Grow Your Business and Grow Your Wealth

Latest Episodes:

EP 073 Conrad Neufeldt, Mortgage broker Dec 08, 2021

Show notes

Conrad Neufeldt is a Nationally award winning mortgage broker from Saskatchewan, Canada. He is a top 10% mortgage producer in Canada, was one of the first persons from Saskatchewan to receive the Innovator of the Year Award from Mortgage Professionals Canada, and one of the youngest ever to be brought in as a speaker for the National Mortgage conference.

Conrad brings almost a decade of experience as a mortgage broker, and is well versed in residentially securitized debt.

Conrad’s insights include:

How Conrad became a mortgage broker
Why problem solving and helping people is Conrad’s favorite part of his job
Why clients need to “trust but verify” their mortgage brokers
The importance of creating relationships with clients
Why you should beware of misinformation from social media platforms such as Tik Tok
How the use of social media and YouTube has benefited Conrad

Enjoy the show!

Connect with Conrad:

Website: https://skhomebuyersguide.ca/

LinkedIn: https://www.linkedin.com/in/conradneufeldt/

YouTube: https://www.youtube.com/c/ConradNeufeldt

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

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EP 072 Dan Sheeks, Financial Consultant – Personal Finance Advocate/Entrepreneur/Author Dec 01, 2021

Show notes

Dan is a high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, CO. In his 18 years of teaching high school, he has taught a variety of business subjects including personal finance, entrepreneurship, and marketing. Dan’s passions include working with teenagers, advocating for personal finance education, investing in real estate, and promoting the FIRE movement. Embedded in his classes is the co-curricular DECA club in which students travel, compete, acquire leadership skills, do community service, and have fun! His students have competed at the national level in entrepreneurship, personal finance, marketing, and hospitality services with much success over the years.

Dan launched SheeksFreaks in late 2019, which is an online community dedicated to helping young people learn money management skills, start investing in real estate, and pursue early financial independence. The SheeksFreaks community aims to help teens use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age.

Dan and his wife have a variety of real estate investments including multifamily, single family, Airbnb, and out-of-state BRRRRs. They currently have 15 units in Colorado and Michigan.

Dan is the Author of First to a Million: A Teenager’s Guide to Achieving Early Financial Freedom - Being released by Bigger Pockets on November 23rd, 2021.

Dan volunteers in the MoneyWi$er initiative out of the Colorado Attorney General’s Office with a few other hand-picked experts from around the state. The program strives to advance financial literacy in Colorado secondary education

About BiggerPockets Publishing: BiggerPockets Publishing is a sister company to the BiggerPockets Podcast Network. BiggerPockets family of podcasts has generated more than 110 million collective downloads across multiple industries. The BiggerPockets Real Estate Podcast is the #1 Real Estate Investing Podcast and it offers a community of over 1.8 million members. Many of their books become Amazon Best Sellers.

Dan’s insights include:

Dan’s journey on deciding to become a high school business and marketing teacher
How SheeksFreaks started
The importance of teaching the younger generation about finances
How parents financial literacy can impact their children’s relationship with money
First to a Million: A Teenager’s Guide to Achieving Early Financial Freedom book topics include personal finance, real estate investing, and early financial independence
Why you should include your children in your money decisions

Enjoy the show!

Connect with Dan:

Websites:

www.biggerpockets.com/teen

www.sheeksfreaks.com

YouTube: https://www.youtube.com/channel/UC-zSyE5oX0L_npo00xDCsYw

LinkedIn: https://www.linkedin.com/in/dan-sheeks-0ab489106/

Book: https://www.amazon.com/First-Million-Teenagers-Achieving-Independence/dp/1947200461

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

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EP 071 Dr. Guy Baker, MBA, MSFS, MSM, ChFC, CFP, Wealth Coach Nov 24, 2021

