Be Wealthy & Smart

Latest Episodes:

178: The One Thing That's Holding You Back From Reaching Your Goals Sep 07, 2016

Show notes

Learn the 1 thing that is holding you back from reaching your goals.

Have you checked out the Creating Wealth podcast yet with Jason Hartman? It's full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you'll like that one too. http://bit.ly/wealthpod

Recently, I was in New York City and wanted to meet a friend out by the JFK airport, about xx miles east of Manhattan. The first thing I did was get directions from my friend. She emailed me, "take the A train". I was confused already. Did she mean the "A" subway line or a real "train" from Grand Central Station I wondered? So I asked another friend. He took out his phone and opened an app of a subway map. He told me to take the number 6 subway to 14th street, change to another route and then another route. Since none of the names of the stops were familiar to me, I couldn't remember them. So the next morning I found my way to the subway and made it to 14th street, no problem. But then I got totally lost because I didn't have a map and couldn't remember where to transfer. I thought a map would be posted inside the underground hallways, but they weren't. So I had to go back through the gate and get a map from the token seller. Once I had the map, I had to figure out where to go. I identified it was the "L" train. I finally found my way and boarded it. It turned out it was a local and not an express, so it was stopping every couple of minutes. Then the train announced everyone had to disembark because it was being retired for maintenance, so I had to get off. I asked someone where to catch the express. The next train that came wasn't the one he said was the express, except it really was because apparently sometimes the wrong name is on it. So a nice stranger told me to get on that train until the next transfer point where I got off.

The stranger and I got to talking. It turns out his name was Ray and he was a dancer and had been on a Talent show. He was injured. Had excuses - mom sick, 2 jobs, etc. A friend won the contest and said Ray was a better dancer.

I explained the map to him. How confidence and vision work in place of a map.

The point is, I never gave up or doubted that I would make it to see my friend. Why not? Because I had a map. I knew I could get from where I was to where I wanted to go because I could see it on the map! That's what's missing in your life.

"Indecision is the mark of a fearful mind" - Vernon Howard

Don't be waiting to start until you have the whole map! Get started and you'll find your way.

Get your "10 Quick Tips to Boost Your Wealth" at www.lindapjones.com

177: 3 Things to Prioritize to Keep You Happy, Healthy and Wealthy Sep 05, 2016

Show notes

Learn the 3 things to prioritize to keep you on a happy, healthy and wealthy path and the winner of the Twitter BW&S Wealth Journal giveaway!

3 Things to prioritize:

Faith - Honor God, Go to church or temple, meditate, do your tithing, etc.

Family - Love your family Spend time with loved ones Includes health, of course

Wealth - Give your wealth 30 minutes a day Check your bank accounts Review your stock portfolio Check retirement accounts See if it needs tweaks Give it attention Calculate net worth Read a book Read IBD Say affirmations or watch your Flipagram Write in Wealth Journal

Today is my birthday! Time for reflection over the past year Good year Fun to be on Below Deck Mediterranean Trip to Greece On TV show Podcast - reaching 153 countries and approaching 400k listeners VIP Experience community - Connect, have people joining regularly

Exciting plans for the next year - stay tuned!

Want us to connect in more ways IG - posted jingle lyrics to LIFE by Beckah Shae and post content in short paragraphs on LPJ& BWS pages

Twitter - giveaway Wealth Journal Winner is Chaviano - Buhager from Miami Florida!

Periscope app - my escapades out and about and more!

For 10 Quick Tips to Boost Your Wealth, go to www.lindapjones.com

176: Listener Question - How to Determine Assets for Asset Allocation Sep 02, 2016

Show notes

Learn what assets make up your asset allocation and how to decide how much to invest.

Question: "When working out asset allocation, do financial planners usually start with overall net worth, and then work back from there? Or do they not include everything in the asset allocation calculations? I can find plenty of examples of how to work out asset allocations, just nothing on what should be included when figuring what you have to start with."

