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    Business

    Catching Up to FI

    A mindset, money, and life podcast for late starters catching up to Financial Independence.

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    Copyright: © 2024

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    Latest Episodes:
    Pathfinders: Triumphs and Trials on the Road to Financial Independence | JL Collins | 070 Apr 14, 2024
    Show notes

    In Part 2 of Bill and Jackie's conversation with JL Collins, the three explore his latest book "Pathfinders" and unravel the powerful narratives that underscore the ethos of financial independence. The trio discuss various topics such as the significance of starting early in investments, the pivotal moments which define one's financial path, and the universal applicability of Collins' financial principles across different life situations. Sharing touching and motivational stories from "Pathfinders", they emphasize the book's role as a beacon for those striving for financial independence, regardless of their starting point.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases.

    Hard & Soft Sides of Retirement | Fritz Gilbert | 019

    From Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007

    Sapiens: A Brief History of Humankind by Yuval Noah Harari

    Pathfinders

    "Money is more open-minded than language, state laws, cultural codes, religious beliefs and social habits. Money is the only trust system created by humans that can bridge almost any cultural gap, and that does not discriminate on the basis of religion, gender, race, age or sexual orientation." -Yuval Noah Harari

    JL Collins on Roman Koshovskyi's Podcast

    4% Rule

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Pathfinders: Stories of Success and Financial Independence | JL Collins | 069 Apr 07, 2024
    Show notes

    Welcome back, JL Collins! Affectionately known as the Godfather of FI, Collins returns to discuss his latest book, "Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence" which explores real-life stories of individuals from diverse backgrounds navigating the journey toward financial freedom. Bill and official new co-host, Jackie Koski, chat with JL about the transformative power of simple yet strategic financial decisions, the significance of community, and the universal applicability of the principles of financial independence. Prepare to be inspired by tales of resilience, adaptability, and the pursuit of a life rich not just in wealth, but in fulfillment and joy. Stay tuned for part 2!

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases.

    The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by JL Collins

    Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence--And How to Join Them by JL Collins

    FU Money Part 1 | JL Collins | 023

    Mr. Money Mustache

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Don't Miss Out On Today | Mark Ross | 068 Mar 31, 2024
    Show notes

    Mark Ross is a retired executive and a rewired encorepreneur. Mark shares his journey from a traditional career into retirement and how he shaped a fulfilling post-retirement life through diversifying his interests, categorizing his work into things he does for a fee, for free, and just for himself. Through his personal story, he highlights the importance of a growth mindset, staying curious, and building relationships.

    This episode also marks a bittersweet moment as Becky says her final goodbye as co-host, but we will see her around the community. Thank you for everything, Becky!

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show: As an Amazon Associate, I earn from qualifying purchases.

    Next Thing Coaching

    Rock Retirement Club

    The Real Life Process

    Career Pivot

    Don't Retire, Rewire!: 5 Steps to Fulfilling That Fuels Your Passion, Suits Your Personality, and Fills Your Pocket by Jeri Sedlar and Rick Miners

    48 Days to the Work You Love by Dan Miller

    Mindset: The New Psychology of Success by Carol S. Dweck

    Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Catching the Wave to FI | Doug Nordman & Carol Pittner | 067 Mar 24, 2024
    Show notes

    Doug Nordman and Carol Pittner are a financially-savvy father-daughter duo who take us on their money journey as a family. From learning about money management through unique family practices like the "Bank of Carol," to achieving financial independence, Doug and Carol share the milestones, strategies, and setbacks of their financial journeys. They discuss the importance of saving, investing, and making prudent life choices, all set against the backdrop of their unique military lifestyle. Moreover, they discuss the profound impact of teaching financial literacy from a young age. Whether you're a late starter to financial independence or seeking to pave a smoother path for the next generation, this episode is packed with wisdom, humor, and inspiring stories to guide you on your journey to FI.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)

    Look for their books at your local library in order to "try before you buy."

