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    Business

    All the Hacks: Money, Points & Life

    Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.

    Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.

    Advertise

    Copyright: © 2024 - Chris Hutchins

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Deep Dive on Amex Credit Cards and Membership Rewards Points Jul 09, 2025
    Show notes

    #236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more.


    Link to Full Show Notes: https://chrishutchins.com/amex-cards-membership-rewards-points


    Partner Deals

    Kick: 50% off your first year of self-driving bookkeeping w/ code CHRIS

    DeleteMe: 20% off removing your personal info from the web

    Bilt Rewards: Earn the most valuable points when you pay rent

    NetSuite: Free KPI checklist to upgrade your business performance

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Best Cards Page

    Amex Cards Tier List

    Membership Rewards Cards

    • American Express® Green Card
    • Business Green Rewards Card
    • American Express® Gold Card
    • The American Express® Business Gold Card
    • The Platinum Card® from American Express
    • American Express Platinum Card for Schwab
    • The Platinum Card® from American Express Exclusively for Morgan Stanley
    • The Business Platinum Card® from American Express
    • The Blue Business® Plus Credit Card from American Express

    Cash Back Cards

    • Blue Cash Everyday® Card from American Express
    • Blue Cash Preferred® Card from American Express
    • American Express Blue Business Cash™ Card
    • The Plum Card from American Express

    Delta Cards

    • Delta SkyMiles® Blue American Express Card
    • Delta SkyMiles® Gold American Express Card
    • Delta SkyMiles® Gold Business American Express Card
    • Delta SkyMiles® Platinum American Express Card
    • Delta SkyMiles® Platinum Business American Express Card
    • Delta SkyMiles® Reserve American Express Card
    • Delta SkyMiles® Reserve Business American Express Card

    Hilton Cards

    • Hilton Honors American Express Card
    • Hilton Honors American Express Surpass® Card
    • Hilton Honors American Express Aspire Card
    • The Hilton Honors American Express Business Card

    Marriott Cards

    • Marriott Bonvoy Bevy® American Express® Card
    • Marriott Bonvoy Brilliant® American Express® Card
    • Marriott Bonvoy Business® American Express® Card

    CardPointers Pro: 30% off here or 50% off for ATH Members

    Free point.me for American Express Membership Rewards® points

    Co-Branded Marriott Card Eligibility Rules

    Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More

    ATH Podcast

    • Membership: Join here
    • Luxury Hotel Upgrade Program
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@allthehacks.com


    Full Show Notes

    (00:00) Introduction

    (01:52) Quick Episode Overview

    (04:29) Amex Green Cards

    (07:30) Amex Personal Gold Card

    (11:32) Amex Business Gold Card

    (15:01) Amex Platinum Cards

    (19:24) Perks & Benefits on the Platinum Cards

    (25:19) Platinum Card Variations

    (29:38) Business Platinum Card

    (38:05) Centurion Cards

    (42:05) Blue Business Plus

    (43:45) Amex Cash Back Cards

    (49:19) Delta Cards

    (1:03:10) Hilton Cards

    (1:11:37) Marriott Cards

    (1:22:17) Amazon Cards

    (1:23:39) Leveraging Card-Linked Offers

    (1:25:47) Notable Benefits of Amex Cards

    (1:29:48) General Business Card Perks & Benefits

    (1:30:30) Rental Car Coverage

    (1:31:46) Credit Limits on Amex Cards

    (1:32:19) Membership Rewards

    (1:35:00) Amex Airline & Hotel Transfer Partners

    (1:37:32) How to Move Membership Rewards Points

    (1:38:21) Rules for Opening Amex Cards

    (1:41:34) Reasons to Love or Dislike Amex

    (1:45:26) The Best Amex Two-Card Combo

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Chris’ Money Allocation Framework: 10 Steps to Build Your Wealth Jul 02, 2025
    Show notes

    #235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions.


    Link to Full Show Notes: https://chrishutchins.com/10-step-money-allocation-framework


    Partner Deals

    Vuori: 20% off the most comfortable performance apparel I've ever worn

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2

    LMNT: Free 8-count sample pack of my favorite electrolyte drink mix

    MasterClass: Learn from the world's best with 15% off

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Brian Feroldi’s Emergency Fund Size Formula

    Wealthfront: Get $5k managed free here and get a 0.5% APY boost here

    Daffy: Get free $25 for charity here

    Direct Indexing: Frec

    ATH Podcast

    • Ep #144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin
    • Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris Doyle
    • Ep #177: Best Bank Account Setup to Earn Interest on All Your Cash
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@allthehacks.com


    Full Show Notes

    (00:00) Introduction

    (02:03) Quick Episode Overview

    (03:37) Step 1: Operating Cash

    (05:14) Step 2: Employer Match

    (06:21) Step 3: Urgent Debt Payoff

    (07:56) Step 4: Safety Net

    (11:49) Step 5: Short-Term Goals Fund

    (13:30) Step 6: Debt Review

    (15:44) Step 7: Tax-Advantaged Investing

    (21:38) Step 8: Brokerage Investing

    (30:16) Step 9: Education Investing

    (31:23) Step 10: Optional Debt

    (32:48) Why You Should Prioritize Liquidity

    (37:51) Types of Alternative Cash Savings

    (40:48) The Margin Call

    (43:28) Listener Q1: Strategy for Using Money from House Sale

    (47:07) Listener Q2: How to Leverage Tax-Loss Harvesting

    (50:35) Listener Q3: Effective Ways to Manage Your Investment Portfolio

    (55:00) Listener Q4: Thoughts on Financial Advisors


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Bonus Ep: Earn Points on Mortgage, 4x 100k+ Card Bonuses, New 4% Card, Devaluations and More Jun 28, 2025
    Show notes

    #234: In this bonus episode, Chris discusses the new Mesa Homeowners Card, some new big welcome bonuses, card and hotel program devaluations, two new points promotions, free summer activities and more.


    Link to Full Show Notes: ⁠⁠https://chrishutchins.com/card-news-promos-and-more-june-2025⁠


    Resources Mentioned

    Mesa Homeowners Card

    Amex Platinum: Up to 175k Bonus

    Amex Gold: Up to 100k Bonus

    ⁠Major Card Refresh (100k/200k Bonus)⁠

    Coinbase One 4% Card

    Venture X Lounge Changes

    Hilton Devaluation

    Free Uber One for Delta Cards

    Hyatt Peloton Promo

    Plastiq Personal Payment Options

    Kids Bowl Free

    Free National Park Days

    Bank of America Free Museum Days


    Full Show Notes

    (00:00) Introduction

    (00:56) Mesa Homeowners Card

    (06:49) New Amex Personal Card Bonuses

    (09:19) Card Refresh + New Bonuses

    (15:37) New Coinbase Card

    (16:13) Venture X Lounge Access Changes

    (19:31) Hilton Devaluation

    (20:30) Delta Card + Uber One Benefit

    (21:27) Hyatt + Peloton Promotion

    (22:28) Using Plastiq for Personal Payments

    (23:11) Free Summer Activities

    (23:47) Saving on Apple Subscriptions


    Connect with Chris

    ⁠⁠Newsletter⁠⁠ | ⁠⁠Membership⁠⁠ | ⁠⁠X⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠LinkedIn⁠⁠


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Money: What Each Generation Gets Right (& Wrong) with Ben Carlson Jun 25, 2025
    Show notes

    #233: Explore how different generations approach money and what they get right (and wrong) about saving, investing, spending, and building wealth. We dig into the psychology of money across generations and share practical lessons on homeownership, retirement, automation, points inflation, and more.

    Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He runs the popular financial blog, A Wealth of Common Sense and is the author of four books on investing and personal finance. He also co-hosts one of my favorite podcasts: Animal Spirits.


    Link to Full Show Notes: https://chrishutchins.com/financial-mindsets-across-generations-ben-carlson


    Partner Deals

    Superhuman: Free month of the fastest and best email with code ALLTHEHACKS

    Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS

    Notion: Try Notion AI free to automate tedious tasks and streamline your work

    Bilt Rewards: Earn the most valuable points when you pay rent

    DeleteMe: 20% off removing your personal info from the web

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Ben Carlson: Website | Animal Spirits Podcast | X

    Ben's Post: Financial Advice That Doesn’t Work Anymore

    Morningstar Column by John Rekenthaler

    Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More

    Award Travel Search Tools

    • AwardTool: $20 off annual plans with code ALLTHEHACKS
    • PointsYeah
    • Points Path Chrome Extension

    Coinbase One: Join the waitlist here

    ATH Podcast

    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@allthehacks.com


    Full Show Notes

    (00:00) Introduction

    (02:27) The Great Wealth Transfer From Boomers to Millennials

    (05:52) Financial Mindsets Across Different Generations

    (09:10) Current Status of the Housing Market

    (11:37) Spending Habits in the Travel Industry

    (14:28) Financial Lessons From Every Generation

    (19:09) Stock Market vs. Housing Market

    (25:41) Financial Advice That Doesn't Work Anymore

    (27:33) How to Learn to Spend Money and Enjoy It Now

    (31:39) The Spectrum of Coast FIRE

    (38:48) Ben's Take on Social Security: Is It Worth It?