"It's hard to invest 10% of your portfolio in something when you don't understand how exactly to work out the figure you have to start with." - Gillian

Financial planners usually segregate liquid assets from your net worth. Of course, Net Worth = Assets - Liabilities

Most financial planners will only do asset allocation for investments in the stock and bond markets. They won't include your home, rental real estate, business, etc.

They will break it down into Large Cap, Mid Cap, Small Cap, International, ST bond, Intermediate Bonds, LT bonds, REITs, sectors, etc.

If you want more in-depth information on asset allocation where I really drill down deep, see Be Wealthy & Smart podcast #165.

If you're serious about improving your net worth, get my "10 Quick Tips to Boost Your Wealth" at www.lindapjones.com.

175: Most Expensive and Least Expensive Cars to Maintain Aug 31, 2016

Show notes

Learn which cars are the most expensive and least expensive to maintain and what problems occur with greater frequency in some car models.

***The information mentioned in this podcast can be found on my website at http://lindapjones.com/cars ***

Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Monday.

Get 10 Quick Tips to Boost Your Wealth at www.LindaPJones.com.

174: 3 Ways to Save Money with Loyalty Programs Aug 29, 2016

Show notes

Learn how to get savings from retailers you frequently purchase from.

1. Gelson's groceries: 10% + $5

2. 30% on CVS online to card, gives coupons at checkout too.

3. Saved $51 on dog sitting with spoton.com/app

Other reward programs I like are at Ulta, Nordstrom, and Amazon.com.

See Be Wealthy & Smart #127 for best credit card reward programs

Your homework is next time you're at a store you frequent, find out if they have a loyalty program and sign up.

Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Sept 5th.

173: Listener Question - How do I get out of the rat race faster? Aug 26, 2016

Show notes

Learn what steps you can take to make a different growing your wealth.

Have you listened to Jason Hartman of the Creating Wealth podcast yet? Check out his latest episode "Real Estate Will Never Be the Same." There's over 700 episodes and a wealth of RE investing knowledge there. http://bit.ly/wealthpod

Listener Question: I've read Rich Dad Poor Dad and How to Make Money in Stocks. I'm maxing out my 401k, but it doesn't feel like I'm doing enough. What can I do to get out of the rat race sooner?

The 6 Steps to Wealth - how wealth grows

The Twin Pillars of Wealth Building

Continuously read Wealthy Mindset books like Power of Positive Thinking, Think and Grow Rich, and The Magic of Thinking Big

Learn about investing at the Be Wealthy & Smart VIP Experience. Find it at http://lindapjones.com/joinVIP

172: Investing Like Billionaires with Richard C. Wilson Aug 24, 2016

Show notes

Learn why billionaires are all around you, how they invest and what they look for when investing. Get an inside view of the ultra wealthy, what's myth and what's reality?

171: Entrepreneurship with Nelson Davis Aug 22, 2016

Show notes

The host of the TV show "Making It" shares his wisdom from interviewing over 1,000 successful entrepreneurs.

170: Mortgage Loans with Dana Zito Bator Aug 19, 2016

Show notes

Learn about mortgage loans, refinancing, Harp loans and how to ensure a successful closing with Loan Officer Dana Zito Bator of GuaranteedRate.com.

Dana can work with home buyers and home owners in the US and Virgin Islands.

She can be reached at GuaranteedRate.com/DanaZito or 847-592-9201.

Have you listened to Jason Hartman of the Creating Wealth Podcast yet? Check out his latest episode with client case studies, property management best practices and increasing occupancy rates. There's a wealth of real estate investing knowledge there. http://bit.ly/wealthpod

169: Starting an Online Business with Jason Van Orden, Part 2 Aug 17, 2016

Show notes

Learn about starting an online business with one of the pioneers of internet marketing, Jason Van Orden of the Internet Business Mastery podcast.

Have you checked out the Creating Wealth Podcast yet? Listen to Jason Hartman's latest episode about nominal dollars vs. real dollars and understanding investor psychology. If you like this podcast, you'll like his too.

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