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    Business

    Finding Peak with Ryan Hanley – Ryan Hanley

    You’ve done the work and built the thing, but you’re still stuck in “Almost.” Ryan Hanley’s weekly conversations with founders, athletes, authors, and operators who know how to ship the last 10%. Each episode names the trap and leaves you with the mindset, moves, and motivation to get it done. The path is simple. The work is not. Subscribe, then finish the thing.

    Advertise

    Copyright: © 2026

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    Latest Episodes:
    Michael Malfa on Building a Digital Experience for Your Producers Apr 06, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    In this episode of The Ryan Hanley Show, Ryan Hanley sits down with Michael Malfa.


    Michael Malfa is the CEO and co-founder of Boardwalk Insurance, an independent insurance agency located in Ontario, Canada.


    I think Michael's LinkedIn bio says it all, "Championing change, always looking for new, efficient ways to deliver enhanced customer experiences. As technology evolves, so must we. Our goal is to leverage technology and make it our ally, rather than our enemy."


    We get down on many different topics associated with the digital production of insurance business.


    You're going to love this one...


    Episode Highlights:

    • Michael discusses his experience in commercial brokerage and what led Boardwalk Insurance to develop its own unique solution and technology. (7:12)
    • Michael discusses the process of creating the technology that will provide producers with the tools they need. (12:29)
    • Michael explains that insurance risk management is a long-term investment and that it is essential for future-proofing the business. (18:18)
    • Ryan mentions that when people consider their agency as a business rather than an agency, the decisions they make are different. (29:10)
    • Michael explains that Boardwalk Insurance is developing a digital experience for brokers, and gradually releasing technology to clients and producers to gauge uptake. (36:14)
    • Michael believes that having the right partner can help a business succeed. (41:19)
    • Ryan mentions that the UK is far ahead of the US in terms of technological experience, but their broker model is archaic (47:07)
    • Michael discusses the significance of having a method of communication with the clients. (54:33)
    • Michael explains the importance of flow in direct selling and online selling. (57:54)


    Key Quotes:

    • “Insurance Risk Management, the business is going to become more than just that in 5,10,15 years. If you're just doing that you're going to be left behind. So, you know, we're just trying to future-proof ourselves.” - Michael Malfa
    • “When you think about your agency as a business and not an agency, the decisions you make are different.” - Ryan Hanley
    • “A lot of the technology we're doing, our customers don't feel a lot of it yet. We're just giving them bit by tidbit…Our producers and our staff see it all, they're interacting with this with this system very digitally. And then eventually, it's just going to get to a point where we start flipping the switch and moving it directly to the customer.” - Michael Malfa


    Resources Mentioned:

    • Michael Malfa LinkedIn
    • Boardwalk Insurance
    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/michael-malfa-on-building-a-digital-experience-for-your-producers


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    Izik Lavy on How Property Data is Changing Property Insurance Mar 30, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    In this episode of The Ryan Hanley Show, Ryan Hanley sits down with Izik Lavy.


    Izik Lavy is the CEO and founder of GeoX Innovations.


    GeoX experts use machine vision and deep learning technology to automate fast and accurate extraction of 3D objects from aerial imagery and create worldwide property databases. This property data is for Insurance companies to study property features, get current property intelligence, effectively process claims, streamline underwriting, and evaluate risks resulting in significant cost reductions and lost revenue capturing.


    Don't miss this conversation...


    Episode Highlights:

    • Izik mentions that the goal of GeoX Innovations is to help insurance carriers offer better insurance and understand risks better, and help carriers predict events and notify their clients to take proactive measures. (3:47)
    • Izik explains that his passion for geospatial and public information led him to create something valuable that protects people's lives and properties through the insurance industry. (7:47)
    • Izik explains that GeoX Innovations uses a variety of data sources to provide the most recent aerial imagery to insurance carriers worldwide, and they prioritize providing good service to everyone, regardless of their location. (14:21)
    • Izik shares that GeoX Innovations works closely with insurance carriers to provide insights and data on risks, and they analyze the raw data from imagery and combine it with claim information to determine correlations and ROI for carriers. (21:27)
    • Izik mentions that their platform is currently used by insurance carriers and now they are working with insurance agencies to help them target their clients and find the best opportunities. (35:08)
    • Izik explains how their technology helps agencies target the specific properties their carriers want to insure, giving them a competitive advantage, which also helps agencies meet their carrier commitments and expand their opportunities beyond their local area. (40:07)


    Key Quotes:

    • “Our mission is to help the insurance carriers to provide better service to their clients, to reduce the risk and also to provide a new revenue stream, and the way to do it is by providing them insights, with data insights.” - Izik Lavy
    • “I create relationships with insurance carrier. And I think this is like when we try to understand how, as agent, we can create our future more clearly and also create more profit. I think one of the biggest things that we need to do, the action that we need to do is understand our client better.” - Izik Lavy
    • “You can make the entire sales cycle in one phone call. And this is eventually what we tried to work with agencies. And we want for them to be able to focus only on and say, how I close my next call, and not how I call to the next client. I asked him the question, I investigated, receive the information. And after this, calling him back in two weeks, and try to call, closes a deal. So, this is a thing that eventually we are trying to cut.” Izik Lavy


    Resources Mentioned:

    • Izik Lavy LinkedIn
    • GeoX Innovations
    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/izik-lavy-on-how-property-data-is-changing-property-insurance


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    It’s an Aaron Gordon World, We’re Just Living in It Mar 23, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    Aaron Gordon is the Vice President of Gordon Companies.


    Aaron Gordon is one of my favorite people in the insurance industry...The dude bleeds the independent insurance agency.


    And while Aaron may come from a traditional agency, his thoughtful design has prepared the Gordon Companies for massive growth in the future.


    This is a TREMENDOUS conversation you don't want to miss...


    Episode Highlights:

    • Aaron mentions that he is fascinated by people who do alternative living and make a living through YouTube content creation. (10:15)
    • Aaron discusses content creation for insurance agencies and the importance of ensuring that the content being created is actually a business and not just for fun. (14:33)
    • Aaron emphasizes the importance of building a brand through social media and the impact it can have on attracting potential customers, even if they may not immediately engage with content or make purchases. (17:25)
    • Aaron discusses the value of effective sales scripts and the importance of not being too pushy. (19:59)
    • Aaron believes that using carrier service centers for insurance sales could be more profitable than writing it in-house, as carriers can provide better cross-selling and take a lower commission. (26:20)
    • Aaron discusses the importance of setting a minimum threshold for coverage and analyzing the profitability of different silos of the business. (29:22)
    • Ryan and Aaron discuss the different types of agents in the market. (34:10)
    • Aaron explains that referrals are essential for growing an agency. (41:07)
    • Aaron believes that there is a place for both no-touch and touch in the industry, and the secret sauce is not about how to bring customers in the door but how to increase revenue per account each year. (44:33)
    • Ryan mentions that an individual can be both a marketer and a salesperson and still care about the quality of customer experience. (50:27)
    • Aaron mentions that traditional agencies that have not adapted to the changing times may face a day of reckoning. (53:56)


    Key Quotes:

    • “The secret sauce is not worrying about how you bring them in the door but worrying about how each year, not just on rate, you increase the revenue per account.” - Aaron Gordon
    • “I think that there is a day of reckoning coming for those random, older time agencies that haven't adapted at all.” - Aaron Gordon
    • “The challenge that we have is that insurance isn't cool. And I think that one of the things that I at least tried to do and that I think you tried to do also is like, I want people to buy from the person. What I don't want is for people to think that this person is a jerk or this person doesn't know what he's talking about. - Aaron Gordon


    Resources Mentioned:

    • Aaron Gordon LinkedIn
    • Gordon Companies
    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/its-an-aaron-gordon-world-were-just-living-in-it


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    You’ll Be OK, but Your Kids Are F@cked Mar 16, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    In this episode of The Ryan Hanley Show, Ryan Hanley sits down with Billy Van Jura.


    "Billy Van Jura is an unabashed slayer/supporter of innovation, agency model advocate and is intolerable of weak stuff. He has multiple length sticks to poke into the Hornet's nest."