    militaryfinancialindependence.com

    The Military Guide to Financial Independence and Retirement by Doug Nordman

    Raising Your Money-Savvy Family for Next Generation Financial Independence by Doug Nordman and Carol Pittner

    Redeployment Wealth Strategies

    Mr. Money Mustache

    4% Rule

    The First National Bank of Dad by David Owen

    If You Made a Million by David M. Schwartz

    Quicken

    SoFi

    Ally

    Paula Pant

    FamZoo

    Thrift Savings Plan

    Your Kid 401(k) Plan

    Top Gun Finance | Stephen Heptig | 031

    Mom and Dad, We Need to Talk | Cameron Huddleston | 048

    Doug's recommendations for military-friendly charities:

    - Fisher House Foundation: either the national foundation (with Brian Gawne, one of my college classmates and a military retiree) or your local Fisher House at a hospital.

    - Local chapters of the Wounded Warrior Program and their services for your local military veterans.

    Their favorite surfing beaches:

    - White Plains Beach at Kalaeloa near Kapolei (Oahu)

    - Pua 'Ena Point at Haleiwa Beach Park (north side) on Oahu

    ...but Mission Bay and South Ponto Beach in San Diego are also pretty good, as well as Shifting Sands Beach Club at Dam Neck in Virginia Beach.

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Scamalot! | Paula Pant | 066 Mar 17, 2024
    Show notes

    Paula Pant is the creator and host of the Afford Anything podcast. She is also a writer, speaker, and media commentator on financial independence, real estate investing, money management, and financial literacy. Today Paula joins us to dive deep into the world of scams, particularly focusing on the elderly. We explore why scams are so convincing, and Paula offers practical advice for protection against scams, advocating the use of credit over debit cards for enhanced federal protection, and emphasizes the importance of vigilance in the digital age. She gives us a comprehensive guide to understanding and combating scams, highlighting the significance of cybersecurity alongside financial independence.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)

    Afford Anything

    Federal Reserve's Beige Book

    Your First Rental Property

    YouTube.com/AffordAnything

    Frank Abagnale

    The Perfect Scam Podcast

    AARP Fraud Watch Network

    The Internet Crime Complaint Center

    LastPass

    1Password

    The Psychology of Money by Morgan Housel

    Same as Ever by Morgan Housel

    Of Dollars and Data

    Just Keep Buying by Nick Maggiulli

    Dan Ariely

    James Clear

    Build the Life You Want by Aurthur C. Brooks and Oprah Winfrey

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Dumpster FIRE and the FIRE Brigade | Lauren Beltz | 065 Mar 10, 2024
    Show notes

    Lauren Beltz is an engineer turned personal finance enthusiast who shares her insights on budgeting and financial independence with Bill and Becky. The three discuss topics such as the role of contentment in personal finance, necessity of an emergency fund and insurance, and tips for successful budgeting. They also touch on the concept of zero-based budgeting and the importance of a finance community for guidance and support. Overall, Lauren's personal journey and professionally garnered insights provide listeners with a practical and strategic understanding of managing finances for future security.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    Financial Peace University

    Budget Brigade

    Lauren Beltz

    Ramit Sethi

    Paula Pant

    FIRE Ladder

    FinTalks

    Fritz Gilbert

    What the (Insurance) Hack? | Chris Hutchins | 058

    GeoBlue

    ROI (return on investment)

    Opportunity Cost

    The Surprising Lifetime Cost of Car Ownership

    FatFIRE vs LeanFIRE

    Roomba & JOMO | Sarah-Catherine Gutierrez | 016

    EconoMe Conference

    Zero-Based Budgeting

    The 50/30/20 Budget

    10 Financial Tips We Wish We'd Learned Earlier in our FIRE Journey

    YNAB (You Need a Budget)

    EveryDollar

    Monarch Money (formerly Mint)

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    On the Road With Catching Up to FI | $lackers Part 2 | 064 Mar 07, 2024
    Show notes

    To wrap up this installment of On the Road with Catching up to FI, Becky and Mark chat with Vince and Briana from their $lackers group. Vince discusses his transition to retirement and Briana sheds light on how she's preparing for her future while still working full-time.

