Investies: Your Weekly Guide to the Stock Market, Investing & Economy

Latest Episodes:

The Final Episode Oct 27, 2026

Show notes

This week on Investies, Linda closes out the podcast with a final episode. With gratitude to all of our listeners, this is just goodbye for now.

Produced by Cosmic Standard & Linda Garcia

https://www.inluzwetrust.com/wealthwarriorbook

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From the Archive An Interview with Ana Flores of #weallgrow and Her Wisdom Era Oct 20, 2026

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From the archive: Linda Garcia live with Shannon Cohen of Rockstar Woman Movement Sep 29, 2026

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From the Archive: A conversation with Sandra Velasquez, founder of Nopalera Sep 22, 2026

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Inflation Is Stuck at 3.4% — Will the Fed Hike This Week? Sep 15, 2026

Show notes

Two government reports came out last week — the PPI on Thursday and the CPI on Friday — and by Friday afternoon Wall Street had gone from "maybe" to "almost certainly" on the Federal Reserve raising interest rates this Wednesday. If you've ever heard "CPI" or "the Fed" on the news and nodded along without really knowing what it meant, this episode is your decoder ring.

Linda breaks down what these two inflation thermometers actually measure (one is the menu price, the other is what the restaurant paid for ingredients), why gas prices are doing all the damage while rent is quietly cooling, and why the Fed's 2% target isn't zero. She goes line by line through what's actually up — fuel oil +52%, airline fares +23%, gas +27% — and what's quietly down (eggs –23%), and why a 3.4% "average" can feel like 15% if your life runs on gas, coffee, and flights. Then she goes back to the two times America has been here before — the oil-shock inflation of the 1970s that peaked at 14.8% and cost Paul Volcker a 20% interest rate to kill, and the 9.1% spike of 2022 that the Fed beat without a crash.

Most importantly: what a quarter-point rate hike actually does to your savings account, your credit card, your mortgage, and your stocks — and why the market may barely blink at a decision everyone already expects.

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From the archive: Investor Emotions Sep 01, 2026

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Q3: From the archive: Capital gains, taxes & how they factor into the upcoming election Aug 25, 2026

Show notes

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

Linda unpacks capital gains–what they are, and how investors can use them to their advantage. She also discusses how investors use taxes on capital gains to their advantage. As you probably know already, folks who are farther along their financial journeys and have been investing for years are well aware of how to make capital gains work for them come tax season. That said–many of the wealthiest investors use capital gains as something akin to a tax loophole. As a part of her presidential campaign, Vice President Harris is proposing a tax policy aimed at the ultra wealthy, who have been exploiting capital gains for some time. This would also relieve the tax burden of the rest of us somewhat.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

⁠Here is the episode Linda mentioned regarding the ultra-wealthy.⁠

⁠https://www.patreon.com/Investies⁠

⁠https://www.inluzwetrust.com/wealthwarriorbook⁠

Produced by ⁠Cosmic Standard⁠ & ⁠In Luz We Trust

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Q3: From the archives: Custodial Accounts Aug 17, 2026

Show notes

We're featuring an episode from our archives. Linda discusses custodial accounts, and how transformative they can be. She speaks to the necessity of financial education for communities of color.

Produced by Cosmic Standard & In Luz We Trust⁠ https://www.inluzwetrust.com/wealthwarriorbook⁠

Patreon ⁠https://www.patreon.com/Investies

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From the archive: What are Trump Accounts? And how can you make the most of them? Aug 11, 2026

Show notes

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.
Linda unpacks Trump Accounts--stock market accounts for newly born American citizens. We're taking advantage of rare good policy from the Trump administration to help our kids build their own wealth and increase their financial literacy. We did a lot of research for today's episode. Here are our sources + helpful links:
Wealth warrior the course for purchase at wealthwarriorcourse.teachable.com
Official Resources
• trumpaccounts.gov — Official portal & enrollment
• irs.gov/trumpaccounts — IRS guidance & Form 4547
• IRS Notice 2025-68 — Detailed regulatory guidance
Key Facts at a Glance
• Launch date: July 5, 2026
• Government seed: $1,000 (births 2025–2028)
• Annual contribution cap: $5,000 (indexed to inflation from 2028)
• Employer contribution cap: $2,500/year
• Investment: Low-cost U.S. equity index funds, 0.10% expense cap
• Withdrawals locked until age 18; then traditional IRA rules apply
• No earned income requirement; no income cap for contributors
Sources Referenced
• Vanguard: “What to Know About the New Trump Accounts for Kids”
• Charles Schwab: “The Ins and Outs of the New Trump Kids’ Accounts”
• Fidelity: “What Are Trump Accounts and How Do You Open One?”
• J.P. Morgan / Chase: “Trump Accounts: Should You Open One for Your Child?”
• Center for Retirement Research at Boston College
• NBC News, Washington Post, PBS News Hour
There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!
Produced by Cosmic Standard & Linda Garcia
https://www.inluzwetrust.com/wealthwarriorbook