Credit Repair Business Secrets

Latest Episodes:

Build Your Million Dollar Business by Word of Mouth! (Interview with Tracy Arnett) Aug 11, 2020

Show notes

I’m so happy to welcome Tracy Arnett to the podcast. He is one of our Credit Repair Cloud Millionaires Club members, and we’re so lucky to have him!

Many years ago, after successfully fixing up his own credit score, Tracy’s first clients were his three older brothers and his parents.

His story is absolutely incredible, and today, he’s going to tell you all about it.

From his early days of growing up in Elk Grove, to having his identity stolen, to how it all sparked his multi-million credit repair business.

Tune into this week’s episode of the Credit Repair Business Secrets to hear stories about fixing credit scores of the rich and the famous, finding affiliates in unusual places, and how to build a million-dollar credit business by word of mouth.

Strap in for yet another amazing credit repair success story!

Key Takeaways for This Week:

Growing up in Elk Grove (1:34)
Having his identity stolen while still underage (3:38)
Learning how to fix his own credit at 18 (4:39)
Tracy’s first clients - his family (5:34)
The struggles of doing credit repair without using software (8:15)
How did Tracy’s love for cars help him grow his business? (10:58)
Why is Tracy only just now considering getting into social media? (14:50)
An unusual approach to affiliate marketing (18:42)
Going from being a one-man-band to leading a team (21:53)
The numerous benefits of having a team to rely on (25:06)
What is the secret to maximizing client success? (27:26)
Providing credit repair for the rich and the famous (28:39)
How has outsourcing helped Tracy grow his business? (30:53)
Rapid-fire questions with Tracy Arnett (33:23)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe so you stay up to date with our latest episodes!

How To Market Your Credit Repair Business FOR FREE! Aug 04, 2020

Show notes

Years ago, when I was trying to launch my first version of credit repair software, called Credit-Aid, I listened to all the bad marketing advice out there. I took out a loan on my house, maxed out my credit cards, and went into $200,000 of debt just to advertise my $20 CD.

Guess how much return I made from it?

Let me put it this way - I was living the high life. I was able to upgrade my dinners from Top Ramen to Cup-o-Noodles…

That’s right - nearly ZERO in return! It was an epic failure.

But I didn’t give up. And through trial and error over the past two decades, I now know a secret almost no one’s talking about.

Want to know what it is?

Tune into this week’s episode of the Credit Repair Business Secrets Podcast and find out!

Key Takeaways for This Week:

How I almost lost it all by taking some bad marketing advice (1:34)
The biggest secret about credit repair marketing nobody is talking about (2:23)
Why you don’t need paid advertising when you’re just starting out (3:18)
How to successfully market your credit repair business for free (4:50)
Why you need to start making videos right away (6:04)
How to get booked as a guest on podcasts (7:52)
Why is networking so important? (9:27)
How Ashley Massengill built her credit repair business without paying for ads (10:18)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe so you stay up to date with our latest episodes!

Can You Create a Successful Credit Repair Business Just by Building Relationships? - Alicia Ault Jul 28, 2020

Show notes

This week, I had the pleasure of talking to Alicia Ault, a successful credit repair entrepreneur and certified credit counselor with over 16 years of experience.

Before getting into credit repair, Alicia used to work at a mortgage company. After seeing people being rejected time and time again because of their poor credit scores, she decided to take action and do something about it.

Alicia developed a passion for credit repair, and today, she is helping hundreds of clients, while having a quarter-million-dollar run-rate. She grew her entire business with absolutely no advertisement, just by building relationships!

In this episode, Alicia tells her story and shares her secrets about building quality, long-lasting relationships with your clients.

Stick around, it’s going to be a great one!

Key Takeaways for This Week:

Why Alicia got into credit repair (1:52)
How did Alicia learn about credit repair? (3:39)
Transitioning from a mortgage company job to running her own business (5:51)
How Alicia got her first clients (7:11)
How to build good relationships with your clients (9:24)
When should you ask a client for a testimonial? (13:20)
Learning about credit repair through trial and error (17:05)
What is the Money Game Expert? (21:17)
Rapid-fire questions with Alicia Ault (22:50)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe so you stay up to date with our latest episodes!

Basic Steps To Credit Disputing Jul 21, 2020

Show notes

Does the idea of going to battle with the credit bureaus and disputing items on your client’s credit report scare you?

It’s okay if it does. You’re not alone!

But the truth is, credit disputing is all based on the fact that it’s your right or your client’s right to repair their credit, and to delete inaccurate, incomplete, and outdated negative credit history. Even accurate items can be removed because often, there’s something inaccurate in how they were reported.

