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    Business

    Melanie Loves Tampa Bay

    Welcome! ? I’m Melanie – Tampa Bay area Real Estate Agent with Smith & Associates. Join me to learn about the ins and outs of real estate, home ownership, and living in the Tampa Bay area in sunny Florida.
    Looking to buy/sell a house? I specialize in the Westchase, South Tampa, and Downtown Tampa areas with over 11 years of experience.
    matkinson@smithandassociates.com

    Advertise
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    Latest Episodes:
    How to Sell Your Home While Buying Another House 🏠 Realtor Advice May 26, 2020
    Show notes

    "Help! I have to sell my current house before I buy another one. Where do I start?" This is a question I get all the time, so get ready for all my best advice.

    TIP #1 - UNDERSTAND YOUR FINANCES

    There's a difference between NEEDING to sell your current home in order to qualify for the loan on your next house and WANTING to sell your current home. If you fall into the category of wanting to sell, you have more freedom to make offers on listings because you won't have as many contingencies attached, which gives you a leg up on negotiations. This is super important in areas that are a seller's market.

    TIP #2 - DON’T PUT THE CART BEFORE THE HORSE

    The card in this scenario is your next house, while the horse is your current home. If you can't buy the next house before selling your current one, then most of your focus needs to be on the sale.

    TIP #3 - FIND A NEW REALTOR

    Start reaching out to real estate agents in your new city well in advance of your move. Some of you might have relocation companies providing a Realtor, and you do have a say in who represents you. All agents are not created equal, so do your due diligence.

    TIP #4 - VISITING WITH A PURPOSE

    If you have enough time to take multiple trips to your new hometown, take advantage of it! Your first trip should be an introduction trip, not necessarily a house hunting trip. Tour neighborhoods, talk with builders, get a feel for areas you're considering moving to.

    TIP #5 - MAKING OFFERS

    When you start putting in offers, your current house should already be under contract. Remember what I said earlier about the contingency if your offer is conditional upon the sale of your own home first. Most builders are okay with this, so keep new construction in mind as you house hunt. If your current home is through the inspection period and/or the appraisal, that makes your contingency less risky so be sure your agent communicates this to the listing agent.

    TIP #6 - NAVIGATING THE MOVE

    Try and negotiate a longer escrow period of 45-60 days to give yourself more time. This gives you a chance to come down to your new city, find a house and get it under contract with enough time to process your mortgage loan. Consult with a moving company to get an estimate on how long it will take to get your belongings from A to B. Same day closings are doable, but there are potential snags that could hold up transactions.

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Florida Real Estate πŸ–οΈ European Buyer Guide ft. Annette Reeve / Mayfair Int'l Realty Apr 24, 2020
    Show notes

    Real estate in the U.S. works much differently compared to other countries. In this #socialdistancing episode, I talk with Annette Reeve / Mayfair International Realty in London about European / UK residents buying homes in Florida.

    There's a lot to know when you purchase international property. Annette, who works with agents and brokers around the world, is a great resource for information.

    If you want to skip ahead to specific topics, here are timestamps:

    1:30 UK buying process vs. US
    6:51 Where UK buyers want to purchase homes
    10:23 Rental & vacation homes
    12:25 Financing a home for international buyers
    15:50 Getting an international lawyer / attorney
    21:30 How to find a Florida property
    22:05 Brexit effects on UK real estate
    23:00 COVID-19 and real estate

    Annette Reeve MNAEA CIPS / Director
    Mayfair Office and Mayfair International Realty - Cashel House - 15 Thayer Street – London - W1U 3JT
    Direct Line : + 44 20 7467 5332
    Mobile : +44 7740 679715
    Office : +44 207 467 5330
    Email: annette@mayfairinternationalrealty.com

    The gorgeous house I Skyped at is currently for sale!

    $2.3M French-Inspired Estate Outside Tampa 🏑 8,400+ sq ft, Wine Room, Pool | LUXURY HOME TOUR
    https://youtu.be/48L70qMFitQ

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    New Florida Realtor 🏠 Door Knocking for 8 Hours & Flipping a $10K House Apr 17, 2020
    Show notes

    39 closings, 10 pending properties, door knocking for 8 hours a day, and flipping a $10,000 house - Pensacola real estate agent John Cho shares his highs and lows from the first year as a Realtor.

