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    Education

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    ***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***

    Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?

    You’re in the right place!

    We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.

    We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

    Advertise

    Copyright: © Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

    • Apple Podcasts
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    Latest Episodes:
    159 | A Marriage Unstressed: How Jake's Budgeting Skills Lightened the Load at Home Oct 20, 2023
    Show notes

    Book A Free Financial Coaching Call!

    🎧 Hello, you fabulous listeners! 🌟 Ever feel like your financial life is a giant puzzle, and you can’t find the right pieces? Whether you’re pinching pennies on vacations or swamped with business expenses, Jake, our guest for today, has been there, done that. And guess what? He's turning it all around, and he's here to share how. 🎉---🎯 What to Expect:1. Jake's 'Aha!' Moments 🤯: Jake spills the tea on how he discovered the 'holes in the boat' of his business finances. Spoiler alert: it involves unused subscriptions and tax surprises.2. Taxes Don't Have to Be Scary 📊: If the word 'taxes' makes you break out in a cold sweat, grab a cozy blanket because Jake shares how tackling this financial beast actually set him free. 💕3. Baby Steps for Big Wins 💡: Get your pens ready! We've got actionable tips that can make a difference for you starting TODAY. No marathons here, just a comfy pace you can keep up with. 🚶‍♀️4. Teamwork Makes the Dream Work 🤝: Jake had some help on his financial journey, and he's here to tell you why two (or more) heads are better than one when navigating the money maze.5. Goals & Dreams 😄: What's all this hard work for if not to enjoy life a little more? From wellness retreats to giving himself a raise, Jake shows us how the financial grind can lead to some pretty cool rewards. 🏖️---So what are you waiting for? Hit that play button, grab a notepad, and let’s turn those financial question marks into money moves! 🎧🎉💕

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    158 | From Bootcamp to Budget: Mastering Military Budgeting, Finances and Retirement Oct 18, 2023
    Show notes

    Snag Our Simplified Budget System!

    🎙️ We're diving into the world of military finances and retirement planning. Whether you're currently serving, a veteran, or just curious about how to navigate the financial landscape in the armed forces, we've got you covered. Plus, this episode will be great if you or someone you love is considering going into the military.


    Budgeting in the Military: Tips and Personal Experiences

    - We start by discussing the unique financial challenges faced by military personnel, from predatory financial services near bases to the lack of structured financial education.

    - Our guest, Chris Roberson (Shana's husband), a military veteran with over 20 years of service in the Air Force, shares valuable insights and practical tips for managing your finances while serving.

    - Learn about practical budgeting tips like using allotments to automatically manage expenses and creating a separate bills account with auto-drafts.

    - We explore personal finance strategies, from frugal spending during temporary duty assignments to leveraging additional allowances.

    - Discover the wisdom of using government travel cards to instill financial responsibility.


    💼 Maximizing Your Military Finances and Retirement Planning

    - We share our experiences with making extra money during military moves, emphasizing the benefits of a do-it-yourself move.

    - Dive into retirement planning and the Thrift Savings Plan (TSP), exploring the importance of choosing the right TSP fund and making early, consistent contributions.

    - Understand the transition to the new retirement system and how to maximize your retirement benefits under the blended system.

    - Learn about financial independence, retiring early (FIRE), and why it's essential to take control of your financial destiny.


    🎓 Navigating Retirement as a Military Service Member

    - Gain insights into retirement income in the military, medical benefits, the Survivor Benefit Plan, and life insurance options.

    - Discover the value of the Transition Assistance Program (TAP) and the need to address financial education as part of your transition plan.

    - Learn about the SkillBridge Program, an excellent opportunity to gain civilian work experience while on active duty.

    - The importance of early financial education is emphasized, helping you set the stage for a smooth transition into civilian life.


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    157 | Empowering the Next Generation: Teaching Kids About Money Oct 16, 2023
    Show notes

    Snag Our Simplified Budget System!

    Are you ready to flip the script on how your family handles money? You're in the right place. In today’s episode, we’re diving into teaching your kids and teens real financial wisdom. 💪💰

    We all know it’s important to teach the next generation about money—and it’s never too early (or too late) to start.

