Marriage Kids and Money: Personal Finance for Families

Latest Episodes:

Don't Pay Off Your Mortgage Yet | Brian Preston (BEST OF MKM) Sep 04, 2023

Show notes

In today’s “Best of Marriage Kids And Money” episode, Brian Preston, CPA, CFP®, PFS, founder of Abound Wealth Management, and host of The Money Guy Show, joins us to discuss why you shouldn't pay off your mortgage early!

We talk about what you should do before you consider paying off your house, the importance of investing (especially in your youth), and a financial order of operations that makes the process easy.

RESOURCES:

Sponsors + Partners + Deals

GUEST BIO:

Brian Preston, CPA, CFP®, PFS – Brian is the founder of Abound Wealth Management and host of The Money Guy Show. Brian is a 3rd generation educator, and this desire to create educated clients led to the award-winning podcast and YouTube channel. He has been broadcasting for over 15 years.

GUEST SOCIAL MEDIA:

OTHER EPISODES YOU MIGHT LIKE:

MKM RESOURCES:

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION:

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of downloads and views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.

DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing

Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Pros and Cons of Marriage | Jesse Cramer Aug 28, 2023

Show notes

Are there actually financial advantages to getting married? What about negatives? Today we’re joined by Jesse Cramer, content creator, host of award-winning podcast The Best Interest, and Associate Relationship Manager at Cobblestone Capital Advisors, a fiduciary wealth management firm, to discuss the legal and financial bond that is modern-day marriage.

We talk about how to decrease financial cons before marriage with open communication and intentional planning, thoughts on prenuptial agreements, and the financial advantages and potential disadvantages of getting married.

Work From Anywhere Segment:

From an online English teacher to a full-time entrepreneur, Danie Jay is now a six-figure income YouTube content creator, spreading the word about location and time-freedom. Now she spends her time teaching others how they can do it too! I chat with her about how exactly she was able to retire from teaching and the secrets of making money on YouTube.

RESOURCES:

GUEST SOCIAL MEDIA: JESSE CRAMER

GUEST SOCIAL MEDIA: DANIE JAY

OTHER EPISODES YOU MIGHT LIKE:

MKM RESOURCES:

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION:

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.

DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing

Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt Snowball vs. Avalanche: Which Is Right For You? Aug 21, 2023

Show notes

When you’re starting out on your debt free journey it can be overwhelming deciding which debt payoff method to choose. In today’s episode, I chat with you about the two most popular debt payoff methods, the Debt Snowball Method and the Debt Avalanche Method. We talk about which one is right for you, debt consolidation pros and cons, and why 0% APR credit cards may be a strategy to consider (with caution)!

Debt Free Living Segment:

Maeghan Jones, Atlanta-based real estate professional, joins the Marriage Kids and Money podcast to discuss how her family paid off $90k of debt, doubled their income, and changed their entire lives with financial literacy.

RESOURCES:

Sponsors + Partners + Deals

OTHER EPISODES YOU MIGHT LIKE:

MKM RESOURCES:

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION:

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.

DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Secret to a Happy Life (Based on 80 Years of Research) | Dr. Robert Waldinger Aug 14, 2023

Show notes

Author, Professor, and Zen Priest, Dr. Robert Waldinger, joins us to discuss the concept of money and happiness.

Dr. Waldinger is a professor of psychiatry at Harvard Medical School and Massachusetts General Hospital, where he is Director of the Harvard Study of Adult Development, the longest scientific study of happiness ever conducted.

We discuss how relationships and physical health affect happiness, how to combat the “loneliness epidemic” in America, and actionable steps you can take to foster more happiness and self-care in your life.

RESOURCES:

GUEST BIO:

Dr. Robert Waldinger is a Clinical Professor of Psychiatry at Harvard Medical School, Director of the Center for Psychodynamic Therapy and Research at Massachusetts General Hospital, and Director of the Harvard Study of Adult Development. He is a practicing psychiatrist and psychoanalyst, he teaches Harvard medical students and psychiatry residents, and he is on the faculty of the Boston Psychoanalytic Institute. He is also a Zen priest.