    Great conversation and here's timestamps if you want to skip ahead:

    0:56 Getting started in real estate
    7:08 Is young age a disadvantage?
    8:38 New vs. veteran agents
    9:55 Team culture & mentorships
    11:30 Door knocking for leads
    17:45 Flipping homes
    20:50 Finding investment properties
    22:30 What's Pensacola, FL like?
    26:10 Average home prices in Pensacola

    John Cho / Realtor - Pensacola, FL area
    Call: 850.602-5583
    choyohan93@gmail.com
    https://www.blueanchorrealty.com/agents/john-cho/
    https://www.instagram.com/Johncho_re/
    https://www.facebook.com/JohnChoYourRealtor
    https://www.youtube.com/channel/UC8CuHbQo6MSJfwU3iueGzaA
    https://www.linkedin.com/in/john-cho-0a4179124/

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Real Estate πŸ—½ NYC vs FLORIDA β˜€οΈ with Michael Holt Apr 06, 2020
    Show notes

    πŸ—½ NYC vs FL β˜€οΈ Real estate chat comparing the New York City metro to the Tampa Bay area in Florida with Licensed Broker Associate Michael Holt, who works in both locations. Michael fills us in on the unique NYC market and what it's like to buy / sell there. We also chat about the lifestyle and cost differences, and a current development project in Sarasota. Thanks to Michael for joining me!

    Michael Holt / Licensed Broker Associate / The Holt Team
    mholt@halstead.com
    Cell: 917.407.0287
    www.holtsnewyork.com
    YouTube https://www.youtube.com/user/MichaelHoltNYC
    Facebook https://www.facebook.com/michaelholt123
    Instagram https://www.instagram.com/michael__holt_/
    Twitter https://twitter.com/Michael__Holt

    The Beacon - Sarasota, FL https://www.thebeaconsarasota.com/
    Listed by Coldwell Banker 941.366.8070

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Will Mortgage Rates Ever Drop to 0%? 🏑 Should You Refinance Your Home? Mar 28, 2020
    Show notes

    Mortgage rates are all over the place right now, as the Federal Reserve sharply cut interest rates and announced buying of mortgage-backed securities. How low can mortgage interest rates go? Melanie talks with David Donaldson, Branch Manager with VanDyk Mortgage, about what we can expect and answers some questions that popped up this week. Will mortgage interest rates ever come close to 0%? Should homeowners refinance their mortgage? Is now a good time to buy a home?

    The Donaldson Team
    David Donaldson / Branch Manager
    ddonaldson@vandykmortgage.com
    NMLS#506528 | FL#LO10267
    Office: 813.230.3433 | Cell: 813.230.3433
    teamdonaldson.vandykmortgage.com

    Note: this episode was produced in March 2020 - in the age of #socialdistancing Melanie is currently Skyping with guests.

    πŸŽ₯ Mortgage Tips for First Time Home Buyers: Why Credit Score Matters πŸŽ₯ https://youtu.be/eZReFsBrr0U

    πŸŽ₯ Thinking about moving to Florida? Here are some helpful videos with information you should know πŸŽ₯ https://www.youtube.com/watch?v=d7V4ypw92HE&list=PL-rX1eKoHSSAAc2kEV27Tmb37xwT2Kf6S

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Florida Insurance: What You Need to Know πŸ’΅ Homeowners, Flood, Auto, Renters, Umbrella Mar 03, 2020
    Show notes

    Tampa Bay area insurance agent Maria Rodriguez, with Rip Weachter Insurance Agency, joins me to talk about Florida insurance. She explains homeowners, flood, auto, renters, and umbrella insurance policies and why they're important to protect yourself and your property. We also discuss what type of insurance you need in the event of a hurricane or severe weather.

