Catching Up to FI

Latest Episodes:

Dimes Everywhere | Amberly Grant | 020 Jun 18, 2023

Show notes

Amberly Grant is a community leader, financial educator, real estate investor, and was recently featured on CNBC's Make It Series. She currently owns seven doors between Canada and the US, comprised of STRs and LTRs. She creates financial educational content on Instagram, hosts a Tuesday FinTalks (where 30-50 people from all walks of life talk weekly about different financial topics), runs a mentorship program, and mastermind. She does all this while holding down a W-2 job and breastfeeding her first child. Amberly is bubbly, energetic, quirky, and determined to bring others along with her on the path to financial independence.

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Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

50% Rule of Real Estate Investing

CNBC Make It! Series

FinTalks

CampFI

Amberly Grant Finance

Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Hard & Soft Sides of Retirement | Fritz Gilbert | 019 Jun 11, 2023

Show notes

Fritz Gilbert is the author of the popular blog The Retirement Manifesto with over 13,000 subscribers. He takes us on his journey to retirement in his fifties and discusses the hard (monetary) and soft (non-monetary) sides of retirement. He emphasizes the importance of both and that the numbers are the easy part making up only really 20% of the journey to time freedom. We discuss the "what are you going to do with your freedom" when you get there and when you should start that transition. This is a long one, but you are gonna want to hear it all.

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)

The Retirement Manifesto

Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years by Fritz Gilbert

John Bogle

Vanguard

How To Do A Backdoor Roth IRA, White Coat Investor

Are Safe Withdrawal Rates Ridiculous

Wade Pfau Retirement Researcher

Capital One 360

Our Retirement Investment Drawdown Strategy, The Retirement Manifesto Blog

Is The Bucket Strategy a Cheap Gimmick, The Retirement Manifesto Blog

Mike Piper

Retirement Heaven or Hell: 9 Principles For Designing Your Ideal Post-Career LIfestyle by Michael Drak

Freedom for Fido

It's Never Too Late To Save For Retirement, The Retirement Manifesto Blog

Freedom For Fido Facebook Page

Avocado Toast & Guardians of the Galaxy | Amy Coroso | 018 Jun 04, 2023

Show notes

Amy Coroso is a passionate advocate for women's financial literacy and retirement equality. She is a divorced single mother of two boys with a middle income who woke up in her mid-forties to face her own financial illiteracy and poor planning. She is now on track to reach financial freedom at 59. She is also a brand new author and financial coach. She has turned her financial weaknesses into the superpower of helping others build their financial muscles. This is her first podcast guest appearance ever!

🔗 Connect with us

Buy CUtFI a coffee

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Planning Your Retirement Life: Secure Your Future NOW: A Woman's 8-Step Guide To Financial Freedom, Even If You Have No Money, No Time, and Don't Know Where to Start

CBS News Article, The Shocking Reality for US Moms, Half Have No Retirement Savings

Tardus Wealth Strategies Income Snowball

AJC Publications

National Financial Education Council

Happy Money Books

Amy's email: amy@ajcpublications.com

Patience & Persistence | Vincent Pugliese | 017 May 28, 2023

Show notes

Vincent Pugliese was a self-proclaimed thief, taker, and failure in his formative years. He later evolved into an award-winning professional photographer. In his most recent life, he is an author, motivational speaker, professional coach, a time freedom fighter, an eternal optimist, and a giver. He is a contrarian philosopher and does not believe in FIRE (Financial Independence Retire Early) or Retirement. This show is not about money, at least directly. Bill & Becky talk with Vincent about freelancing to freedom and a wealth of connections. Let us take you on a mindset journey into your best life now. Why wait?

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Buy CUtFI a coffee

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

The Go Giver by Bob Burg and John David Mann

Seth Godin

Total Life Freedom website

The Wealth of Connection by Vincent Pugliese free audio book

Total Life Freedom School

Total Life Freedom Mastermind and Community

The Power of Cash Flow Planning | Sarah-Catherine Gutierrez | 016 May 21, 2023

Show notes

Rumba and JOMO are "characters" in the story of Olivia who is the heroine of Sarah Catherine Gutierrez's book: But First, Save 10: The One Simple Money Move That Will Change Your Life. Olivia is an 18-30-year-old woman at the beginning of her financial journey, but her path is applicable to all of us late starters of any age. SC is a friend, a certified financial planner, and sucked at math. She is also a game changer in the financial industrial complex. In this episode, we dive into her story, dreams, and goals. Along the way, we talk about Cash Flow Planning, The Tax Efficient Waterfall, Women and Money, and Save, Save, Save. You will not want to miss this episode.

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Buy CUtFI a coffee

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Aptus Financial

Ladysplaining Money

But First, Save 10

Signed copy of Sarah Catherines' Book, But First Save 10: The One Simple Money Move That Will Change Your Life

Birthdays, Funerals, Cars & More Cars | Bill Yount & Becky Heptig | 015 May 21, 2023

Show notes

Bill & Becky chit-chat about what is going on in their lives this week. This week we had birthdays, funerals, and car trauma. Life throws us curve balls. It surprises us with joy, sorrow, and challenges. Time is fragile and not guaranteed. As humans and late starters, we are incredibly resilient, adaptive, and resourceful. We are here not just to survive, but to thrive together.

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Buy CUtFI a coffee

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Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

$1M Debt!: "One Dollar at a Time" | Naseema McElroy | 014 May 14, 2023

Show notes

Naseema McElroy is a force of nature and an inspiration in the financial literacy space, especially for late starters. She comes from very humble beginnings, raised by a low-income single dad. She is a strong black woman, a single mom of 2.5 kids, a labor and delivery nurse, and a "financially intentional" wiz! Her debt paydown story is incredible, yet still applicable to anyone with debt to pay off. Her personal story of resilience and perseverance is equally incredible.

🔗 Connect with us

Buy CUtFI a coffee

Record a message for CUtFI

Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Financially Intentional

Smart Money: The Step-by-Step Personal Finance Plan to Crush Debt

Investing for Kids eBook

Life & Taxes | Sean Mullaney | 013 May 07, 2023

Show notes

Sean Mullaney is the FI Tax Guy. Like budgets, the B word, taxes, or the T word can be intimidating and generate stress and avoidance. Sean makes tax planning and retirement accounts fun and engaging. We must all play the tax game by the rules and work to pay the least tax allowable under the law. Taxes are one of our biggest costs in life and always remember that what you don't spend, you get to keep.

Sean is a financial planner and writes The FI Tax Guy blog focused on the intersection of tax and financial independence. In 2022 he authored the book Solo 401(k): The Solopreneur's Retirement Account.

🔗 Connect with us

Buy CUtFI a coffee

Record a message for CUtFI

Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Mullaney Financial & Tax

The FI Tax Guy

The Advantages of Living on Taxable Assets First in Early Retirement

Sean's TikTok Advice Blog Post which includes Tax Rate Arbitrage

Early Retirement and Social Security

HSAs and Previously Unreimbursed Qualified Medical Expenses

Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Becky, Bill and the Catching Up to FI podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., and their services.

Fast Times & Caddyshack | Mark Trautman | 012 Apr 30, 2023

Show notes

Mark Trautman is a community member, he was a caddy, a valet, and a mutual fund manager for 25 years and retired early at 50. He lives off his portfolio and in Crested Butte, CO. Mark lost his lovely wife to cancer two years ago. He is a financial whiz and takes us on his personal and money journey dropping knowledge bombs the entire show. From Tigger backpacks to Coca-Cola compounding to 529s you'll hear much about Mark's Money Mind! Don't miss this one.

🔗 Connect with us

Buy CUtFI a coffee

Record a message for CUtFI

Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Mr. Money Mustache's "The Shockingly Simple Math to Early Retirement"

After the Death of Your Spouse: Next Financial Steps for Surviving Spouses by Mike Piper

Die With Zero: Getting All You Can From Your Money and Your Life by Bill Perkins

ICE Binder

Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free LIfe by Jordan Grumet

Mark's Money Mind

Ramit Sethi

Brad Kontz Money Scripts

Stacked: Your Super-Serious Guide to Modern Money Management by Joe Saul-Sehy and Emily Guy Birken

The Wealthy Barber: Everyone's Common Sense Guide to Becoming Financially Independent by David Chilton

The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley

Coins & Couch Cushions | Jennifer Allen | 011 Apr 23, 2023

Show notes

Jennifer Allen, a Catching Up to FI Facebook community member, joins us for her first podcast! We talk about her journey to FI in her early 50s from a health scare wake-up call at 40. We touch on topics like spousal buy-in, geo-arbitrage, FI healthcare prior to Medicare, tax and income optimization in retirement, and IRMAA, among many others.

🔗 Connect with us

Buy CUtFI a coffee

Record a message for CUtFI

Thank you to our sponsors:

Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

Nectarine: Advice-Only Financial Advisors

Resources mentioned on the show:

Mr. Money Mustache - The Shockingly Simple Math Behind Early Retirement

The Mad Fientist

ChooseFI

Frugalwoods