Marriage Kids and Money: Personal Finance for Families - TopPodcast.com

View Top 200 Chart

Back to Rankings Page

Marriage Kids and Money: Personal Finance for Families — Business
Marriage Kids and Money: Personal Finance for Families

The Marriage Kids and Money Podcast will strengthen your family tree and help you live financially free. We work to help you build the life of your dreams!
Each week, award-winning Family Finance Coach Andy Hill shares wealth-building tips that help parents and couples to design their ideal lifestyle. Learn how to get on track with your finances, work toward financial freedom, and even build generational wealth.
Knowing community makes for a happier future, Andy interviews millionaire parents, couples who have reached financial independence, or other money pros so listeners get a well-rounded perspective.
With over 400 episodes and counting, you are sure to find an episode to help you. Show topics include strategies on becoming debt free, how to invest simply, setting your kids up for success, and living more generously.
Don’t just take our word for it! Marriage Kids and Money has been hailed as a top podcast by US News and World Report.
Join the family wealth-building conversation by listening to our top-rated personal finance podcast today!

Latest Episodes:

Coast FIRE with $300k by 38 in Texas | Caleb Macias Oct 28, 2026

Show notes

How This Family Reached Coast FIRE in Their 30s With $300,000 Invested

What if you could stop aggressively saving for retirement in your 30s and spend more time enjoying life with your kids?

In this episode of Marriage Kids and Money, we sit down with Caleb Macias, a firefighter from Texas who reached Coast FIRE with his wife, Virginia, while still in their 30s.

With approximately $300,000 invested, a firefighter pension, and rental real estate, Caleb and Virginia have built a financial foundation that could allow them to enjoy more freedom today while still preparing for retirement.

We explore how they built their wealth through consistent investing, living on one income, and making intentional spending decisions. Caleb also shares how reaching Coast FIRE has shifted their priorities from accumulating more money to creating meaningful experiences with their children.

In this episode, we discuss:

How Caleb and Virginia reached Coast FIRE in their 30s with $300,000 invested

How their investments could grow to approximately $1.7 million without additional contributions

Why living on one income helped them build wealth while raising a family

How Roth IRAs, HSAs, a firefighter pension, and rental properties fit into their retirement strategy

Simple ways to save money through thrifting, secondhand shopping, and intentional spending

Why Coast FIRE can help families prioritize time with their kids today instead of waiting until traditional retirement

How they're teaching their children about investing, relationships, and generational wealth

We also discuss an important question: What's the point of building wealth if we don't have the time to enjoy it with the people we love?

Whether we're just starting our financial independence journey or approaching Coast FIRE ourselves, Caleb's story reminds us that financial freedom isn't only about retiring early. It's about creating more choices and making the most of the time we have.

Resources:

Coast FIRE Calculator: https://marriagekidsandmoney.com/calculators/coast-fire/

Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind: https://marriagekidsandmoney.com/book

Caleb Macias on Instagram (First Responder Finance): https://www.instagram.com/firstresponder.finance/

Credits:

Host: Andy Hill

Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Become Procrastination Proof | Jon Acuff Oct 21, 2026

Show notes

Jon Acuff's Book: Procrastination Proof - ⁠https://amzn.to/4slpnMT (affiliate)

Are you putting off important financial decisions, career changes, or personal goals? Procrastination can cost us more than just time. It can keep us from building wealth, strengthening our relationships, and creating the lives we truly want.

In this episode, we welcome bestselling author Jon Acuff, author of Procrastination Proof: Never Get Stuck Again, to explore why we procrastinate and how to finally take action.

We discuss practical strategies for overcoming procrastination with investing, family finances, career decisions, and parenting. Jon also shares his four-step framework for turning dreams into action and explains why discipline is about making tomorrow easier today.

If you've been waiting for the perfect moment to make a change, this conversation will help you get started.

