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    Business

    Catching Up to FI

    A mindset, money, and life podcast for late starters catching up to Financial Independence.

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    Copyright: Ā© 2024

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    Latest Episodes:
    In the Line of FIRE | Escaping Avalon | 090 Aug 04, 2024
    Show notes

    Subscribe and Watch on YouTube

    Bill and Jackie sit down with 'Jay,' an anonymous guest who shares his incredible journey from a military and police background to achieving financial independence by the age of 39. Jay discusses his experiences on the SWAT team and as an undercover detective, and the mental health challenges that came with his career. He also talks about his blog, Escaping Avalon, and provides a deep dive into mental health strategies, therapy, and self-care. Whether you're a late starter on the path to FI or someone looking to improve your mental well-being, Jay offers invaluable insights and resources that can benefit everyone. Don't miss this compelling and informative conversation.

    šŸ”—Connect with us

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    Thank you to our sponsors:

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course

    Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package

    Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.)

    Escaping Avalon

    "Mental Health and FI" Talk

    Mental Health Resource Guide

    Mental Health Landing Page and PTSD Info

    Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence--And How to Join Them by JL Collins

    Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey

    Mr. Money Mustache

    Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez

    Sebastian Junger

    Jillian Johnsrud

    Diania Merriam

    Outlive: The Science and Art of Longevity by Peter Attia and Bill Gifford

    Andrew Huberman

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Twin Wins with the Baughier Brothers: CampFI, EAGLE Cohousing, and Fiology | David & Stephen Baughier | 089 Jul 28, 2024
    Show notes

    Meet David and Stephen Baughier, twin brothers and prominent figures in the Financial Independence community. David, a 20-year Navy veteran and founder of Fiology, and Stephen, creator of CampFI, share their financial journeys from early money lessons to becoming community leaders. David, Stephen, Bill, and Jackie discuss the impact of life events, such as divorce, on financial independence, and the importance of prenups, managing single parenthood, and balancing passion projects. Tune in for insights on creating supportive communities, innovative cohousing projects, and the significant role of mindset in achieving financial goals.

    šŸ”—Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course

    Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package

    Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) šŸ“— The Fiology Workbook: Your Guide to Financial Independence

    CampFI

    EAGLE Cohousing

    FIology

    Forget About Money Podcast

    Thrift Savings Plan

    The Shockingly Simple Math Behind Early Retirement

    ChooseFI

    Blue Zones

    The Cohousing Association of America

    Jacob Lund Fisker

    Can Prenups Really Save Your Marriage | Aaron Thomas | 081

    00:00 Childhood Money Memories

    00:37 The Impact of CampFI

    02:17 Introduction to the Baughier Twins

    03:39 David and Stephen's Financial Journeys

    11:58 Military Service and Financial Lessons

    16:59 Stephen's Path to Financial Independence

    23:56 The Birth of CampFI

    37:37 Life-Changing Impact of CampFI

    38:45 What to Expect at CampFI

    42:35 Breakout Sessions and Attendee-Led Discussions

    45:39 Evolution of CampFI Topics

    50:08 Introduction to Fiology

    54:46 The Forget About Money Podcast

    56:54 EAGLE: The Future of FI Cohousing

    01:08:09 Single Player FI: Navigating Financial Independence Solo

    01:16:19 Final Thoughts and Tips for Late Starters

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Why Does the Stock Market Always Go Up? | Brian Feroldi | 088 Jul 21, 2024
    Show notes

    Today we dive deep into the stock market with special guest, Brian Feroldi. As a financial educator, YouTuber, and author of "Why Does the Stock Market Go Up?", Brian shares his wisdom on the long-term growth of the S&P 500, the significance of stock market indices, and the nuances of volatility and investment strategies. Bill, Jackie, and Brian discuss lump sum vs. dollar-cost averaging, dividends, and individual stock investing, while addressing common questions about tax implications and account types. Brian's passionate and detailed explanations offer invaluable insights for both new and seasoned investors. Don't miss the fascinating history of the 401k and why a solid understanding of the stock market is crucial for financial independence!