Show notes

A certified business and wealth coach, Guy Baker has extensive experience in financial planning, investments and life insurance. With over 55 years in the industry, Guy has been featured on numerous talk shows and tele-video conferences, including speaking several times on national and international stage. He was selected as the 78th recipient of the John Newton Russell Award, the Life Achievement award for the Financial Industry and as the 50th recipient of the California Norman G. Levine Life Service Award. He was also named by Worth Magazine, as one of the USA’s top 250 planners and by 5 Star Professional as an 8 times recipient. Guy has lectured at various estate planning council meetings, spoken at CLU Institutes and was featured on six CLU Conferences. A frequent writer, Internet TV guest, speaker and quoted by many media sources. In addition, Guy has lectured internationally, in more than 40 countries. A prolific writer, his most recent book “Simple Retirement Math” follows “The Great Wealth Erosion” which details four factors investors must manage to improve portfolio performance. Other books include “Manage Markets, Not Stocks” and "Investment Alchemy" both are guides to understanding modern portfolio theory. He also wrote “Market Tune-up”, "Why People Buy", and "Baker's Dozen - 13 Principles for Financial Success", each with over 50,000 in print. His bestselling booklet “The Box”, an easily understood guide to the mathematics of life insurance. He also wrote Maximize the Red Zone, a guide for business succession.

In this episode, Guy’s insights include:

How wealth coaches differ from financial advisors
The common mistakes people make when gaining wealth
What are the right questions a client should ask
The process to finding the right plan for each individual
Why you need to listen to your clients wishes when planning
Advice he would give his younger self about money management and investments and where he would be today if he knew that information then
How “staying the course” can be the biggest challenge in today’s world.

Enjoy the show!

Connect with Guy:

Website: https://www.wealth-teams.com/

LinkedIn: https://www.linkedin.com/in/wealthteams/

Blog: https://www.wealth-teams.com/category/blog/

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

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EP 070 Jim Crider, CEO and financial planner - Intentional Living FP Nov 17, 2021

Show notes

Show Notes

Jim Crider is the CEO of Intentional Living FP, a financial planning firm built to help families achieve early financial independence.

Prior to starting Intentional Living FP, Jim worked primarily with the standard clients of most wealth management firms— financially successful families seeking guidance with the wealth they’ve accumulated over decades. While he cherished each client he served, he came to find the clients he enjoys most: families that desire to achieve early financial independence for the sake of spending significant time with the people they care about.

He is a CERTIFIED FINANCIAL PLANNER™, and the message he tells every client is that his role is to guide— to live where their lives and money intersect so they can live the life they want. The money is simply a tool, a resource that is there to help you live the life you want.

When he's not engaged in a conversation with people about life and finances, he can be found chasing around his kids, Atticus, Asher, & Arlo, spending time with my wife, Kendra, or out on an adventure.

Jim’s insights include:

· How focusing on financial goals could hinder spending time with family

· Some of the biggest mistakes clients make before seeking advice

· How to leave your 9-5 to start your own business safely

· The importance of savings

· Spenders don’t have financial independence like you would think

· Finding a retirement plan that works for you

· How Covid has impacted risk assessment

Enjoy the show!

Connect with Jim:

Website: https://www.intentionallivingfp.com/

Twitter: @JimCriderTX

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

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EP 069 Rachel Burns, Founder & Financial Planner – True worth Financial Planning Nov 10, 2021

Show notes

Rachael Burns is a Certified Financial Planner and Certified Divorce Financial Analyst based in Folsom, California. She is the founder of True Worth Financial Planning, which helps newly single women achieve financial independence after the divorce or death of their partner.

Rachael spent 12 years in ‘traditional’ wealth management before a series of life events re-shaped her career path. Shortly before the birth of her twins, her husband was diagnosed with glioblastoma, a rare and aggressive brain cancer. With two babies on the way and her husband undergoing cancer treatment, the uncertainty was overwhelming. Planning for her family’s future was next to impossible, but she felt fortunate that her professional expertise allowed her to quickly adapt their financial plan.

Through her own personal experiences navigating grief and finances, she found her calling — to support and empower other women during the most challenging transitions of their lives. In 2020 mid-lockdown, she left the corporate wealth management world and launched her own fee-only firm, True Worth Financial Planning.

In her downtime, she enjoys exploring local wine country, searching for new recipes on Pinterest, and chasing after her 3-year-old twin boys.