    Remember when your child first learned to ride a bike? That excitement and freedom? We're giving you tools to help them feel that same confidence with their finances.

    🌟 Discover how to:

    • Teach your kids the value of money early.

    • Replace "we can't afford it" with better conversations.

    • Equip your teens to make their money work for them.


    Join us for practical strategies and relatable examples that make money lessons fun and doable. We're here to help your family thrive financially!

    Get ready for tips, tricks, and takeaways to raise money-smart kids:

    • Start young—teach giving, saving, and spending with jars or envelopes.

    • Skip phrases like "we’re broke" and focus on family choices and priorities.

    • Involve them in budgeting outings and eating out.

    • Let them contribute—like paying for their own haircuts or activities.

    • Show them how savings and investing can grow into big goals.

    • Teach the power of compounding (yes, they really can become millionaires).

    • Explore better savings options like money market accounts.

    • Encourage them to take responsibility for their financial future.


    We also talk about helping kids pay for bigger expenses like summer camps, personal items, and later—car insurance or college.

    These strategies build strong money habits and financial confidence for life. 💪💵


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    156 | Unlocking Grocery Budget Savings Ft. Marc Porten: Tips To Fill Your Cart and Wallet! 🛒💰🎉 Oct 14, 2023
    Show notes

    ⁠Grab the Grocery Budget Challenge Checklist⁠

    Why is money called dough? Because we all knead it!

    Woohoo, welcome to another exciting episode, folks! 🎙️ This time, we're peeling back the curtain on the thrilling world of grocery shopping with our special guest, Marc Porten, Vanessa's husband! 🌟 (he loves Dad jokes)


    👨‍🍳 Marc is sharing his his 27-year experience in the food retail industry and he's dropping some major wisdom bombs on grocery savings. 💣💡

    • 🧾 Learn the art of shopping with a budget, planning meals, and hunting for those sweet, sweet deals! 🎯🛒

    • 🤑 Shop the Ad! Discover the magic of market ground beef! Keep that chicken skin on for flavor and savings. 🍗

    • 🍔 Speaking of meat, Marc shares how less expensive cuts can be just as tasty. Cha-ching! 💰

    • 🥩 Time to reveal the secret of store brands - they're often just as good, and you can save a bundle! 🛍️

    • 📦 Buying in bulk can be a money-saver, but remember, no hoarding perishables! Keep it smart. 🤓

    • 🛍️ Perk programs at stores? They're like your little savings sidekick. 🦸‍♂️

    • 🔍 Beware of carrageenan - the sneaky filler in some products that can mess with your food quality! 😱

    • 🎉 We wrap up with some reflections on the ever-growing choices in grocery stores. 🤯


    There you go! 🎉 A fun, informative chat on budget-friendly grocery shopping with Marc. Tune in, get savvy, and save some dough! 💰😄🛒 #GroceryGoals


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    155 | Grocery Budget Challenge #5: Get The Most Out Of The Sales (BOGO, Sales, Clearance, Grocery Budget Savings, Food Budget) Oct 13, 2023
    Show notes

    ⁠Grab the Grocery Budget Challenge Checklist⁠

    We're back with another episode of our Grocery Budget Challenge podcast series. Today, we're diving into the world of sales and how you can shop smarter, not harder. 🛒💰

    Timing is Everything: First things first, folks, timing is key when it comes to snagging those awesome deals. Sales go in cycles, just like the changing seasons. For example, think about berries—they're super cheap when they're in season, right? 🍓 So pay attention to those cycles and buy when prices are at their lowest.

