Fintech Insider Podcast by 11:FS

Latest Episodes:

293. News: Ain't nothing but a GFIN Feb 04, 2019

Show notes

Our hosts David, Simon and Sarah are joined by Oscar Williams-Grut, Senior City Correspondent at Yahoo Finance, Valentina Kristensen, Director, Growth and Communications at Oak North and Livia Benisty, Head of Financial Crime at Mimiro.

First up, China launches an app to dob in debt 04:01

Lloyds unveils 100% mortgage for first-time buyers 10:32

TrueLayer launches Open Banking-based payments API 20:27

FCA launches GFIN 27:37

We spoke to Anna Wallace from the FCA to tell us more 33:37

11:FS AMA with a question on which fintech has the best approach to building a banking marketplace 38:41

Stripe raises $100m at $22.5bn valuation 46:49

We spoke to Andy Challis, MD Principal Investments, and John Stecher, CIO at Barclays to give us insight into Barclays supersized accelerator 53:51

Barclays supersizes New York accelerator 56:30

Chief Innovation Officer, Neal Cross Bids Farewell to DBS Bank in Heartfelt Post 57:45

And Finally, HSBC launches ‘sound identity’ in next phase of global brand refresh 1:00:07

We spoke to VaynerMedia’s Patrick Givens, Head of VaynerSmart - to give us an expert’s perspective 1:03:25

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders on Twitter

This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.

Special Guests: Andy Challis, Anna Wallace, John Stecher, Livia Benisty, Oscar Williams-Grut, Patrick Givens, and Valentina Kristensen.

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292. Interviews: Michael Rouse, CCO of Klarna Feb 01, 2019

Show notes

Michael Rouse is the CCO of Klarna.

David talks to Michael about avoiding the trap of copying others, partnering with a brand as unique as Snoop Dogg's, and the evolution of payments in a broad sense, beyond simply moving money into a service and discovering the new areas of innovation.

They also look at how to become both big and fast in the space and how that is born from creating a culture that allows people in the company to act autonomously. Michael talks about how empowering the leaders of Klarna's teams to think of it as running a business has been part of its success.

Klarna has managed to keep the entrepreneurial spark it started with nearly 14 years ago. Operating in the world of e-commerce and point of sale financing, Klarna is born out of the buy-now pay-later category and started in Sweden. Now they're operating in 18 geographies and around 60M consumers have used its product.

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

This episode was produced by Laura Watkins and edited by Alex Woodhouse

Special Guest: Michael Rouse.

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291. News: My relationship is contactless Jan 28, 2019

Show notes

Our hosts David, Jason and Sarah are joined by Daniel Macklin, Co-founder of So-Fi, board member and Angel Investor, Daniel Lowther, Head of FinTech at CCgroup and Freddy Kelly CEO of Credit Kudos.

First up, Snoop Dogg Invests In Klarna, Sweden's $2.5 Billion Unicorn 02:49

We've also got a great cutaway from Aoife Houlihan, VP Communications and Public Policy at Klarna to tell us more about the partnership 11:16

Square launches debit card for businesses 15:04

Google hit with £44m GDPR fine over ads 20:10

Alipay awarded e-money licence in Luxembourg 25:25

11:FS AMA with a question on if the big 4 Australian banks are more engaging than Monzo 39:30

Aussie digital bank Xinja makes crowdfunding move 45:11

Aussie digital bank Volt wins banking licence 48:30

Lloyds to cut costs with Thought Machine platform move 54:20

And Finally, Church of England: Contactless collection payments trialled 1:03:38

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.

Special Guests: Aoife Houlihan, Daniel Lowther, Dan Macklin, and Freddy Kelly.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

290. Interviews: Reuben Lai, Grab Financial Group Jan 25, 2019

Show notes

Reuben Lai is Senior Managing Director of Grab Financial Group.

Simon talks to Reuben about making taxis safe, opening bank accounts for those used to relying on a cash-first economy and how Grab Financial Group rose so high in the markets so fast.

Reuben talks about how Grab Financial worked to turn one of the least safe industries in Malaysia into reputable and safe service through fintech, removing the cash element of transactions to improve standards and ensure customers know what they're getting.

Grab Financial Group has had off the charts levels of hypergrowth - at only six years old the fintech is now operating in eight countries and 336 cities. Simon and Reuben go over Grab's expansion across South East Asia, the problems of entering a new market, convincing customers to move away from cash and using financial inclusion to encourage opportunities for a swathe of micro-entrepreneurs and consumers.

Special Guest: Reuben Lai.

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289. News: Meaningful Merging Jan 21, 2019

Show notes

Our hosts Ross and Sarah are joined by Lianna Brinded, Head of Yahoo Finance UK at Yahoo, Lucy Woolfenden, Marketing Director at Yolt and Wincie Wong, Head of Innovation for Supply Chain Services at RBS.