    Bill Van Jura founded Birchyard LLC and is one of the most prophetic and antagonistic voices in the independent insurance industry.


    He's also among the most thought-provoking people I've ever met, and I relish every time we chat.


    Don't miss this episode…


    Episode Highlights:

    • Billy and Ryan discuss content production quality. (4:42)
    • Billy mentions that people should take the time to search for existing information before asking questions. (10:33)
    • Ryan shares how COVID forced him to solve problems that he never had to solve before. (13:12)
    • Ryan and Billy discuss Propeller Bonds and how it is a value add to the industry. (26:23)
    • Billy mentions that he has met with basic insurance agents in New York who have been in business for 35 to 65 years, but are barely known and don't have a Google profile or a website. (46:55)
    • Billy explains why he believes that the sooner we kill the romance of the independent agent, the better. (51:40)
    • Billy discusses the potential of a large aggregator that could develop their own carrier if they were successful in developing an MGA program. (59:22)


    Key Quotes:

    • “I believe the sooner we kill the romance of the independent agent, the better. You distribute insurance, get past anybody giving a s*it about you being local, because it's not important.” - Billy Van Jura
    • “Where I get stuck is when the what happens next? Iroquois or any of these big aggregators, the sooner they really develop an MGA program, the sooner they really develop their own carrier, the more interesting it gets.” - Billy Van Jura


    Resources Mentioned:

    • Billy Van Jura LinkedIn
    • Birchyard LLC
    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/youll-be-ok-but-your-kids-are-fcked


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    Everything You Need To Know About IndieTech and Other Crazy… Mar 09, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    Jason Cass is the Managing Partner of The Insurance Alliance, Founder of Agency Intelligence, and Managing Partner of Virtual Intelligence.


    In this episode of The Ryan Hanley Show, Jason explains his newest project, IndieTech 2023


    IndieTech 2023 is the first of its kind, Independent Agent Insurtech Conference.


    You do NOT want to miss this conversation...


    Episode Highlights:

    • Ryan believes that valuing both the traditional and innovative aspects of the insurance industry is essential, but it's hard to find individuals who can excel in both. (5:27)
    • Jason mentions being caught between the analog generation and the digital generation. (8:20)
    • Ryan discusses the importance of self-awareness in leadership and personal growth, and how understanding oneself, learning from mistakes, and not being too hard on oneself can positively impact professional development. (18:42)
    • Jason shares that he is realizing the importance of time as he is getting older and has decided to cut unnecessary things and focus on delegation, learning from mentors like Billy Williams and Miles Merwin and asking the right questions as a leader to manage his agency and mentor his team effectively. (20:31)
    • Jason explains that investing in top talent is worth it, even if it means writing a six-figure check. (26:36)
    • Jason discusses how he got the idea to create a tech showcase, IndieTech 2023, that will give independent insurance agents a unique experience. (36:29)
    • Jason mentions that IndieTech 2023 includes educational paths in the morning and afternoon, and will also feature vendor booths with two large demo stages where attendees can learn about and demo products. (39:47)
    • Jason explains that IndieTech 2023, is designed for young agents to learn about new technology in the independent insurance industry and features keynote speakers, CEOs from various insurance companies, and a technology incubator program to fund tech innovations for the industry. (42:43)
    • Jason shares how he manages his bipolar disorder with medication and therapy and believes that mental illness can be seen as a strength in today's society. (57:33)
    • Jason discusses how and where to find out more about the IndieTech 2023 conference and how to register. (1:07:20)


    Key Quotes:

    • “I tried to figure out how I could create the customer journey so that as somebody walks through the exhibit, they walk through the customer journey, and they experience a technology that they would use at that point in time.” - Jason Cass
    • “I think that that part of being open to understanding who you are and what you do is not giving yourself too hard a hard time when you make those mistakes, but just trying to learn from them.” - Ryan Hanley
    • “I tell every vendor to IndieTech that I'm on, I'm doing this for you. And I tell it to every one of them. I don't have a dog in the fight. I don't have a tech company...we need a place where you can go.” - Jason Cass


    Resources Mentioned:

    • Jason Cass LinkedIn
    • IndieTech 2023
    • Agency Intelligence
    • Virtual Intelligence
    • The Insurance Alliance
    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/everything-you-need-to-know-about-indietech-and-other-crazy


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    Tim Hardcastle is Solving for Diversity in Insurance Product Design Mar 02, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    In this episode of The Ryan Hanley Show, Ryan Hanley sits down with Tim Hardcastle.


