Credit Repair Business Secrets

Latest Episodes:

How to Fight Debt Collectors in Court and WIN with Vance Dotson Nov 29, 2022

Show notes

Hey Credit Heroes!

Today I'm joined by Vance Dotson, also known as Vance the Credit Doctor, who has the most unique business I've ever heard of. You see Vance is not an attorney, yet he makes a living by suing debt collectors, banks, and credit bureaus.

I met Vance at the Funnel Hacking Live conference a few weeks ago and as soon as I heard about his company I knew I had to invite him to the show.

Today he's going to show us exactly how he does it, so whether you're a credit hero or being chased by debt collectors, grab a pen and paper because you're going to want to take notes.

Tune in and leave the debt collectors behind!

Key Takeaways:

Intro (00:00)

Introduction of Vance (01:14)

The first tip for dealing with debt collectors (09:25)

How it turned into a business (15:00)

The second tip for dealing with debt collectors (19:30)

Buying people’s debt (20:09)

The third tip for dealing with debt collectors (22:04)

Difference between verification and validation (27:15)

The fourth tip for dealing with debt collectors (32:45)

Outro (01:01:04)

Additional Resources:

Make sure to follow Vance as well:

Company Website: https://www.vancethecreditdoctor.com/about.php
Instagram: https://www.instagram.com/vancedotson/
Facebook: https://www.facebook.com/vance.dotson
Mentor Site: https://www.vancedotsonmentorship.com/

Make sure to subscribe so you stay up to date with our latest episodes.

Holiday Debt & Regret: How to Avoid it Nov 22, 2022

Show notes

Hey Credit Heroes!

Did you know that 25% of Americans regret their holiday spending?

Every year, consumer spending peaks during the holidays, followed by a surge in holiday debt, as 41% of Americans finance 90% of their holiday spending with credit cards.

Now, you know that I’m not a fan of credit cards and that I don’t use them. But they’re a big part of our industry, and we need to address their impact. Good and bad!

When used responsibly, credit cards are a convenient way to build your credit profile, and they can provide quick financial relief when in a pinch. But when used on items you don’t need or can’t afford, credit cards can be a fast track to financial ruin…

So, with the shopping season around the corner, today's episode will be all about the dark side of holiday shopping, why it causes so many credit issues and what you can do to avoid it.

Tune in and say goodbye to holiday regrets!

Key Takeaways:

Intro (00:00)
Holiday debt statistics (01:14)
Consumer behavior during an economic crisis (02:32)
What can you do to help? (04:12)
How long does it take to pay off holiday debt? (05:46)
Three secrets to avoid holiday debt and holiday regret (09:16)
Facebook community spotlight (12:38)
Outro (15:04)

Additional Resources:

Make sure to subscribe so you stay up to date with our latest episodes.

How To Generate Leads On Youtube With Dave Cousins And Michael Drake! Nov 15, 2022

Show notes

Hey Credit Heroes!

Today I am joined by two very special guests: Dave Cousins and Michael Drake, co-founders of The Credit Team, also known as Team No Days Off.

I met Dave and Michael a few weeks ago at the Funnel Hacking Live conference. The moment I met them and heard their story, I knew I had to get them on my podcast.

Dave and Michael run a successful credit repair business they started while in the Navy. Their business really took off once they started posting on YouTube. Now their YouTube channel has over 50,000 subscribers and their business is thriving more than ever!

In this episode, they'll share how their business got started, how they grew their YouTube channel and turned it into their main lead source, and what their future plans are.

Make sure to check it out!

Key Takeaways:

00:00 - Intro
02:28 - How Dave and Michael met in the Navy and started their business
13:15 - How they devoted themselves fully to their credit repair business
17:08 - How they turned Youtube into their biggest lead source
22:31 - What analytics they follow and how the data impacts their business
24:45 - The five levels of awareness
28:26 - Rapid fire questions section

Additional Resources:

Guests: Dave Cousins and Michael Drake - The Credit Team (AKA) Team No Days Off

Website: https://thecreditteam.kartra.com/page/PwB385

Youtube: https://www.youtube.com/c/DaveCousins07

Instagram: https://www.instagram.com/davetalkscredit/

Facebook: https://www.facebook.com/jointhecreditteam

Get a free trial to Credit Repair Cloud

Get my free credit repair training

My interview with Millionaire Club member Robin

Make sure to subscribe so you stay up to date with our latest episodes!

Why Celebrating Milestones Will Improve Your Business! Nov 08, 2022

Show notes

Hey, Credit Heroes!

This is my 150th Podcast Episode, and today I'm talking about Business Milestones and why celebrating them will help you achieve amazing success!
Recognizing a Business Milestone or Achievement is an opportunity to market to customers, form bonds with your team, set even bigger goals, and give yourself a well-deserved pat on the back!

So, if you want your success to inspire more success, your wins to multiply, and your business to grow faster…

Make sure to check it out!

Key Takeaways:

Intro (00:00)
Milestones measure the distance to Success (01:31)
The more you Celebrate your Business (02:13)
What you choose to Celebrate (04:33)
Company Anniversaries or Achievements (05:43)
Product and Service Milestones (07:07)
Staff Anniversaries and Achievements (10:17)
The 150th Episode of this Podcast (12:55)
Our Credit Repair Community Spotlight (14:20)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- My interview with Millionaire Club member Robin

Make sure to subscribe so you stay up to date with our latest episodes.

Spooky! The Scariest Credit Repair Stories We Have Heard! Nov 01, 2022

Show notes

Hey credit heroes!

In today’s episode, we are going to go through the scariest credit repair stories from our Facebook Group!

From people being forced to evict themselves, to credit interest rates almost tripling overnight… These are the spookiest stories we have as part of our Halloween special!

Make sure to check it out!

Key Takeaways:

Intro (00:00)
My scariest credit repair story (02:29)
How Henry was forced to evict himself (07:02)
A massive credit score drop (09:23)
Our spookiest payday loans story (10:39)
Our credit repair spotlight (15:50)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

Make sure to subscribe so you stay up to date with our latest episodes

BREAKING! Congress Calls for Credit Bureau Investigation! Oct 25, 2022

Show notes

Hey Credit Heroes!

In today’s episode, I’m gonna be presenting to you a credit repair bombshell that has just been dropped by Congress!

If you haven’t heard, the chairman of the Select Subcommittee on the Coronavirus Challenge has called on the CFPB to investigate Experian, Equifax and TransUnion!

Why? For allegedly failing to address consumer disputes, as well as discarding disputes without investigation and potentially violating the Fair Credit Reporting Act.

In today’s episode, I’m going to be going through the allegations that have been made, and what it means for our industry. Make sure to check it out!

Key Takeaways:

Intro (00:00)
What’s going on right now (02:38)
What the subcommittee found (06:02)
My takeaway from the findings (15:35)
Our credit repair cloud Facebook spotlight (17:11)
Episode wrap-up (20:08)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

Make sure to subscribe so you stay up to date with our latest episodes

The 10 Biggest Credit Repair Myths Oct 18, 2022

Show notes

Hey Credit Heroes!

You know… there’s the old saying that, ‘A lie makes it halfway round the world before the truth even puts on its shoes…’

(And the ironic part is that that quote is actually a small myth… since most people think it’s from Mark Twain!)

But anyway… today we’re gonna show you how powerful myths are by telling you the Top 10 Credit Repair Myths.

In today’s episode I’m gonna break down and expose all of the biggest credit repair myths that fly around, and what you really need to know about credit repair!

We’ll be discussing whether a debit card improves your credit, whether your income and education impact your credit score, and so much more!

So you better stick around!

Key Takeaways:

Intro (00:00)
Some of the most common credit myths (03:15)
Are credit bureaus part of the US government (05:35)
Do income and education impact your credit? (06:16)
Does debt matter? (06:51)
How renting impacts credit (07:19)
Using a debit card and credit (07:46)
Should you pay off overdue debt? (08:39)
Closing credit cards (09:16)
How marriage and divorce impact credit (09:54)
Should you be checking your score? (11:04)
The last credit repair myth (11:41)
Facebook Community Spotlight (13:01)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

Make sure to subscribe so you stay up to date with our latest episodes

Can YOUR Credit Be Affected By Evictions? Oct 11, 2022

Show notes

Hey credit heroes!

In today’s episode we’re talking all about evictions.

Because there is gonna be a tidal wave of evictions crashing down on our economy in the next couple of years and you credit heroes need to prepare for it.

Because according to the U.S Census Bureau, 3.8 million tenants will be evicted from their homes in September and October.

This is a massive issue which the industry needs to fix right away!

In today’s episode, we’re gonna be talking about how you can avoid evictions, and how you can remove them too.

So you better stick around!

Key Takeaways

Intro (00:00)
How many people could be evicted this month (01:14)
My own story with eviction (02:18)
How is this happening (04:02)
Why evictions are complicated (08:19)
The 5 steps to removing evictions from credit (11:25)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

Make sure to subscribe so you stay up to date with our latest episodes

How to Bootstrap Your Dreams From Nothing Oct 04, 2022

Show notes

Hey credit heroes!

Today’s episode is a little bit different from usual.

That’s because over the weekend, I was lucky enough to have attended Funnel Hacking Live!

For those of you who don’t know, this is an event held by Russell Brunson and Clickfunnels, where we have learned most of our marketing secrets to be able to grow Credit Repair Cloud to the scale it is at now!

And when I was there, I was awarded as the Bootstrapped Entrepreneur of the Year! This meant a whole lot to me personally, and in today’s episode… I’m going to explain why.

After receiving the award, I was invited onto the stage to tell my story with the audience… and in today’s episode… I’m going to share it with you.

So make sure to check it out!

Key Takeaways: