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    Business

    Docs Outside The Box

    Hosts Dr. Nii (Ghanaian) and Dr. Renee (Haitian) are first-generation physicians who paid off $662,000 in student loans in 3 years – while figuring out contracts, career moves, and money management that their colleagues learned at home.

    Every episode covers what first-gen docs need to know:

    • Contract negotiation and career decisions
    • Paying off debt without family financial guidance
    • Building wealth from scratch
    • The questions you don’t know to ask (but your colleagues already knew)

    Real strategies from doctors who had to figure it out on their own.

    Subscribe and build your blueprint with us.

    Download: The First-Gen Doctor Blueprint

    Advertise

    Copyright: © www.drniidarko.com

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    What You Should Know About Becoming a Part-Time Physician #302 Jul 27, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii discusses the trend of doctors seeking less than full-time work. Sarah Ledbetter, Physician Recruitment Manager at Provider Solutions & Development, is on to debunk the theory that medical employers are solely seeking full-time doctors.
    Things to expect in this episode:

    • Defining Full-time work
    • Which generation is seeking more work/life balance
    • The 'Covid Reset' and how doctors look at employment now
    • The difference between part-time, per diem, and locums work
    • The trend of mid-career doctors seeking less than full-time work

    Journal Articles:
    https://psdconnect.org/journal/what-you-should-know-about-becoming-a-part-time-physician
    Medscape Physician Lifestyle & Happiness Report 2022
    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE
    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development


    Money Trap #3: Getting paid less than your coworkers #301 Jul 25, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii and Renée continue the conversation on money traps that doctors fall into with Money Trap #3: Doctors not negotiating their worth and not maximizing or diversifying their income.
    Things to expect in this episode:

    • Doctors trading time for dollars and finding that sweet spot in pay and lifestyle
    • Active versus passive income
    • Renée’s experience negotiating her contract vs. using an attorney
    • Medscape Study shows that burnout among physicians is up 47%
    • Health Affairs study shows a significant gender pay gap between female and male physicians

    Episode 170 - Dr. X Files #2 – I became a martyr for medicine and my career

    Episode 293 - Women physicians make $2 Million less than male physicians?!
    Studies Talked About:
    Female Physicians Earn An Estimated $2 Million Less Than Male Physicians Over A Simulated 40-Year Career
    AAMC 2021: Exploring Faculty Salary Equity art U.S. Medical Schools by Gender and Race/Ethnicity
    Comparison of Hospital Mortality & Readmission Rates for Medicare Patients Treated by Male vs Female Physicians
    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    St. John Associates - Our expert consultants thoughtfully match physicians and employers nationwide. www.StJohnJobs.com/Docs


    We Celebrating 300 #300 Jul 22, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    In this special episode, Nii and Renée celebrate the 300th episode!! In honor of the occasion, they take a trip down memory lane to the early days of the podcast.
    Things to expect in this episode:

    • Nii shares what inspired him to start the podcast
    • The first episode and first guest
    • Nii finding and trusting his voice
    • Nii talks about the hardest part of producing a podcast and some of his favorite episodes and guests
    • A champagne toast to the 300th episode!

    Tour For Diversity In Medicine
    WE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal


    Top 3 loan tips for doctors from The Student Loan planner #299 Jul 18, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii brings on Travis Hornsby, founder of Student Loan Planner, a team of consultants that help people navigate paying off their debt fast while maximizing loan forgiveness opportunities. Student Loan Planner has counseled over 8,000 clients and created plans that cover approximately $1.8 billion in student loan debt.
    Things to expect in this episode:

    • A discussion on FFELP, Direct Loans and Public Loan Forgiveness
    • The difference between Public Service Loan Forgiveness (PSLF) & Income Based Repayment (IBR)
    • Why the terms of a loan are more important than the interest payments of a loan
    • The perfect loan pay-off scenario for medical students, residents, and physicians


    PSLF Waiver
    60 Minutes feature of Public Service Loan Forgiveness (PSLF)
    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by
    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com
    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


    Money Trap #2: Trying to buy EVERYTHING #298 Jul 16, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii and Renée continue their conversation about the 11 money traps that keep doctors burned out. In today’s episode, they delve into Money Trap #2 - No Financial Planning. They break it down into three parts: budgeting, not understanding how money works, and not meeting with a financial advisor.
    Things to expect in this episode:

    • The worry-free way to start a budget
    • How to automate your spending
    • Why money is a tool
    • You need a financial plan, but do you need a financial advisor or planner?
    • Benefits and costs of getting financial advice


    Resources:
    Episode 274 - If You’re Not Saving Money, You Might Be The Problem - Money Trap #1: https://drniidarko.com/episodes/if-youre-not-saving-money-you-might-be-the-problem-274/

    Check out Nerd Wallet’s article:
    https://www.nerdwallet.com/article/finance/best-budget-apps
    White Coat Investor Article: https://www.whitecoatinvestor.com/how-i-made-30000-taking-doctor-surveys/
    EveryDollar app
    Book Recommendation: The Psychology of Money
    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com
    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE
    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development


    Why we Podcast: Timeout with the Sports Dr #297 Jul 14, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii talks about all things related to podcasting with Orthopedic Surgeon and Sports Medicine specialist Dr. Derrick Burgess - Host of TimeOut with The SportsDr. Podcast. His podcast is where life, sports, and medicine intersect.
    Things to expect in this episode:

    • The state of podcasting
    • Dr. Derrick's message and audience
    • Athletes and equity
    • The key to podcasting is the content
    • The challenges and rewards of consistency

    Learn more about Dr. Derrick: www.drderrickthesportsdr.com
    TimeOut with the SportsDr. Podcast
    WE WANT TO HEAR FROM YOU!!!!
    TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE
    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development
    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com


    How a recession affects investing, student loans, bitcoin #296 Jul 12, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Dr. Nii converses with Kevin Matthews, number one bestselling author, former financial advisor, certified financial planner and creator of BuildingBread, an educational program designed to inspire millennials to set, simplify and achieve their financial goals. In this episode, they cover many financial topics facing medical students, residents, and attendings - particularly how a recession impacts investing. Other topics discussed include inflation, the stock market, paying off student loans, index funds, bitcoin, and I bonds.
    Things to expect in this episode:

    • Is the United States in a recession?
    • What is a stock split, and why do companies do it?
    • The best way for medical students to approach investing
    • How people should handle their student loans right now
    • How to get started with Index Funds


    Check out Nerd Wallet’s article:
    https://www.nerdwallet.com/article/finance/best-budget-apps
    US Treasury I-Bonds:
    https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_iratesandterms.htm
    Check out Nerd Wallet’s article:
    https://www.nerdwallet.com/article/finance/best-budget-apps
    WE WANT TO HEAR FROM YOU! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:

    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them outHERE!


    Decision Time: Physician vs Physician Assistant; Apple vs PC #295 Jul 07, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii and Renée sit down to discuss a multitude of topics including their 5-Star review, when a patient’s outcome is not what you thought it would be and switching from a PC to a MacBook. Lastly, they offer creative debt solutions to a listener grappling with going to PA school and accumulating more debt or pulling out of school and working.
    Things to expect in this episode:

    • Nii’s post-call experience
    • Nii’s humbling switch from a PC to a MacBook Pro 14”
    • MS, a DOTB listener, seeks advice about pursuing PA school and accumulating more debt or just working
    • Renée addresses the reality of time passing by and goals left unachieved
    • The reality of family support and financial debt in pursuit of a medical degree

    Resources:

    • Check out How to Pay for PA school: https://www.studentloanplanner.com/how-to-pay-physician-assistant-school/


    WE WANT TO HEAR FROM YOU!!!!
    TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!
    InCrowd - We allow healthcare professionals to get paid for sharing their medical expertise. Check out https://incrowdnow.com/ to start earning for your knowledge today!


    Roe v Wade reversal; Gun Violence; Black residents dismissed #294 Jul 05, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    In this Docs Outside the Box episode, Nii and Renée take on two hot-button topics - abortion and gun violence. In the wake of the overturning of Roe v Wade and Uvalde, they explore the consequences for women who are denied abortions and the impact of gun violence on children and teens in our country.
    They also tackle the lesser known and understood issue of the disproportionate number of black residents that are dismissed from their medical programs and whether it is an admission or systemic problem. Nii and Renée unpack the studies that look at these issues.
    Things to expect in this episode:

    • Nii and Renée’s professional and personal experience and outlook on the overturning of Roe v Wade
    • A discussion of the Turnaway Study that followed 1000 women, over a decade, who sought an abortion in 21 states
    • The professional implications of the overturning of Roe v Wade for doctors to medically treat pregnant women
    • The impact and effects of gun violence on the lives of children and teens, a look at the studies and policy
    • Is the disproportionate number of Black residents dismissed from their programs an admissions or systemic problem?

    STAT ARTICLE: https://www.statnews.com/2022/06/20/black-doctors-forced-out-of-training-programs-at-far-higher-rates-than-white-residents/
    SUGGESTED READING:
    The Turnaway Study: Ten Years, a Thousand Women, and the Consequences of Having - or Being Denied - an Abortion
    The Safety and Quality of Abortion Care in the United States - The National Academies of Sciences, Engineering, Medicine
    Guns do more than kill
    A gun policy game-changer
    WE WANT TO HEAR FROM YOU!!!!
    TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal


    Women physicians make $2 Million less than male physicians?! #293 Jul 03, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii talks with Molly Bell, a recruiter at Provider Solutions & Development, to discuss the income pay gender gap between women and men physicians and how women can negotiate their pay and leverage other benefits.
    Things to expect in this episode:

    • Gender pay disparity statistics and the reasons behind them
    • Molly Bell’s role as a liaison between the candidate and the hospital
    • The physician shortage and how women can leverage
    • Is working as a full-time-employee negotiable

    Resources:

    • Physician Incomes Begin To Recover From Pandemic
    • Female Physicians Earn An Estimated $2 Million Less Than Male Physicians Over A Simulated 40-Year Career
    • Exploring the Physician Gender Pay Gap


    WE WANT TO HEAR FROM YOU!!!!
    TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by:Your Podcast Pal


    This episode is sponsored by
    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE
    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development



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