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    Education

    Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

    ***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST***

    Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?

    You’re in the right place!

    We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck.

    We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

    Advertise

    Copyright: © Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

    • Apple Podcasts
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    Latest Episodes:
    179 | Trouble Sticking To The Budget? 5 Reasons Why And How To Overcome Them Dec 01, 2023
    Show notes

    Snag Our Simplified Budget System!

    Are you one of those people who start a budget with the best intentions but just can’t seem to stick to it? If that sounds familiar, this episode is for you. We're diving deep into the world of budgeting, debunking myths, and offering real, tangible solutions to your budgeting struggles.


    In This Episode:

    - 00:02:15: The truth behind why many of us fail at sticking to a budget and practical steps to change that.

    - 00:06:30: Strategies for managing fluctuating incomes – a must-hear for freelancers and those with variable earnings.

    - 00:12:20: Preparing for 'unexpected' expenses – they might not be as unpredictable as you think.

    - 00:18:45: Balancing indulgences and mindful spending – finding harmony in your financial life.

    - 00:25:00: Keeping the motivation alive – tips to maintain momentum in your budgeting journey.


    Key Moments:

    - Debunking Budgeting Myths: We're tackling common misconceptions about budgeting and setting the record straight.

    - Navigating Variable Incomes: Tips and techniques for creating a flexible budget that works with an inconsistent income.

    - Anticipating the Unanticipated: Turning sudden expenses into planned events and eliminating financial surprises.

    - Mindful Indulgences: How to enjoy your earnings without derailing your budget goals.

    - Staying Motivated: Techniques to keep your budgeting journey fresh and focused, ensuring you stay on the path to financial freedom.

    Conclusion:

    Budgeting isn't about cutting back on everything you love; it's about making smart choices that align with your goals. So, hit play, get inspired, and start transforming your financial future today!


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    178 | Step by Step Tutorial on Creating a December Budget: So You Can Start 2024 Right Nov 29, 2023
    Show notes

    Grab our free, one page, printable budget template here.

    Get ready to tackle your December budget with us! In this episode, we chat about how easy it is to slip up with our budgets, especially as the year winds down. We'll walk you through the ins and outs of setting up a solid December budget. From peeking back at November's oops moments to planning for the holiday splurge, we've got you covered. Plus, we've got a super handy one-page budget template just for you!


    What We Talk About:

    1. Oops, November Happened! – We all trip up sometimes, right? We look at why some budgets just didn't stick in November and how to bounce back for a better December.

    2. Taking a Quick Look Back – Why it's crucial to peek at last month's spending (even if it hurts a bit) to make wiser choices ahead.

    3. December Budgeting 101 – Step-by-step guidance on crafting your December budget before the month kicks off. Avoid the financial scramble and get ahead of the game!

    4. Your Budgeting Lifeline – Dive into our easy-peasy one-page budget template available at budgetbesties.com/budgettemplate. Budgeting made simple and stress-free!

    5. Income & Expenses Shuffle – How to tweak your budget to reflect December's unique income changes and unexpected expenses.

    6. Holiday Spending and Saving Tips – Navigate through Christmas expenses, travel costs, and even saving for upcoming fun in the sun next spring break.

    7. Goal Setting for December – Let's set some achievable, budget-friendly goals for this festive month. Whether it's cutting back on debt or saving for something special, we've got strategies to share.

    Snag Our Simplified Budget System!


    #### Timestamps:

    - [00:00:30] – Diving into December budgeting

    - [00:02:15] – Reflecting on November's budget blunders

    - [00:04:00] – Crafting your December budget step by step

    - [00:06:20] – Shoutout to our one-page budget template

    - [00:08:10] – Adjusting for December's financial quirks

    - [00:10:45] – Smart tips for holiday spending

    - [00:13:30] – Setting up December goals


    #### Wrapping Up:

    Remember, a budget mishap isn't the end of the world. Each new month, like December, is a fresh chance to get your finances in tune. With a little planning and our trusty budgeting tips, you're all set to end the year on a high note!


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    175 | Christmas 2023 Series #4 | The Ultimate Guide to Setting Your Christmas Budget Without Breaking the Bank Nov 29, 2023
    Show notes

    Snag Our Simplified Budget System!

    The holiday season is here, and with it comes the challenge every festive shopper faces: the Christmas budget. In today's episode, we dive deep into the art of budgeting for the holidays, whether your plan is to spend $500 or $5,000. We understand that budgeting for Christmas can often feel overwhelming, but we're here to guide you through it, step by step.


    In This Episode, You’ll Discover:

    1. Why Budgeting for Christmas is Crucial:

    • Exploring the importance of a well-planned budget during the festive season.
    • Balancing your holiday aspirations with financial reality.