The Fair Credit Reporting Act and other laws give you the legal right to dispute anything on your credit report. Anything!

So in today’s article, I’m going to take the overwhelm out of the disputing process and simplify it, so it’s easy to do even if you’re a beginner.

Key Takeaways for This Week:

What does it mean to dispute items on a credit report? (1:25)
The basics of credit disputing (2:11)
How many people have errors on their credit reports? (3:33)
What you need to know to be successful at disputing (4:05)
How does Credit Repair Cloud help you be more efficient with your disputing? (4:56)
How to write dispute letters (5:29)
Why you should never do credit disputes online (6:13)
The two keys to successful credit repair (7:59)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe so you stay up to date with our latest episodes!

Credit Repair Old Wives’ Tales EXPOSED! Jul 07, 2020

Show notes

Have you heard of the “Magic 609 Dispute Letter” guaranteed to erase any negative remarks on your credit score?

Did you know if you wear red socks when you send in your letter, you have a better chance of getting an item removed?

Oh! And don’t forget to write your letters in all different fonts, so the credit bureaus don’t throw them out!

And one last thing… NONE OF THAT IS TRUE!

It’s all a bunch of MIS-information and credit repair old wive’s tales!

In this podcast episode, I’m exposing the truth about what works and what doesn’t so you’ll never be duped by another troll on Facebook, or an “overnight credit repair guru” ever again!

Key Takeaways for This Week:

Do you recognize any of these credit repair wives’ tales? (1:35)
Just because someone wrote it on the internet… (3:05)
What is credit repair (NOT) about? (3:48)
The most important thing about credit repair (4:50)
Which credit bureaus matter most? (5:28)
Best credit repair practices (6:29)
Credit repair is a fight, and you can’t back down (7:40)
How does our Credit Repair Cloud Millionaire, Samuel Naquin, change people’s lives? (8:58)
The Credit Hero Challenge protects you from old wives’ tales (10:03)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe so you stay up to date with our latest episodes!

BEWARE Of Phony Credit Repair Advice On How To Grow Your Business Jun 23, 2020

Show notes

Has this happened to you?

You start working on launching your business, only to get a ton of mixed messages about all these things you need. And the crazy thing is, everyone says you NEED THIS, and you NEED IT NOW?

I see this all the time in entrepreneurship, and especially in our Credit Repair Cloud Community. People get bombarded with a million messages about all the things they “should” do.

And it’s understandable. We all want shortcuts. We all want to start today and have robots automating our workflows tomorrow.

But the fact is - it just doesn’t work that way. And worse, by following every shiny new object, instead of learning the basics, you risk building your business on a foundation of quicksand.

Eventually, you’ll run out of time, money, and energy chasing all of these shiny objects, without the most basic foundation, and your business will collapse.

When you recognize these things for what they are - distractions - and you embrace the handful of steps between where you are now and getting our Millionaires Club Award, that’s when you’ll begin to build the business of your dreams!

So the big question becomes, what is the blueprint to success?

I’ll tell you. And guess what? By completing these steps in order, by keeping your head down, and working hard, while changing lives, you can get to that million-dollar mark, a whole lot sooner than you think!

Key Takeaways for This Week:

The biggest problem with the Shiny Object Syndrome (1:10)
My 10-step blueprint for credit repair success (2:42)
Top 3 ways for mastering your craft (3:15)
The best way to spread the word about what you can do (4:35)
When should you start charging for your services? (6:58)
How to market your business without spending a penny (8:49)
Why you need to focus on adding value (10:47)
The final four steps of my blueprint to success (12:00)
Credit repair is a people business (12:50)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe so you stay up to date with our latest episodes!

The Secret to Creating Luck Jun 09, 2020

Show notes

Those of you who are familiar with my story know that I didn’t come from money. When I was only 13, I was out on street corners, juggling my way to making a living.

And even at that very young age, I was obsessed with the question of luck. I always thought that if I could just figure out if there’s a way to make more, I’d eventually get to where I wanted to go. As it turns out - I was spot on!

The moment I learned the secret to luck, amazing things started to happen. I was able to do stuff that I once considered impossible.

Just to clarify, that doesn’t mean that everything went smoothly from then on end. I’ve had my share of failures, more than anyone I’ve ever met.

Still, there’s not a single doubt in my mind that learning how to create luck is what got me here. So for today, I’m going to share the secret I discovered a long time ago, hoping it will help you the way it helped me.

