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    Business

    All the Hacks: Money, Points & Life

    Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.

    Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.

    Advertise

    Copyright: © 2024 - Chris Hutchins

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    The Easy Way to Build and Maintain Meaningful Relationships with Nick Gray Dec 03, 2025
    Show notes

    #256: We break down the simplest, most effective ways to build stronger friendships and stay connected as an adult. Plus, learn how to build a personal website, host better events, send a friends newsletter, book a cruise on a budget, and so much more.


    Nick Gray is an entrepreneur and author who built and sold two successful companies, Flight Display Systems and Museum Hack. His YouTube and short-form videos have reached over 55 million views.


    Link to Full Show Notes: https://chrishutchins.com/build-meaningful-relationships-nick-gray/


    Partner Deals

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    Daffy: Free $25 to give to the charity of your choice

    Bilt Rewards: Earn the most valuable points when you pay rent

    Storyworth: Share your family stories in a custom book (+ $10 off)

    LMNT: Free sample pack of my favorite electrolyte drink mix

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Nick: X | Website | Friends Newsletter

    • PersonalWebsite.org
    • November 2025 Asset Allocation
    • Personal Website Checklist
    • The 2-Hour Cocktail Party: How to Build Big Relationships with Small Gatherings

    RSVP Tracking

    • Partiful
    • Luma
    • Mixily

    Free Amazon Fulfillment Center Tours

    Animal Spirits Podcast

    Rippner Tennis

    Cruises

    • Below Deck
    • Frequent Miler’s Casino Status Strategy for Free Cruises
    • CruiseSheet

    Personal Domain Services

    • CloudFare Registrar
    • Google Domains
    • Hover
    • Carrd

    Gemini Nano Banana

    WordPress

    ATH Podcast

    • Best Credit Cards
    • Membership
    • Newsletter
    • Ep #68: Hosting Cocktail Parties, Building Relationships, Museum Strategies and Friends Newsletters with Nick Gray
    • Ep #146: This Episode Changed My Perspective on Cruises with Emma Le Teace
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (01:00) How Nick Builds and Maintains Strong Relationships

    (01:49) What Most People Get Wrong About Staying in Touch

    (02:49) Why Making New Friends as an Adult Is So Hard

    (05:49) Nick’s Simple Formula for Hosting a Great Cocktail Party

    (07:25) Chris’s Holiday Cookie Party

    (09:10) Better Ways to Handle Introductions and RSVPs

    (13:26) Using a "Friends Newsletter" to Stay Connected

    (14:47) What to Include in a Great Newsletter

    (19:18) How to Send Your First Newsletter (Without Overthinking It)

    (20:38) An Amazing Opportunity Nick Got from His Newsletter

    (21:28) Easy Content Ideas: Purchases, Apps, Shows, and More

    (24:33) Chris’ Attempt to Get on Below Deck

    (31:04) What Excites Chris About Cruises

    (33:19) Nick’s Take on Cruises (and the “Life-Plus” Mindset)

    (36:11) Hacking Cruises and Cheap Cruise Strategies

    (40:21) Why Everyone Needs a Personal Website

    (43:06) Buying a Domain and Setting Up a Simple Homepage

    (45:31) Getting Google to Notice Your Website

    (49:06) When to Upgrade and What Content Belongs on Your Website

    (52:17) Nick's Service for Building and Maintaining Your Website

    (52:52) Nick’s Asset Allocation Post and the Value of Transparency

    (53:46) Removing the Stigma Around Money With Friends

    (59:21) Using AI for Doctor Appointments


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2025 Holiday Gift Guide and Top Ways to Save This Season Nov 19, 2025
    Show notes

    #255: Here are 100+ holiday gift ideas across tech, kitchen, home, clothing, fitness, kids, and games. I’ll also share tools and tactics to help you find deals and spend less this holiday season.