Dr. Waldinger earned his bachelor’s degree from Harvard College and his MD from Harvard Medical School.

GUEST SOCIAL MEDIA:

OTHER EPISODES YOU MIGHT LIKE:

MKM RESOURCES:

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION:

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.

DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Maxing Out My 401k Helped Me Become a Millionaire Aug 07, 2023

Show notes

401k matching is an investing option that is often overlooked, but it can be a powerful tool in building long-term wealth. In today’s episode, I chat with you about how maxing out my 401k over six years propelled me to more financial success and security.

While maxing out my 401k wasn't absolutely necessary to meet our family financial goals, it has allowed me to relax more, work less and rest easy knowing that one important box has been checked.

Be the Change Segment:

Melanie Mortimer, President of the SIFMA (Securities Industry And Financial Markets Association) Foundation, joins the Marriage Kids and Money podcast to discuss how bringing financial education to youth of all backgrounds, and helping them lead better financial lives lifts us all up as a community.

After 45 years and 22 million youth lives touched by financial literacy, SIFMA and their Stock Market Game is making waves in youth financial literacy.

RESOURCES:

GUEST BIO:

Melanie Mortimer is President of the SIFMA Foundation, the nation’s leader in youth investor and financial education which ensures all young people, regardless of background, have access to transformative knowledge and tools to prepare for their financial futures.

GUEST SOCIAL MEDIA:

OTHER EPISODES YOU MIGHT LIKE:

MKM RESOURCES:

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION:

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.

DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing

Learn more about your ad choices. Visit megaphone.fm/adchoices

Eliminating $200k of Debt as a Couple | Faith & Leo Jean-Louis (BEST OF MKM) Jul 31, 2023

Show notes

In today’s “Best of Marriage Kids And Money” episode, Faith and Leo Jean-Louis, join us to discuss how they paid off over $200,000 of debt.

We talk about the importance of your "why" on your financial freedom journey, the sacrifices they made to make debt freedom happen, tools to build generational wealth, and why you need to prioritize earning compound interest instead of paying it!

RESOURCES:

Sponsors + Partners + Deals

GUEST BIOS:

Faith and Leo Jean-Louis were in over their heads in debt– $211,000 to be exact.

From credit cards and personal loans to student debt, they had it all and thought they would never be financially free.

That’s until Faith and Leo made a radical decision and paid off over $104,000 of debt in 12 months.

Their debt-free journey propelled them into a lasting personal finance passion that educates, entertains and empowers others to this day.

GUEST SOCIAL MEDIA: FAITH & LEO JEAN-LOUIS

Instagram
Threads
X (Twitter)
Website

OTHER EPISODES YOU MIGHT LIKE:

MKM RESOURCES:

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION:

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock.

DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Save for College (as Parents) | Damian Dunn Jul 24, 2023

Show notes

In today’s episode of Marriage Kids and Money, Damian Dunn, VP of advice of Your Money Line, the financial help line serving Pete the Planner® and Certified Financial Planner™, joins us to discuss saving for your child’s student loan debt-free future.

We talk about the pros and cons of state sponsored 529 plans, the new details outlined in the Secure Act 2.0, and tax advantages of different college investing accounts you need to look out for!

Generational Wealth Segment: Yanely Espinal is this quarter’s Generational Wealth Segment feature. Yanely serves as the Director of Educational Outreach at Next Gen Personal Finance and is an advocate for personal finance education as a high school graduation requirement across all 50 states. So far, she has helped usher in 22 pieces of state legislation to guarantee a personal finance course for all high school students.

RESOURCES:

GUEST SOCIAL MEDIA: DAMIAN DUNN:

Pete the Planner® blog articles by Damian Dunn

GUEST SOCIAL MEDIA: YANELY ESPINAL:

OTHER EPISODES YOU MIGHT LIKE:

MKM RESOURCES:

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!
MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today.
YouTube: Subscribe for free to watch videos of these episodes and interviews.
Instagram: Follow our IG channel.
Voicemail: Leave your question or comments here.
Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION:

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO:

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

DISCLAIMER:

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS:

Podcast Artwork: Liz Theresa
Editor: Podcast Doctors
Podcast Support: Weir Digital Marketing

Learn more about your ad choices. Visit megaphone.fm/adchoices

Lessons Learned After Investing for My Kids for 10 Years Jul 17, 2023

Show notes

Investing can do wonders if you have time and patience on your side. I’ve seen this firsthand with investing for my kids over the past decade. Here are 5 lessons I’ve learned from investing for our kids over the last decade.

Second, our Coast FIRE segment will feature Kyra and Danielle from the ScrunchyFI Podcast!

Last, my son Calvin is back for another Good Word!

SHOW RESOURCES

**Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors

ScrunchyFI Podcast: https://scrunchyfi.com/podcast/

Good Word Story: https://people.com/human-interest/how-missing-8-year-old-boy-survived-2-days-michigan-park/

MKM RESOURCES

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!

MKM Coaching: Book a 1-on-1 coaching call with me today.

YouTube: Subscribe for free to watch videos of these episodes and interviews

Instagram: Follow our IG channel

Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION: Marriage Kids and Money

Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO: Andy Hill

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock.

DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

CREDITS

Research & Writing: Andy Hill

Podcast Artwork: Liz Theresa

Editor: Podcast Doctors

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dealing With A Money Imbalance in Relationships | Erin Lowry Jul 10, 2023

Show notes

Are you dealing with a money imbalance in your relationship?

Erin Lowry, Author of the Broke Millennial Series, shares how to navigate the tensions and difficulties that can come when one spouse earns or spends more than the other.

RESOURCES

Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors

Broke Millennial Books: https://amzn.to/42nZRJT (affiliate link)

Broke Millennial (Website): https://brokemillennial.com/

OTHER EPISODES YOU MIGHT LIKE

Become a Millionaire Couple (Even If You Disagree Financially)

I Only Want To Work Part Time. Is It Possible?

Money and Love: Navigating Big Decisions in Marriage

MKM RESOURCES

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!

MKM Coaching: Request a free 15-minute consultation today

YouTube: Subscribe for free to watch videos of these episodes and interviews

Instagram: Follow our IG channel

Voicemail: Leave your question or comments here

Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION: Marriage Kids and Money

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO: Andy Hill

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.

DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

CREDITS

Research & Writing: Andy Hill

Podcast Artwork: Liz Theresa

Editor: Podcast Doctors

Podcast Assistant: Josh Doering

Learn more about your ad choices. Visit megaphone.fm/adchoices

Screen Time Management (For Adults and Kids) | Nir Eyal (BEST OF MKM) Jul 03, 2023

Show notes

Technology has done a lot of wonderful things for us over the last decade. Tasks that were once extremely time-consuming or monotonous are now a lot more simple.

On the flip side, we can become extremely distracted by technology and it can keep us from focusing on what matters most. And for me, that’s family.

In this BEST OF MKM episode from 2022, Author Nir Eyal, shares how parents, like me, can control our attention and choose our lives … while still living with the benefits of technology.

RESOURCES

**Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors

Indistractable (Book): https://amzn.to/3rFryNT (affiliate link)

Nir Eyal (Website): https://www.NirAndFar.com

OTHER EPISODES YOU MIGHT LIKE

Joshua Becker: How to Overcome the Distraction of Money

Mortgage Free 5 Years Later: Was it Worth It?

Why Coast FIRE is Better than Traditional FIRE

MKM RESOURCES

Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course!

MKM Coaching: Request a free 15-minute consultation today

YouTube: Subscribe for free to watch videos of these episodes and interviews

Instagram: Follow our IG channel

Voicemail: Leave your question or comments here

Merch Store: Check out our t-shirts, hoodies, and coffee mugs!

SHOW INFORMATION: Marriage Kids and Money

To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence.

Learn more at https://www.marriagekidsandmoney.com

HOST BIO: Andy Hill

Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.

When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies.

DISCLAIMER

This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.

Opinions are the creators alone.

Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

CREDITS

Research & Writing: Andy Hill

Podcast Artwork: Liz Theresa

Editor: Podcast Doctors

Podcast Assistant: Josh Doering

Learn more about your ad choices. Visit megaphone.fm/adchoices