Fintech Insider Podcast by 11:FS

Latest Episodes:

Ep255 – Interview: Christopher Giancarlo, Acting Chairman CFTC May 26, 2017

Show notes

For this very special edition of Fintech Insider Interviews, Simon had the chance to talk to Christopher Giancarlo, Acting Chairman of the CFTC.

Christopher walks us through what the CFTC is and how they differ from the SEC. He talks about how the CTFC are trying to foster new innovation through their LabCFTC initiative.

LabCFTC is an effort to become an early adopter regulator looking into applications of machine learning, AI, DLT and Blockchain technologies being applied to regulatory challenges.

Christopher speaks to Simon about the value of new technology and what an updated regulatory environment could look like going forward.

Want more of Christopher? You can follow him on Twitter here. You can find out more about the CFTC on their website.

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Ep254 – Blockchain Special Part 1: Tokens May 24, 2017

Show notes

In this episode

As crypto currency interest and prices reach an all time high Simon and Colin bring you the first of a three part special on Blockchain. We delve into the hurricane of news that surfaced this week talking all time high prices, Bitcoin’s effect on national security and the CFTC’s foray into the blockchain.

In our second half tokens and ICO’s are on the table as we explain what exactly an ICO is, what tokens are, what industries are reacting and why you should be paying attention.

Keep an eye out for part 2 next week!

Guests

Kadhim Shubber, Reporter at Financial Times
Euros Evans

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Ep253 – CyberRansomWarfare! May 23, 2017

Show notes

In this episode

Jason, Simon and Andra are joined by Myke and Liz for the news. We find out if bitcoin to blame for ransomware, whether consumers actually want to cut the banks out of loans. Everyone debates why anyone would want to buy the Co-Op. Jason commits a vile podcast sin and will Google be your next bank?

Guests

Elizabeth Lumley FinTech commentator & Author of girl-disrupted.com
Myke Hurley Co-Founder at Relay FM

News this week

BBC News – Massive ransomware infection hits computers in 99 countries – Link
The Register – After years of warnings, mobile network hackers exploit SS7 flaws to drain bank accounts – Link
Business Insider – Zopa becomes the first of the ‘Big 3’ peer-to-peer lenders to be authorised by the City watchdog – Link
Business Insider – Startup bank Tandem cuts headcount after funding setback – Link
City AM – Virgin Money walks away from Co-op Bank takeover talks after months of speculation – Link
Quartz – The world’s most successful mobile money market is introducing cross-network transfer systems – Link
Symphony secure messaging app gets 63m at 1b – Link
Fortune – Amex debuts its first Alexa Skill – Link
Harvard Business Review – Link
Finextra – UK consumers ready to swap banks for tech giants – Link
Money Watch – DrnkPay: Payments System Aims To Stop Drunken Spending – Link

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Special Guest: Liz Lumley.

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Ep252 – Interview: Claire Calmejane May 20, 2017

Show notes

David interviews Claire Calmejane Director of Innovation and Digital Centre of Excellence at Lloyds Banking Group.

Claire explains what it means to be leading innovation at Lloyds, we investigate what makes up being a true innovator and what different skills you need to balance to be effective in the space. Better get growing that technology leg!

We learn a bit more about what Lloyds is doing to not just promote open banking but foster better education about new developments within the company. Claire discusses the effect of the technology giants in the banking world and the diversification of your companies offerings should be looking to services.

Want more of Claire? You can follow her on Twitter here.

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Ep251 – Fintech For The Average Joe May 17, 2017

Show notes

In this episode

On this week’s Insights show we delve deep into the world of consumer Fintech. We speak with the best in the business on how Fintech compares with other technology developments like fitness and communication and what Fintech looks like as people integrate it into their lives.

We find out what it takes to get people to try something new and whether Fintechs can be trustworthy compared to incumbent banks. All this and more on Fintech for The Average Joe

Guests

Charlie Taylor – Analytics & Growth Lead at Curve
Ed Maslaveckas – CEO & Co-founder at Bud
Lukas Zoerner – Founder at MoBillity
Victor Trokoudes – CEO & Co-founder at Plum

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Ep250 – If You Liked It, Then You Should’ve Put A Blockchain On It May 15, 2017

Show notes

In this episode

We discuss what a challenger bank really is – drawing a line in the sand for who is and who isn’t in the cool kids club. Alipay seems to be taking over the world through tourism, we discuss how that strategy might be the best route into the west. Debit cards are finding into the hands on children, how do we make sure kids don’t go crazy with (and power) – is this the new way for banks to acquire customers? All this and more on the news this week.

Guests

Elizabeth Lumley FinTech commentator & Author of girl-disrupted.com
Ajit Tripathi, Director, Fintech and Digital Banking at PwC
Dave Tonge, CTO at Moneyhub
James Lloyd, Asia-Pacific Fintech Leader at EY
Julian Sawyer, COO at Starling Bank

Our community contribution was from Nina Mohanty this week (@ninamohanty)

News this week

Banking Technology – FinTech companies blast banks over PSD2 direct access angst – Link
The Telegraph – Upstart Challenger Banks eye consolidation – Link
Banking Technology – Deutsche Bank leads charge for pan-industry e-identity platform – Link
Bloomberg – Apple Can Thank Alipay for Shopping – Link
Global Times – WeChat expands in US, EU – Link
MacRumours – Visa and Payments Startup ‘Current’ Launch Debit Card for Kids That Ties to Parental Control App – Link
Banking Innovation – Barclays Gives Users Total Control Over Debit in Effort to Stop Card Fraud – Link
FT – Aviva chief executive hits out at personal insurance market – Link
Recode – Square is rolling out its first debit card – Link
Finextra – Starling opens payment services unit – Link
Reuters – Top French bank chief attacks no-frills rivals for freeloading – Link

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Special Guest: Liz Lumley.

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Ep249 – Poornima Vijayashanker & Lawrence Wintermeyer May 12, 2017

Show notes

It’s an interview double header! We talk to Poornima Vijayashanker and Lawrence Wintermeyer.

First up Aden interviews Poornima Vijayashanker about her work on Femgineer, her previous life at Mint and what it meant to be at the forefront of Fintech before Fintech had broken through

After the break Chris Skinner interviews Lawrence Wintermeyer about Innovate Finance’s new Industry Sandbox Consultation. We discuss why a sandbox is important, who should be getting involved, where we currently are with the regulators. This is a great insight into where the industry is going next and how companies both big and small can make a difference.

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Ep248 – Gary Vaynerchuk May 10, 2017

Show notes

David and Jason have the wind knocked out of them as they interview Gary Vaynerchuck for this very special Fintech Insider Interview.

People hand me million dollar scopes and ask me for a selfie

We discuss how staying plugged in and not being complacent is what keeps you ahead. Gary schools us on authenticity and how to earn the buy through giving everything you have for one ask. We learn about how Vaynermedia is getting ready to butt heads with BCG and McKinsey, and the source of why the biggest brands on earth are knocking on Gary’s door.

There is a not a single client that does the work I want them to do… Period.

Want more of Gary? Subscribe to our Youtube channel to see him in action.

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Ep247 – Making BOMAD a Thing May 08, 2017

Show notes

In this episode

Could Apple have a viable payments platform? Simon gets back from holiday, we had some questions about his new lifestyle choices. We get to the bottom of why Spotify may need a blockchain. Nigel Walsh drops by to talk to us about insurtech funding and we start filling out our mortgage applications to our parents.

Guests

Joining us for this week’s analysis of the news:

Sarah Kocianski, Senior Research Analyst Fintech at Business Insider UK
Kadhim Shubber, Reported at Financial Times

News this week

Recode – Apple is in talks to launch its own Venmo – Link
Medium – The first real revolution in venture capital: crypto tokens – Link
Coindesk – The United Nations Just Launched Its First Large-Scale Ethereum Test – Link
Techcrunch – Spotify acquires blockchain startup Mediachain to solve music’s attribution problem –Link
Techcrunch – PayPal launches a small biz toolset, ‘Business in a Box,’ with WooCommerce & Xero – Link
FT – Bank of Mum and Dad is ninth-biggest lender with £6.5bn loans – Link
Submitted by listener Quinn Dempsey on Twitter, American Banker – JPMorgan defection underscores tough blockchain choices – Link
Neshoba Democrat – The Citizens Bank launching interactive tellers – Link
FT – Investment in insurance tech start-ups drop sharply – Link
Globes – Jes Staley sees technology as driving globalisation and changing banking, but says there’ll always be a Barclays. – Link
Backchannel – The AI Cargo Cult – The myth of super hero AI – Link

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Ep246 – Finding Blockchain’s Feet May 04, 2017

Show notes

In this episode

Simon and David sit down with Richard and Maya to discuss the state of the Blockchain. We explore where we are with blockchain and ledger tech, blockchain awareness in the workplace and how we are moving from understanding the technology to applying it in real business situations.

We dive deep on whether blockchain can be applied to KYC and whether maybe sometimes a centralised API might be a better idea than a decentralised blockchain.