Credit Repair Business Secrets

Latest Episodes:

Credit Repair Business 101: A Step-by-Step Guide for 2023 Apr 18, 2023

Show notes

Hey, Credit Heroes!

Despite what most economists say, most people with low credit scores aren’t bad with money or irresponsible. They’re just victims of an unfair financial system, which actively works against them.

And because of this, most people don’t know how to fix the problem themselves. That’s where you come in! Credit Heroes like you help clients achieve their financial dreams by cleaning up their credit reports and raising their credit scores.

But how do you take your knowledge of credit repair and turn it into a thriving business?

You follow the business blueprint I share with you today!

These tips are priceless, so you better stick around!

Key Takeaways:

Intro (00:00)
How To Build a Successful Credit Repair Business (01:41)
Step #1: Mastering Your Craft (04:51)
Step #2: Reviewing Relevant Laws (05:59)
Step #3: Creating a Business Plan (06:53)
Step #4: Choosing a Name (07:38)
Step #5: Choosing a Business Structure (08:07)
Step #6: Registering Your Business (08:48)
Step #7: Signing Up For an EIN (09:22)
Step #8: Opening a Business Account (10:29)
Step #9: Developing a Marketing Strategy (10:58)
Step #10: Creating Operation and Pricing Systems (11:46)
Step #11: Maximize Efficiency (12:18)
Step #12: Get to Work (13:07)
My Final Point (13:28)
Credit Hero Score (13:48)
Community Spotlight (14:13)
Outro (16:32)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- How to Delete Negative Items From Credit Reports INSTANTLY!

Make sure to subscribe so you stay up to date with our latest episodes.

Is It Time to Hire a Credit Repair Expert? Here’s What You Need to Know Apr 11, 2023

Show notes

Hey, Credit Heroes!

Does your credit score need to be repaired? When is the right time to hire a credit repair expert?

Those are the two most commonly asked questions in the credit repair world, and for a good reason! Most people only realize they have a low credit score after they apply for credit and get denied. Approximately 25% of Americans don’t know their credit score or how it’s calculated.

So today, I will explain exactly when a credit score needs attention and what consumers should look for when hiring a credit repair company. I will also explain what credit repair companies should look for in customers.

These tips are priceless, so you better stick around!

Key Takeaways:

Intro (00:00)
The Two Most Common Questions (00:55)
Credit Scores 101 (02:27)
How to Repair Credit (05:08)
Things to Consider When Hiring a Credit Repair Company (06:21)
Things Companies Should Look For in Clients (08:47)
My Final Point (09:50)
Credit Hero Score (10:07)
Community Spotlight (10:32)
Outro (12:53)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- How to Repair Your Own Credit FAST!

Make sure to subscribe so you stay up to date with our latest episodes.

DIY Credit Repair: How to Repair Your Own Credit Score FAST Apr 04, 2023

Show notes

Hey, Credit Heroes!

Do you want to learn how to boost credit scores like a pro?

While it may seem intimidating and overwhelming at first, credit repair really isn’t rocket science. It's a simple process that removes inaccurate information from credit reports and increases credit scores.

So, whether you’re trying to boost your own credit score or start a credit repair business, today I will explain how you can repair credit yourself.

So you better stick around!

Key Takeaways:

Intro (00:00)
Credit Repair 101 (00:53)
The Benefits of a Good Credit Score (02:49)
Credit Score Goals (03:24)
How to Boost Credit Scores (06:39)
My Final Point (10:34)
Credit Hero Score (10:53)
Community Spotlight (11:18)
Outro (13:54)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- Remove Late Payments from Credit Reports With This Proven Strategy!

Make sure to subscribe so you stay up to date with our latest episodes.

How TAXES can Ruin Your Credit - What You Can Do About It! Mar 28, 2023

Show notes

Hey, Credit Heroes!

Did you know that tax penalties can ruin your credit? It's true!

As if taxes weren't stressful enough, tax debt can ruin your credit and your life! So, with the tax deadline fast approaching, it's important to understand exactly how tax penalties affect your credit.

That's why in this episode of Credit Repair Business Secrets, I explain everything you need to know about tax penalties, how they impact your credit, and what you can do about it!

