Coffee and Coin Podcast

Latest Episodes:

174. How to Build a Million-Dollar Net Worth Feb 01, 2024

Show notes

Is it ever too late to start investing? Can understanding your 401k really make a difference in your financial future?

In this episode of Coffee and Coin, our Founder & CEO Allegra breaks down how she built a million-dollar net worth in less than 5 years while making $75K/year. (And guess what? Factora's 2024 Wealth Circle is your ticket to do the same.)

LISTEN TO LEARN

09:00 - Allegra's Story

19:00 - What Is Financial Freedom?

24:30 - Factora's Financial Framework

28:00 - Success Stories

36:00 - Wealth Circle Q & A

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

173. Why Waiting to Invest Could Cost You Big: Unveiling Stock Market Secrets Jan 25, 2024

Show notes

Ever felt overwhelmed by the idea of stock market investing?

In this episode of Coffee & Coin, Allegra and Whitney dive deep into the world of stock market investing. They explore why waiting to invest can be a costly mistake, break down the mechanics of market cycles, and discuss how dollar-cost averaging can transform your investment strategy. Learn about managing risk, ignoring the sensational news, and the power of starting now!

LISTEN TO LEARN

05:55 - Why You Should Invest in Stocks

07:17 - How the Stock Market Works

09:44 - Stock Market Cycles

14:30 - Why You Shouldn't Wait

35:00 - Strategies You Should Employ

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

172. Net Worth Diaries: How Liz B. Doubled Her Small Business Revenue in 1 Year Jan 18, 2024

Show notes

Ever wondered how to grow your net worth while juggling multiple roles?

Join us in this inspiring episode of Coffee & Coin where Liz B shares her incredible journey as a small business owner and creator. She went from balancing three part-time jobs to doubling her business revenue in just one year. Liz’s story is a testament to the power of financial education and mindset. Get ready for insights on overcoming financial shame, embracing entrepreneurship, and the importance of community in wealth-building.

LISTEN TO LEARN

08:30 - Overcoming Financial Shame

15:00 - Entrepreneurship Journey

23:00 - Net Worth Breakdown

35:00 - Shame-Free Money Goals

37:00 - Starting Small with Investing

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

171. Net Worth Diaries: How Cris V. went from -$62K to $205K in 3 Years Jan 04, 2024

Show notes

Are you working to increase your net worth in 2024?

Tune in to this eye-opening episode, where we delve into Cris V's inspiring journey from having a negative net worth to building substantial wealth. Cris shares her candid experiences in navigating the tech world, making calculated risks in real estate, and the life-changing impact of the student loan pause. Plus, the importance of aligning career choices with your personal values, not just the paycheck.

This episode is packed with actionable insights on wealth-building, overcoming financial challenges, and the power of community in financial education.

LISTEN TO LEARN

07:30 Buying Her First Home

09:00 The Factora Wealth Community

20:00 The Student Loan Pause

25:30 Job Salaries & Benefits

29:00 Her IVF Journey

33:00 Retirement Accounts & Side Hustles

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

170. Factora Round-up: The Gender Pay Gap & 2024 Tax Strategies Dec 21, 2023

Show notes

In this episode, we're tackling crucial topics like the gender pay gap, the realities of salary negotiation, and the impact of maternity leave on women's earnings. Plus, we're diving into the 2024 tax bracket changes and how they affect your wealth-building journey.

Whether you're navigating salary negotiations or optimizing your tax strategy, this episode is packed with valuable insights to help you increase your net worth.

LISTEN TO LEARN

02:30 Debunking the Gender Pay Gap Myth

15:45 The Impact of Maternity Leave on Women's Earnings

27:10 Exploring Salary Transparency Laws

40:50 Navigating the 2024 Tax Bracket Changes

55:30 Personal Finance Updates from Our Hosts

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

169. WTF is an HSA? Grow Your Wealth with a Health Savings Account Dec 07, 2023

Show notes

Welcome to another episode of Coffee & Coin, where we're on a mission to lead 1 million women to $1 million in net worth!