    For all the products, links, deals and more, check out the full 2025 Gift Guide here: https://chrishutchins.com/gifts


    Link to Full Show Notes: https://chrishutchins.com/gift-guide-2025


    Partner Deals

    DeleteMe: 20% off removing your personal info from the web

    LMNT: Free sample pack of my favorite electrolyte drink mix

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2

    Superhuman: Free month of the fastest and best email with code ALLTHEHACKS

    Vuori: ⁠20% off the most comfortable performance apparel I've ever worn

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    2025 Gift Guide: Find all the products, links, deals and more at https://chrishutchins.com/gifts

    Joshua Weissman: How to Cook With Stainless Steel

    Outlive: The Science and Art of Longevity by Peter Attia

    Tools to Maximize Savings

    • Keepa
    • Rakuten ($50 bonus here)
    • Savewise (20% off with ALLTHEHACKS20)
    • CardPointers (30% off here or 50% off for ATH Members)
    • Chris' Gift Card Site⁠ (5-25% off gift cards)

    ATH Podcast

    • Gift Card Site
    • Membership
    • ⁠Newsletter⁠
    • Ep #122: ⁠⁠Cooking at Home: Delicious Food Made Easy with David Chang⁠⁠
    • Leave a review: ⁠Apple Podcasts⁠ | ⁠Spotify⁠
    • Email for questions, hacks, deals, and feedback: ⁠podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (01:55) Personal Technology

    (14:16) Kitchen & Food

    (36:47) Home

    (44:05) Clothing & Accessories

    (55:13) Health & Fitness

    (59:38) Health Tests

    (01:05:21) Games

    (01:08:39) Kids

    (01:12:47) Books & Learning

    (01:15:22) Ways to Save Money When You Shop

    (01:24:47) Chris' Family Holiday Traditions


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    The Cost of Always Optimizing with Chris and Amy Nov 12, 2025
    Show notes

    #254: Chris and Amy share a candid look at their life together as two optimizers. They discuss everything from family finances and teaching their kids about money to managing their health, work, and travel.


    Link to Full Show Notes: https://chrishutchins.com/ama-amy-marriage-parenting-health


    Partner Deals

    NetSuite: Free KPI checklist to upgrade your business performance

    Storyworth: Share your family stories in a custom book (+ $10 off)

    DeleteMe: 20% off removing your personal info from the web

    Daffy: Free $25 to give to the charity of your choice

    Bilt Rewards: Earn the most valuable points when you pay rent

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Rakuten ($50 bonus here)

    M is for Money by Rob Phelan

    BoA Museums on Us

    How We Spend Our Time Chart

    Priority Pass

    Cultural Care Au Pairs (Get $250 off here)

    Family Heart Foundation

    Fortify5

    Vuori (Get 20% off here)

    ATH Podcast

    • Ep #114: Money Talks: Navigating Uncomfortable Conversations with Loved Ones with Erin Lowry
    • Ep #205: Building Better Habits, Strengthening Relationships, and More Listener Q&A with Chris and Amy
    • Ep #213: The 5 Types of Wealth with Sahil Bloom
    • Ep #239: Mini Retirements: How to Take a Break Sooner That Could Also Boost Your Career and Income
    • Ep #252: Family Travel on Points: Tips, Tricks and Tactics with Nick Reyes
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (01:44) Navigating Conflict and Different Spending Styles

    (04:51) Why the Furniture Conversation Turned Emotional

    (13:20) Amy's Process for Selling and Rehoming Old Items

    (15:50) When Reselling Isn’t Worth the Time and Effort

    (19:03) How to Teach Kids About Money at a Young Age

    (23:39) How Chris & Amy Are Saving for the Kids’ Future

    (31:13) Thinking About Technology and Social Media for Kids

    (35:34) Free-Range Parenting and Encouraging Independence

    (38:06) The Importance of Intellectual Curiosity

    (40:06) Stepping Back From Work to Be Present with Young Kids

    (44:54) Traveling With Kids

    (49:05) Leveraging Lounge Access for Family Travel

    (52:18) Comparing Lounge Access Memberships

    (57:06) Amy’s Transition Into More Time at Home

    (01:00:50) Making Proactive Health Decisions and Preventative Care

    (01:07:46) How to Approach Supporting Aging Parents

    (01:13:34) Coming Full Circle on the Furniture Debate


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    10 Lessons That Challenged My Thinking on Money and Life Nov 05, 2025
    Show notes

    #253: My top 10 takeaways from a retreat for high-net-worth investors, which will cover investing, managing risk, investing in your health, building meaningful relationships, parenting with purpose, and defining success in a way that goes far beyond money.


    Tad Fallows is the co-founder of Long Angle, a private community for investors with more than $2.2 million in assets. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies.


    Link to Full Show Notes: https://chrishutchins.com/10-lessons-wealth-health-happiness


    Partner Deals

    LMNT: Free sample pack of my favorite electrolyte drink mix

    Vuori: 20% off the most comfortable performance apparel I've ever worn

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    Fabric: Affordable term life insurance for you and your family

    MasterClass: Learn from the world's best with 15% off

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Long Angle: Join a free private community for high net worth investors

    What Is BRCA2?

    Sober Founders

    ATH Podcast

    • Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (02:01) Why Health Is Your Most Important Asset

    (04:13) How to Become Your Own Health Advocate

    (08:14) Different Ways to Invest in Fitness and Accountability

    (12:27) Relationships: The Ultimate Compound Asset

    (14:03) Why Adult Friendships Are So Hard to Build and Maintain

    (16:05) Reclaiming Time for Relationships and Family

    (17:15) The Power of Intentional Travel

    (20:43) Lighthouse Parenting: Why You Should Allow Your Kids to Struggle

    (25:01) Learning From Your Kids’ Limitless Imagination

    (25:56) A Simple Exercise to Expand What’s Possible in Every Area of Life

    (28:47) Redefining Success and Purpose

    (34:09) Defining Your Objective to Simplify Complex Decisions

    (38:44) How to Think About Managing Risk

    (43:28) Diversifying Beyond the S&P 500

    (47:53) Two Spectrums of Diversification and Liquidity

    (50:38) The Danger of Over-Optimizing

    (52:14) Why True Wealth Isn’t About Dollars

    (55:45) The Importance of Designing a Life That Works For You


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Family Travel on Points: Tips, Tricks and Tactics with Nick Reyes Oct 29, 2025
    Show notes

    #252: Chris and Nick share strategies to make family travel affordable and stress-free with points and miles. They cover how to find multiple award seats, book business class for families, and their best tips for traveling with kids, from managing jet lag and delays to finding family-friendly hotels, must-have travel gear, and more.


    Nick Reyes is a writer at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles.


    Link to Full Show Notes: https://chrishutchins.com/family-travel-nick-reyes


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    Upwork: Free job posting to find, hire, and pay top freelance talent

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    Daffy: Free $25 to give to the charity of your choice

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Nick Reyes: Frequent Miler | X | Podcast

    • A $50,000+ family trip to Europe, booked with miles and points
    • Kids in business class: Saving miles on child award tickets
    • Guide to Airline Companion Tickets
    • How to book Hyatt suites
    • How to book Vacasa Vacation Rentals with Wyndham points
    • Booking Cottages.com via Wyndham Rewards
    • Nick’s 2025 casino status strategy for free cruises

    Grand Hotel Victoria on Lake Como

    ZIPAIR

    RideSafer Travel Vest

    Mobile Passport Control (MPC)

    HotelTonight

    AutoSlash

    ABCmouse

    Travel Strollers: Babyzen Yoyo | gb Pockit

    ATH Podcast

    • Ep #166: Best Award Search Tools for Booking Flights with Points & Miles
    • Ep #167: Best Tools for Booking Hotels with Points & Miles
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (00:58) What People Get Wrong About Families Traveling Using Points

    (02:53) Nick's Luxury Family Trip to Europe with Points

    (06:30) Things to Consider When Booking Multiple Award Seats

    (09:45) Booking Award Seats in Economy vs. Premium Economy

    (13:55) Flying in Business Class with Kids

    (17:55) Splitting Up the Family in Different Award Flights

    (20:29) Buying Extra Economy Seats for More Space

    (23:27) Prioritizing Sleep on International Flights

    (28:43) Nick's Approach to Jet Lag

    (30:47) Airline Discounts for Kids

    (33:41) How Lap Infant Pricing Works

    (36:36) The Best Airlines for Traveling with Kids

    (39:08) Pooling Airline Miles with Children

    (41:50) Leveraging Companion Passes/Fares for Family Travel

    (45:06) Using Carry-On Vs. Checking Bags with Kids

    (46:19) Accessories for Traveling with Young Kids

    (50:28) Managing Delays and Other Irregularities When Traveling with Kids

    (53:16) Why Lounge Access Is a Game Changer

    (55:05) Fast Tracking Airport Entry with Kids

    (57:11) Tactics Nick Uses to Book Hotels Internationally for His Family

    (01:01:08) Booking Rooms with Points vs. Cash

    (01:04:07) Emailing Your Hotel for an Upgrade

    (01:05:44) Benefit of Having Kids Clubs at Hotels and Resorts

    (01:07:53) Tips and Tricks to Book Vacation Rentals

    (01:09:54) Transportation Tips When Traveling with Kids

    (01:12:55) How Cruises Changed Nick's Travel Game

    (01:17:31) Other Family Travel Tips & Tricks

    (01:20:40) Planning Activities Around Your Kids' Interests

    (01:23:07) Unusual Must-Haves for Trips with Kids

    (01:25:22) Top Kid-Friendly Travel Destinations

    (01:27:42) Where to Find Nick & His Work


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Focus on What Matters and Let Go of the Rest with Ryan Holiday Oct 22, 2025
    Show notes

    #251: Discover why Stoicism matters more than ever and how to make it part of your daily life. We share practical ways to focus on what you can control, build resilience, and cultivate the four Stoic virtues: courage, self-discipline, justice, and wisdom.


