Get Creative with Pace Morby

Latest Episodes:

Building a $41K Wholesale Deal Through Follow-Up and Teamwork Sep 29, 2026

Show notes

Kyle Kargis sits down with Joedocei Hill to talk about his path from computer science and a W-2 career into real estate investing, wholesaling, and the SubTo community. Joedocei breaks down a Virginia wholesale deal that took 212 days of follow-up, involved a difficult tenant situation, and ultimately produced about $41,000 in net profit after a double close. They also discuss the importance of proximity, building the right team, hiring for personality fit, and scaling a wholesale operation into new markets.
Follow Joedocei Hill - https://www.instagram.com/joedocei/
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Saving a Creative Finance Deal from Hidden UCC Liens Sep 22, 2026

Show notes

Justin Tuminowski sits down with returning guests Kristie DeLouise and John Matland of NextKey Collective to break down a Greensboro, North Carolina creative finance deal that became far more complicated than expected. What started as a straightforward JV dispo turned into a race against foreclosure after hidden UCC liens for windows and bathroom work appeared on title. Kristie and John share how communication, buyer relationships, lien negotiations, and persistence helped keep the seller, buyer, JV partner, title team, and specialists moving toward closing. They also discuss the lessons investors can take from difficult deals and why strong relationships often create long-term value beyond a single assignment fee.
Follow Kristie DeLouise:
https://www.instagram.com/kdelouise
https://www.instagram.com/wethepeoplearethenews
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Remote Creative Finance and Clinical Housing with Daryl Babineau Sep 15, 2026

Show notes

Justin Tumanoski sits down with Canadian investor Daryl Babineau to break down how he buys U.S. real estate remotely, including two Ohio deals closed with no money out of pocket. Daryl shares how his construction background helps him evaluate properties from photos and videos, why a clear buy box matters, and how he structured one deal with 0% seller financing. They also explore his clinical housing model, where master leases with operators create housing for seniors and veterans while producing stronger cash flow than traditional rentals. The conversation closes with practical advice on partnerships, active income, and ways new investors can get involved by bringing deals or capital to experienced operators.
Follow Daryl Babineau:
https://www.instagram.com/darylbabineau_realestate?igsh=MWNyc2p2dzg0aTM1ZQ%3D%3D&utm_source=qr
https://www.youtube.com/@darylbabineau
https://www.facebook.com/daryl.babineau?
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

How Ellen Layton Bought Her Family Home Subject To Sep 08, 2026

Show notes

Kyle Kargis sits down with Ellen Layton to talk about how she went from stay-at-home mom to SubTo member, Top Tier TC, and creative real estate investor. Ellen shares the story of finding her own family home through Creative Listing, building trust with the seller, and closing a subject-to deal despite title issues, missing signatures, and last-minute closing challenges. She also explains how that experience gave her the confidence to become a transaction coordinator and pursue future investing goals, including co-living in Texas.
Follow Ellen Layton:
https://www.facebook.com/itsellenlayton/
https://www.instagram.com/itsellenlayton/
https://precisiontcgroup.com/
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Building Ground-Up Co-Living with Jim Vani Sep 01, 2026

Show notes

Kyle Kargis sits down with Jim Vani to talk about his path from construction and real estate into SubTo and ground-up co-living development. Jim shares how his construction background shapes the way he approaches affordability, investor returns, Houston’s development advantages, and purpose-built 14-bed, 14-bath co-living duplexes. They also discuss team building, EOS accountability, valuation challenges, and the long-term opportunity for branded co-living portfolios.
Follow Jim Vani:
https://www.instagram.com/jimvanibuilds/
https://www.facebook.com/JimVaniOfficial
https://www.linkedin.com/in/jimvani/
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Turning an Abandoned Neighboring Property Into an Adult Care Home with Kyle Roesler Aug 25, 2026