    Frozen Section Magic: And remember, if your favorite produce isn't on sale, check out the frozen section. They pick fruits and veggies at their peak, and you can often score great deals there. It's like Mother Nature's BOGO! ❄️

    BOGO Mania: Speaking of BOGO, when something you love and use regularly is on sale, grab as much as you can without turning your house into a storage unit. Buying in bulk when your staples are on sale is a budget superhero move. 💥

    Price Comparison: Now, let's talk about comparing prices. Sure, you might always shop at your neighborhood grocery store, but have you considered checking out the stores down the street? You might be surprised at the savings just a few blocks away. Use websites and apps to easily compare prices, and remember, driving 45 minutes to save 20 bucks isn't really saving! 🚗💨

    Planning Meals Around Sales: Here's a pro tip—plan your meals around the discounted items you find. If you see a fantastic deal on chicken, start thinking about all the delicious chicken dishes you can whip up that week. It's like meal planning meets bargain hunting. 🍗🍽️

    Be Flexible: Sometimes, you'll stumble upon unexpected clearance items or sales that weren't in your original plan. Don't be afraid to adjust your meal plans and take advantage of those deals. It's all about adapting to the savings opportunities that come your way. 🛒🧐

    Freeze It: If you bought something on sale but can't use it right away, don't let it go to waste. Freeze it! This way, you've got a freezer stocked with discounted goodies for future meals. ❄️🍴

    Stay Focused: Lastly, create a shopping list based on your meal plan and stick to it! Don't get distracted by shiny objects or impulse purchases. Staying focused will help you stay within your budget. 📋💡


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    154 | Grocery Budget Challenge #4: Shop Label-Savvy (Grocery Savings, Save Money on Groceries, Food Budget) Oct 12, 2023
    Show notes

    ⁠Grab the Grocery Budget Challenge Checklist⁠

    Hey there, amazing ladies! It's Shana & Vanessa, and we're back with Day 4 of our Grocery Budget Challenge podcast series. 🛒💰

    Today, we're diving deep into the magic of labels, those little bitty, tiny, small things that hold the key to saving money on your groceries. So buckle up, ladies, and let's empower you to make better choices for both your budget and your wellbeing.


    1. Cost Per Ounce (or Unit) 💲

    - This is our favorite! It's like a secret weapon. Look at the cost per ounce or unit. It's the same for all brands and sizes, making it easy to find the best deal. No one's going to mess with us when we're reading labels!

    2. Compare Prices Across Products 🧐

    - Don't just stick to your usual brands; compare prices. You might find a hidden gem that's both budget-friendly and high-quality. Think dish soap, boxed items, or even chicken cuts.

    3. Generic or Store Brands 🛒

    - Yep, they're often produced in the same place as name brands. So why pay more for fancy packaging? Turn those labels around and see if it's the exact same product.

    4. Ingredients Matter 🧪

    - Dive into the ingredients list. Check for hidden sugars and additives. If you can't read it or don't recognize the word, consider another option.

    5. Nutritional Value 🍎

    - Check the label for nutritional information. Are you getting the best bang for your buck? It's not just about saving money; it's about making informed, healthier choices for your family.

    6. Non-Negotiables 🚫

    - We all have those items we won't budge on (like Vanessa's pickles). It's okay to splurge on your favorites. But for other items, consider store brands.

    7. Eye-Level Trick 👁️

    - Brands pay for that prime shelf space at eye level. Store brands are often just as good and cheaper. So do a little squat or reach to grab them!

    8. Create a New Shopping List 📝

    - Based on what you've learned today, update your shopping list with budget-friendly staple items. Mustard, butter, ketchup, almond milk - they all count!

    9. Keep Checking Labels 👀

    - Don't stop here. Every time you shop, check the cost per unit or ounce. It's part of your new shopping routine.

    So there you have it, Day 4 of our Grocery Budget Challenge. Grab that checklist, ladies, and start making those labels work for you. 🛒💪


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    153 | Grocery Budget Challenge #3: Ditch the Convenience Trap (Save On Groceries, Grocery Budgeting, Food Budget) Oct 11, 2023
    Show notes

    ⁠Grab the Grocery Budget Challenge Checklist⁠

    Hey there, lovely listeners! It's Shana and Vanessa, and we're here to break down all the goodies from our latest podcast episode, Day 3 of our Grocery Budget Challenge. 🛒💰

    The Big Secret: Stop Buying Convenience or Junk Food 😱

    We hope you're as excited as we are, because today we're dishing out the number one way to supercharge your grocery budget. It's Day 3, and we're diving right in. So, here's the scoop:

