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    Business

    Money For Couples with Ramit Sethi

    Get Ramit’s new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…

    Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.

    Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.

    Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.

    In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit’s finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.

    Whether you’re wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn’t just about numbers—it’s about values, trust, and working together toward a Rich Life that’s unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit’s finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.

    Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you’re a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.

    Ramit’s unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples’ stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.

    Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit’s philosophy of “spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t” empowers listeners to make financial choices that enhance their relationship.

    Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit’s finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you’re a long-time listener of Ramit’s work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.

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    Copyright: © Copyright 2021-2024 I Will Teach You To Be Rich

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    Latest Episodes:
    72. Answering questions about recessions, marrying the right person, and firing a financial advisor Dec 06, 2022
    Show notes

    This is a special solo episode where I answer questions from members of my Money Coaching program. In today’s episode: How to handle a recession, how I thought about marrying the right person, how to hire a financial advisor (one of my favorite stories), and how to apply some of my advice to your situation. Join Money Coaching here: iwt.com/moneycoaching

    00:01:16 — 1: What advice do you have about combining finances with a partner?

    00:08:35 — 2: How does your money strategy change for a recession?

    00:15:13 — 3: What would Ramit say to a single person who wants to marry the right person?

    00:23:11 — 4: $3 questions vs. $30,000 questions

    00:26:18 — 5: I'm a late starter. How do I calculate my contributions after age 50?

    00:28:50 — 6: How do I balance funding an emergency fund and contribute to retirement every month?

    00:33:01 — 7: What is your recommended asset allocation?

    00:33:11 — 8: I'm curious how others think about different kinds of debt.

    00:39:39 — 9: How do I fire a financial advisor?

    00:50:54 — 10: Should I continue contributing to my Roth IRA even when the market is doing so poorly?

    00:52:58 — 11: What is something about psychology Ramit wishes more people knew and took action on?

    00:56:36 — 12: How do I protect my kids and think about where I want my money to go when I die?

    01:03:09 — 13: I’m throwing out a humble brag after checking the history of my earnings at ssa.gov.

    01:04:30 — 14: I’d like to celebrate a win overcoming invisible money scripts while out to dinner with my family.

    Connect with Ramit

    • Get Money Coaching with Ramit
    • Download the Conscious Spending Plan
    • Other episodes
    • Instagram
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    • YouTube


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    71. "We finally talked about money. I can't believe how little he's saved" Nov 29, 2022
    Show notes

    Emily and Alex are in their mid-30s and have been dating for two years. They recently had a discussion about money and Emily was disappointed to learn how little Alex had saved. What would you do if you talked about money with your partner and you were disappointed at what you discovered?

    Connect with Ramit

    • Get Money Coaching with Ramit
    • Download the Conscious Spending Plan
    • Other episodes
    • Instagram
    • Twitter
    • YouTube


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    70. “My husband thinks savings for our kids’ education is a waste of money” Nov 22, 2022
    Show notes

    Amy wants to put money away for their kids’ college funds. She’s shocked when her husband, Gaby, says no -- and that “the kids can figure it out themselves.”

    They’re in their mid 30s with a household income of $115,000 in the Miami area.

    In today’s episode, we cover money psychology, class, and creating a vision of a shared Rich Life.

    Connect with Ramit

    • Get Money Coaching with Ramit
    • Download the Conscious Spending Plan
    • Other episodes
    • Instagram
    • Twitter
    • YouTube


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    69. “We make almost $300k per year but we can’t afford our mortgage” Nov 15, 2022
    Show notes

    Chris and Camilla are 33 and 31 and they make almost $300k collectively living in a high cost of living area. They recently bought a vacation home, like everyone on TikTok tells you to do.

    Surprise, surprise—there’s no fairytale ending here, no mounds of passive income, no soaring property values or slam dunk investments.

    They thought they’d cash in on a hot market. But with the slow season approaching, they’ve realized they're losing money. How should they handle it? And (gasp) what might other people say if they have to sell?

    This episode is reminiscent of another Canadian couple, Eric and Elena, from episodes 49 and 50, who also bought a house they realized they couldn't afford. But I think you'll find this one fascinating for the differences—especially in the numbers.

    Connect with Ramit

    • Website
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    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    68. “I just learned he took out a secret $100,000 loan—two years ago” Nov 08, 2022
    Show notes

    Jan and Emily are in their thirties and recently bought a house. During the sales process, Emily discovered a $100k loan that Jan had taken out without her knowledge. To make matters worse, Jan admits he didn’t really have a plan on how to use this money to benefit their lives.

    Emily is the higher earner and lets Jan manage their money, adding to the feeling of betrayal that she keeps buried under a calm exterior. They are both supportive and willing to do the work—but Emily’s fear is real and must be processed out in the open.

    What happens in a relationship when trust with money is broken in such a profound way? How can you plan ahead or feel secure with your partner's decisions? It’s a path with obstacles, no doubt. Let’s see if we can help Jan and Emily navigate it.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    67. “We spend $3,000/month on groceries for our 5 kids, and it’s ruining us” Nov 01, 2022
    Show notes

    Jim and Kasey are 45 and 41 with 5 young kids. They’ve been married for 18 years. But they admit that they don’t even know how they’ve made it this long with the serious communication problems in their relationship—specifically as they relate to money.

    Kasey goes about her life avoiding money, mostly unaware that they’re dipping into their savings each month to get by—even though Jim got a big raise recently. On the other hand, Jim knows the truth in their numbers but bottles up his emotions. When he tries to talk with Kasey about money, he does it in a way that Kasey can’t—or refuses to—grasp.

    In a few months, they won’t have any savings left. There’s too much at stake for them to continue on this destructive path. Let’s see if we can get them on the same page.

    Connect with Ramit

    • Conscious spending plan
    • Get the follow up
    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    66. “I’m marrying him in 1 month—but our finances are terrifying me” Oct 25, 2022
    Show notes

    Beth and John are worth about $800k combined. They came to me a month before their wedding—in fact, by the time this goes live, they’re husband and wife (hopefully). The trouble is that they’ve never really talked about money, that she’s afraid of being a deadbeat partner… and they both want a prenup.

    Now, it’s a little too late for a prenup, but we can help them in other ways.

    The big day, looming large in their lives, has revealed some serious issues. Beth wants to—NEEDS to—leave her job, a role that’s costing her mental health dearly. But she’s terrified she’ll just be a financial burden to John. Will Beth and John be able to find common ground before they start their marriage? Listen in to find out.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    65. “I make $200k/month. He makes $2k. Who pays for dates?” (Part 2) Oct 18, 2022
    Show notes

    Connie and Wes have severe gender expectations. Connie desperately wants Wes to be the “man” in the relationship and pay for dinner. But when he tries, she scolds him to save for the future instead. This toxic dynamic is made worse by what we last heard in part 1… Connie’s net worth is—get this—over $6 million!

    Can someone who’s making over $200k a month ever feel in balance with a partner bringing home $2k? The answer, of course, is yes—but getting Connie there is one of the biggest challenges we’ve ever faced on the podcast.

    The canyons between their bank accounts and understanding of money are immense. Listen in as we bring them together with a shared vision of equity, respect, and joy.

    Connect with Ramit

    • Download your free conscious spending plan
    • Learn more about money coaching
    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.


    Produced by Crate Media.


    64. “My boyfriend is perfect… except he’s broke” (Part 1) Oct 11, 2022
    Show notes

    Connie and Wes have been dating for a year—but they have some very serious issues with how they see money, both individually and as a couple. The story to keep in mind: Connie’s mom earned considerably more money than her dad, but he always paid for family meals.

    Fairytales like this complicate how we deal with money later in life. As such, the power of archaic and illogical gender roles is the big theme that we try to untangle in this one. We need to call out the cultural expectations held between Connie and Wes to make room for a healthier dynamic.

    Don’t miss the dramatic cliffhanger ending that will leave your jaw on the floor as you wait for the fallout of part two, dropping next week.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


    63. “How to stop feeling guilty about money—no matter your income” Oct 04, 2022
    Show notes

    After talking to 60+ couples, Ramit reveals the #1 money issue that people deal with: feeling guilty. From what you heard as a child about money… to not being able to enjoy a vacation as an adult, Ramit breaks down the concept. Listen in as Ramit goes through his tactical approach to end money guilt and shame — once and for all. Want to dive in yourself? Download the Conscious Spending Plan, for free, to get started.

    Connect with Ramit

    • Website
    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Linkedin


    If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

    Produced by Crate Media.


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