    Tim Hardcastle is CEO and co-founder of INSTANDA, a digital insurance solution for the innovative insurance professional.


    This is one of my favorite conversations on this podcast in a long time…


    The INSTANDA platform enables carriers and MGAs to create, build and implement complex insurance products in weeks or months. Capitalize on opportunities and be first to market while lowering overall TCO. Seamlessly integrate with your ecosystem and technology environment.


    Tim and Ryan dive deep into their entrepreneurial journeys as well.


    This is an episode you don't want to miss…


    Episode Highlights:

    • Tim discusses what motivated him to launch INSTANDA. (3:35)
    • Tim believes that a risk perspective is important in business and that every successful entrepreneur must have the belief, passion, and drive to do whatever it takes to get the business going. (8:12)
    • Tim mentions that they launched INSTANDA in 2016 and that they are currently in 13 countries, with 80 clients, and a large workforce in the United States. (11:19)
    • Tim discusses what makes a real policy management system different from the old agency management system that many people are still utilizing. (26:04)
    • Tim explains that INSTANDA provides end-to-end service, including quotes, bind, service payment, and renewal, as well as simple claims. (30:25)
    • Tim believes INSTANDA to be one of the few companies that innovated with agility, adaptability, speed to market, and no code narrative. (31:45)
    • Tim discusses his observations on the insurance industry and the challenges it faces. (36:22)
    • Tim mentions that their vision is to work with every Progressive insurer in the UK and US core markets. (37:52)
    • Ryan discusses the distinction between growth agencies and lifestyle agencies, as well as how they leverage technology. (41:18)
    • Tim believes that they are not the solution for everything and everyone right now, but they feel they can grow and give value to any progressive company. (46:24)
    • Tim mentions that McKinsey Global Institute conducted a survey on insurtech and financial services and discovered that for every $1 of new revenue generated by new products, it is worth double the enterprise value of an existing core product. (49:15)


    Key Quotes:

    • “Every successful founder has to have their belief, their passion, their drive, to take the steps necessary to do everything it takes to get the business going.” - Tim Hardcastle
    • “To be successful, you have to be fueled by a purpose in why you’re doing it, that belief, and that comes from different places, I have it, you have it…but it's about the essence of human endeavor. And I love being in the industry, because you meet so many people that are motivated and excited by jumping that chasm, whether it's small or large.” - Tim Hardcastle
    • “We love really difficult challenges because as you've seen, the technology is flexible you can genuinely mold it, meld it to your needs.” - Tim Hardcastle


    Resources Mentioned:

    • Tim Hardcastle LinkedIn
    • INSTANDA
    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/tim-hardcastle-is-solving-for-diversity-in-insurance-product-design


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    Josip Rupena Explains the World of Crypto Home Mortgages Feb 23, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    In this episode of The Ryan Hanley Show, Ryan Hanley sits down with Josip Rupena.


    Josip Rupena is the founder and CEO of Milo.


    Milo is reimagining how global and crypto consumers access credit and financial services in a borderless world. They have built the first digital home lending solution to buy U.S. real estate or cash out their equity.


    This is an incredible conversation you don't want to miss...


    Episode Highlights:

    • Josip shares about his background in financial services and asset management and what led him to start Milo. (5:57)
    • Josip mentions that he hopes that the current market, in which mortgage volumes are decreasing due to high rates and a lack of inventory, inspires agencies to become more innovative, including discovering other means of insuring income and other factors. (8:18)
    • Josip explains that they've done over $130 million in mortgages and haven't had a single person who hasn't made payments. (13:36)
    • Josip shares what a crypto mortgage is and how it works. (17:29)
    • Josip discusses the loan application and payment procedure. (22:18)
    • Josip mentions that they also release USDC stablecoin for just 40% of the loan amount because it is tied one-to-one to the dollar. (23:31)
    • Josip discusses some of the regulatory issues they faced as a lender, as well as their advantages. (28:35)
    • Josip explains why they chose Coinbase over the other platforms. (30:46)
    • Josip mentions that things are changing with crypto and that it is maturing as an asset class, in addition to the consumers who invest in it. (42:49)
    • Josip hopes that more companies will enter the market at some time so that they can all come up with new ideas and grow quicker since the client will benefit. (45:29)
    • Josip believes that Crypto Mortage is the first mortgage product that can really help a consumer preserve and potentially expand their net worth over time. (47:31)