Show notes

Justin Tuminowski sits down with Kyle Roesler to break down a Vancouver, Washington deal Kyle found right next door to a flip he was already renovating. Kyle explains how his background in community health helped him see the property’s highest and best use as an adult family home instead of a standard flip or rental. He walks through buying the home through an online auction, using private money and hard money, completing the permitted renovation, and refinancing based on an adult care home appraisal. The conversation also covers triple-net-style residential leases, working with operators, and why paying attention to your own backyard can uncover overlooked opportunities.
Follow Kyle Roesler - https://www.instagram.com/kyleroesler/?hl=en
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Building Affordable Co-Living Remotely with Donna Chartier and Lynn Dolan Aug 18, 2026

Show notes

Donna Chartier and Lynn Dolan join the Get Creative Podcast to share how their partnership grew from a challenging flip into a focused affordable housing business. They break down a Georgia co-living deal sourced from a wholesaler, including the renovation timeline, refinance, private money, and how the property now averages about $2,400 to $2,500 per month in cash flow. The conversation also covers building remote teams, using community connections, stabilizing co-living houses, and their plans to scale into more co-living, mobile home parks, and specialized housing.
Follow Donna Chartier - https://instagram.com/donnachartier
Follow Lynn Dolan - https://instagram.com/lyndonrei
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

How Angie Milinazzo Turned One Wrap Deal Into Two Sales Aug 11, 2026

Show notes

Justin Tuminowski sits down with Colorado broker and creative finance educator Angie Milinazzo to break down a wrap deal that started with a departing residence, a low-interest contract for deed, and a buyer who brought $25,000 down. Angie explains what happened when that buyer divorced and stopped paying, how she handled the Colorado foreclosure process properly, and how the same property was sold again with a $40,000 down payment. They also discuss why agents should learn creative finance, how wraps and lease options can create solutions for sellers and buyers, and Angie’s work building continuing education for real estate professionals.
Follow Angie Milinazzo:
https://www.facebook.com/angiemilinazzo
https://www.instagram.com/angiemilinazzo
https://www.linkedin.com/in/angiemlinazzo
https://blinq.me/AYjQZXVfBGwNCY7myVdZ?bs=db
https://www.tiktok.com/@angiemilinazzo
https://www.youtube.com/@domNangiemilinazzo
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

From Physical Therapy to Fix-and-Flips with Trevor Hicks Aug 04, 2026

Show notes

Host Kyle Kargis talks with Trevor Hicks about his shift from physical therapy into real estate investing, lending, and entrepreneurship. Trevor shares how community, partnerships, and local relationship-building helped him move from his first flip into multiple active projects across Florida. He also breaks down a Belle Isle fix-and-flip, including how he found the lead through a neighbor, negotiated with an agent, handled rehab challenges, and protected profit by knowing his numbers. Trevor also discusses his next moves in private lending, selective flipping, and exploring hospitality business acquisitions.
Follow Trevor Hicks:
https://www.instagram.com/trevor_ryan7/
https://www.linkedin.com/in/trevor-hicks-orlandorei/
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Solving a Pre-Foreclosure Deal Through Creative Finance Jul 28, 2026

Show notes

Justin Tuminowski sits down with Michael Riordan to discuss a difficult off-market deal in Davenport, Florida, involving a military family facing pre-foreclosure after a tragic loss. Michael shares how an agent referral, creative finance, and support from Sergio Ortega helped structure a subject-to solution that allowed the seller to move on without bringing money to closing. The conversation also covers the power of networking, accountability, and using community relationships to grow from chasing deals into building long-term business value.
Follow Michael Riordan:
https://www.youtube.com/@peerlesspropertysolutions
https://www.instagram.com/peerlesspropertysolutions
https://www.tiktok.com/@peerlesspropertys
https://www.facebook.com/profile.php?id=61575349285023

► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:

https://subto.sjv.io/X42Y94

► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:

https://gator.sjv.io/n4WL6o

► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:

https://toptiertc.pxf.io/OYyrdz