Join Allegra and Whitney as they explore the intricacies of HSAs and share valuable insights on leveraging these accounts for significant tax savings and investment opportunities.

Whether you're a seasoned investor or just starting out, this episode is packed with practical advice to help you make informed decisions about your financial well-being.

LISTEN TO LEARN

10:00 The Triple Tax Benefits of HSAs

15:00 HSA vs. FSA: Breakdown of differences and advantages

27:00 Whitney & Allegra’s HSA Strategies

32:00 A step-by-step guide on setting up and managing your HSA

RESOURCES

Learn more about the Wealth Circle: factorawealth.com/wealth-circle

Join 6 Figure Savings: factorawealth.com/6-figure-savings

Get our FREE financial framework workbook: factorawealth.lpages.co/grow-net-worth-workbook

Get our FREE investing checklist: factorawealth.lpages.co/investing-checklist/

Instagram: www.instagram.com/factora_wealth/

YouTube: youtube.com/@factora_wealth

Visit our website: www.factorawealth.com

Got a question or a topic you'd like us to cover? Message us on Instagram @factora_wealth. Don't forget to subscribe and share this episode with someone who could benefit from it!

168. Net Worth Diaries: How Sarah P. 3X Her Investment Rate Nov 21, 2023

Show notes

Ever wondered how joining a wealth circle could transform your financial journey? Curious about the real-life impact of intentional investing?

On this episode of Net Worth Diaries, Sarah P. takes us on a captivating journey from low-paying non-profit jobs to doubling her salary and investing rate. As a facilitator in the Wealth Circle, she delves into her fulfilling career and the importance of making financial moves aligned with your interests.

Listen to hear:

Getting over the fear of investing
Tripling your investing rate
Variety brokerage account options
Real-life examples, numbers, and breakdowns

Tune in to uncover the empowering world of intentional wealth-building and discover how a supportive community can turn your financial goals into reality. 💰✨

Join the Wealth Circle Waitlist: https://www.factorawealth.com/wealth-circle

Download our FREE financial framework workbook: https://factorawealth.lpages.co/grow-net-worth-workbook/

167. Unlocking Financial Freedom: How to Calculate Your Retirement Number Nov 09, 2023

Show notes

Are you dreaming of early retirement and financial freedom? Wondering how to calculate the magic number that can make your dreams a reality?

In this episode, Whitney and Allegra demystify the 4% rule, explore various asset classes for generating passive income in retirement, and craft a clear roadmap for you to seize control of your financial future.

Listen to hear:

How to calculate your retirement number
The 3% rule vs the 4% rule
How to conduct a lifestyle analysis
Real-life examples, numbers, and breakdowns

Join the Wealth Circle Waitlist: https://www.factorawealth.com/wealth-circle

Download our FREE financial framework workbook: https://factorawealth.lpages.co/grow-net-worth-workbook/

166. How to Stand Out in a Competitive Job Market and Increase Your Salary Oct 26, 2023

Show notes

Are you looking for a new job or thinking about switching careers? Do you want to earn more at your current company?

In today's episode, Allegra is joined by two recruiting and salary negotiation experts who are passionate about helping women level up their careers, secure leadership roles, and earn more at work.

Listen to learn how to:

Create a customized job search plan
Effectively research roles & companies
Build your personal brand
Submit applications that get noticed
Identify your salary band and negotiate for higher compensation

Want to be the first to know about future workshops like this one? Sign up for our newsletter: factorawealth.com/newsletter

165. Financial Self-Care: Savings, Investing, and Smart Spending Habits Oct 12, 2023

Show notes

Are you wondering when's the right moment to dive into saving and investing? Ever thought about how you can just sit back and watch your money grow effortlessly in a brokerage account?

In today's episode, the Factora team is diving deep into the realm of financial self-care, exploring how daily habits and practices play a crucial role in shaping your financial future. Liz, Taylor, and Allegra cover everything from savings buckets, value-based spending, and the divide-and-conquer approach to financial planning.

Listen to hear:

The importance of setting up systems and automation
How to decide if purchases align with your values
How to divide and conquer finances as a couple
A breakdown of the different types of emergency funds & savings buckets

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