    Ryan Holiday is a bestselling modern philosopher and author of The Daily Stoic, The Obstacle Is the Way, Ego Is the Enemy, and Stillness Is the Key. His books on Stoic virtues have sold over 10 million copies in 40+ languages. He’s also the founder and host of The Daily Stoic podcast.


    Link to Full Show Notes: https://chrishutchins.com/ryan-holiday-mastering-stoicism


    Partner Deals

    Mercury: Help your business grow with simplified finances

    LMNT: Free sample pack of my favorite electrolyte drink mix

    Vuori: 20% off the most comfortable performance apparel I've ever worn

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    Bilt Rewards: Earn the most valuable points when you pay rent

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Ryan: The Daily Stoic | Podcast | YouTube

    • Courage Is Calling
    • Discipline Is Destiny
    • Right Thing, Right Now
    • Wisdom Takes Work

    The meditations of Marcus Aurelius

    Letters from a Stoic by Seneca

    The Dialogues of Plato

    Old Enough! TV Show


    Full Show Notes

    (00:00) Introduction

    (01:06) What Is Stoicism?

    (02:42) Is Stoicism Relevant in Today’s Society?

    (04:59) The Journey of Becoming a Stoic

    (07:42) Why Humans Don’t Like to Do the “Hard” Things

    (13:34) The Importance of Putting Your Impressions to the Test

    (17:42) The Reason Humans Are Never Satisfied

    (20:41) How the Stoics View Happiness

    (23:22) Where to Draw the Line Between Things in Your Control vs. Not

    (29:30) Why It’s Important to Pause and Reflect

    (32:56) The Four Stoic Virtues

    (35:15) How Ryan Applies Discipline to His Life

    (37:46) Stillness Unlocks Elite Performance, Happiness, and Self-Awareness

    (39:09) Why Ryan Doesn’t Like Watching the News

    (41:24) Can You Have Fun as a Stoic?

    (43:18) Ranking the Stoic Virtues

    (44:16) How Can We Be More Courageous in Our Daily Lives?

    (46:50) Instilling Courage in Your Kids

    (50:47) The Role of Justice in Stoicism

    (53:27) Approaching Wisdom as a Method

    (55:15) How Can Someone Gain More Wisdom?

    (57:39) Experiencing Emotions as a Stoic

    (01:00:08) The First Step Toward Stoicism

    (01:01:02) Where to Find Ryan and His Work


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Open Enrollment, Diversifying Investments, Buying Gold and More Listener Q&A Oct 15, 2025
    Show notes

    #250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more.


    Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025


    Partner Deals

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    Mercury: Help your business grow with simplified finances

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    PEOs: TriNet | Justworks

    Insurance Broker: Rich Sterling

    Productivity/AI Tools

    • Notion
    • NotebookLM
    • Replit
    • Cursor
    • v0
    • Figma
    • Perplexity
    • Claude

    Mesa Homeowners Card (50k bonus with code CHRIS50)

    $1,200 U.S. Bank Bonus

    ATH Podcast

    • Newsletter
    • Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen
    • Ep 104: Optimizing Your Insurance Policies
    • Ep #140: Navigating Open Enrollment
    • Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth
    • Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss
    • Submit questions for our next AMA here
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (00:30) Quick Episode Overview

    (01:22) How to Select Your Insurance Plan

    (05:19) Saving with a High Deductible Health Plan

    (14:19) Tips for Specific Drugs and Providers

    (15:27) Dental and Vision Plans

    (17:17) Benefits of FSAs

    (19:10) Getting Health Insurance Outside of an Employer

    (21:08) Getting Insurance for Your Business

    (23:20) Insurance via Medical Research Companies and Affinity Groups

    (24:52) Direct Primary Care

    (25:48) Reimbursing Medical Expenses Charged on a Credit Card

    (30:45) Diversification in an Incredibly High Stock Market

    (36:20) Investing in Precious Metals: Gold & Silver

    (40:55) Strategy for Handling RSU Compensation

    (43:35) Variable Universal Life Policy

    (48:05) The Rise in Auto Insurance Premiums Following an Accident

    (55:22) Buying A Used vs. New Car

    (58:06) Chris's Favorite Work Tools Including AI

    (01:02:07) Is AI an Actual Threat to Our Jobs?

