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    Melanie Loves Tampa Bay

    Welcome! ? I’m Melanie – Tampa Bay area Real Estate Agent with Smith & Associates. Join me to learn about the ins and outs of real estate, home ownership, and living in the Tampa Bay area in sunny Florida.
    Looking to buy/sell a house? I specialize in the Westchase, South Tampa, and Downtown Tampa areas with over 11 years of experience.
    matkinson@smithandassociates.com

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    Latest Episodes:
    2019 Holiday Guide 🎄 Things To Do in Tampa | MELANIE ❤️ TAMPA BAY Nov 12, 2019
    Show notes

    We may not have a white Christmas, but there is still plenty to do in the Tampa Bay area over the holiday season. Here are some great family-friendly holiday events you won't want to miss if you're a resident or just visiting Florida!

    Enchant - St. Petersburg - Tropicana Field

    November 22 - December 29

    https://stpete.enchantchristmas.com/stpete

    Busch Gardens Christmas Town - Tampa

    November 16 - January 6

    https://buschgardens.com/tampa/events/christmas-town/

    Christmas in the Wild - Zoo Tampa

    November 29, 30 | December 6-7, 13-15, 20-23

    https://zootampa.org/events/christmas-in-the-wild/

    Winter Village - Downtown Tampa - Curtis Hixon Waterfront Park

    November 22 - January 5

    http://www.wintervillagetampa.com/

    Holiday Lights in the Garden - Largo - Florida Botanical Gardens

    November 29 - January 4

    https://flbgfoundation.org/content.aspx?page_id=22&club_id=479557&module_id=350229&sl=1496170903

    Oakdale Christmas House - St. Petersburg

    November 29 - January 3

    http://www.christmasdisplay.org/

    The Christmas Trail - Plant City

    Check website for dates

    https://www.thechristmastrail.com/

    ICE! featuring The Polar Express - Orlando - Gaylord Palms Resort & Convention Center

    November 25 - January 5

    https://www.marriott.com/gaylord-hotels/christmas-at-gaylord-palms-kissimmee-orlando.mi#Experiences

    COMPLETE LIST OF HOLIDAY EVENTS:

    https://www.melanielovestampabay.com/blog/2019-holiday-guide-things-to-do-in-tampa

    🎥 WATCH TAMPA BAY GUIDE VIDEOS 🎥

    https://www.youtube.com/channel/UCBZwB1EpTy5wd0_bKPsMReA

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Relocating to MacDill AFB? Tampa Neighborhoods + Commute Times Guide Oct 29, 2019
    Show notes

    Are you relocating to Tampa to work out of MacDill Air Force Base and need a starter guide to the Tampa Bay area? That's what this episode is for! MacDill Air Force Base is located at the southern end of the Tampa peninsula, about 4 miles south of Downtown Tampa. MacDill AFB is not only an Air Mobility Command (AMC) base, but headquarters for the United States Central Command (CENTCOM) and the United States Special Operations Command (USSOCOM).

    We have a large military presence here as well as lots of civilians who work at the base. Sometimes you don't have much time to get to know an area before you're transferred here. Hopefully this video, as well as others here on the channel can be used as a resource.

    Popular areas for military families:

    BRANDON

    RIVERVIEW

    LITHIA / FISHHAWK RANCH

    SOUTH TAMPA

    CARROLLWOOD

    WESTCHASE

    NEW TAMPA

    WESLEY CHAPEL

    DOWNTOWN ST. PETERSBURG

    Toll roads you may have to take include the Lee Roy Selmon Expressway which connects South Tampa to Downtown Tampa all the way to Brandon, or the Veterans Expressway - a north-south toll road running from Tampa International Airport to northern Hillsborough County.

    State of Florida Department of Education, School Grades:

    http://www.fldoe.org/accountability/accountability-reporting/school-grades/index.stml/

    About MacDill AFB:

    https://installations.militaryonesource.mil/military-installation/macdill-afb

    Disclosure: I am not affiliated with the military or MacDill Air Force Base

    🎥 WATCH TAMPA BAY GUIDE VIDEOS 🎥

    https://www.youtube.com/channel/UCBZwB1EpTy5wd0_bKPsMReA

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Answering YOUR Questions ❓ #1 Weather, Snakes, Public Transportation | MELANIE ❤️ TAMPA BAY Oct 15, 2019
    Show notes

    Answering your questions and responding to comments left on my channel - everything from weather to public transportation to snakes. Meanwhile, my puppy Tucker does his best to be a huge distraction. This is going to be a regular video series, so keep 'em coming!

    If you're not looking to buy / sell a home, the best way to reach out to me with specific questions is by leaving a comment on a YouTube video (versus DMs or emails). This way, I'm able to see all of them in one place and respond as quickly as I can. Plus, the entire community can benefit by seeing your questions and comments.

    (And if you'd like to follow my dog, yes, he is on Instagram! @tampatucker)

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    South Tampa 🌴 One of Tampa's Most Popular Areas | FLORIDA LIVING Sep 24, 2019
    Show notes

    One of the most popular Tampa Bay areas is definitely South Tampa, so let's take a closer look to see if it's for you!

    Generally when people are talking about South Tampa, they're referring to the peninsula that juts down into Tampa Bay with the northern boundary of South Tampa being State Road 60 (Kennedy Boulevard) and the southern boundary being MacDill Air Force Base.

    So why do so many want to live in South Tampa?

    LOCATION, LOCATION, LOCATION

    South Tampa is close to two large commercial areas - the Westshore District near Tampa International Airport, and Downtown Tampa. That makes for a convenient commute. However, you would have pretty quick access to highways bringing you to other Tampa Bay areas including I-275 and the Crosstown Expressway.

    It's also close to fun places around Downtown Tampa like Amalie Arena, Curtis Hixon Park, The Florida Aquarium, Glazer Children's Museum, Straz Center for the Performing Arts, and Sparkman Wharf.

    EATING, DRINKING & SHOPPING

    Because South Tampa has been a popular areas for a long time, many local and chain businesses and restaurants have set up shop here. You don't have to go far to find an amazing restaurant, fun boutique, or grocery store.

    SCHOOL DISTRICT

    If you've been looking online at listings, you probably see the phrase "in the Plant High School District." Plant High School is consistently one of the highest rated in the area. Make sure you check the actual school zone for the house you're interested in purchasing.

    The other high school in South Tampa is in the southern portion of the peninsula - Robinson High School.

    *NOTE: School zones subject to change

    NOT COOKIE CUTTER

    Because the area has been built over the last century, every house looks different and there are plenty of examples where century-old bungalows sit next to brand new contemporary construction.

    If you value privacy, South Tampa can be a hard place to find it with many smaller lot sizes. Unless you are backing up to the water, golf course, or a street changes are good that you'll have a neighbor backing up to your property.

    NEIGHBORHOODS & HOUSING OPTIONS

    You can see beautiful, historic bungalows in Hyde Park Village, lots of new construction in Swann Estates from builders developing existing lots where older homes used to stand. There are townhouses close to Howard Avenue, and you'll find some walkable neighborhoods in South Tampa.

    Like Downtown St. Pete, South Tampa has some of the highest price real estate in the area since demand is so high. If you want a waterfront property in South Tampa, be prepared to spend well over $1 million.

    Other popular neighborhoods include Beach Park, Bayshore Beautiful, Ballast Point, Interbay, Westshore Yacht Club, Culbreath Isles, Sunset Park, Golfview, Palma Ceia, Virginia Park, nearby Davis Islands and Harbour Island.

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Reality Check ✅ What New Homeowners Should Know (& Meet My New Puppy) | MELANIE ❤️ TAMPA BAY Sep 10, 2019
    Show notes

    Buying a home is a very exciting process, especially when it's your first house! But what happens when you move in and life isn't exactly what you imagined? Let's talk about some of the challenges that can overwhelm new home buyers right after closing that takes the fun away of owning your own place.

    Featuring my new puppy Tucker, a smooth coat Brussels Griffon - otherwise known as the 'Petit Brabancon.'

    Warning: Your new house might be really dirty. In Florida, sellers are not legally required to have the property professionally cleaned when they transfer it to the buyer. Before closing day, take note of any discoloration in flooring - especially carpet and grout. Often, this issue goes unnoticed until the furniture is gone. If you think you're going to need to replace flooring or spend money on cleaning, make sure to prepare for this added cost.

    Paint jobs may be bigger than you anticipated. It's not required or customary to patch and paint portions of the walls with nails or screws. Sometimes the patch job ends up looking worse than before, so most of the time - the seller leaves the walls as-is. It will be up to you to repair the drywall. If you're planning to repaint anyway, that's the time to patch up those holes.

    Your A/C will absolutely break in the first month. Okay, I might be exaggerating a bit, but I can't begin to tell you how many times air conditioners (or something else) break soon after a new buyer moves in. Homes are full of things that need to be fixed. Sometimes buyers will get upset with the home inspector or seller, because they feel like the issue should have been caught or disclosed. Most of the issues are just regular things that break. Once you close on your house, that is now your responsibility. Hire a good home inspector to begin with and consider getting a home warranty.

    Your neighbors might be terrible. If you had visions of co-hosting summer barbecues with your best friends next door, you may want to adjust your expectations. Chances are, you WILL find friends in your neighborhood. If you have an unpleasant or intrusive neighbor, there's not much you can do about it unless their behavior warrants contacting local authorities. Driving around the neighborhood prior to purchasing and talking with people who live there may be helpful to avoid nightmare neighbors, but you can't always rely on strangers for solid information.

    Furnishing and decorating is a marathon, not a spring. Making a house a home takes time. Lots of buyers don't expect that and want it to feel like home too quickly. It's frustrating with boxes piled up and furniture deliveries taking too long. Don't worry if there are empty rooms for a while, you need to figure out how you are going to live in the space. Decorate and furnish the rooms that are the most important for your daily life and do the rest over a longer period of time. Set realistic decorating and furnishing goals.

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    How to Pronounce Tampa Bay Area Places | MELANIE ❤️ TAMPA BAY Aug 27, 2019
    Show notes

    There are some names of cities and places around the Tampa Bay area that are just really difficult to pronounce. Some are really long and complicated. So here are a few of the trickiest and how to say the names just like a local.

    Lutz <loots>

    St. Pete - some folks use the wrong abbreviation for St. Petersburg and refer to it as "St. Petes"

    Ybor City <Ee-bore>

    Dunedin <done-EE-din>

    Thonotosassa <Tho-no-ta-SASS-a>

    Wimauma <WHY-mama>

    Kissimmee <Ka-SIM-mee>

    Masaryktown <muh-ZER-ick-town>

    Homosassa <HOME-uh-SASS-uh>

    Weeki Wachee <WEE-key WATCH-ee>

    Amalie Arena (rhymes with family)

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Why Everybody Wants to Live in Downtown St. Petersburg Aug 13, 2019
    Show notes

    Downtown St. Pete is one of the most coveted areas to move to in the Tampa Bay area. So why does everyone want to move there and how much does it cost to live there?

    Honestly, it's just a really cool and beautiful place to live. Downtown St. Petersburg truly does have it all - the whole bay front is lined with gorgeous parks that host different festivals and events throughout the year. It's the perfect place for a long walk with your pet, a bike ride, or just to sit and enjoy the water view. It's a walkable city with a vibrant, inclusive energy.

    Because so many people want to live there, it has become pretty expensive to own or rent. If you want to live in the heart of downtown, you'll probably have to choose from a townhouse or a condominium - many are in high rises. They range from small studio to penthouses. If you're lucky, you might be able to find a few for around $200,000 - but the median price is in the $500,000 range with prices going up well over $2 million.

    What about rentals? The same is true. Look to pay a minimum of $1,000 / month with most costing more than $2,000 / month.

    Popular neighborhoods nearby include the Historic Old Northeast, Snell Isle, and Venetian Isles.

    What about affordable areas near Downtown St. Petersburg? The short answer is, yes, of course there are. More budget-friendly neighborhoods tend to be farther away from the downtown core and the houses may need some TLC. It's possible to find a single-family home for under $300,000.

    Remember that most of St. Petersburg was developed quite a while ago, so there are lots of older, traditional, Florida-style ranch homes.

    In closing, Downtown St. Petersburg is as beautiful and as fun as it seems. There are always resale opportunities in the area and new condo projects to look into.

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    What Are CDD Fees? CDD vs HOA 🏡 Buying in Florida FAQ Jul 30, 2019
    Show notes

    If you're looking at Florida homes for the first time, you're probably wondering what the heck a CDD fee is. How is it different from an HOA? CDD stands for "Community Development District." It's main purpose is to plan, finance, construct, and operate community-wide infrastructure and amenities for residents to enjoy.

    http://www.ccfj.net/FS190CDD.html#190.012

    The neighborhood developer takes out a bond to get access to the money to create all of this infrastructure - the bond is paid back by residents over periods typically 20, 25, or 30 years.

    How do residents pay the CDD fee?

    The yearly cost of the CDD fee is part of your non-ad valorem property taxes. Combined with your ad valorem taxes, this creates your total tax bill for the year.

    How much is a typical CDD?

    The amount varies widely from neighborhood to neighborhood, but I've noticed that most of the new, large, master-planned communities here in the Tampa Bay area have CDDs around $2,000 per year.

    How is a CDD different from the HOA?

    The CDD and HOA (Homeowners Association) are different entities within a community that work together, but have different responsibilities. Many of the maintenance costs in a community are handled by the CDD, whereas the HOA creates and enforces deed restrictions as well as operate the amenities.

    What happens when the bond is paid off? Does the CDD go away?

    Westchase is a great example of a neighborhood that has certain villages with paid off CDD bonds. The homes in Westchase over 20 years old are now only paying the maintenance cost portion of the CDD, which will never go away. But once that bond is paid off, homeowners do get a significant cost break. I looked up a house in The Fords. In 2017, the CDD bill was $1,095.55. After the bond was paid off, the 2018 CDD bill was $486.20.

    Why spend money to live in a CDD community?