    1. The Convenience Trap: Convenience and junk foods may seem like quick fixes, but they often come with a hidden price tag. You're not just paying for the food; you're also paying for the convenience of someone else doing the work for you. 💸🙅‍♀️

    💡 Tip: Calculate the cost per serving of your favorite convenience snacks. The difference will surprise you! 💡💰

    2. Upfront Work Pays Off: We get it; there might be some upfront effort involved in ditching convenience foods. But once you make the switch, you'll love the results. Plus, it'll save you time and money in the long run. ⏰💪

    3. Say No to Bottled Water: Get yourself a reusable water bottle. You can find some stylish ones, and they're not just eco-friendly; they're budget-friendly too. No need to pay for someone else to bottle your H2O! 🌊💧

    4. DIY Lunchables: Whether for kids or adults, making your own "Lunchables" is a game-changer. You control the ingredients and quality, and it's usually cheaper. Win-win! 🍱👩‍🍳

    5. Homemade Baby Food: Skip those pricey baby food pouches. You can make your own at home, and it's healthier and more budget-friendly. 👶🍼

    6. Bulk Buying Magic: Think beyond the single-serve items. Buying in bulk and portioning it out yourself saves money and reduces waste. Get creative with reusable containers! 🌽🥜

    7. Frozen Breakfast Alternatives: Instead of those frozen breakfast options, make your own. It's healthier, and you know exactly what goes into it. 🥞🍳

    8. Microwaveable Side Dishes: Convenience comes at a cost, both in terms of your budget and health. Make side dishes from scratch and freeze them if needed. 🍚🥦

    9. Uncrustables Unveiled: Even the iconic Uncrustables can be made at home. It's cheaper, healthier, and you can personalize them to your heart's content. 🥪🥜

    10. Cut Your Own Veggies and Fruits: Pre-cut fruits and veggies may save time, but they're pricier. Embrace the DIY approach, and you'll save money and reduce waste. 🍎🥕

    Additional Benefits: By saying goodbye to convenience and junk foods, you'll reduce impulse buys, get more out of your groceries, and have the opportunity to meal plan and prep like a pro. 💡🍽️

    Your Action Items: Ready to take action? Here's your checklist:

    1. Identify: List the convenience or junk foods you often buy without thinking. 📝

    2. Discuss: Chat with your family about alternative options. Get their input and buy-in. 👨‍👩‍👧‍👦

    3. Plan: Plan simple, healthy, homemade swaps or different ways to purchase items. 📅🥗

    And don't forget to grab your downloadable checklist at myidealbalance.com/food to keep track of your progress. You've got this! See you back for Day 4 of our Grocery Budget Challenge. 💪💵

    4 Ways To Connect With Us:

    1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

    2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

    3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

    4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching


    152 | Grocery Budget Challenge #2: Buy In Bulk & Use Subscriptions (Grocery Shopping, Save Money on Groceries, Food Budget) Oct 10, 2023
    Show notes

    ⁠Grab the Grocery Budget Challenge Checklist⁠

    Hey there, it's Shana and Vanessa, your financial coaches, back with some awesome takeaways from our podcast episode on stretching your grocery budget by buying in bulk and using subscriptions. Let's dive right into it:


    1. Cost Savings with Buying in Bulk or Subscriptions:

    - Buying in bulk typically means a lower cost per unit. 🛒💰

    - You might pay more upfront, but it's cost-effective in the long run. 📦💲

    - Think strategically about larger purchases, especially staple items. 🤔🍞


    2. Planning for Bulk Purchases:

    - Plan your grocery budget and identify what items can be bought in bulk. 📅✅

    - Consider setting up subscriptions for certain products to maintain budget consistency. 📥💳


    3. Subscription Benefits:

    - Subscriptions help keep your grocery budget consistent. 💳💼

    - You can set up different bulk items each month to fit your needs. 🗓️📦

    - Be strategic with subscriptions to save money and avoid overcommitting. 💡🔒


    4. Saving on Quality Products:

    - Research quality products that are important to you, like coffee or health items. ☕🏋️

    - Buying these items in bulk or on subscription can lead to significant savings. 🤑🌿


    5. Shared Subscriptions:

    - Share subscriptions with family or friends to save on shipping and costs. 👭📦

    - Collaborate to buy items in bulk and split the expenses. 💪🤝


    6. Flexibility Is Key:

    - Be flexible in your bulk and subscription choices. Not everything needs to be bought in bulk. 🔄👛

    - Smaller weekly shopping trips for perishables save time and reduce impulse buying. 🛒⏳


    7. Always Be Prepared:

    - Buying in bulk means you're always stocked up on essentials, reducing the risk of running out. 🙌🧻

    - Having options readily available encourages healthier meal choices. 🥗💡


    8. Time and Money Saver:

    - Less frequent trips to the store save both time and gas money. ⛽🕒


    Head to budgetbesties.com/food to grab our checklist for making bulk and subscription purchases. ✅✅


    Remember, your health is your wealth, and saving on groceries can help you prioritize both! We're here to help you achieve your financial goals while making your life simpler and more budget-friendly. Stay tuned for day three of our grocery budget challenge! 🎉🛒💪


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    151 | Cut Your Grocery Budget Challenge #1 (Grocery Savings, Save Money on Groceries, Food Budget) Oct 09, 2023
    Show notes

    Grab the Grocery Budget Challenge Checklist

    💡 Are you dealing with those ever-increasing grocery bills and seemingly bottomless stomachs at home? We totally get it! But fret not, because we've got some quick tips and actionable steps to slash those grocery costs.

    Today we're breaking down Day 1 of our Grocery Budget Challenge. 🛒💰

    🍏 We're diving into a topic we're super passionate about: swapping unhealthy and empty calories with nutritious and filling options. Let's get started with our top five tips! 💪🍎

    1. Choose Nutrient-Dense Foods: Opt for foods that pack a punch of vitamins and minerals without piling on the calories. They'll keep you fuller for longer, and that's a win for both your wallet and your waistline! 🥦🍓
    2. Ditch Sugary Beverages: Say goodbye to sugary drinks at home. Save them for special occasions, and you'll save money and your family's health. 🥤💧
    3. Replace Junk Food: Swap out those tempting, unhealthy snacks with better options. Think berries instead of candy and unsalted nuts instead of chips. Your budget and your teeth will thank you!
    4. Practice Portion Control: When you have only healthy options at home, it's easier to stick to appropriate portion sizes. Bye-bye, overeating! 🍽️
    5. Include Healthy Starches: Make sure each meal includes a healthy starch like quinoa, sweet potatoes, or whole grains. It'll help your family feel satisfied and energized throughout the day. 🍠🌾

    Remember, if you've got teens at home, they'll eat everything in sight, so let's make sure it's all good stuff! 🥗🍌

    And the golden rule: If it's not in the house, they can't eat it! Keep those junk foods away, and they'll only eat when they're truly hungry. 💪🏡

    Here's to healthier choices and a budget-friendly shopping list! 🙌

    Ready to take action? Head to budgetbesties.com/food to download your challenge checklist for today. 👉✅

    Stay tuned for the next four days of money-saving tips and tricks coming your way. We believe in you! 🌟


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    150 | Break The Paycheck to Paycheck Cycle Oct 06, 2023
    Show notes

    Snag Our Simplified Budget System!

    👋 Ever dug through couch cushions for gas money or hoped there’s enough change in your car to buy something before payday? 💸🚗 Yeah, we’ve been there too. If you're nodding along, this episode is for you. 🎧

    We’re talking about breaking free from the paycheck-to-paycheck cycle—the one where you’re always asking, “When’s payday again?” 🔄

    We’re financial coaches, and we love helping people just like you get on a budget that works. 🙌 Want help? Visit our website and check out the wins our clients are having!

    Here’s the shift: Stop assigning bills to specific paychecks. Treat your income as one monthly pot. 💰 Make a monthly budget and create a paycheck plan that moves money to a bills-only account. 🏦

    Then? Consistency. Each paycheck funds your bills, spending, and savings—automatically. No more feast or famine. 🔄

    Groceries? Covered. Gas? Yep. Emergencies? You're ready. 🛒⛽Set up auto-transfers, and let your budget run itself. 🎯Financial freedom just got way more doable. 🙌


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


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