Resources:

Jon Acuff's Book: Procrastination Proof - https://amzn.to/4slpnMT
Jon Acuff's Free Procrastination Quiz — Discover your procrastination tendencies and what might be holding you back.
Own Your Time — Discover 10 financial steps to put your family first and escape the corporate grind.
MKM Coaching — Get one-on-one support with your family finance journey.
Coast FIRE Calculator — Find out when you can slow down or stop investing for retirement.
YouTube — Watch more family finance videos and interviews.

RECOMMENDED RESOURCES:

Monarch Money — Budgeting for families and couples.

Credits:

Host: Andy Hill

Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

$700k Net Worth at 38 in Texas | Sami Womack Oct 14, 2026

Show notes

Sami Womack and her husband have built a $730,000 net worth in their late 30s, all while raising three children and living primarily on one income.

But their financial journey wasn't always this successful. Just 10 years ago, they were struggling with nearly $490,000 in debt, overdrafted bank accounts, and the stress of living paycheck to paycheck.

In this episode, we explore how Sami and her husband completely transformed their finances by downsizing their home, paying off debt, budgeting consistently, and investing in simple index funds. We also discuss how they've grown their investment portfolio to nearly $600,000 and why their ultimate goal is to retire Sami's husband at age 50.

From living in a 600-square-foot rental home to building generational wealth for their three daughters, Sami's story reminds us that financial independence isn't about having the biggest house or the fanciest cars. It's about creating more time with the people we love.

In This Episode, We Discuss:

How Sami's family went from $490,000 in debt to a $730,000 net worth
Why downsizing to a 600-square-foot home changed everything
How they've built nearly $600,000 in investments with a mostly single-income household
Their simple approach to budgeting, index funds, and automated investing
How they balance enjoying life today with saving for early retirement
Their plan to retire Daniel at 50 and build generational wealth for their daughters

Want to build wealth and design a life around what matters most? Check out our book Own Your Time: https://marriagekidsandmoney.com/book

Resources Mentioned:

Sami Womack's Website, The Sunny Side Up Life: https://www.asunnysideuplife.com/
Sami's Free Budget Audit, Financial Coaching, and Resources: https://www.asunnysideuplife.com/links
Sami on Instagram: @asunnysideuplife

Podcast Credits:
Host: Andy Hill
Editor: Johnny Sohl

Podcast Management: Michelle Ahmed

Carpe Diem.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Can I Afford to Work Part-Time? Oct 07, 2026

Show notes

Can you afford to work part-time? And how do you know when you’ve saved enough for retirement?

In this episode, we answer two listener questions that get to the heart of what financial freedom can actually look like for families.

First, we hear from Sarah, who is expecting her first child and considering moving from full-time work to part-time. We walk through four questions families can use to decide whether working less is financially realistic, including understanding your true monthly expenses, evaluating your financial foundation, accounting for benefits and healthcare, and deciding what that extra time is worth to your family.

We also share how we gradually moved toward part-time work in our own family and why financial independence doesn’t necessarily have to come before you start owning more of your time.

Then, we hear from Matt, who has spent years aggressively investing for retirement but is wondering when enough is actually enough.

We discuss how to define a comfortable retirement lifestyle, use Coast FIRE projections to understand whether you’re on track, and recognize the opportunity cost of continuing to invest every available dollar for future you.

Because building wealth matters. But so does using the wealth you’ve already built to create a better life today.

Resources:

Boldin Retirement Planner:
https://marriagekidsandmoney.com/boldin
Build your retirement plan, test different scenarios and see whether you’re on track. Try Boldin for free. (Affiliate partner)

Coast FIRE Calculator:
https://marriagekidsandmoney.com/calculators/coast-fire/

Own Your Time:
https://marriagekidsandmoney.com/book

Leave Us a Voicemail:
https://marriagekidsandmoney.com/voicemail

Credits:

Host: Andy Hill
Editor: Johnny Sohl
Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage Free in Indiana on a $675k Home | Ericka Young Sep 30, 2026

Show notes

What would life feel like if your mortgage payment disappeared for good?

Ericka Young and her husband, Chris, recently became mortgage-free after paying off their $271,000 mortgage in just under 14 years. Along the way, they balanced their mortgage payoff goal with raising two daughters, paying for college, traveling, renovating their home with cash, and continuing to invest for their future.

