Coffee and Coin Podcast

Latest Episodes:

184. How To Keep Negotiating Even When You're Told "No" Jun 20, 2024

Show notes

Have you ever been told "No" when negotiating your salary?

In this episode, Joy M shares her creative negotiation tactics, how she went from being a "saver" to being an "investor", and her biggest takeaways from joining the Wealth Circle. Plus, you'll get to hear the fun story about her incredible dog that walks itself!

LISTEN TO LEARN:

01:30 Treadmill Walking Dog
04:54 Job Title & Salary
06:00 Negotiate Beyond No
14:13 High Yield Savings
18:24 Genius 401K Strategy
24:01 Emergency Fund Tactics

RESOURCES

Join the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

183. How to Optimize Wealth Building During Unemployment Jun 06, 2024

Show notes

Are you facing unemployment and racking up debts because of it? Do you feel like you're not moving fast enough towards your financial goals?

In this episode, Shelly G. opens up about her turbulent 10-month-long unemployment journey and how she came out the other side. Although she accumulated almost $40,000 worth of debt, she has already made headway in paying it off, landed her dream job, and has creatively reduced her expenses.

LISTEN TO LEARN:

03:18 Shelly's G #MoneyWin
06:39 Her 2024 Word "Optimize"
10:50 Is Credit Card Debt Bad?
13:39 An Unplanned Sabbatical
29:44 Shelly's G Net Worth
34:00 Financial Accountability Partner

RESOURCES

Join the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

182. How to Get Your Kids Interested In Investing May 23, 2024

Show notes

Want to get your kids more interested in investing but don't know where to start?

In today's episode, Allegra is joined by Erika S., who has been talking to her kids about money since they were in the crib. Fast-forward 16 years, and her oldest has just opened a HYSA and is well on her way to a million-dollar net worth! Erika S. lays out her strategies for getting kids curious about wealth building from an early age and all the incredible takeaways she's gained from the Factora Community.

LISTEN TO LEARN:

06:25 Talking to kids about money
17:15 Opening an HYSA for her 19-year-old
19:30 Why HYSAs are so effective
23:00 Takeaways from Factora

RESOURCES

Join the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

181. How to Plan a Wedding Under $30K with Chris P. May 09, 2024

Show notes

Are you planning a wedding and looking for cost-saving strategies? Unsure of how to talk to your partner about finances?

In this episode, Chris P. shares her personal take on wedding planning with her partner, focusing on how they’re designing a celebration that not only honors their values, but also respects their financial goals. Chris also opens up about her fertility journey, highlighting the hidden costs and hurdles while preparing for a baby.

LISTEN TO LEARN

7:00 #FinanceFlirting
18:00 Cutting Wedding Costs
25:00 Wedding Budgeting
27:30 Prenups
30:00 Fertility Journey

RESOURCES

Join the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Join our FREE email mini-course and start building wealth today: factorawealth.com/wealth-building-101

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

180. Big News! The Wealth Circle is Now Self-Paced! Apr 25, 2024

Show notes

Have you been curious about the Wealth Circle but have yet to pull the trigger? Now's your chance!

In this episode, Allegra unveils exciting changes to the Wealth Circle, including a new self-paced course format. This format offers you more flexibility to learn at your own pace, ensuring you get the most out of your wealth-building journey.

RESOURCES

Join the Wealth Circle: factorawealth.com/wealth-circle

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

179. How Sarah B. Knocked 25% Off Her Mortgage in Just 2 Years Apr 11, 2024

Show notes

Want to pay off your mortgage in 10 years instead of 30?

In this episode, Sarah B.L. shares the nitty-gritty details of how she paid off 25% of her mortgage in just two years—and how she's on track to pay off her 30-year mortgage in just 10 years. She explains why this decision was the right choice for her family, the difference between good debt and bad debt, and how talking about money made her a more confident investor.

LISTEN TO LEARN

04:00 - Financing Her First Home
10:30 - How She Pays Her Mortgage
14:30 - Her Home Buying Strategy
21:00 - Her Factora Learnings

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

178. How to Make the Most Out of Your IRA Mar 28, 2024

Show notes

Did you know that you have until April 15th, 2024, to contribute to your 2023 IRA?

If you haven't maxed yours out yet, this episode will share everything you need to know about making the most out of your IRA.

Allegra and Whitney explain everything you need to know about the difference between Roth and Traditional IRAs, the restrictions on contributing to and withdrawing from IRAs, and why IRAs are great investments.

LISTEN TO LEARN

What an IRA is, and why you may want one even if you already have a 401(k)
How to make the most of your IRA and avoid costly penalties
A breakdown of the different types of IRAs - Roth, Traditional, SEP, and SIMPLE
How to determine which IRA is right for you and your goals
What action steps to take to open an IRA account

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

177. Wealth Management 101: Taylor R. & Allegra Break It Down Mar 14, 2024

Show notes

Feeling lost in the maze of financial tools and platforms? Curious about how others structure their finances for success?"

In this episode, Tay and Allegra reveal the ins and outs of their finance game, sharing the ins and outs of their account setups and the nifty tools that keep them sharp. From daily checks to annual overhauls, you'll discover how they effortlessly stay on top of their finances.

LISTEN TO LEARN

04:07 - Taylor’s Account Breakdown

07:47 - Lifestyle Analysis

14:05 - Taylor’s Financial Maintenance

21:18 - Allegra’s Account Breakdown

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

176. Real Estate Partnerships 101: Building Wealth Together Feb 29, 2024

Show notes

Are you hesitant about mixing business with friendship? Waiting to find your forever partner before purchasing a home?

In this episode, serial real estate investor Stef shares her journey of blending business with pleasure and harnessing the power of partnership to grow her real estate portfolio to an impressive 19 properties! Whether considering investments with friends, family, or both, this episode provides the insights and guidance necessary to confidently and clearly navigate the complexities involved.

LISTEN TO LEARN

03:32 - Stef's Real Estate Portfolio Breakdown

08:00 - "Houses before Spouses"

21:00 - LLC's & Operational Agreements

26:00 - Real Numbers & Examples

47:00 - 1031 Exchange

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

175. How Modern Women Invest to Build Wealth Feb 15, 2024

Show notes

Curious about what it takes to start your own side hustle or invest in startups? Are you ready to unlock the secret to building a seven-figure net worth?

In this episode, we're sharing a recording from our January Community Event, where three Wealth Circle graduates joined Allegra to share their transformative journeys and strategies, including a remarkable transition from a $62K salary to an impressive $200K a year and another inspiring tale of a net worth leap from $60K to a staggering $682K.

LISTEN TO LEARN

04:45 - Success Stories of Wealth Circle Alumni

18:50 - Investment Asset Classes

20:00 - Starting A Food Truck Business

24:00 - Real Estate Investing

37:50 - Talking about Money

43:00 - Wealth Circle Q & A

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

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