    šŸ”—Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club: Use code CUTOFI to get $30 OFF any course or PFC investing course only

    Measure Twice Money: $100 OFF "Create Your Own Financial Plan" Comprehensive Video Course

    Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Boston Institute of Finance Personal Growth Track: Enter code catchingup to get 5% off any "Personal Growth Track" course or package

    Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Real Talk Finance: Create a solid foundation and take control of your future DeleteMe: Your personal data is yours again Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) Find Brian on social media: YouTube , X, href="https://www.instagram.com/brianferoldi/">IG Long-Term Mindset Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't by Brian Feroldi Money and the Mattress Podcast: Mastering Financial Independence with Diana Falck EconoMe The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham "In the short run, the market is a voting machine, but in the long run, it is a weighing machine." The Wealthy Custodian Part 1: A Blue Collar Guide to Financial Freedom | Jeff York | 074 The Rule of 72 BetterInvesting Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

    The Transformative Power of Handwritten Letters | Amy Weinland Daughters | 087 Jul 14, 2024
    Show notes

    Subscribe and Watch on YouTube

    Amy Weinland Daughters is an award-winning author and keynote speaker, who joins Bill and Jackie to chat about the powerful impact of handwritten letters in the digital age. Amy shares her unique journey of reconnecting with an old friend, leading to an inspiring project of writing 580 letters to her Facebook friends. Learn about the transformative power of personal connections, the emotional impact of handwritten notes, and how this old school practice can bridge divides and change lives. Listen in to be moved by Amy's story and inspired to reach out with your own handwritten message.

    šŸ”—Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Boston Institute of Finance Personal Growth Track: Comprehensive & efficient CFPĀ® level curriculum for those that don't need course credit, but want to gain useful knowledge for yourself.

    Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Resources mentioned on the show: (As an Amazon Associate, I earn from qualifying purchases.) šŸ‘‰šŸ» Dear Dana: That time I went crazy and wrote all 580 of my Facebook friends a handwritten letter by Amy Weinland Daughters

    🌐 amydaughters.com

    Doc G

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

    The Powers of Starting Late, Retirement Calculators, and More | Chris Mamula | 086 Jul 07, 2024
    Show notes

    Subscribe and Watch on YouTube

    Chris Mamula, a former physical therapist who achieved early retirement at 41, shares his journey from financial mistakes to becoming a Certified Financial Planner (CFP) and a prominent voice in the FIRE movement. Discover practical tips on budgeting, saving during peak earning years, and utilizing retirement calculators. Chris, Bill, and Jackie chat about the advantages of starting late, advice-only financial planning, and strategies for aligning spending with personal values.

    šŸ”—Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors (Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.)

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Boston Institute of Finance Personal Growth Track: Comprehensive & efficient CFP® level curriculum for those that don't need course credit, but want to gain useful knowledge for yourself. Modern Husbands Marriage Toolkit: Empowers couples with evidence based ideas from 40+ of the nation's leading experts in managing money and the home as a team. Resources mentioned on the show: As an Amazon Associate we earn from qualifying purchases. 🌐 Can I Retire Yet?

    šŸ“—ChooseFI: Your Blueprint to Financial Independence by Chris Mamula, Brad Barrett, and Jonathan Mendonsa

    EconoMe

    Mr. Money Mustache

    JL Collins

    Mad FIentist

    Can I Retire Yet?: How to Make the Biggest Financial Decision of the Rest of Your Life by Darrow Kirkpatrick

    F.I.R.E. For Dummies by Jackie Cummings Koski

    ChooseFI

    The Tim Ferriss Show

    Tools of Titans: The Tactics, Routines, and Habits of Billionaires, Icons, and World-Class Performers by Tim Ferriss

    The Power of Reinvention with The Financial Tortoise | Tae Kim | 082

    7 Advantages When You Start Saving for Retirement Late

    Early Retirement Extreme

    Maximize ACA Subsidies and Minimize Health Insurance Costs

    Music Money Man | Cody Garrett | 035

    Abundo Wealth

    The Best Retirement Calculators by Darrow Kirkpatrick

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Better Late Than Never: A Step By Step Guide Part 2 | BiggerPockets Podcast | 085 Jul 03, 2024
    Show notes

    Here is the second half of Bill and Jackie's conversation with Mindy and Scott on the BiggerPockets Money Podcast. They dig into the practical steps on how to start your financial journey as a late-starter. Enjoy!

    šŸ”— Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show:

    BiggerPockets Money Podcast

    Paul Merriman

    The Shockingly Simple Math to Early Retirement, Mr. Money Mustache

    Annual Report of the Supplemental Security Income Program, May 2024

    4% Rule

    Rethink Social Security: Myths, Benefits, and Clearing Up Misconceptions

    opensocialsecurity.com

    Retiring Before Mom & Dad | Rob Berger | 025

    HSA - The Ultimate Retirement Account, Mad FIentist

    Fidelity HSA

    Year End Tax Planning | Sean Mullaney | 045

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    The Power of Reinvention with The Financial Tortoise | Tae Kim | 084 Jun 30, 2024
    Show notes

    Tae Kim, also known as the Financial Tortoise online, is a former U.S. Army captain, MBA graduate, and finance director turned successful personal finance YouTuber. He shares his journey from being $105,000 in student debt to achieving financial security and discovering the Financial Independence movement. Tae chats with Bill and Jackie about his experience reinventing himself, the importance of slow and steady progress, prioritizing values over materialism, and overcoming financial mistakes.

    šŸ”— Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show:

    Financial Tortoise

    EconoMe

    Dave Ramsey

    "Spend confidently on the things you love, and cut back mercilessly on the things you don't." - Ramit Sethi

    Jeremey Schneider

    Chris Hutchins

    40 Reasons Why Life Gets Better After 40

    40 Things I Realized After I Turned 40

    Naval Ravikant

    Dr. Bobby Talks Healthspan | Dr. Bobby Dubois | 059

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Better Late Than Never: A Step By Step Guide Part 1 | BiggerPockets Money Podcast | 083 Jun 26, 2024
    Show notes

    Bill and Jackie were invited to join Mindy and Scott on the BiggerPockets Money podcast to go through a step-by-step process of how to get started on the path to financial independence as a late-starter, a topic highly relevant to their audience. Take a listen to this week's part one and then tune in next week for part two!

    šŸ”— Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    šŸŽ™ļøSquadCast: The Cloud Recording Studio that Producers, Listeners, Guests, Creators, YouTubers Love & Trust

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show:

    BiggerPockets Money

    Monarch Money

    Empower

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    Can Prenups Really Save Your Marriage? | Aaron Thomas | 082 Jun 23, 2024
    Show notes

    Meet Aaron Thomas, an attorney, founder of Prenups.com, and author of the book "The Prenup Prescription." In perfect time for wedding season, Aaron chats with Bill and Jackie about how a proper prenup can not only protect but improve your relationship. As a former divorce attorney who helped hundreds of clients secure favorable settlements, Aaron shares his expert advice on how to build healthy, successful marriages founded on transparency and communication through loving and fair pre- and post-nups.

    šŸ”— Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show: As an Amazon Associate we earn from qualifying purchases.

    prenups.com

    The Prenup Prescription: Meet the Premarital Contract Designed to Save Your Marriage by Aaron Thomas

    EconoMe

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


    How to Think About Time: A Humble Legacy | Jonathan Clements | 081 Jun 19, 2024
    Show notes

    Today we're rerunning our episode with Jonathan Clements who is a dear personal friend and a friend of our community. He recently posted on his blog, HumbleDollar, about his final lap around the sun yesterday. Let's send him our love.

    šŸ”— Connect with us

    Buy CUtFI a coffee

    Record a message for CUtFI

    Thank you to our sponsors:

    Personal Finance Club (Use code CUTOFI to get $30 OFF any course or PFC investing course only!)

    Measure Twice Money ($100 OFF "Create Your Own Financial Plan" Comprehensive Video Course)

    Nectarine: Advice-Only Financial Advisors

    Catching Up to FI will be compensated by Nectarine if you use our affiliate link, which creates an incentive and conflict of interest. We are not current clients or employees of Nectarine.

    Resources mentioned on the show: As an Amazon Associate I earn from qualifying purchases.

    The C Word

    Humble Dollar

    The White Coat Investor's Financial Boot Camp: A 12-Step High-Yield Guide to Bring Your Finances Up to Speed by James M Dahle

    Saving Our Retirement by Bill Yount

    How to Think About Money by Jonathan Clements

    My Money Journey: How 30 People Found Financial Freedom - And You Can Too by Jonathan Clements

    What is the Easterlin paradox?

    Catching Up to FI Episode 039 with Mark Trautman

    Catching Up to FI Episode 019 with Fritz Gilbert

    Catching Up to FI Episode 022 with Jordan Grumet

    Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life by Jordan Grumet

    The Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your Life by George Kinder

    Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.


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