    (41:25) How to Navigate the Current Market Volatility

    (47:08) How Demographic Changes Impact the Investment Landscape

    (50:27) Active vs. Passive Investing

    (52:45) Different Ways to Automate Your Finances

    (54:26) Credit Card Points Inflation and Its Impact

    (58:09) Credit Card Returns: Cash Back vs. Welcome Offers


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Credit Cards: What's in My Wallet for 2025 Jun 18, 2025
    Show notes

    #232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards.


    Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025

    Link to What's In My Wallet Blog Post: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/


    Partner Deals

    Trust & Will: Get 20% off personalized, legally binding estate plans

    Bilt Rewards: Earn the most valuable points when you pay rent

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    Thrive Market: 30% off your first order of organic groceries + a free $60 gift

    LMNT: Free 8-count sample pack of my favorite electrolyte drink mix

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Chris' Full What's In My Wallet Post

    Credit Card Holder Wallet

    Frequent Miler Premium Card Worksheet

    Copilot: Free 2 months with code HACKS2

    Chris’ Card Optimizer Tool

    Southwest Companion Pass Complete Guide 2025

    Kick Bookkeeping: 50% off your first year here

    Credit Card Trackers

    • CardPointers Pro: 30% off here and 50% off here
    • CardRight
    • Travel Freely
    • AwardWallet
    • The Points Guy App

    ATH Podcast

    • Membership
    • 2025 Iceland Trip
    • Ep #152: Credit Cards: What's in My Wallet for 2024
    • Ep #170: Cash Back vs. Points: Are We Doing It All Wrong?
    • Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)


    Full Show Notes

    (00:00) Introduction

    (02:17) Quick Episode Overview

    (03:28) The 3 Main Reasons to Own Credit Cards

    (08:08) Things to Keep in Mind About Welcome Bonuses

    (10:26) Chris' Credit Card Goals for 2025

    (13:24) Points vs. Cash Back

    (17:09) Why You Should Identify Your High Spend Categories

    (21:53) How to Calculate the Value of a Card

    (23:00) Review of Current Cards in Chris' Wallet

    (30:44) Bank of America Cards

    (33:00) U.S. Bank Cards

    (33:49) Citi Cards

    (38:27) The Bilt Mastercard®

    (40:10) Understanding the Major Spending Categories

    (42:35) Maximizing the Travel Category

    (44:53) Earnings via Travel Portals

    (47:57) Other Categories: Wholesale Clubs, Phone Service, Gas

    (50:11) Managing Business Expenses (+ Kick Bookkeeping)

    (52:10) New Cards for 2025

    (55:47) How Chris Keeps Track of All His Cards


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Top 50 Ways to Upgrade Your Life, Money, and Travel from 200+ Episodes of All the Hacks Jun 11, 2025
    Show notes

    #231: Chris shares his top 50 hacks, learnings and lessons from the past 230 episodes. Learn actionable strategies to level up your travel, wealth, points & miles, productivity, relationships, and so much more!


    Link to Full Show Notes: https://chrishutchins.com/50-impactful-lessons-travel-money-life


    Partner Deals

    Copilot: Free 2 months access to my favorite personal finance app with code HACKS2

    NetSuite: Free KPI checklist to upgrade your business performance

    Facet: Personalized Financial Planning + $250 enrollment fee waived

    DeleteMe: 20% off removing your personal info from the web

    Vuori: 20% off the most comfortable performance apparel I've ever worn

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Price Monitoring Services

    • Vacation Rentals: HiChee
    • Car Rentals: AutoSlash
    • Hotel Rentals: HotelSlash
    • Flights: Autopilot | Tripit | Going™

    eSIMs: Airalo

    Books

    • Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win
    • Die With Zero: Getting All You Can from Your Money and Your Life
    • Make Time: How to Focus on What Matters Every Day
    • Hell Yeah or No: what's worth doing
    • The 80/80 Marriage
    • Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential

    10 Easy Money Rules by Ramit Sethi

    Keepa

    Savendeals

    Savewise (20% off with ALLTHEHACKS20)

    Rakuten ($30 bonus here)

    CardPointers Pro (30% off here)

    Cashback Monitor

    Library Extension | Libby

    Gelt (skip the waitlist here)

    Free Unclaimed Money Site

    Bilt Rewards

    Payment Platforms

    • Plastiq
    • Melio
    • Zil Money

    Trust & Will (20% off custom estate plans here)

    The Work Number Report

    DeleteMe (20% off here)

    ATH Podcast

    • Full List of Episodes
    • Newsletter
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@allthehacks.com


    Full Show Notes

    (00:00) Introduction

    (04:07) Ways to Boost Your Points and Miles

    (06:10) The Truth About Credit Scores

    (07:57) Leveraging Award Search Tools and Points

    (11:15) Hidden Credit Card Benefits

    (13:21) Travel Planning Tips and Tricks

    (15:11) Monitoring Price Drops: Flights, Hotels, Car Rentals

    (17:02) Emailing the Hotel Before Your Stay

    (20:44) Hacks for International Travel

    (22:13) The Peak-End Rule

    (23:08) Why You Should Audit Your Bills

    (25:16) Saving Money on Housing

    (27:04) A Die with Zero Mindset

    (28:46) Establishing Money Rules

    (30:29) The Power of Negotiation

    (32:54) Stacking Deals to Increase Savings

    (37:46) Browser Extensions to Secure the Best Deals

    (39:40) Leveraging Gift Cards

    (41:28) How to Access Library Books Online

    (42:00) Freebies at Hotels

    (42:31) Saving Money on Taxes

    (43:38) Automating Investments

    (45:31) Tax-Advantaged Accounts, Donor-Advised Funds, and HSAs

    (48:18) The Best U.S. Bank Accounts

    (50:28) Turning Deals into Side Hustles

    (51:58) Free Unclaimed Money

    (53:21) Paying Bills with Credit Cards

    (55:13) Setting Up a Will and Trust

    (56:31) Leveraging AI to Save Time

    (58:06) Ways to Optimize Your Time

    (59:19) The Hell Yes or No Filter

    (1:01:32) How to Buy Back Time

    (1:03:44) Levels of Listening and 80/80 Marriage

    (1:05:21) Two-Hour Cocktail Party

    (1:06:45) Making Healthier Decisions

    (1:08:25) Protecting Your Identity

    (1:10:38) Decision-Making Tactics


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life with Nick Maggiulli Jun 04, 2025
    Show notes

    #230: The Wealth Ladder is a new philosophy for thinking about money and in this episode you'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. We cover strategies to boost income, spend smarter with the 0.01% rule, avoid costly financial traps, evaluate new business opportunities, and achieve financial freedom.


    Nick Maggiulli is a financial writer, data expert, and the COO of Ritholtz Wealth Management. He’s the creator of the popular financial blog Of Dollars and Data and the author of Just Keep Buying and The Wealth Ladder.


    Link to Full Show Notes: https://chrishutchins.com/the-wealth-ladder-nick-maggiulli


    Partner Deals

    LMNT: Free sample pack of my favorite electrolyte drink mix

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    MasterClass: Learn from the world's best with 15% off

    Notion: Try Notion AI free to automate tedious tasks and streamline your work

    Trust & Will: Get 20% off personalized, legally binding estate plans

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Nick: X | Instagram | LinkedIn | Blog

    • Pre Order: The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life

    Research Data Sources

    • Survey of Consumer Finances (SCF)
    • Panel Study of Income Dynamics (PSID)

    ATH Podcast

    • Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli
    • Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict
    • Ep #213: The 5 Types of Wealth with Sahil Bloom
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@allthehacks.com


    Full Show Notes

    (00:00) Introduction

    (02:15) Big Misconception: Wealth vs. Income

    (04:43) Why You Should Think About Wealth as a Ladder

    (08:54) Level 1: Living Paycheck to Paycheck

    (11:18) How to Grow Your Income in Level 2

    (14:04) What Is the 0.01% Rule?

    (18:43) Leveling Up from Level 3: Investing & Side Hustles

    (21:21) The Risk of Overspending

    (22:41) Nick's Research Data Sources

    (24:15) The Difference Between Level 3 and Level 4

    (29:44) Risks People Face at Level 3 and 4

    (33:40) Transitioning from Level 4 to 5

    (35:56) How to Manage Lifestyle Creep

    (38:49) Level 5 and 6 of the Wealth Ladder

    (40:24) The 5 Different Types of Wealth

    (41:47) How Does Happiness Correlate with the Wealth Ladder?

    (43:47) The Average Timeline to Climb Up the Wealth Ladder

    (47:30) Using the 1% Rule to Evaluate Business Opportunities

    (50:20) Accessing Travel Freedom Through Points & Miles

    (52:36) Biggest Lessons Nick Learned on His Wealth Journey

    (53:54) The Impact of Understanding the Wealth Ladder

    (55:02) Where to Find Nick's Book and Other Work


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Understanding and Improving Your Gut Health with Dr. Robynne Chutkan May 28, 2025
    Show notes

    #229: Your gut is the engine of your entire body, so today we break down how to keep it running smoothly with practical, evidence-backed tips. We cover the gut’s powerful role in digestion, immunity, and brain health while challenging common misconceptions about reflux, probiotics, and more.


    Dr. Robynne Chutkan is a board-certified integrative gastroenterologist, bestselling author, and founder of the Digestive Center for Wellness. She’s the founder of Gutbliss and host of the Gutbliss Podcast, where she shares expert insights on digestive health and the microbiome.


    Link to Full Show Notes: https://chrishutchins.com/improve-gut-health-dr-robynne-chutkan


    Partner Deals

    Quince: Affordable luxury essentials with free shipping + 365 day returns

    DeleteMe: 20% off removing your personal info from the web

    Superhuman: Free month of the fastest and best email with code ALLTHEHACKS

    Vuori: 20% off the most comfortable performance apparel I've ever worn

    Bilt Rewards: Earn the most valuable points when you pay rent

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Robynne: Gutbliss | Podcast |  Gut Club

    • Books: The Microbiome Solution | Gutbliss | The Anti-Viral Gut | The Bloat Cure
    • Episode #13: Mama Jama Poos: Why you Need Them & How To Get Them

    Books

    • Last Child in the Woods by Richard Louv
    • The Essential Book of Fermentation by Jeff Cox

    Research

    • The Human Genome Project
    • American Gut Project

    Testing

    • Jona Gut Microbiome Test
    • Tiny Health Adult Gut Test


    Full Show Notes

    (00:00) Introduction

    (01:49) Why Gut Health Is a Critical Part of Our Health

    (04:26) The Role of the Gut

    (07:11) The Gut–Immune Connection

    (10:15) Balancing Sanitation With Kids

    (14:20) Ways to Assess Your Gut Health

    (22:23) What the Research Worldwide Says About the Gut

    (28:15) Gut Health Testing

    (30:49) Foods That Are Good for Your Gut

    (35:42) Prebiotics and Probiotics

    (42:32) How Important Is Your Water Intake?

    (43:32) The Impact of Animal Protein

    (44:58) The Negative Effects of Artificial Sweeteners and "Zero" Calorie Drinks

    (47:30) Is Dairy Good for Your Gut?

    (49:12) What Healthy Poop Should Look Like

    (53:24) The Ideal Pooping Position

    (54:16) Tips to Achieve “Stool Nirvana”

    (57:06) Good Gas vs. Bad Gas

    (1:00:05) Aerophagia (Air Swallowing)

    (1:02:34) Does the Smell of Gas Mean Anything?

    (1:03:19) Why We Should Care About Gut Health

    (1:05:17) The Key Takeaway

    (1:07:24) Where to Find Dr. Chutkan and Her Work


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) May 21, 2025
    Show notes

    228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers.


    Link to Full Show Notes: https://chrishutchins.com/citi-credit-cards-thank-you-points


    Partner Deals

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    Facet: Personalized Financial Planning + $250 enrollment fee waived

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    LMNT: Free sample pack of my favorite electrolyte drink mix

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Chris' Best Cards Page

    Citi Cards Tier List

    ThankYou® Points Cards

    • Citi Strata Premier℠ Card
    • AT&T Points Plus Card
    • Citi ThankYou® Mastercard®
    • Citi® Double Cash Card
    • Citi Custom Cash Credit Card

    AAdvantage Cards

    • American Airlines AAdvantage® MileUp℠ Card
    • AAdvantage® Platinum Select® Airline Mastercard
    • AAdvantage® Executive World Elite Mastercard
    • AAdvantage Business™ World Elite Mastercard®

    Costco Cards

    • Costco Anywhere Visa® Credit Card
    • Costco Anywhere Visa® Business Card

    Other Citi Cards

    • Shop Your Way Mastercard

    EVA Air

    How to book Vacasa Vacation Rentals with Wyndham points

    CardPointers Pro: 30% off here and 50% off here

    ATH Podcast

    • Luxury Hotel Upgrade Program
    • Airline/Hotel Transfer Partner Spreadsheet
    • Credit Card Optimizer Tool
    • Membership: Join here
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@allthehacks.com


    Full Show Notes

    (00:00) Introduction (02:10) Quick Intro of the Credit Card Tier List (03:48) Review of Citi Strata Premier℠ Card (06:49) AT&T Points Plus Card and Citi ThankYou® Mastercard® (08:29) 2% Unlimited Cash Back: Citi® Double Cash Card (10:23) Earn 5% Cash Back Using the Citi Custom Cash Credit Card (12:35) The Citi–American Airlines Ecosystem (16:08) American Airlines AAdvantage® MileUp℠ Card (17:34) AAdvantage® Platinum Select® Airline Mastercard® Perks (18:51) Lounge Access and Benefits: AAdvantage® Executive World Elite Mastercard® (23:02) Why AAdvantage® Business World Elite Mastercard® Is Chris’ Favorite (29:24) Are the Citi Costco Cards Worth It? (33:12) Shop Your Way Mastercard (38:13) Other Citi Cards Without Any Benefits (39:18) ATH Member Deep Dive Discussions (39:47) Citi Rules (43:36) Citi ThankYou® Points Program (44:31) Citi's Airline Partners (46:31) Hotel Transfer Partners Unique for Citi (49:20) Transfer Bonuses and Limitations (52:17) High-Level Summary of Citi Cards (53:09) Best Two-Card Combos for Each Issuer (57:43) Factors That Make Citi Cards Less Exciting (58:39) Citi Merchant Offers


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    The Path to Becoming an Expert in Points & Miles with Devon Gimbel May 14, 2025
    Show notes

    #227: An actionable 4-step framework to master points and miles while maximizing personal value. We cover high-yield earning strategies like paying processing fees, bulk ordering, and leveraging business expenses, plus tactics for scaling award travel for multiple people. We also explore alternate pathways to earn and redeem points without chasing “perfection.”


    Devon Gimbel is the founder of Point Me to First Class, an educational platform and podcast that teaches people to maximize their spending for extraordinary travel rewards. She is also a double-board certified physician.


    Link to Full Show Notes: https://chrishutchins.com/rethinking-points-and-miles-devon-gimbel


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    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/


    Resources Mentioned

    Devon: Point Me To First Class | Podcast | Instagram

    • Free Starter Guide to Points

    Dunning Kruger Curve

    Payment Platforms

    • Plastiq
    • Melio
    • Zil Money (Coupon Code: ATH300)
    • Venmo Business

    Airlines with Great Award Availability

    • Emirates
    • Condor
    • Singapore Airlines

    Rakuten: $40 bonus here

    Savewise: 20% off with ALLTHEHACKS20

    ATH Podcast

    • Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@allthehacks.com


    Full Show Notes

    (00:00) Introduction

    (02:31) Devon's Non-Traditional Approach to the Points & Miles Game

    (05:38) Stage 1: Peak of Mount Ignorance

    (08:18) Stage 2: Valley of Despair

    (09:41) Stage 3: Slope of Enlightenment

    (13:06) One of the Biggest Mistakes People Make in the Points & Miles World

    (14:47) Lessons from Chris' Skiing Experience

    (21:03) Stage 4: Unconscious Competence

    (23:48) Why the Learning Curve Never Stops

    (27:08) Identifying High Yield Opportunities for Yourself

    (29:54) How to Evaluate If Credit Card Fees Are Worth It

    (38:43) The Importance of Understanding Earning Rates

    (40:26) Ways to Leverage Business Expenses

    (43:43) Maximizing Award Travel When Booking for Multiple People

    (48:16) Airlines That Have Good Award Availability (Fifth Freedom Flights)

    (55:00) Why You Should Practice Looking for Award Deals

    (58:11) Rakuten Bulk Ordering to Earn Flexible Points

    (1:01:37) Setting Alerts for Deals

    (1:03:49) Alternate Pathways to Earn and Redeem Points

    (1:09:12) Using a Venmo Business Profile to Make Payments

    (1:10:13) Where to Find Devon


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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