    Want to skip ahead to a specific topic? Here's what we covered:
    0:39 Homeowners insurance
    1:45 Florida weather / hurricanes
    3:50 Age of roof and how it affects homeowners insurance rate
    7:05 Wind mitigation process
    8:05 New construction
    10:55 Older homes
    13:50 Flood insurance
    16:50 Flood zone changes expected
    18:47 Flood insurance for 2nd homes / investment property
    23:30 Auto insurance
    29:10 Renters insurance
    30:58 Umbrella insurance

    Contact Maria Rodriguez with your insurance needs within the state of Florida
    maria@weachterinsurance.com
    Office: 813.831.8889
    Direct: 813.969.4466
    Rip Weachter Insurance Agency
    http://www.weachterinsurance.com/

    πŸŽ₯ Mortgage Tips for First Time Home Buyers: Why Credit Score Matters πŸŽ₯
    https://youtu.be/eZReFsBrr0U

    πŸŽ₯ Thinking about moving to Florida? Here are some helpful videos with information you should know πŸŽ₯
    https://www.youtube.com/watch?v=d7V4ypw92HE&list=PL-rX1eKoHSSAAc2kEV27Tmb37xwT2Kf6S

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Answering YOUR Questions ❓ #2 Relocating to Tampa, Snakeskin Fashion, Porta Potties!? Feb 18, 2020
    Show notes

    Answering your questions and responding to comments left on my channel - everything from relocating to the Tampa Bay area, keeping animals in your backyard, love bugs causing car damage, Midtown Tampa, to the supply of crocodile and snakeskin themed clothing!? Meanwhile, Tucker doesn't want to cooperate with this video shoot. This is going to be a regular video series, so keep 'em coming!

    If you're not looking to buy / sell a home, the best way to reach out to me with specific questions is by leaving a comment on a video here on YouTube (versus DMs or emails). This way, I'm able to see all of them in one place and respond as quickly as I can. Plus, the entire community can benefit by seeing your questions and comments.

    (And if you'd like to follow my dog, yes, he is on Instagram! @tampatucker)

    πŸŽ₯ Thinking about moving to Florida? Here are some helpful videos with information you should know πŸŽ₯
    https://www.youtube.com/watch?v=d7V4ypw92HE&list=PL-rX1eKoHSSAAc2kEV27Tmb37xwT2Kf6S

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    4 New Home Communities Outside Tampa 🏠 Pasco County Feb 05, 2020
    Show notes

    So many of my buyers are looking for new construction in the Tampa Bay area and there are lots of housing options to choose from, but I want to share four popular communities that I show often in Pasco County, just north of Tampa.

    Three of these developments are in Odessa, and one is in nearby Land O' Lakes. State Road 54 is the main road that leads into all of the neighborhoods. Odessa is farther west compared to Wesley Chapel, so it's closer to the beach.

    If you work in Downtown Tampa, MacDill Air Force Base, or the Westshore district you have multiple routes to commute everyday including the Veterans Expressway / SR 589, which connects to I-275. There are lots of shops, businesses, and restaurants in this part of Pasco County, and Florida state school grades are pretty high for most of the schools in this area. You will still want to check the specific school grades for the house you are interested in.

    Starkey Ranch https://starkeyranch.com/

    Asturia https://asturiaflorida.com/

    The Preserve https://www.drhorton.com/Florida/Tampa/Odessa/The-Preserve

    Bexley https://www.bexleyflorida.com/

    NOTE: This episode is very visual, so I'd recommend you also watch the YouTube video to see the homes I'm referring to, as the audio might not make much sense just listening.

    πŸŽ₯ https://youtu.be/3kgdFk1-4kw πŸŽ₯

    What Are CDD Fees? CDD vs HOA 🏑 Buying in Florida FAQ

    https://youtu.be/svy_4LFiArs

    Realtor's Advice on Buying 🏠 New Construction Homes

    https://youtu.be/9g_enoJPzos

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Home Selling Makeover 🏠 Home Staging [Before & After] Dec 10, 2019
    Show notes

    We're giving one of my listings a home makeover by bringing in a home stager [before & after pics], plus I'm sharing some of my best home selling tips.

    This vacant Tampa villa went pending in just two days!

    We'll be getting into the importance of creating an identity for each room in a house, what impact rooms are, adding hardware to kitchen cabinets, making sure floors are very clean, and how curtains / window treatments make such a difference in a space.

    Home staging by Tracy Bowers of Upstage, Inc. 813.727.3311 / tracy@upstageinc.com

    NOTE: This episode is very visual, so I'd recommend you also watch the YouTube video to see the home makeover, as the audio might not make much sense just listening.

    πŸŽ₯ https://youtu.be/7vd_SI7OMDQ πŸŽ₯

    WATCH πŸŽ₯ Home Staging FAST on a $200 Budget 🏠 Realtor Tips

    https://youtu.be/u409XhaSVJc

    πŸŽ₯ WATCH TAMPA BAY GUIDE VIDEOS πŸŽ₯

    https://www.youtube.com/channel/UCBZwB1EpTy5wd0_bKPsMReA

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


    Moving to Florida in 2020? What You Need to Know Nov 25, 2019
    Show notes

    So you want to move to Florida in 2020? This is your last cold winter, right? There's a lot to know about our great state, and I want to share information about establishing residency, buying vs. renting and the Tampa Bay area specifically.

    WHAT DOES IT MEAN TO MOVE TO FLORIDA?

    If you're planning to move to Florida part-time, you'll want to be diligent in following the rules to establish residency in this state. Consult an attorney if your situation is more complicated. Say, you own a home in another state and plan on buying another one in Florida.

    WHY SHOULD YOU MOVE TO FLORIDA?

    There are lots of reasons to move here and everyone has their own motivation. Warm winters and no state income tax are two of the most common ones I hear. Some people REALLY love Disney World and want to be close, or be near the beach.

    WHERE EXACTLY SHOULD I MOVE TO IN FLORIDA?

    If you're not being transferred by your job to a specific city, then you have an entire state full of different cities and towns to fit just about any lifestyle. Figure out if you want to be in a city or at the beach, and if you need to be close to an airport for frequent traveling.

    Which city has job opportunities that fit your skill set? What's your housing budget? Once you start answering those questions, you can narrow down which parts of Florida may work for you.

    Make sure to plan multiple visits to locations you're interested in to see what they're really like. Remember that vacationing in Florida is much different than living here day-today. Don't just hang out in touristy areas. Drive into neighborhoods, eat at local restaurants and talk to locals.

    WHEN SHOULD YOU MOVE?

    Whenever you're ready! Florida is a year round state - we don't really have a time when things are super slow. However, there are more people here during the winter months due to the part-time residents enjoying the warmer weather.

    As far as real estate is concerned, if you're looking to purchase a house - certain areas do fluctuate with inventory and prices throughout the year. For instance, homes in great school districts see peak buying/selling season during the spring and summer months before school starts. Vacation areas have busy winter months because that's when people are visiting and home shopping if they plan on staying.

    HOW DO I MOVE TO FLORIDA?

    Every circumstance is different, but there are a couple scenarios that I run across a lot.

    #1 - Family who wants to move here for the start of the 2020 school year

    #2 - Individual / family without a time frame or need for specific school district

    #3 - Florida retirees

    πŸŽ₯ WATCH TAMPA BAY GUIDE VIDEOS πŸŽ₯

    https://www.youtube.com/channel/UCBZwB1EpTy5wd0_bKPsMReA

    Melanie is a Tampa Bay area Realtor with Smith & Associates.

    She loves Tampa Bay area area, houses, and helping clients buy and sell real estate.

    melanielovestampabay.com

    Email: matkinson@smithandassociates.com

    Call/text me if you are looking to buy / sell a home in the Tampa Bay area! 813.368.6084

    DISCLAIMER: All content provided on melanielovestampabay.com and the Melanie Loves Tampa Bay YouTube channel/social media platforms is for informational/entertainment purposes only. The owner of Melanie Loves Tampa Bay makes no representations as to the accuracy or completeness of any information on this site. Information provided is subject to change.


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