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    Business

    Catching Up to FI

    A mindset, money, and life podcast for late starters catching up to Financial Independence.

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    Copyright: © 2024

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    Latest Episodes:
    Do Budgets Really Suck...or Not? | Bill Yount & Becky Heptig | 010 Apr 16, 2023
    Show notes

    Bill and Becky take off the gloves and go to war. To budget or not to budget...that is the question. Bill is a "nerd light" tracker. Becky is an all-in spreadsheet nerd budgeter. This is a smackdown on what type of budget is best, styles, pros, cons, and apps. Listen to the end and find out how Bill budgeted for skydiving and Becky for race car driving.

    🔗 Connect with us!

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    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    YNAB

    Mint

    Every Dollar

    Empower (formerly Personal Capital)

    Quicken

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    We're Talking Millions! Part 2 | Paul Merriman | 009 Apr 09, 2023
    Show notes

    This is Part 2 of a conversation with Paul Merriman about his book We're Talking Millions! Part 1 is Episode 8. Here we talk about Dollar Cost Averaging, managing taxes, Target-date funds, Small Cap Value, rebalancing, and more. Paul is an expert on index funds and asset allocation. He is a passionate educator focused on helping individual and DIY investors.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)

    📗 We're Talking Millions!: 12 Simple Ways to Supercharge Your Retirement

    www.paulmerriman.com

    Sound Investing Podcast

    Free Ebooks

    2 Funds for Life

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    We're Talking Millions! Part 1 | Paul Merriman | 008 Apr 02, 2023
    Show notes

    Paul Merriman is a retired financial advisory firm founder with over a billion dollars of assets under management when he sold his company in 2012. He is a passionate financial educator who aims to help the individual investor. Today we are fortunate to have him spend time with us talking about 12 simple ways to supercharge your retirement. This is Part 1 of a 2-part episode full of nuggets of wisdom.

    CORRECTION: Please note that at minute 15 there is a numerical error. "I misspoke and said $100 in stocks grew from 7,500 to 12,000 and it should have been 750,000 and 15 million."

    🔗 Connect with us

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    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    www.paulmerriman.com

    Sound Investing Podcast

    The Merriman Financial Education Foundation

    Free Ebooks

    https://opensocialsecurity.com

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    From Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007 Mar 26, 2023
    Show notes

    Jackie Cummings Koski, CFP, has been featured on CNBC, The Rachel Ray Show, Marketwatch, Forbes, and People Magazine. She is a single mother and a force in financial education who grew up in poverty, started late on her path to FI, and "finished early" with a net worth of $1.4M at 49 years old. Her story is incredible. Her wisdom is vast. Her dream of a financially literate society is a palpable passion. She is not done yet!

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)

    Jackie can be reached at Money Letters

    Jackie supports Better Investing

    Jackie's Book Money Letters 2 My Daughter is available for purchase on Amazon

    If you wish to obtain an In Case of Emergency (ICE) Binder, you can find it at Emergency Binders

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Is It Ever Too Late? | Earn & Invest Podcast | 006 Mar 19, 2023
    Show notes

    Becky and Bill are interviewed by Jordan Grummet, aka Doc G, on the Earn & Invest Podcast.

    We attempt to answer the question is it ever too late to start among other topics for late starters. We are out of town at the Econome Conference and will return with a new guest next week.

    🔗 Connect with us

    Buy CUtFI a coffee

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    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Broken Vessels, Recovery, & Forgiveness | Deanna Hutchison | 005 Mar 11, 2023
    Show notes

    Deanna Hutchison of www.brokenvesselsmadewhole.life had an alcohol and drug addiction that left her devastated personally and financially in mid-life. She talks with us about her journey from despair to redemption, recovery, and forgiveness on her late start in life and financial independence. Her story, message, and mission are powerful. This is a must-listen inspirational episode.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    Broken Vessels Made Whole

    Dave Ramsey

    Financial Peace University

    JL Collins, The Simple Path to Wealth

    ChooseFI

    The ancient Japanese art of Kintsugi

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Borderless FI: Thunder Down Under | Late Starter Fire | 004 Mar 05, 2023
    Show notes

    Bill & Becky are joined by their first guest, Late Starter FIRE, hails from Down Under in Melbourne Australia. She woke up to financial independence at 47 and is on track to retire at 55! She takes us through her action plan for late starters available on her website www.latestarterfire.com.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    LateStarterFire

    Late Starter Fire Action Plan

    Use discount code cathcinguptofi at checkout to get the Action Plan + Companion Journal for the price of the action plan alone.

    Late Starter Fire Facebook Group

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Sinking Funds Are Sexy | Bill Yount & Becky Heptig | 003 Feb 27, 2023
    Show notes

    Bill and Becky talk cash flow planning and sinking funds. We try and make them sexy and help you see why they are an invaluable way to take care of occasional expected expenses and unexpected financial surprises.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Gotta Have Faith & Money | Becky Heptig | 002 Feb 19, 2023
    Show notes

    Bill interviews his co-host Becky and takes you on a behind-the-scenes look at how she and her husband started with a net worth of zero at fifty and retired "earlier than never" at 63!

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    www.startedat50.com

    https://www.facebook.com/groups/725860611251916

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    A Boat Named YOLO | Bill Yount | 001 Feb 19, 2023
    Show notes

    Becky interviews her co-host Bill regarding his conflicted relationship with money on the way to financial recovery after a late start on the journey to financial independence.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    Catching Up to FI | Facebook

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


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