    Thank you to the $lackers for sharing your stories with us!

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    Roger Whitney The Retirement and IRA Show Annuity Empower (formerly Personal Capital) 529 Plan Mark's Financial Literacy Course The Wealthy Barber: Everyone's Commonsense Guide to Becoming Financially Independent by David Chilton "Start where you are. Use what you have. Do what you can." Arthur Ashe

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Retirement Planning Tips | Andy Panko | 063 Mar 03, 2024
    Show notes

    Andy Panko is the founder and owner of Tenon Financial, a retirement planning and investment management firm, and Tenon Tax Preparation, a tax return preparation company. Andy joins Becky and guest co-host, Mark, to discuss retirement planning, the role and value of annuities, when to claim social security, and how to determine if you have saved enough for retirement. They also delve into handling taxes in retirement and the importance of community in one's retirement journey. Welcome to the show, Andy!

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    Mark's Money Mind Podcast

    Tenon Financial

    Tenon Tax Preparation

    Retirement Planning Education Website

    Find Andy's FB, YT, & Podcast Here

    Free Resources

    Annuity

    MYGA – Multi-Year Guaranteed Annuity

    SPIA – Single Premium Immediate Annuity

    Immediateannuitites.com

    Minimum Dignity Floor

    Die With Zero: Getting All You Can From Your Money and Your Life by Bill Perkins

    Social Security Made Simple | Mike Piper | 054

    4% Rule

    The Retirement Answer Man The Retirement and IRA Show NewRetirement Rock Retirement Club Advise-Only Network Andy@andypanko.com Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

    On the Road With Catching Up to FI | $lackers Part 1 | 062 Feb 29, 2024
    Show notes

    Meet the $lackers! Becky and guest co-host, Mark Trautman, introduce us to this fun-loving and world-traveling group made up of individuals who started as a mastermind and now enjoy doing life together.

    This week we meet Bob and Sharon, a couple who share about their transition into retirement, and Kevin, who offers insights on retirement life and the importance of health. Tune in as they discuss financial strategies, life adjustments, the value of having an accountability group, and much more.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    Camp FI

    Retire Often | Jillian Johnsrud | 043

    Rock Retirement Club

    Younger Next Year: Live Strong, Fit, & Sexy - Until You're 80 and Beyond by Chris Crowley and Henry S. Lodge

    Outlive: The Science & Art of Longevity by Peter Attia

    Life in FIRE

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Unpacking Retirement Planning Strategies | Kevin Lyles | 061 Feb 25, 2024
    Show notes

    Kevin Lyles, a retired lawyer turned retirement guru and coach, joins Becky and guest co-host Mark Trautman to discuss several aspects of planning for retirement, both financial and non-financial. Kevin talks about the difference between retirement planning and financial advice during the accumulation phase. He advises on how to navigate Social Security and Medicare, and emphasizes the importance of financial resilience in retirement. Kevin explains the significance of replacing the structure and fulfillment you get from work through relationships, a sense of usefulness, and financial security as you transition to retirement. Kevin, Becky, and Mark also chat about lifelong learning, lifestyle adjustments, and how to find a sense of meaning and purpose in retirement.

    🔗 Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Resources mentioned on the show:

    The Wealthy Barber: Everyone's Commonsense Guide to Becoming Financially Independent

    The Millionaire Next Door: The Surprising Secrets of America's Wealthy

    Mark's Money Mind

    EconoMe

    Rock Retirement Club

    Retirement Researcher Academy

    Social Security Made Simple | Mike Piper | 054

    Sequence Risk

    Ramit Sethi

    Retirement Coaches Association

    kevinlyles@rockretirementclub.com

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


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