Rachel’s insights include:

The story of Rachel’s family’s challenges and how this led to change focus in her career
What are the things people can put off later in the future while experiencing a difficulty instead of tackling it right away?
The main concern that new clients are having and what does she do to help them overcome it?
The importance of planning to people who are going through a divorce
What are the common mistakes people do when facing a divorce?
Why do we need professional help when dealing with financial planning?
Talking about estate planning for everyone and not only for really wealthy people

Enjoy the show!

Connect with Rachel:

Website: https://trueworthfp.com/

Instagram: https://www.instagram.com/trueworthfp/

Facebook: https://www.facebook.com/trueworthfinancialplanning/

LinkedIn: https://www.linkedin.com/in/rachaelvburns/

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

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EP 068 Bob Porter, Founder & President – Porter Investments Nov 03, 2021

Show notes

Bob Porter is the founder of Porter Investments, a Houston-based money management firm specializing in quantitative, model-driven strategies for individual investors. The firm has worked with PHDs, process engineers, and other industry professionals to develop a series of rules-based investment strategies designed to achieve the goal all stock market investors seek; to participate when the major US equity markets are rising, but protect and in some cases further increase, our asset values during prolonged bear markets.

Bob worked for Fidelity Investments before starting the firm. While assisting hundreds of executives and business owners with their investment and retirement plans, he realized that as mere humans, we all fall into the same investment traps over and over.

From observing the motivations behind our repeated investment shortcomings, coupled with more recent advancements in technology and software development, his firm has successfully developed and delivered to individual investors a more specialized and focused approach. The models used in the firm’s strategies have successfully protected account values in the bear market of 2008 and the more recent pullbacks of 2018 and 2020.

Bob’s insights include:

· A story of realization that Bob encountered in a phone call

· What makes him passionate about his career?

· What questions that new or prospective clients should ask?

· The reason why he chose to be in the field of finance

· Success being a “lousy teacher”

· Challenges that he is facing with Covid

· Being a topsoil advisor before, what is it that he wishes he knew when he was just starting?

· Why is it important to use a professional with people’s financial planning?

· His suggestion on what books should individual investors read

Enjoy the show!

Connect with Bob:

Contact Number: 713.461.5303

Website: https://porterinv.com

Email: info@porterinv.com

LinkedIn: https://www.linkedin.com/in/bobporterwithporterinvestments

Facebook: https://www.facebook.com/porterinvestments

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 067 Chris Gure, Financial Consultant – Fortress Financial Partners Oct 27, 2021

Show notes

Chris is a financial consultant in Fortress Financial Partners. He holds FINRA series 7, 63, and 66 registered with Fortress Private Ledger. He's also been an active volunteer with the Junior Achievement program to help promote financial literacy to students in grades K-12.

After graduating from Auburn University's Harbert College of Business with a Bachelor's Degree in Finance, Chris relocated to Raleigh to begin his career in Wealth Management. In addition to being a former nominee for Fidelity's President's Circle Award representing the top one percent of advisors, Chris has also been recognized by the International Association of Registered Financial Consultants for fostering public confidence in the financial industry.

Chris’ insights include:

Chris’ journey that led him to be a financial advisor in Fortress and what urge him to pursue his career?
The differentiator between Fortress and a lot of huge fidelity level shops
News headlines being the trigger of people’s financial fear and what does he usually do to help?
What is the biggest mistake that people do and how can they surpass it?
What are the challenges that people are facing and how are they overcoming them?
What is his biggest hiccup when he was just starting in the industry?
The realization that he learned from a client that he is now practicing on a daily basis

Enjoy the show!

Connect with Chris:

Website: https://www.fortressfinancialpartners.com/

Twitter: https://twitter.com/ChrisGure

LinkedIn: https://www.linkedin.com/in/chris-gure-366835a0/

Blog/Newsletter: https://fortressphysicians.substack.com/

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 066 David Bross, Sr. Estate Planner and Shareholder - Truepoint Wealth Counsel Oct 20, 2021

Show notes

David takes an empathetic approach to estate planning, recognizing that clients often find it a difficult or uncomfortable topic. He strives to make the process as seamless as possible and works closely with his clients to get to know their family members, their wishes, and their complete financial picture. Because every client is unique, estate planning is continually offering new challenges, and David enjoys creating innovative and actionable solutions for families. After working in private practice and then as a trusted advisor in financial planning practice, David was drawn to Truepoint because of the firm’s unwavering commitment to its clients, which he believes is unique to the industry. What’s more, David is a certified specialist in estate planning, trust, and probate law, licensed by the Ohio State Bar Association, and one of fewer than 200 individuals to hold this designation.