    2. Community Insights on Christmas Spending:

    • Results from our Facebook group poll about holiday budgets.
    • Analysis of spending trends and frugal strategies.

    3. Real vs. Perceived Spending Habits:

    • Breaking down Google's average spending statistics.
    • A realistic look at gift budgets for family, friends, and coworkers.

    4. Strategies for Smart Budgeting:

    • Determining what you can realistically afford to spend.
    • The importance of staying debt-free and living within your means.

    5. Personal Budgeting Stories:

    • Real-life examples of how our clients are approaching their holiday spending.
    • Emphasizing experiences and memories over material gifts.


    Why You Should Listen:

    If you're wondering whether to stick with your current Christmas spending habits or shift gears, this episode is for you. We'll provide you with the tools and insights to make informed decisions about your holiday budget, ensuring a festive season that's both joyful and financially sound.


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    177 | Fashion, Family, and Financial Wisdom: Business Besties Banter Nov 27, 2023
    Show notes

    Snag Our Simplified Budget System!

    Welcome to another delightful episode of "Business Besties," where we blend personal stories, business insights, and a touch of humor. Today, we're diving into everything from our questionable fashion choices to tackling big business hurdles, and even sharing our secrets to maintaining work-life balance.


    1. The First Big Hurdle as Business Partners (00:08:20)

    - Listen to our story about the first major obstacle we faced in our partnership and the valuable lessons we learned from it.


    2. Balancing Business with Family Life (00:16:35)

    - Discover how we juggle the demands of being entrepreneurs, mothers, and wives, and our strategies for meaningful family time amidst busy schedules.


    3. Debunking Budget Myths (00:24:10)

    - We tackle common misconceptions about budgeting and finance, sharing insights that could change the way you handle money.


    4. Indulgences and Guilty Pleasures (00:33:50)

    - From YouTube shorts to dining out, we reveal our personal indulgences that bring joy and relaxation.


    5. Fashion on a Budget: Tips from Non-Fashionistas (00:41:25)

    - Hear our practical tips on looking put together without breaking the bank, including how to choose timeless pieces and care for your clothes.

    Learn More About The ONLY Business Bank We Recommend!

    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    176 | Christmas 2023 Series #5 | How To Budget for Christmas Nov 24, 2023
    Show notes

    Snag Our Simplified Budget System!

    Hey there, Holiday Enthusiasts!

    Are you feeling the Christmas crunch? In this final episode of our 2023 gift-giving series, we're diving deep into the world of holiday budgeting. We know that planning for Christmas can be overwhelming, but don't worry, we've got your back! Get ready to turn your festive stress into financial success.

    In Today's Episode, We're Exploring:

    1. The Art of Christmas Budgeting:

    - Understanding the importance of a well-crafted budget for a peaceful holiday.

    - Techniques to avoid common financial pitfalls during the festive season.


    2. Your Holiday Budget Planner: A Game Changer:

    - Introducing our comprehensive planner to manage your holiday expenses seamlessly.

    - Discover how to budget for everything – from gifts and travel to food and decorations.


    3. Pro Tips for Last-Minute Savers:

    - Practical advice for those who've waited until the last minute to save.

    - Strategies to start saving for next Christmas, starting now.


    4. Reflecting on Last Year’s Spending:

    - Learn from the past to improve your future holiday budgeting.


    5. Gift Giving Without Breaking the Bank:

    - Navigate the gift-giving season with our expert budgeting advice.

    - Creative and cost-effective solutions for wrapping and gifting.


    6. Feasting and Travel on a Budget:

    - How to plan your holiday meals and travel without overspending.


    7. Economical and Creative Decor Ideas:

    - Deck your halls without draining your wallet: budget-friendly decorating tips.


    8. Looking Back and Moving Forward:

    - Post-holiday reflections to make your next Christmas even better.


    Join us in this episode as we unwrap the secrets to a financially savvy and delightful holiday season. Let's make this Christmas not just merry, but smart and budget-friendly too! 🌟🎅🛍️


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    174 | Christmas 2023 Series #3 | Simplifying Holiday Gift Giving: Systems & Strategies Nov 22, 2023
    Show notes

    Snag Our Simplified Budget System!

    🎉 Hey, Amazing Listeners! Are you ready to ditch the holiday gift-giving headache this season? Tune in to this super fun and insightful episode where we tackle the all-too-common holiday chaos head-on with systems!

    What's in Store for You:

    1. The Holiday Hustle - Real Talk: We get it, friends - the holiday season can be a budget buster and a confusion cauldron! But guess what? You're not alone, and we've got your back!
    2. Gift-Giving: Systemized & Simplified: We're sharing our personal life hacks to make gift-giving a breeze – think easy, breezy, lemon squeezy, but with a meaningful twist!