First up, Fiserv to acquire First Data in all-stock deal with equity value of $22 billion 01:38

We spoke to 11:FS Managing Director of the Americas, Sam Maule to get his perspective on the Fiserv story 08:13

Atom Bank hires advisers ahead of potential Spanish bid 10:56

AccessPay banks $9 million in new funding as VCs hit the North 18:36

We interviewed Anish Kapoor, CEO of AccessPay to get a bit more insight 22:32

Digital bank Tandem eyes IPO as customer numbers continue to surge 24:46

Challenger Bank Tide Joins With ClearBank To Bid For RBS Fund 28:23

11:FS AMA on geographical markets and fintech hotspots 35:58

Fintech firms want to shake up banking, and that worries the Fed 40:23

Peter Thiel Wants To Give Wall Street a Fright 47:57

We got a bit more insight from Sam Maule 52:18

Swift introduces Pay Later API for instant loan financing 55:08

And Finally, Greggs go vegan and gets a boost from millennials 1:02:04

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.

Special Guests: Anish Kapoor, Lianna Brinded, Lucy Woolfenden, and Wincie Wong.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

288. Interviews: Steve Bartlett, Social Chain Jan 18, 2019

Show notes

Steve Bartlett is an entrepreneur and Founder of Social Chain.

David talks to Steve about technological curves, disrupting the mobile phone, building brand love and the power of being transparent.

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

This episode was produced by Laura Watkins and edited by Alex Woodhouse

Special Guest: Steve Bartlett.

Learn more about your ad choices. Visit megaphone.fm/adchoices

287. News: Bank like Rihanna Jan 14, 2019

Show notes

Our hosts David, Jason and Leda are joined by Jeppe Rindom, CEO of Pleo, Saalim Chowdhury, Partner at 500 Startups and Simon Vans-Colina, Engineer at Monzo.

First up, RBS takes stake in student-focused fintech 02:22

Google gets go-ahead from Central Bank for payments 08:52

Two-Thirds of Financial Decision-Makers Believe Tech Giants Will Offer Retail Banking in Five Years 13:29

Logging In to Your Bank Account Is Now a $3 Billion Business 15:25

Our Open Banking expert, Adam Davis had a few minutes to bring a little more insight 22:09

Starling eyes France and Germany 24:43

We also have an AMA with an intriguing three part question from a listener at Microsoft 34:55

At last, US banks are introducing contactless cards 52:09

New challenger bank on UK scene, Chetwood Financial 56:32

We have a great interview with Chetwood Financial COO, Mark Jenkinson to find out more 57:53

And finally, UK start-up Viola Black tunes in with account launch 1:05:54

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.

Special Guests: Adam Davis, Leda Glyptis, Mark Jenkinson, Saalim Chowdhury, and Simon Vans-Colina.

Learn more about your ad choices. Visit megaphone.fm/adchoices

286. Interviews: Howard Marks, Co-Founder, Activison and StartEngine Jan 11, 2019

Show notes

Howard Marks is Co-Founder and CEO of StartEngine with a long history in the gaming industry, he co-founded Activision and founded Acclaim, and has unique expertise in innovating within echnological limitations, turning around failing businesses and raising capital.

Simon talks to Howard about how to help entrepreneurs achieve their dreams and the difficulties of raising capital unless you bootstrap the business. Howard wanted to solve the problems entrepreneurs face in raising funding, especially when entrepreneurs don't fit the young straight white male stereotype that VCs typically see.

Howard Marks believes crowdfunding is the future of finance and he realised that the public want to be able to invest in companies they support. For a long time it's felt like the system was rigged for the rich to get richer and now regular people have a way to access companies in a similar way.

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

This episode was produced by Laura Watkins and edited by Alex Woodhouse

Special Guest: Howard Marks.

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285. News: Techlash Jan 07, 2019

Show notes

Our hosts Simon and Adam are joined by Emily Nicolle, Technology Reporter at City AM and Valentina Kristensen, Director of Growth and Comms at OakNorth.

First up, Starling Bank reviewing data policy after customer complains his passport was shared in a web link 01:41

2019 looks to continue another lights-out year for fintech startups 06:51

Google just nabbed an e-money license and it highlights the serious threat tech companies pose to incumbent banks 13:05

Microsoft Partners With Fintech Startup ZestFinance To Bring Transparency To AI-Powered Financial Models 20:22

Ant Financial in talks to buy WorldFirst 31:06

Chinese ride-hailing app Didi Chuxing expands into fintech as driver regulation rears its head 36:31

Denmark shakes up watchdog after Danske Bank scandal 41:58

We also have a great interview with Sian Lewin to give us a bit more insight 43:29

Israeli law restricting use of cash goes into effect 50:34

And Finally, the bank that watches your every move 55:48

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.

Special Guests: Adam Davis, Emily Nicolle, Sian Lewin, and Valentina Kristensen.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

284. Interviews: Bart Leurs, Rabobank Jan 04, 2019

Show notes

Bart Leurs is Chief Digital Transformation Officer of Rabobank, he joined the company two years ago to drive its fintech innovation and came from ING where he headed up its digital transformation.

Jeff and Bart talk about scaling up to a full fledged digital bank in the retail market, what it's like to be a part of an industry shift, what digital transformation means to Rabo Bank, why customers are driving the change in digital and why the meta of digital is going to disappear.

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

This episode was produced by Laura Watkins and edited by Alex Woodhouse

Special Guests: Bart Leurs and Jeff Tijssen.

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