Even outside of the office, David is committed to helping families achieve their dreams. After he and his wife struggled with infertility, they created Parental Hope, an organization that raises awareness about infertility and provides support to couples facing their own challenges. To date, Parental Hope has created a support group with over 2,500 members and awarded an increasing number of grants that cover the full cost of IVF, impacting dozens of families. In his spare time, David loves spending time with his wife and children, especially biking, swimming, and watching sports and movies together. He is actively involved in coaching his twins in their various sporting activities and completing home renovation projects. When he can, David also enjoys getting in a round or two of golf.

David’s insights include:

His perspective of two mistakes that people are doing with regards to estate planning
Is estate planning important? Do you really need it?
What are the differences between an estate plan and a will?
His insights about the pending legislation and how do they give tranquility to their clients?
Estate planning as a relationship type industry
Do you have to be afraid with estate planning?

Enjoy the show!

Connect with David:

Website: https://truepointwealth.com/

Facebook: https://www.facebook.com/Truepoint/

LinkedIn: https://www.linkedin.com/company/TruepointWealth/

Instagram: https://www.instagram.com/truepointwealth/

Twitter: https://twitter.com/truepointwealth

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Show notes

Curtis Bailey is a Financial Advisor at Quiet Wealth Management. His calm and diligent approach to financial planning allows clients to feel comfortable and confident in their financial life. He has been quoted on wealth management topics in national media outlets including The Washington Post, U.S. News & World Report, and Business Insider.

Curtis is the debuting author of Quality Time Left, a book on the personal side of retirement. Outside finance, he is an avid reader, a home chef, and a weekend-warrior endurance athlete.

Curtis’ insights include:

Curtis’ wave ride to financial services
Financial Advice being much more about life and money
Questions that he wishes his clients are asking him
What are the biggest mistakes that clients are doing?
How can professionals help clients in challenging situations compared to solving them on their own?
The concept of what is the purpose of investing
A book called “Quality Time Left”

Enjoy the show!

Connect with Curtis:

Website: https://quietwealth.net/

LinkedIn: https://www.linkedin.com/in/curtis-bailey-cfp-crpc-ea-cfa/

Twitter: @quiet_wealth

Facebook: https://www.facebook.com/curtis.bailey.969

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 064 Cecile Hult, CFP®, CDFA® & Private Wealth Advisor – Argent Bridge Advisors Oct 06, 2021

Show notes

Cecile Hult strives to help hundreds of individuals and families create roadmaps leading to personal and financial success. She serves as a practical resource in every aspect of her clients' financial life - including retirement and estate planning, saving for college, investment management, insurance, budgeting, and cash flow generation. Cecile is focused on financial planning and client education with a highlight and specialized training helping women in transition - specifically while going through a divorce. As a Certified Divorce Financial Analyst®, she seeks to coach and empower women with information as they navigate divorce.

Cecile is eager to work alongside her clients as part of their story, helping them live fuller, more meaningful lives as they chart a course toward achieving what is important to them.

Cecile’s insights include:

Setting people up for success as a financial advisor
The process of how they are helping people through the financial side of divorce
Her biggest pet peeve that most women are doing
The fear of running out of money
Starting with Basic Financial Education
The definition of wealth
Fiduciary

Enjoy the show!

Connect with Cecile:

Website: https://argentbridge.com/

Email: cecilehult@argentbridge.com

LinkedIn: https://www.linkedin.com/in/cecile-hult-cdfa%C2%AE-cfp%C2%AE-81924943/

LinkedIn:https://www.linkedin.com/company/argent-bridge-advisors/

Connect with Gary:

Website: https://sbadvisors.cc/

Facebook: https://www.facebook.com/SmallBusinessAdvisors

LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/

Learn more about your ad choices. Visit megaphone.fm/adchoices