    Our Top Picks for a Stress-Free Holiday:

    • Picking Names: Great for large families to reduce financial and mental load.

    • Recurring Gifts: The joy of giving the same cherished item each year.

    • Bulk Buying: A strategy to save time and money, adding a personal touch.

    • Themed Gifts: Creating gifts around a central theme for uniformity.

    • Kids-Only Gifts: Focusing the budget and efforts on children.

    • Creating Wishlists: Ensuring gifts align with recipients' wishes.

    • Charity Gift Giving: Opting to give to charities instead of physical gifts.


    Sneak Peak Quotes:

    • "We don't have the brain calories for all that [holiday confusion]." - Real talk about holiday stress.
    • "You know exactly when and how much you're supposed to be spending." - Simplifying the budgeting puzzle.


    Wrapping Up with Love:

    Remember, gift-giving should be as joyful as those holiday jingles. Let's make it fun, meaningful, and totally doable this year. And don't forget to grab that budget system - it’s a lifesaver!


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    173 | Christmas 2023 Series #2 | Smart Gifting Strategies: Avoid the Post-Holiday Clutter Trap Nov 21, 2023
    Show notes

    Snag Our Simplified Budget System!

    Welcome back to our Christmas Budgeting Series! In today’s episode, we're embracing the minimalist mantra of "less is more" in holiday gifting.

    Episode Highlights:

    • Ditching Dust Collectors: We discuss moving away from 'just because' gifts that end up as clutter.

    • Value Over Volume: How to choose gifts that add to the life of the recipient rather than their piles of stuff.

    • Curio Cabinet Cautionary Tales: We share personal stories about the well-intentioned gifts that become dusty displays, and how we can learn from them.


    Today's Takeaway:

    Opt for gifts that are meaningful and will be used. We're decluttering one meaningful present at a time!

    Defining Clutter-Free Gifts:

    We define what a clutter-free gift really means and how to ensure your gifts don’t end up in the graveyard of unwanted items.

    Clutter-Free Gift Ideas:

    1. Experience Gifts: Tickets to amusement parks, bowling alleys, escape rooms, or movie nights.

    2. Memberships & Subscriptions: Disney Plus, Hallmark movie subscriptions, Audible, gym memberships, and meal planning services.

    3. Service Gifts: Spa days, haircuts, personal chef services, car detailing, or even financial coaching.

    4. Consumables: Gourmet mustards, coffee, chocolates, essential oils, and soaps—gifts that can be enjoyed and used up.

    5. Classes: Art, dance, martial arts, cooking, or scuba lessons—perfect for engaging and expanding horizons.


    Resources:

    Check out our podcast series webpage for our full list of 100 clutter-free gift ideas and our Christmas budget planner.

    We hope these clutter-free gift ideas inspire you to give presents that will be cherished without adding to the clutter. Tune in tomorrow for more festive insights in our holiday series!


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    172 | Christmas 2023 Series #1 - Maximizing Holiday Magic: Budget-Friendly Christmas Gifts Nov 20, 2023
    Show notes

    Get The Christmas Budget Planner & 100 Clutter-Free Gift Ideas Here

    Welcome to our Christmas Budgeting Series! In this episode, we're diving into the world of budget-friendly Christmas gifts. We'll explore how you can keep your holiday season joyful and your wallet happy.

    Key Ideas:

    1. Budgeting for Gifts: Learn how to plan, shop, and buy gifts with intention while staying on budget.

    2. Creative Gift Strategies: Discover how limitations can spark creativity in your gift-giving.

    3. Empowering Kids with Budgeting: Hear about the joys and lessons learned from letting kids shop for gifts within a budget.

    4. Handmade Gifts: Get inspired by a variety of crafty and personal gift ideas like wood-burned utensils, puzzle blocks, and kitchen towels.

    5. Baking Gifts: Explore the warmth of sharing homemade baked goods as heartfelt gifts.

    6. Coupons and Service Gifts: Understand how coupons for services or special privileges can be a meaningful gift.

    7. Plant Clippings: Learn how a simple plant clipping can become a cherished gift.

    8. School Pictures as Gifts: Rediscover the classic charm of giving school pictures as a personalized gift.

    9. Budgeting Strategies: Gain insights on price matching, avoiding impulse buys, and gifting experiences to save money.

    Actionable Tips:

    • Encourage your kids to participate in gift-giving with a small budget.
    • Consider handmade gifts for a personal touch.
    • Use baking as a fun and affordable gift-giving option.
    • Remember the value of coupons and service-oriented gifts.
    • Embrace the simplicity and beauty of gifting plant clippings.

    Resources:

    Visit the series website for downloadable resources, including a Christmas budget planner and a list of 100 clutter-free gift ideas.

    Snag Our Simplified Budget System! We hope these ideas inspire you to give meaningful and budget-friendly gifts this Christmas. Stay tuned for more episodes in our Christmas Budgeting Series, where we'll continue to explore creative and cost-effective ways to celebrate the season.


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    171 | Struggling with Financial Anxiety? Tips to Align Your Budget as a Believer Nov 17, 2023
    Show notes

    Snag Our Simplified Budget System!

    In this episode, we sit down with Erica, a dedicated Christ follower, wife, mother, and life coach specializing in helping anxious and overwhelmed Christian women. Erica shares her journey and insights on how a strong faith and understanding of the Bible can transform our approach to finances and time management.

    Key Points:

    1. Erica’s Personal Journey: How her faith and trust in God's word helped her overcome financial struggles and life challenges.
    2. The Biblical Approach to Finances: Understanding the importance of aligning financial decisions with spiritual values, prioritizing tithing, and being a steward of God’s gifts.
    3. Overcoming Worldly Mindsets: Erica discusses shifting from a worldly to a biblical perspective on finances, emphasizing the eternal impact of our decisions.
    4. Practical Steps for Financial Management: The ARC Method (Assess, Release, Create) and its application in developing a healthier financial lifestyle.
    5. Challenges in Coaching: Addressing common obstacles and fears that Christian women face in managing finances and priorities.
    6. The Role of Faith in Financial Decisions: How prayer, gratitude, and biblical principles can guide financial choices and priorities.

    Notable Quotes:

    • “My mission is to get more women in the word of God because it is transformative.”
    • “Where your treasure is, there your heart is also.”
    • “It's not just about managing finances; it's about stewarding the resources God has given us.”

    Resources Mentioned:

    • Erica's Podcast: Her Renewed Strength
    • Online Course: On Heaven’s Timeline
    • Erica’s Community Workshops on Bible Study and Time Management

    Connect with Erica:

    • Website: Her Renewed Strength
    • Podcast: Her Renewed Strength Podcast

    Erica's insights remind us that our financial decisions are not just practical choices but reflections of our faith and priorities. Her approach to combining biblical wisdom with practical financial management offers a unique perspective for anyone seeking to align their finances with their faith.


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


    170 | 7 Common Financial Mistakes Women Make & How To Avoid Them Nov 15, 2023
    Show notes

    Snag Our Simplified Budget System!

    Hey, financial fabulistas! Get ready to dive into the rollercoaster🎢 world of money. Today, we're diving into seven oh-so-common money traps that we ladies often fall into – and how to sashay 💃 around them like the financial queens we are! Let's turn your financial journey from "meh" to "marvelous" with some real-talk advice and actionable steps!


    👛 Mistake 1: The 'Budget? What's That?' Blunder

    - Let's chat about why budgeting feels like a monster under the bed and how avoiding it can really throw your wallet off balance.

    - Solution Station: Let’s buddy up with budgeting! We’ll show you some super simple, downright fun tools and templates that make budgeting feel like a breeze.


    💸 Mistake 2: The 'I Thought I Had More' Miscalculation

    - Ever felt like you're not putting enough in the piggy bank? We're diving into the tricky trap of under-budgeting and its ouchy outcomes.

    - Solution Station: Time for some regular money dates with your budget! We're talking realistic spending limits that don’t feel like a straightjacket.


    🛍️ Mistake 3: The 'Just Couldn't Resist' Impulse Buy

    - Ever been lured by that spontaneous purchase? We're exploring how these unplanned splurges can send your financial plans off the rails.

    - Solution Station: We've got some neat tricks up our sleeve, like the 24-hour "think it over" rule and a nifty budget impact analysis.


    💬 Mistake 4: The 'Let’s Not Talk About It' Money Chat

    - Discussing finances with your partner can feel like walking on eggshells, right? But it’s super important.

    - Solution Station: Turn budget talks into date nights! Seriously, it’s a game-changer. Make financial planning fun and cozy.


    💳 Mistake 5: The 'Swipe Now, Stress Later' Credit Card Conundrum

    - Let’s dissect why relying on credit cards like they’re your BFF can backfire big time.

    - Solution Station: We're schooling you on using budgeting as your secret weapon against credit card chaos.


    😳 Mistake 6: The 'I'm Not Good at This' Guilt

    - Feeling shame about where you are with your money smarts? You're not alone.

    - Solution Station: It's time to embrace the journey! Everyone starts somewhere, and learning about finances is definitely a 'patience and persistence' kind of deal.


    Connect With Us:

    1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook


    2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate


    3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget


    4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching


    5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall


    "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.


    Click here to view our privacy policy.


    This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


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