    Key Quotes:

    • “We want to make sure that we minimize the risk of who we do business with, that we're compliant. Because ultimately, when we give someone a loan…it's a long term asset. It's not a two month speculative asset, right? People are thinking about this in terms of like, it impacts their life. So we have to take that responsibility very, very seriously.” - Josip Rupena
    • “I hope at some point that there are more companies that come into the space so that we can all ideate and evolve faster. Because ultimately, the one who's going to benefit is going to be the customer, right?, with more companies like ours.” - Josip Rupena
    • “What's unique about this product is it's really the first mortgage product that can really help a customer preserve their net worth and possibly grow it over time. ” - Josip Rupena


    Resources Mentioned:

    • Josip Rupena LinkedIn
    • Milo
    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak


    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/josip-rupena-explains-the-world-of-crypto-home-mortgages


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    The Keynote That Explains It All Feb 16, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    This podcast episode is a live recording of my keynote presentation at the One City World Tour event by Bradley Flowers and Scott Howell of Insurance Guys Podcast and the team over at Glovebox.

    In this keynote, we detail, with stories, the concept behind "How to Close 89% of Inbound Leads".

    You do not want to miss this...


    Resources Mentioned:

    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak
    • One City World Tour

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9

    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/the-keynote-that-explains-it-all


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    How to Close 89% of Inbound Leads Jan 27, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    In this episode, we break down the exact process Ryan Hanley uses at Rogue Risk to close 89% of inbound insurance leads.


    Yes, that's right. This process, executed properly, results in enormous conversation rates for inbound leads.


    Listen and learn for yourself...


    Resources Mentioned:

    • Reach out to Ryan Hanley
    • Rogue Risk
    • Finding Peak
    • SIAA


    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9



    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/how-to-close-89-of-inbound-leads


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


    How to Get Positive Outcomes in Sales Jan 13, 2023
    Show notes

    Spartan philosophy, built in the black-ops lab of business: https://ryanhanley.com/podcast

    Finding Peak podcast: https://linktr.ee/ryan_hanley


    Today we're joined by Mark McClure and Kim Read of Tivly, formerly CommercialInsurance.net, Tivly is a leading provider of new customers and services to the insurance industry.

    Tivly works with insurance agents, brokers and carriers looking to connect with specific types of businesses who are actively searching for insurance coverage.

    In this episode, we dig into Mark and Kim's experience with commercial insurance leads to better understand how independent insurance agents can grow their business using inbound leads.

    This is an episode you don't want to miss...

    --

    Recommended Tools for Growth

    • OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus
    • Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside
    • WhisperFlow: Never waste time typing on your keyboard again: https://link.ryanhanley.com/whisperflow
    • CaptionsApp: One app for all your social media video creation: https://link.ryanhanley.com/captionsapp
    • GoHighLevel: It's time to take your business workflow to the Next Level: https://link.ryanhanley.com/gohighlevel
    • Perspective.co: The #1 funnel builder for lead generation: https://link.ryanhanley.com/perspective

    --

    Episodes You Might Enjoy:

    • From $2 Million Loss to World-Class Entrepreneur: https://lnk.to/delk
    • From One Man Shop to $200M in Revenue: https://lnk.to/tommymello
    • Is Psilocybin the Gateway to Self-Mastery? https://lnk.to/80upZ9



    This show is part of the Unplugged Studios Network — the infrastructure layer for serious creators. 👉 Learn more at https://unpluggedstudios.fm.

    Full transcript, clips, and more: https://ryanhanley.com/podcast/how-to-get-positive-outcomes-in-sales


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


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