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    Business

    Docs Outside The Box

    Hosts Dr. Nii (Ghanaian) and Dr. Renee (Haitian) are first-generation physicians who paid off $662,000 in student loans in 3 years – while figuring out contracts, career moves, and money management that their colleagues learned at home.

    Every episode covers what first-gen docs need to know:

    • Contract negotiation and career decisions
    • Paying off debt without family financial guidance
    • Building wealth from scratch
    • The questions you don’t know to ask (but your colleagues already knew)

    Real strategies from doctors who had to figure it out on their own.

    Subscribe and build your blueprint with us.

    Download: The First-Gen Doctor Blueprint

    Advertise

    Copyright: © www.drniidarko.com

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Biden's student loan forgiveness, Tesla running over kids, quiet quitting #312 Sep 02, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii and Renée hash out President Biden’s student loan debt relief program, how Tesla’s “full self-driving” has escalated to lawsuits and banned Youtube videos, as well as the impact of quiet quitting in the medical field.
    Things to expect in this episode:

    • A break-down of Biden’s three-part student debt relief plan
    • Is Biden’s student debt relief plan a temporary fix?
    • Are some student loans more forgivable than others?
    • Why some parents put their kids in front of Tesla cars to prove their safety
    • Are doctors quiet quitting and what does that term really mean?

    Resources:
    Every medical resident should go to: https://studentaid.gov/debt-relief-announcement/
    Tesla Full Self Driving running over child mannequins
    NPR on Quiet Quitting

    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)

    INCROWD - MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by :
    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com
    St. John Associates - Our expert consultants thoughtfully match physicians and employers nationwide. www.StJohnJobs.com/Docs


    Invest your money HERE to prevent burnout; House of The Dragon #311 Aug 31, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii and Renée present Money Trap #6: Not investing enough or making risky investments. In this episode, they delve into topics like having the mindset of a long-term investor, peer-to-peer lending, reasons not to invest, what to invest in, and their personal approach to risky investments.
    Things to expect in this episode:

    • The biggest reasons why doctors feel burned out
    • Understanding the market and investments other than stocks
    • Why you should invest in index funds, plus a book recommendation
    • Top two reasons why you should NOT invest
    • A safer approach to risky investments, including Crypto and whole life insurance


    Book: The Simple Path to Wealth: Your road map to financial independence and a rich, free life
    NY Income Tax Calculator:
    https://www.forbes.com/advisor/income-tax-calculator/new-york/350000/?filing=married&deductions=0&k401=0&ira=0&dependents=2
    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)

    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by
    St. John Associates - Our expert consultants thoughtfully match physicians and employers nationwide. www.StJohnJobs.com/Docs


    Why the average doc is not a millionaire #310 Aug 29, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii and Renée return from their Disney vacation to discuss Money Trap #5. This conversation is about what physicians, at every level, should be spending their money on. They also discuss the perceived notion that all doctors are millionaires and the reality and implications of overspending.
    Things to expect in this episode:

    • Nii and Renée talk about their hella expensive Disney vacation
    • The perception that all doctors are millionaires
    • Overspending and the lifestyle creep
    • Medscape’s survey on how physician compensation changed in 2021
    • Why the biggest flex in life is the ability to say ‘No’

    Check out St. John Associates to help you find your next job AND reach your lifestyle goals. www.StJohnJobs.com/Docs
    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal


    She's delivered a baby on almost every continent! #309 Aug 26, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii brings talks to Dr. Rachael Consoli, an OB/GYN who presently is working in a United States military hospital in South Korea and has the unique distinction of having delivered babies on nearly every continent in the world. Listen in as Nii asks Rachael why she chose to follow this less-than-traveled path in medicine.
    Things to expect in this episode:

    • Dr. Rachael’s journey from EM residency to OB/GYN
    • The challenges and rewards of humanitarian and locums work
    • Traveling the world and immersing oneself in the local culture
    • Saving for retirement and vetting humanitarian organizations
    • Her experience serving the people of Utqiagvik, Alaska, the most northern city in the world


    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!


    Tax Series Part 3: Your business 401k can decrease your taxes by this much! #308 Aug 24, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    We're continuining the Tax Series with Eric McGlothen - CPA and CEO of Eric McGlothen, LLC. In this episode we're talking about how to best save for retirement through your 9-5 employer’s 401k plan AND/or your own business’s retirement accounts. Eric lays out how your business' 401k plan reduces your taxable income.
    Things to expect in this episode:

    • Designing your solo 401k plan and the beauty of being an entrepreneur
    • The benefits of starting a payroll for your businesss
    • The tax efficient way to set up your retirement

    Guest Contact Information:

    • Website: https://www.emac-cpa.com/
    • Email: info@ericmcglothenllc.com
    • Twitter: @emaccpa
    • Facebook: https://www.facebook.com/people/Eric-McGlothen-LLC-CPA/100063691114849/
    • Phone: (404) 946-1855
    • Youtube Show: Level Up with Eric McGlothen


    WE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!

    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE
    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development
    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com


    Tax Series Part 2: Do THIS before you hire your CPA #307 Aug 22, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Dr. Nii returns with Eric McGlothen with Tax Series #2: How to Vet a Great CPA in this Docs Outside the Box special tax series. Eric is a CPA and CEO of Eric McGlothen, LLC. In this episode, Nii and Eric discuss how to find and build a relationship with a CPA, the obligations that both the client and the CPA must meet, and the reasonable expectations that must be met.
    Things to expect in this episode:

    • Referrals, plus discerning whether a potential CPA is reactive or proactive
    • The importance for clients to provide their CPA with as much information as possible
    • CPAs and tax planning


    Guest Contact Information:

    • Website: https://www.emac-cpa.com/
    • Email: info@ericmcglothenllc.com
    • Twitter: @emaccpa
    • Facebook: https://www.facebook.com/people/Eric-McGlothen-LLC-CPA/100063691114849/
    • Phone: (404) 946-1855
    • Youtube Show: Level Up with Eric McGlothen


    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)

    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by:
    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve! Check them out HERE!
    Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com


    Tax Series Part 1: Tax Benefits of LLCs - How to use a LLC to save Taxes #306 Aug 19, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii is joined by Eric McGlothen, CPA and CEO of Eric McGlothen, LLC, to kick off a special tax series for doctors looking to save on taxes and build wealth. Eric brings over 20 years of experience to a conversation focused on teaching physicians and other high-earning professionals how to give less of their money to the IRS and government. This show is for those going into side hustles, real estate, who are independent contractors or own their own private practice or business.
    Things to expect in this episode:

    • Eric McGlothan’s resume, plus when to talk to a CPA or a tax attorney
    • Where the advantages and disadvantages are in the IRS tax code
    • Corporate structure options to maximize tax benefits and asset protection


    Guest Contact Information:

    • Website: https://www.emac-cpa.com/
    • Email: info@ericmcglothenllc.com
    • Twitter: @emaccpa
    • Facebook: https://www.facebook.com/people/Eric-McGlothen-LLC-CPA/100063691114849/
    • Phone: (404) 946-1855
    • Youtube Show: Level Up with Eric McGlothen


    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by
    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE
    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development


    The fastest way to acquire real estate? #305 Aug 16, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    Nii sits down with Dr. Ronnie Shalev, an Emergency Medicine doctor who exited her high-pressure job to pursue a career in real estate investment in order to gain the time and financial freedom she desired. In this discussion, Dr. Shalev shares her journey, her motivation, successes, and failures. She also gives advice to doctors who are where she was - burned out, disillusioned, and looking for options outside of clinical medicine.
    Things to expect in this episode:

    • Dr. Shalev’s journey from ER doc to real estate investor
    • What is a real estate syndication?
    • House hacking, 401k, and other ways to get into investing
    • Cash flowing assets and other investment opportunities
    • How to choose investors you can trust


    Guest Contact Information:
    Website: Invest.shalwinproperties.com
    Email: Ronnie@shalwinproperties.com
    LinkedIn: www.linkedin.com/in/ronnieshalevmd
    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by:Your Podcast Pal


    This episode is sponsored by

    Provider Solutions & Development. Experts in holistic career coaching – check them out HERE

    Twitter: @PSDConnects
    Facebook: @PSDConnects
    LinkedIN: Provider Solutions & Development


    What Dying Can Teach you about Financial Freedom #304 Aug 10, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    If you could see your life as a series of time slots, how would you fill each one? Listen in as Nii talks to Jordan Grumet, MD (a.k.a. Doc G and host of the Earn and Invest podcast) about his new book Taking Stock. It challenges readers to view money and wealth building through the lens of purpose, identity, and passion - with the end goal of living life to the fullest and without regret.
    Things to expect in this episode:

    • The meaning of money as oxygen
    • What happens after you have enough money
    • What the deathbed teaches about living without regrets
    • The "one more year" syndrome, golden handcuffs, and "what ifs"
    • What investing in your life looks like

    Guest Contact Information:
    Website: www. Jordangrumet.com
    Twitter: @earnaninvest
    Facebook: https://www.facebook.com/groups/earnandinvest
    Book: Taking Stock

    WE WANT TO HEAR FROM YOU!!!!
    FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community: Text word 'PODCAST' to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    This episode is edited by: Your Podcast Pal
    This episode is sponsored by :
    Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve! Check them outHERE!


    Money Trap #4 - Debt is not a substitute for cash! #303 Jul 30, 2022
    Show notes

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!

    In this episode, Renee & Nii discuss how the common forms of debt (student loans, consumer debt, mortgage) keep you stuck in the rat race and burnt out!
    Things to expect in this episode:

    • Renee clarifies how much she really owed the IRS
    • The Top 10 Medical Schools that keep their students in the highest debts
    • Why you should consider refinancing your loans
    • Why the Darkos don’t co-sign loans for anyone


    Resources listed:
    Student Hero Medical School Repayment Guide
    How long should a car loan be
    10 Medical Schools where students leave with the most debt
    WE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)
    INCROWD
    MAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWD
    WATCH THIS EPISODE ON YOUTUBE!
    Join our community
    Text word PODCAST to 833-230-2860
    Twitter: @drniidarko
    Instagram: @drniidarko
    Email: team@drniidarko.com
    Podcasting Course: www.docswhopodcast.com
    Merch: https://docs-outside-the-box.creator-spring.com
    Check out the jobs St John Associates have HERE


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