    There are lots of Tampa Bay area neighborhoods without CDDs, but they tend to be smaller communities with fewer amenities. If you don't think you will use amenities like a swimming pool, tennis courts, or fitness center, you might want to look at non-CDD communities. Typically, those will have higher HOA fees, because the HOA is now responsible for all of the maintenance costs.

    This is part of my new Frequently Asked Questions (FAQ) series here on the channel - feel free to drop any questions you have in the comments.

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Home Partners of America 🏡 Rent to Own Homes Program Explained Jul 10, 2019
    Show notes

    Finding a home that's a lease with an option to buy (rent to own) can be extremely difficult - close to impossible in popular areas. However, leasing while you get to know your new city, repair your credit or save up some money for a larger down payment may be your best option. Let's talk about a lease-purchase program called Home Partners of America.

    While I am not affiliated with this company in any way, I do feel the program offers a valuable option for those who qualify so I want to share some details.

    *Criteria subject to change and may vary by state

    What is the Home Partners of America Lease Purchase Program?

    https://www.homepartners.com/

    Say you want to own a home in a nice neighborhood but you just aren’t ready to buy. Maybe you want to be in a good school zone and there are limited rentals available to pick from? Or, if you are working on repairing your credit and you just need a year or two to qualify for a mortgage. Home Partners of America purchases homes that are currently for sale and leases them back to you. So, this opens up a lot more options of homes to rent because now you can look at homes that are for sale.

    You get to pick the house, they purchase it, you rent it from them. You can buy it from them or a predetermined price at any time. Now, nothing is that simple but that is the basic premise of the program.

    FAQs

    https://www.homepartners.com/how-it-works/faqs

    Who qualifies to be a renter with Home Partners of America?

    Which properties qualify for the program?

    I am qualified and the house I love is qualified - what happens next?

    What about the rent price?

    What about a security deposit?

    Can I bring my pets?

    How do I purchase the home?

    Breakdown by numbers: https://www.homepartners.com/how-it-works/the-math

    Pros & Cons

    The biggest pro to this program is that it gives future home buyers an opportunity to settle in their desired community before they can qualify to purchase a home. Or it gives new residents a way to try out a neighborhood before they commit to buy. The program is transparent and your costs and fees are outlined prior to entering the program. Your only obligation is to rent the home for one year.

    If you are a seller, consider using this program as a way to attract more buyers. Home Partners of America will pay a fair price for your home.

    The cons mostly revolve around the fees associated with buying. Home Partners is going to roll the closing costs over to you, as well as increase your price 5% a year.

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Moving to Florida? Guide for New Residents 🌴 DMV, Car Registration, Retiring, Pets, SunPass Jun 26, 2019
    Show notes

    Lots of you out there are planning to move to Florida or purchase a second home here. If you're looking to establish residency in the Sunshine State, here are some practical tips. (Yes, you do have to go to the DMV)

    *Disclosure: I am a Realtor, so I help people buy and sell houses. I am not an attorney or accountant. These matters can be complicated, so if you have any questions please consult a licensed professional.*

    ESTABLISHING FLORIDA RESIDENCY

    You are considered a Floridian when your true, fixed, and permanent home is in Florida.

    DRIVER'S LICENSE & VEHICLE REGISTRATION

    If you are a new resident you must get your Florida Driver’s License and register your vehicle within 30 days of establishing residency in the state of Florida.

    DMV: What to Bring to Get Your License

    https://www.flhsmv.gov/driver-licenses-id-cards/what-to-bring/

    Vehicle Registration General Information:

    https://www.flhsmv.gov/html/titlinf.html

    PET REGISTRATION

    A Florida pet license is required for all pets. Florida pet registration forms are available at any local veterinarian. Both dogs & cats over 4 months old must have a pet license, and all are required to have rabies inoculations or booster shots. All Florida pet registration fees will vary from county to county, so check your county’s website.

    HOMESTEAD EXEMPTION

    Florida residents can apply for a Homestead Exemption. You get a discount on the assessed value of your home. It also caps the amount that your assessed value can go up each year to only 3%. This is a great tax benefit that Florida homeowners enjoy. Your deadline each year for registering is March 1st, so don’t forget! You will do this through your County Property Appraiser office or website.

    E-PASS / SUNPASS

    Florida has a lot of toll roads and a lot of them don’t have pay booths. If you live in an area with toll roads or plan on doing a lot of exploring in Florida, you will want to get a SunPass or an E-Pass.

    https://epass.cfxway.com/epassweb

    https://www.sunpass.com/en/home/index.shtml

    FINDING EMPLOYMENT

    State of Florida Job Openings:

    https://jobs.myflorida.com/

    RETIRING TO FLORIDA

    If you are planning on retiring to the Sunshine State there is a website for the Department of Elder Affairs that actually provides a lot of useful knowledge.

    Department of Elder Affairs:

    http://elderaffairs.state.fl.us/doea/resources.php

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


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