We talk with Ericka about why becoming mortgage-free was about more than maximizing returns. For their family, it meant peace of mind, freedom of choice, and changing their family tree. We also explore why they chose a 15-year mortgage, how they handled the temptation to upgrade to a more expensive home, and what they're doing with their money now that the mortgage is gone.

What We Discuss:

How Ericka and Chris paid off a $271,000 mortgage in under 14 years
Why choosing a 15-year mortgage helped keep their goal on track
How they balanced home renovations, travel, college costs, and mortgage payoff
Why they saved extra cash in a high-yield savings account before deciding where to use it
How increasing their income helped support their long-term financial goals
Why peace of mind mattered more to them than making the mathematically optimal choice
How they're teaching their daughters about homeownership, debt freedom, and generational wealth
What they're doing with their money now that they're mortgage-free
Ericka's first step for families who want to calculate their own mortgage-free date

Resources:

🏠 Mortgage Payoff Calculator
https://marriagekidsandmoney.com/calculators/mortgage-payoff/

📘 Own Your Time by Andy Hill
https://marriagekidsandmoney.com/book/

🎙️ For Better & Worth Podcast
https://forbetterandworth.com/

Podcast Credits:

Host: Andy Hill
Podcast Editor: Johnny Sohl
Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Successfully Negotiate a Raise at Work | Attia Qureshi Sep 23, 2026

Show notes

Never Settle by Attia Qureshi: Learn practical persuasion and negotiation skills to help you confidently ask for what you want - https://amzn.to/46hLVFN (Amazon affiliate)

Asking for a raise can feel uncomfortable, but avoiding the conversation could cost you hundreds of thousands of dollars over your career.

In this episode, we sit down with negotiation expert and Never Settle author Attia Qureshi to learn how to confidently ask for a raise at work. We discuss why so many of us struggle to talk about money, how to research what we're worth, and why preparation can make us more confident negotiators.

Attia also walks us through what to say during the conversation, why we shouldn't negotiate against ourselves, and how to turn "no" into "not yet." Plus, we explore why negotiation isn't about winning at someone else's expense. Done well, it can create more value for everyone involved.

RESOURCES:

Attia Qureshi – Learn more about Attia, Never Settle, and her negotiation resources.

MKM RESOURCES:

Own Your Time – Discover 10 financial steps to put your family first and escape the corporate grind.

MKM Coaching – Get 1-on-1 support with your family finance journey.

Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.

Mortgage Payoff Calculator – See how quickly you could become mortgage free.

Marriage Kids and Money on YouTube – Subscribe to watch our latest videos and interviews.

CREDITS:

Editor: Johnny Sohl

Learn more about your ad choices. Visit megaphone.fm/adchoices

$700k Net Worth at 29 in Michigan | Chris Leigh Sep 16, 2026

Show notes

Chris Leigh and his wife have grown their net worth to $700,000 by age 29, all while building careers as public school teachers.

In this episode, we talk with Chris, the personal finance educator behind Everyday Finance 101, about the habits and decisions that helped his family build wealth at a young age. Chris shares how he and his wife grew their combined income from around $100,000 to roughly $180,000, paid off student loans and car debt, invested consistently, and built nearly $1 million in assets.

We also discuss building wealth as a married couple, increasing your income as a teacher, investing for early retirement, and why tracking your spending may be even more important than choosing the perfect investment.

If you're working toward your first $100,000, $500,000, or $1 million net worth milestone, Chris's story is a great reminder that starting early, communicating with your spouse, and consistently managing your money can make a huge difference over time.

Want to build wealth and design a life around what matters most? Grab my book Own Your Time: https://marriagekidsandmoney.com/book

In This Episode You'll Learn:

How Chris and his wife built a $700,000 net worth by age 29
How two teachers grew their combined income to around $180,000
Why getting on the same financial page with your spouse matters
How they paid off student loans and car debt
Why Chris uses Roth IRAs, 457 plans, a brokerage account, and an HSA
How 457 plans can help teachers pursuing early retirement
Why tracking your spending is one of Chris's most important wealth-building habits
How starting early can give you more freedom later in life

Resources Mentioned:

Own Your Time: https://marriagekidsandmoney.com/book

Everyday Finance 101: Find Chris Leigh on TikTok, Instagram, and YouTube @everydayfinance101

Monarch Money (Get 50% off your first year of Monarch Core): https://marriagekidsandmoney.com/monarchmoney

Leave a voicemail for the show: https://marriagekidsandmoney.com/voicemail

Podcast Credits:

Host: Andy Hill
Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

Pay Off the Mortgage or Invest? What Should Come First Sep 09, 2026

Show notes

Should you invest your extra money or use it to pay off your mortgage early?

In this episode, we tackle that question from Brian, a 35-year-old dad with two kids and an extra $1,000 per month. His ultimate goal isn't simply building the biggest net worth possible. He wants to work less and spend more time with his family.

We walk through a practical path that prioritizes building a strong financial foundation, reaching Coast FIRE, working toward mortgage freedom, and ultimately using that financial flexibility to create more time, space and margin.

We also answer a question from a 40-year-old listener with $700,000 invested for retirement who wonders: Can you actually save too much for retirement?

We explore how Coast FIRE can help us determine when we may have enough invested for the future, why time has an opportunity cost too, and how pulling back on retirement contributions could allow us to enjoy more of our lives today.

And to close things out, Calvin Hill joins us for another Money Quiz! We talk investing, the difference between making more money and making more time, and the surprising amount of money generated by the company behind his favorite game, Clash Royale.

RESOURCES:

Boldin:
https://marriagekidsandmoney.com/boldin
Coast FIRE Calculator:
https://marriagekidsandmoney.com/calculators/coast-fire/
Nectarine (Advice-Only Financial Advisors):
https://marriagekidsandmoney.com/nectarine
Leave us a voicemail:
https://marriagekidsandmoney.com/voicemail

CREDITS:

Host: Andy Hill, AFC®

Podcast Editor: Johnny Sohl

Podcast Support: Michelle Ahmed

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bread & Wine: The Emotional Roller Coaster of Starting a Business Jul 15, 2026

Show notes

Nicole left her corporate career six weeks ago to launch her own skincare studio.

So... was it the right decision?

In this Bread & Wine conversation, we pour a glass, get honest about the emotional highs and lows of entrepreneurship, and share what it's really like when the excitement of starting a business gives way to self-doubt, marketing struggles, and sleepless nights.

We talk about:

Why Nicole finally decided to leave her job after years of thinking about it
The surprising challenges of running your own business
How social media can hurt confidence more than it helps
Why promotion is often harder than creating a great product
What it's like to support your spouse through a major career transition
Why starting a business feels a lot like becoming a parent

Whether you're dreaming about starting a business, considering a career change, or simply navigating a season of uncertainty, we hope this conversation reminds you that you're not alone.

Thanks for joining us for another Bread & Wine. Cheers! 🍷

*Links & Resources*

Glass Skin Studio
https://glass-skin-studio.com

Follow Nicole on Instagram
https://www.instagram.com/glassskinnicole

The RealEsth with Nicole Hill (YouTube)
https://www.youtube.com/@therealesth

Learn more about your ad choices. Visit megaphone.fm/adchoices

After 10 Years, I'm Taking the Summer Off Jun 17, 2026

Show notes

This summer marks 10 years of Marriage Kids and Money.

Back in 2016, I launched this podcast with a simple goal: help families build wealth and create more freedom. Over the past decade, we've shared hundreds of conversations about money, marriage, parenthood, entrepreneurship, financial independence, and designing a life you love.

Today, I have a quick personal update. For the first time in the show's history, I'm taking the summer off.

Why? Because if I'm going to encourage you to own your time and prioritize what matters most, I need to do the same. With my kids now 14 and 12, I want to spend this season making memories with my family, focusing on my health, and creating more space in my life.

Consider this the end of the first 10-year season of Marriage Kids and Money.

Thank you for being part of this journey. I'll see you back here in September for Season Two.

Carpe diem.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Related Podcasts