These tips will save you a lot of trouble, so you better stick around!

Key Takeaways:

Intro (00:00)
How Taxes Impact Credit (00:59)
Tax Penalties (02:29)
Why the Bureau Stopped Reporting Tax Penalties (03:58)
How Tax Penalties Impact Credit (04:43)
Setting Up a Payment Plan With the IRS (06:09)
My Final Point (08:00)
Credit Hero Score (08:25)
Community Spotlight (08:49)
Outro (11:20)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- Remove Court Judgments From Credit Reports!

Make sure to subscribe so you stay up to date with our latest episodes.

Secrets to Removing COURT JUDGMENTS from Credit Reports! Mar 21, 2023

Show notes

Sign up for our brand new 14-day Credit Hero Challenge.
Get the FREE Public Record Dispute Letter Templates Every Credit Hero Needs!

Hey, Credit Heroes!

If there is a court judgment on your credit report, there’s a very good chance that it shouldn’t be there!

For those new to credit repair, a court judgment is a formal order given by a judge that demands payment of a debt or damages following a lawsuit. They used to appear on credit reports and back then, they had a huge impact on credit scores. But the credit bureau decided to stop reporting them. Why?
To avoid lawsuits! Until a few years ago, inaccurate and inconsistent record-keeping between courthouses led to countless disputes, because the judgments did not meet the legal requirements to remain on people's credit reports.

Now you might think that this means that judgments are not a problem anymore, but that’s not the case. Because this policy is not protected by law!

That’s why today, I’m going to teach you how to remove court judgments from credit reports!

So you better stick around!

Key Takeaways:

Intro (00:00)
Court Judgments and How They’re Reported (00:54)
The impact of court judgments (03:37)
Step #1: Sign Up to Pacer (05:52)
Step#2: Request a Consumer Disclosure Report (06:08)
Step #3: Compare the information (06:23)
Step #4: Dispute the court judgment (06:49)
Step #5: Send a Letter to the Clerk of the Court (07:00)
Step #6: Demand for Deletion (07:45)
Credit Hero Score (09:49)
Community Spotlight (10:14)
Outro (11:08)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- Delete Collections With These 4 Proven Tactics!

Make sure to subscribe so you stay up to date with our latest episodes.

8 Simple Steps for Removing Identity Theft from Credit Reports! Mar 14, 2023

Show notes

Hey, Credit Heroes!

Did you know that around 33% of all US citizens have been victims of identity theft at some point in their lives? It’s true! And the problem is only getting worse.

The more time you spend online, the more opportunities criminals have to steal your identity. By stealing your identity, they can empty your bank accounts and charge your credit cards. In extreme cases, they can even obtain new credit cards, take out loans and buy property in your name. And as you might have guessed, all this shows up on your credit report and affects your credit score.

The good news is that there's a simple strategy to fight back against identity theft. Today I will show you exactly how to get all the items related to identity theft off credit reports in 8 easy steps.

So you better stick around!

Key Takeaways:

Intro (00:00)
How Identity Theft Impacts Credit (00:57)
Step #1: Contact the Three Credit Bureaus (05:13)
Step #2: Change All Your Passwords and Pins (05:37)
Step #3: Review Your Credit Reports With All Three Bureaus (05:45)
Step #4: Place a Freeze and a Fraud Alert on Your Report (05:54)
Step #5: Notify All of Your Creditors (06:22)
Step #6: Report the Fraud to the FTC (06:32)
Step #7: File a Police Report (06:39)
Step #8: Dispute All Fraudulent Items (06:56)
Credit Hero Score (08:49)
Community Highlight (09:14)
Outro (09:53)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- Delete Negative Items from Credit Reports INSTANTLY With This Easy Trick

Make sure to subscribe so you stay up to date with our latest episodes.

Erase FORECLOSURES from Credit Reports: Two Insider Strategies! Mar 07, 2023

Show notes

Get the FREE Public Record Dispute Letter Templates Every Credit Hero Needs.

Hey, Credit Heroes!

Did you know that foreclosures are the most damaging items that can appear on credit reports after bankruptcies?

It’s true! They can drop credit scores by a lot and many creditors won’t even consider lending to someone with a foreclosure on their record. And that’s not even the worst part!

A foreclosure on a credit report means that a person has lost their home and is unlikely to be able to buy a new one for a very long time because of the damage this causes to their credit.

So until the mortgage lending system changes, it is very important that people know how to remove foreclosures from credit reports.

That’s why today, I’m sharing two insider strategies for successfully removing foreclosures.

So you better stick around!

Key Takeaways:

Intro (00:00)
The Impact of Foreclosures (00:54)
The Two Types of Foreclosures (02:54)
Strategy #1: Disputing the Public Record (04:29)
Strategy #2: Sending a Qualified Written Request (07:56)
My Final Point (09:20)
Credit Hero Score (09:44)
Community Spotlight (10:09)
Outro (11:04)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- Behind the Scenes of a Million-Dollar Credit Repair Business

Make sure to subscribe so you stay up to date with our latest episodes.

NEW Tactics for Removing Bankruptcies from Credit Reports in 2023! Feb 28, 2023

Show notes

Get the FREE Public Record Dispute Letter Templates Every Credit Hero Needs.

Hey, Credit Heroes!

Bankruptcy is the single most damaging item that can appear on a credit report! It's true.

Filing for bankruptcy makes it practically impossible to get approved for loans, and it can stay on your credit report for up to 10 years.

The worst part is that most bankruptcies aren't even caused by financial irresponsibility, but by a single unexpected major life event, such as illness, job loss, or divorce. Given that 63% of Americans live paycheck to paycheck, it is not hard to imagine why so many bankruptcies occur.

But don't worry! There are NEW expert-level tactics to remove bankruptcies from credit reports. And in this episode, I'll share them with you!

So you'd better stick around!

Key Takeaways:

Intro (00:00)
Bankruptcy Explained (00:55)
How Bankruptcy Affects Credit (02:19)
Step #1: Sign Up For a Pacer Account (04:35)
Step #2: Request a Consumer Disclosure Report (05:07)
Step #3: Compare the Information (05:23)
Step #4: Dispute the Bankruptcy (05:49)
Step #5: Send a Letter to the Clerk of the Court Where You Filed for Bankruptcy (05:59)
Step #6: Demand Deletion (06:46)
Credit Hero Score (08:47)
Community Spotlight (09:12)
Outro (09:57)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- How to Delete Negative Items from Credit Reports Instantly!

Make sure to subscribe so you stay up to date with our latest episodes.

Credit Repair Secrets: Remove Short Sales & Boost Scores 160 Points! Feb 21, 2023

Show notes

Get the FREE Dispute Letter Templates Every Credit Hero Needs.

Hey, Credit Heroes!

Banks often tell people that short sales are better than foreclosures. But in reality, most lenders don't distinguish between the two, and they do the same damage to credit scores! So while short sales don’t sound as bad as foreclosures, the fallout is practically the same.

This is especially important now because short sales increase when the value of homes decreases. Luckily, I know the secret to removing them from credit reports, which can improve credit scores by up to 160 points! And today, I will teach you exactly how to do it.

So you better stick around!

Key Takeaways:

Intro (00:00)
How short sales impact credit scores (00:55)
Step #1 (03:21)
Step #2 (05:35)
Step #3 (06:04)
Step #4 (06:21)
Step #5 (06:47)
Credit Hero Score (08:48)
Community Spotlight (09:13)
Outro (10:02)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- My interview with Credit Repair Millionaire Bruce Politano

Make sure to subscribe so you stay up to date with our latest episodes.

Remove STUDENT LOANS from Credit Reports in 2023! Feb 14, 2023

Show notes

Get the FREE Debt Validation Letter Template Every Credit Hero Needs!

Hey, Credit Heroes!

For most Americans, student loans are a necessary step on the path to a good education and the life of their dreams. That's why 45 million adult Americans have student loan debt!

But if you miss a payment, student loans can quickly turn into a credit nightmare. So while we wait for the Supreme Court to rule on the massive Student Loan Forgiveness Plan, student loans are damaging our credit scores.

In this episode, I explain step-by-step how to remove them from credit reports and give you all the tools you need.

So you better stick around!

Key Takeaways: