Fintech Insider Podcast by 11:FS

Latest Episodes:

Ep. 120. Interview: PwC Financial Wellness Report Aug 04, 2017

Show notes

In this episode:

David interviews Robert Churcher, the author of the Financial Wellness Report and they discuss the growing challenges of financial wellness in today's climate, and the importance of education to help people understand their current financial position, their long term goals and how to achieve them. Advice is also critical, particularly contextual advice that is relative to an individual to help them independently manage their finances and to have confidence in investing.

They discuss what the future will look like, especially for young professionals and the different products and services available to them.

For further information read the report in full: http://www.pwc.co.uk/financial-services/fintech/assets/boosting-young-professionals-financial-wellness.pdf

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Ep.119. Insights - NFI (Nordic Finance Innovation) Aug 02, 2017

Show notes

In this episode:

We bring you the highlights from an event we attended, organised by NFI, in Scandinavia, where we heard from co-founders and CEOs from some of the most up and coming fintech firms, including Bud, Solaris and Clear Bank, and our very own NED, Chris Skinner.

Guests:
Edward Maslaveckas - CEO and co-founder, Bud
Marko Wenthin - Board Member, Solaris
Nick Ogden - Executive Chairman, ClearBank
Chris Skinner - Non-Executive Director, 11:FS

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Ep.118. News: Tokenaires and the Spiral of Complacency Jul 31, 2017

Show notes

In this episode:

The team discuss: Revolut's massive crowd-funding pledges - but what will they do with the money?; Musk vs Zuckerberg on the future of AI; Transferwise's team-up with Apple Pay; and alternative credit scoring as Aire get a deal with Zopa.

We also have an exclusive interview with Innovate Finance’s CFO, Abdul Haseeb Basit about their H1 Fintech Investment report.

We also talk more bad news for Lloyds as they are forced to pay yet another fine; is too much reliance on consumer credit taking us into the next recession?; and finally, Sweden's government leaks critical information of nearly the entire country.

You can find all of these stories and more over at fintechinsidernews.com, sign up now to join the discussion!

We hope you’re enjoying FinTech Insider – don’t forget to tell a friend about us and please leave us a review on iTunes.

Special Guest: Sarah Kocianski.

Links:

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Ep. 117. Interview: Tim Schaefer Northwestern Mutual Jul 28, 2017

Show notes

In this episode:
David Brear interviews Tim Schaefer about his 29 years at Northwestern Mutual, starting as an entry level, programmer, all the way up to his current role as EVP.

Tim takes us through how Northwestern Mutual are embracing technological and cultural changes, team structures and digital products to establish excellence in the space, all tied to driving great customer experience.

We hope you’re enjoying FinTech Insider – don’t forget to tell a friend about us and please leave us a review on iTunes.

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Ep.116. Insights – Live from TNW 2017 Jul 26, 2017

Show notes

In this episode:

We bring you the highlights from The Next Web Conference 2017 in Amsterdam, where we spoke to some fantastic guests – including actual royalty – Prince Constantijn of the Netherlands, who speaks to Aden Davies about his new role as a special envoy for StartUpDelta2020.

Additionally we have Max Brenssell, International Associate at n26 on their plans for expansion to the UK, followed by Ben Hammersley, of Wired about his views on AI and the impact it’ll have on the jobs market; Boris Veldhuijzen van Zanten CEO and co-founder of this very event, TNW 2017, talking about The Next Web and what we can look forward to in 2018, followed by Marc Teerlink Chief Business strategist at IBM.

Aden also chats Reshma Sohoni, Co-founder of Seedcamp straight offstage from giving her speech, and Kathryn Myronuk the Synthesis & Convergence Faculty Lead at Singularity University discussing the fantastic work that they do.

Guests:

Max Brenssell – N26 – International Associate
Ben Hammersley – Wired – Futurist & Writer
Boris Veldhuijzen van Zanten – TNW – CEO and co-founder
Marc Teerlink – IBM – Chief Business strategist
Prince Constantijn of the Netherlands – Startup Delta – Special Envoy
Reshma Sahoni – Co-Founder & Partner – Seedcamp
Kathryn Myronuk – Synthesis & Convergence Faculty Lead – Singularity University

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Special Guests: Ben Hammersley, Boris Veldhuijzen van Zanten, Marc Teerlink, and Reshma Sohoni.

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Ep. 115. News: buying jewellery from a bank? Jul 24, 2017

Show notes

In this episode:

David, Jason and Simon are joined for this week’s show by news show regulars Liz Lumley and Kadhim Shubber.

First up Jason guides the team through recent current account announcements from both Monzo and Starling – are they the hipsters of fintech?, Are they racing each other to release products?, and is there not room enough in the industry for both? They myth-bust the “tech-focus” of BNY Mellon’s new CEO; why “tech” is the tag everyone seems to covet – but saying it does not make it so; Kadhim introduces everyone to Shingy (shingy.com) and was the FCA’s faulty currency convertor tools deliberate or an honest mistake?

As Barclays start giving away BPay bands for free they debate whether wearable alternatives to wallets are really a thing? And if they are, should you pay for them?

David also chats with David Geale of the FCA on their latest cohort for the regulatory sandbox.

Guests:

Elizabeth Lumley FinTech commentator & Author of girl-disrupted.com
Kadhim Shubber, Reporter at Financial Times
David Geale – Director of Policy, FCA

News this week:

Finextra – Monzo taking it slowly as first limited-edition current accounts come onstream- Link
Starling Bank YouTube – Starling goes live with Apple Pay – Link
Finextra – Paypal partners with Samsung Pay – Link
Bloomberg – BNY Mellon appoints tech-focused Charles Scharf as its CEO – Link
Finextra – FCA issues warning over misleading currency converter tools – Link
Business Insider – Ratesetter has £80m of loans go bad – Link
City AM – Barclays to give away “BPay” bands for free – Link
FT – Tech “start-ups” raise $1.3Bn from “ICOs” Link
Guardian – End of the ‘rip-off’: all charges for paying by card to be banned – Link
Chicagotribune – Man robs bank while 4 children wait outside in SUV – Link

The post Episode 115. News: buying jewellery from a bank? appeared first on 11:FS.

Special Guests: David Geale, Kadhim Shubber, and Liz Lumley.

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Ep. 114. Interview – Mariano Belinky & Shachar Bialick Jul 21, 2017

Show notes

In this episode

Jason Bates and David Brear interview Mariano Belinky, Managing Partner of Santander InnoVentures and Shachar Bialick, CEO of Curve, following the announcement last week of Santander’s recent investment in Curve, in an expansion of their growing fintech portfolio.

They discuss how InnoVentures fits into Santander’s digital approach, and what the investment of Curve and two other fintechs brings them, the longterm business plan of Curve and how Santander’s investment will help them achieve this.

They also talk APIs, open banking and what our guests’ views on upcoming PSD2 directives are.

Find out more about Santander InnoVentures here and Curve at imaginecurve.com

Learn more about Mariano by connecting on LinkedIn or follow him on Twitter, and you can also find Shachar on LinkedIn or on Twitter.

We hope you’re enjoying FinTech Insider – don’t forget to tell a friend about us and please leave us a review on iTunes.

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Special Guests: Mariano Belinky and Shachar Bialick.

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InsurTech Insider Ep1. – InsurTech 101 Jul 19, 2017

Show notes

InsurTech Insider is a new show in the 11Media network, hosted by David Brear and co-host Nigel Walsh, of Deloitte, dedicated to all things insurtech.

In Nigel’s words “there’s no better time to be in insurance” – and both he, David and their special guests will take you through the trends, changes and news stories, and the new startups, disruptors and technology in the insurance industry right now.

Fittingly for our very first episode, the guys discuss exactly what is InsurTech? Is it just “fintech’s little brother” – or so much more than that? We find out the 101.

They also discuss how much data is too much?; the importance of incumbent and insurtech relationships, the education of customers, and the overall shift in the industry from price and product to value and service.

Guests:

Nigel Walsh – partner at Deloitte, with focus on InsurTech, Technology Transformation and Digital
Ben Green – Digital Director, Tock Insurance
Freddy McNamara – CEO and Founder of Cuvva.

Keep an eye out for Episode 2, coming soon!

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Special Guests: Ben Green, Freddy Macnamara, and Nigel Walsh.

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Ep. 113 News: Is Cash Dying? Jul 17, 2017

Show notes

In this episode

In a fun packed episode, David is joined by regular guest Ghela Boskovich, alongside Edward Maslaveckas, Jeff Tijssen and Gabrielle Inzirillo, who made her Fintech Insider debut, having only just stepped off the Eurostar from Paris.

The team discuss whether or not cash transactions are dying out in the UK thanks to the convenience of contactless payments – (1/3 of all card transactions are now contactless) – and the UK’s reduction in reliance on credit cards overall. Conversely, on the other side of the pond the US are now “hooked on credit”, is this the result of glamorous loyalty programmes or poor financial education?

They also debate whether or not the UK cares about challenger banks; what the implications are of Stripe going after the Chinese market with integration of Alipay; US’s reluctance to adopt APIs; Revolut’s move to take on the Asian market following major investment; and how freaked out you’d be if your ATM started sending you handwritten messages, along with much more.

Guests

Ghela Boskovich – Founder and Global Ambassador, FemTech
Edward Maslaveckas – CEO and Co-founder, Bud
Jeff Tijssen – Head of Fintech and Partnerships, Capco
Gabrielle Inzirillo – Founding Member, BNP Paribas, Plug and Play

News this week

Business Insider – UK card payments overtake cash, but less bought on credit – Link –
Business Insider – America is hooked on credit cards — and it’s pretty clear why – Link
Finextra – Brits unmoved by new digital challengers – Link
Guardian – Lloyds Bank brings in single overdraft rate in radical shake-up – Link
Tech Crunch – Confirmed: London fintech Curve raises $10M Series A – Link
Business Insider – Worldpay shares drop sharply after it agrees a £9.1 billion deal with Vantiv – Link
Finextra – HSBC and Barclays join EU project to test the use of digital IDs for cross-border banking- Link
Tech Crunch – Stripe adds support for Alipay and WeChat Pay, China’s top digital payment services- Link
Finextra – Nacha sets sights on standardised APIs – Link
BBC News– RBS agrees £3.65bn settlement over risky mortgages in US – Link
CNBC – Revolut raises $66 million in venture capital investment; eyes expansion in Asia & US- Link
Guardian – Texas man trapped inside ATM rescued after passing notes through receipt slot – Link

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Special Guests: Edward Maslaveckas , Gabrielle Inzirillo, Ghela Boskovich, and Jeff Tijssen.

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Ep. 112. Interview – Laurent le Moal, CEO, PayU Jul 14, 2017

Show notes

In this episode

Jason Bates interviews Laurent le Moal, CEO of PayU, the leading online payments provider, dedicated to growth markets, at Money20/20 Europe in Copenhagen.

PayU’s primary focus is to help merchants accept payments and they operate in a wide range countries around the world including India, Latin America, Turkey and Russia. Laurent tells us that PayU currently manage an incredible 250 different ways to accept payments – including globally recognised cards, regional payment schemes, bank based accounts, legacy systems based on cash. Their focus being on digital transactions and they process 60% of all e-commerce transactions in India alone.

Laurent and Jason discuss PayU’s existing huge market share and their plans for expansion into further digital payment products to serve consumers based around credit scoring in less developed countries. They also debate fintech changes and developments worldwide and where the trends are coming from, and where to watch for future investment opportunities.

For more information on Laurent, connect with him on Twitter or LinkedIn or check out PayU.

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Special Guest: Laurent Le Moal.

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