    (01:04:26) Chris's Pre and Post W2 Job Experience

    (01:06:50) Find the Best Deals on the ATH Newsletter

    (01:10:53) The Next Gift Card Sale


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Earn More Points in Multiplayer Mode with Kai Oct 08, 2025
    Show notes

    #249: 3x your points and miles with a multiplayer strategy. We break down how to earn, manage, and maximize rewards with a partner, family, or friends. Plus learn how to handle the logistics, emotions, and systems that make it all work.


    Kai is the founder and host of The Daily Churn Podcast, where he shares his churning journey. In 2024, Kai and his partner earned a total of $40,000 and 5 million points.


    Link to Full Show Notes: https://chrishutchins.com/playing-the-points-game-with-player-2-kai


    Partner Deals

    MasterClass: Learn from the world's best with 15% off

    Mercury: Help your business grow with simplified finances

    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth

    LMNT: Free sample pack of my favorite electrolyte drink mix

    Vuori: 20% off the most comfortable performance apparel I've ever worn

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Kai: The Daily Churn Podcast | Membership

    Monarch Money

    Copilot Money (Free 2 months with code HACKS2)

    How to Automatically Forward iMessages & Texts to Other Contacts Using Shortcuts

    1Password

    Google Voice

    Tello eSIM

    Aligned Incentives

    Cashback Monitor

    Rakuten

    CardPointers (30% off or 50% off for ATH Members)

    Replit

    Churning While New To Credit

    Helping Tim Burn 15M+ Miles and Points

    ATH Podcast

    • Membership
    • Episode #181: Making an Easy $3k/mo from Online Deals with Kai
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (00:49) How Kai and Chris’ Partners View the Points and Miles Game

    (03:56) Is Playing the Points Game Actually More Lucrative with P2?

    (06:26) Maximizing Credit Cards with Two Players

    (08:36) Should You Have Authorized Users on Your Cards with P2?

    (14:01) The Mechanics of Managing a P2

    (15:28) Ways to Access Shared Passwords and Two-Factor Codes

    (18:38) Important Conversations to Have with Your P2

    (21:10) Playing the Points Game for Other People

    (26:05) The Challenges of Managing Points for Others

    (31:12) Managing Points for Family Members

    (33:51) Playing the Points Game with Children

    (35:14) Easing the Burden of Dealing with Card Issuers with a P2

    (39:38) The Spectrum of Activities with Multiple Players

    (40:52) Leveraging Referrals and Shopping Portals to Maximize Savings with P2

    (43:33) Learning to Stop Over-Optimizing

    (45:28) Kai’s Podcast and Churning Community

    (47:01) Why Your Address Matters in the Points Game

    (47:34) Managing 1099s from Referral Points

    (49:02) Tips on Adding Authorized Users

    (49:45) The Importance of Community in the Points Game

    (51:13) How to Share Referral Links on ATH Membership


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Oct 01, 2025
    Show notes

    #248: Learn to escape the trap of over-optimizing and design a more meaningful life. We explore setting boundaries, resetting priorities, and turning failure into fuel for success. We also dive into Tim’s creative process behind his new card game and the surprising value of play.


    Tim Ferriss is an entrepreneur, bestselling author, and host of The Tim Ferriss Show, one of the world’s most popular podcasts with over a billion downloads. He loves experimenting with productivity, health, storytelling, personal growth, and, most recently, card games.


    Link to Full Show Notes: https://chrishutchins.com/tim-ferriss-over-optimizing-failure-play


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    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Tim: Website | Podcast | X

    • The 4-Hour Workweek
    • The 4-Hour Body
    • The 4-Hour Chef
    • THE NO BOOK
    • Where Are You Still Using Single-Ply?
    • Coyote Card Game

    Terry Real’s Books

    Stumble Upon

    Diggnation

    Personal Power by Tony Robbins

    Secrets of Power Negotiating by Roger Dawson

    AcroYoga

    Exploding Kittens

    Think Like a Game Designer Podcast

    Procreate

    ATH Podcast

    • Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (00:45) When Tim Realized That Optimization Could Bend Life in His Favor

    (06:40) The Role of Patience in Optimization

    (08:14) Dialing Back on Optimizing

    (11:23) Do Relationships Require Less Optimization?

    (16:45) Fighting Natural Tendencies for a Better Life

    (19:57) The Impact of Journaling

    (23:42) Does Tim Still Find Himself Over-Optimizing?

    (25:14) The 3 Levels of Listening

    (29:47) Designing for States

    (31:40) Different Lenses for Optimization

    (36:28) The Optimizer Curses

    (40:53) How to Avoid Decision Fatigue

    (45:32) Being Rich Enough to Rent

    (48:37) Knowing When to Say “Yes or “No”

    (55:35) Active vs. Passive Intuition

    (01:01:40) How Decisions Get Influenced When You Have Kids

    (01:08:01) Is "Play" a State to Aim For?

    (01:13:38) Incorporating Play in Adulthood

    (01:18:13) The Process of Creating a New Card Game

    (01:28:18) The Next Big Project for Tim

    (01:30:53) Humans as Storytellers

    (01:34:10) Where to Find Tim & His Work


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Deep Dive on Bank of America Credit Cards (Up to 5.25% Cash Back) Sep 24, 2025
    Show notes

    #247: Chris dives into Bank of America’s credit card lineup and why he has 5 different BoA cards right now. He'll go over how the Preferred Rewards program can help you earn unlimited 3.3% back on everything. Finally, he also covers approval rules, credit limits, unique perks like free museum access, and more.


    Link to Full Show Notes: https://chrishutchins.com/bank-of-america-preferred-rewards


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    Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2

    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals


    Resources Mentioned

    Chris’ Best Cards Page

    BoA Cards: Tier List

    • Bank of America® Customized Cash Rewards | Susan G. Komen®
    • Bank of America® Unlimited Cash Rewards
    • Bank of America® Travel Rewards
    • Bank of America® Premium Rewards®
    • Bank of America® Premium Rewards® Elite
    • The Atmos™ Rewards Ascent Visa Signature Card
    • The Atmos™ Rewards Visa Summit Card
    • Free Spirit ® Travel More World Elite Mastercard
    • Allways Rewards Visa® card
    • Air France KLM World Elite Mastercard
    • Bank of America® Business Advantage Customized Cash Rewards Mastercard®
    • Bank of America® Business Advantage Unlimited Cash Rewards Mastercard®
    • Bank of America® Business Advantage Travel Rewards World Mastercard®
    • The Atmos™ Rewards Visa Business Card

    Other Cards

    • Citi® Double Cash Card
    • U.S. Bank Smartly™ Visa
    • The Ritz-Carlton™ Credit Card

    Frequent Miler: Guide to Ultra-Premium Credit Card Travel Protections

    Rakuten: $50 bonus here

    BoA: Museums on Us | BankAmeriDeals

    ATH Podcast

    • Ep #245: How Much Are Points and Miles Worth in 2025?
    • Leave a review: Apple Podcasts | Spotify
    • Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com


    Full Show Notes

    (00:00) Introduction

    (01:29) Quick Episode Overview

    (03:21) BoA Preferred Rewards Program

    (06:00) Customized Cash Rewards Card

    (08:28) Customized Cash Rewards Card Variations

    (13:18) Unlimited Cash Card

    (15:50) Travel Rewards Card

    (18:02) Premium Rewards Card

    (24:54) Travel Benefits on the BoA Premium Cards

    (26:25) Atmos Rewards Ascent Card

    (32:24) Atmos Rewards Summit Card

    (35:10) Valuing Companion Awards

    (39:41) Free Spirit Travel More World Elite MasterCard

    (41:03) Allegiant Always Rewards Card

    (42:08) Air France KLM World Elite MasterCard

    (44:26) BoA’s Cruise Cards

    (45:03) Business Card Eligibility

    (47:12) Business Customized Cash Card

    (51:04) Business Unlimited Cash Card

    (52:21) Business Travel Rewards Card

    (55:41) Atmos Rewards Business Card

    (57:59) Applying for BoA Cards

    (59:13) 5 Consumer Card Limit

    (60:48) BoA Nuances to Keep in Mind

    (01:02:13) Credit Limits

    (01:03:00) BankAmeriDeals

    (01:04:07) Free Museum Access

    (01:05:06) Summary


    Connect with Chris

    Newsletter | Membership | X | Instagram | LinkedIn


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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