problem, but they struggle to grasp the reality of it all.

    What’s worse, they submitted their Conscious Spending Plan showing a -2% for guilt-free spending. They not only have no joy tied to their money, but on paper, they show it as a detractor on their lives. This is a serious problem—let’s see if we can get them on the right track.

    Connect with Ramit

    • Website
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    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    61. “I am going to die in 5 years. Should I quit my job?” (Part 2) Sep 20, 2022
    Show notes

    In part two of Tom and Julie’s conversation, they start to see their reality for what it is—Julie may not have long to live, but she’s still working and is afraid to spend their millions on making memories with their young kids.

    After a double lung transplant in 2020, she’s healthy—but odds are not in her favor for a long retirement. Julie admits that, if she were counseling a friend, she’d tell them to leave the career behind and focus on experiences. But even that isn’t enough to spark action… and the clock is ticking.

    What would you do with millions of dollars in the bank and a short time to live? The answer seems obvious. To some, it isn’t so easy.

    Connect with Ramit

    • Website
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    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    60. “My health is in question, but I don’t want to stop making money” (Part 1) Sep 13, 2022
    Show notes

    Today’s conversation will shock you—point blank.

    Tom and Julie are in their early fifties and have two school-aged kids. Both are savvy with their investments, and they’ve amassed a $12 million dollar net worth in the process. But Julie’s still working. She thinks of the income as an added layer of safety and security in their lives—but at their level of wealth, they’re making more in interest than her salary could ever bring in.

    Their situation may sound like it’s black and white—but wait for the jaw-dropping moment that changes everything. And look for next week’s episode, part two, as Tom and Julie start to reckon with their true reality.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    59. “98% of our net worth is in real estate. Are we in trouble?” Sep 06, 2022
    Show notes

    Georgia and James bring a different problem to the table than we’re used to hearing about. In this one, we zoom in on where, exactly, their net worth has come from… and the real risks of these decisions.

    Having done well in the real estate market, Georgia and James just closed on a fourth property. The glaring issue is that they’re all located in the same neighborhood, amping up the risk of this investment class quite considerably.

    Georgia is becoming increasingly anxious in the shadow of this risk, urging a diversification from their overloaded 98% commitment to housing. James is not unwilling to hear the argument, which makes this episode more direct and tactical—I love it. There’s a lot to learn here.

    The biggest question we can ask in this case: Why are they even doing this? What is the end goal? Their answer paints a clear picture of what they need to do.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    58. “If we want to retire, we’d have to live on $36k” Aug 30, 2022
    Show notes

    This week’s conversation brings a slightly different perspective to the table. Michelle and Eric are in their fifties and are terrified that they’ve waited too long to invest for retirement. They’ve bickered about money for twenty-five years, narrowing their window of opportunity and adding a ton of personal baggage into the equation.

    Usually, part of the solution for most people is long-term investing. But with Michelle and Eric, time is not on their side. To complicate things, Michelle is defensive and triggered by even talking about money. She prefers to keep things focused on the math… but it’s much deeper than that.

    What would you do to overcome the very real hopelessness that many people of their age experience? Let’s see what happens.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    57. “I feel ashamed about having another child because we’re still renting” Aug 23, 2022
    Show notes

    Rebecca and Joe have two young kids, and a third is on the way. They are renting at the moment and love the neighborhood they live in—but they both think they need more space to match their growing family. Should they keep renting? Buy a home? Move in with his parents? Their lease is up soon and the pressure is on (or so they think).

    To complicate things, we find out that their fixed costs, alone, make up for 105% of their take-home pay. As a refresher, I recommend spending no more than 60% on fixed costs. But they’re spending more than they make every month. Something’s got to give.

    They feel frustrated. They feel overwhelmed. They feel like failures as parents because they can't provide for their kids. There are many layers to this on both the financial side and the psychological side. Let’s dig in.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    56. “We have $200,000, but we’re afraid to take a vacation” Aug 16, 2022
    Show notes

    Michelle and Dan are in their early thirties, and from the outside, they look like they’re in a great place financially. They make $225,000 annually, and they’ve saved $200,000 already. So, why do they feel so much dread, confusion, and fear about their money?

    Their philosophy has always been to save as much as possible… so they’re afraid to spend or invest. But they don’t realize how much they’re missing out on, and it’s not just investment returns.

    Michelle and Dan have thousands of dollars, but they’re afraid to take a vacation. Will they ever feel good about money? They could be living their Rich Life today—but only if they address the real, emotional reasons they’re stuck. Let’s see how they do.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    55. “My top 5 lessons from one year of interviewing couples about money” Aug 09, 2022
    Show notes

    Personal finance can seem complicated, but most issues are linked back to two core influences—how people think and feel about money. Where they land on those scales has a wide range of possible manifestations (skimping on frozen berries, anyone?).

    One year into the podcast, and a handful of these themes have become very clear. Tune in to this special solo episode as Ramit breaks them down. Check out the free resources below if any of these scenarios sound familiar to you—or you’re just ready to deepen your understanding of money and what it can do for you.

    Programs & Resources

    • iwt.com/moneymindset → Money Mindset Mini Course
    • iwt.com/guiltfree → Conscious Spending Plan
    • iwt.com/nomorefights → Guide to How to Talk to Your Partner about Money
    • iwt.com/house → Ramit's 3 step guide to buying a house
    • iwt.com/therichlife → Rich Life mini course


    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    54. “We grew up poor—but we could be millionaires” (Part 2) Aug 02, 2022
    Show notes

    Last week, in part one of my conversation with Austin and Annie, we got deeply personal about their upbringings and the invisible scripts they picked up as kids. I learned that they were passing bad money habits to their young daughter—continuing a cycle of generational poverty.

    Today, my goal is to move them out of that cycle by getting tactical with how they can turn things around. They’re young and make plenty of money to be comfortable—even multimillionaires—in their future. But we need to get the calculator out to make them believe it. Tune in as Austin and Annie see how it’s possible to go from generational poverty to generational wealth.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1) Jul 26, 2022
    Show notes

    Annie and Austin were both raised without knowing where their next meal would come from. They came to me looking for a way to break the relentless chain of generational poverty that they’ve experienced… and that they fear they’re passing on to their two young children.

    The good news is that it’s not too late for them, or anyone, to start making the right decisions and move toward a Rich Life they can be proud to pass on. They bring in about $130k a year in a low-cost region, and since they’re only in their twenties, they can expect to make more money as they get further into their careers.

    Annie and Austin have never been taught about money. So listen in as I meet them where they are: zero savings, $68,000 in debt, and no tools for managing their finances. Stick around next week for part two of this conversation, where we dig into the numbers and present long-term solutions.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


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