Key Takeaways for This Week:

What makes luck? (0:39)
We all have a choice to make (2:50)
Do you feel like the world is treating you well (3:43)
How is your attitude related to your success? (5:34)
What you get when you combine hard work with goal setting (7:16)
How do you benefit from positive thinking? (10:00)
The 4 steps to creating luck (10:59)
Success stories from the credit repair industry and manifesting luck (13:28)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe and stay up to date with our latest episodes!

Everything You Wanted to Know About Launching Your Credit Repair Business - Corey Gray (Part 2) Jun 02, 2020

Show notes

Welcome back, Credit Heroes! This week’s episode is the second part of my Q&A session with our very own resident credit repair expert, Corey Gray.

Last week, we answered a bunch of your burning questions, and today, we’re going to tend to a whole lot more. We’re going to be covering all sorts of topics and give tips regarding disputes, business management, marketing… You name it!

What makes this format so powerful is that all of the questions are coming directly from business owners or soon-to-be entrepreneurs who ran into some challenges real-world challenges.

If you’re looking to start or grow your credit repair business, there’s a good chance that you came across some of these obstacles yourself. Or you may encounter them at some point in the future, which is why you simply have to tune into today’s episode!

Answering your questions like this has been tremendous fun, and we’re probably going to organize these Q&A sessions more often. Let us know how you like them in the comments below or feel free to ask any of the burning questions you’d like an answer to.

Now, without further ado, let’s dive into your questions!

Key Takeaways for This Week:

Why are there so many different credit scoring models, and which one should you choose? (1:27)
The key to keeping your customers happy for a long time (6:09)
Is there a way to tie in a coaching business with credit repair? (8:58)
What to do if you want to get into business credit repair (10:36)
Why is persistence so valuable for being successful at credit repair (17:36)
Can you get late payments removed from your record? (20:12)
Why you should never make more than five disputes at once (22:30)
What’s the best form of marketing for credit repair businesses (25:46)
How to add positive credit (30:05)
Certified mail vs. regular postage (37:24)
What is piggybacking, and how does it work? (38:57)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe and stay up to date with our latest episodes!

Everything You Wanted to Know About Launching Your Credit Repair Business - Corey Gray (Part 1) May 26, 2020

Show notes

Hey there, Credit Heroes! Welcome to a very special episode of the Credit Repair Business Secrets Podcast. This week, I'm coming to you from the Credit Repair Cloud headquarters, and I'm joined by none other than our very own resident credit repair expert.

So please help me give a warm welcome to Corey Gray!

Some of you may have already met Corey inside our Credit Repair Cloud Community, but I think that this two-part Q&A session will be an excellent way to introduce him to all of you.

For this week, we're going to dive into the first round of your questions and talk about everything you ever wanted to know about launching your own credit repair business. We had tons of fun doing this, and I'm sure there is something in it for everyone!

Key Takeaways for This Week:

Introducing our very own resident credit repair expert - Corey Gray (1:19)
How to decide whether you should dispute with credit bureaus, creditors, or collections (6:34)
What you should do if you’re experiencing software issues (8:46)
The legal aspects of setting up your credit repair business (11:13)
How to best advertise your credit repair business locally (14:47)
Why you should guide your clients through the Credit Repair Cloud sign-up (19:08)
Business insurance recommendations for credit repair companies (24:13)
Is a simple bill good enough proof of debt? (28:25)
What happens if you are not bonded, and you get caught? (30:27)
The difference between a charge-off and a collection (35:05)

Additional Resources:

Get a free trial to Credit Repair Cloud
Sign up for the Credit Hero Challenge

Make sure to subscribe and stay up to date with our latest episodes!

Quarantine Special - Week 8 May 19, 2020

Show notes

Everyday life has changed so much recently that I can’t even keep track of how long we’ve been in quarantine. If I had to guess, I’d say we’re in week eight.

However, I did notice that something very peculiar is happening in the online world.

And no, I don’t mean people spending vast amounts of time streaming endless content - that’s actually been pretty great! I’ve binge-watched so many awesome TV shows and movies that I could usually never make time for.

But what I’ve noticed going on social media these days has raised my concerns. During my day off, I caught myself feeling very upset by all the negativity that I’ve stumbled across. And I assume that many of you have experienced something similar.

Today, I come to you with a quarantine special about why you have to deny these waves of negativity. Don’t let them poison your mind. It’s currently spreading like wildfire in the online world, and you have to rise above it. Your business is counting on you to do so.

Key Takeaways for This Week: